Altra Credit Union Tyler TX | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Altra Federal Credit Union, your trusted partner in financial well-being, located at 5523 Troup Hwy, Tyler, TX 75707. Since our establishment in 1931, we've been dedicated to serving our community with a focus on member satisfaction and financial growth. With over 155,000 members, we pride ourselves on providing personalized services that cater to your unique needs. At Altra, we understand the importance of having a solid financial foundation. That's why we manage an impressive $2,936,746,167 in total assets and offer a wide range of services from checking accounts to auto loans and mortgages. Whether you're looking to buy your first home or need assistance with personal loans and debt consolidation, we're here for you every step of the way. Our commitment to our members extends beyond just banking. We maintain a strong community presence and work diligently to support local initiatives that make Tyler a better place for everyone. Under the leadership of our CEO, Steve Koenen, and Board President, Tanner Holst, our team of 497 employees is ready to assist you with any financial questions or concerns. While members can visit us at our branch location, official correspondence should be sent to: 5523 TROUP HWY, TYLER, TX 75707-1927. If you have any questions or would like to learn more about how we can help you achieve your financial goals, feel free to give us a call at 903-581-6091. We invite you to explore all that Altra has to offer by visiting our website at www.altra.org. Join us today and experience the benefits of being part of a credit union that truly cares!

Branch History & Mission

At Altra Federal Credit Union, our journey began in 1931, rooted in the heart of Tyler, TX. Over the decades, we have grown from a small group of dedicated members into a thriving financial institution that proudly serves over 155,000 members. Our branch at 5523 Troup Hwy is not just a place for banking; it's a community hub where financial dreams take flight. As we reflect on our history, we celebrate significant milestones that have shaped who we are today. From our humble beginnings to becoming a leader in financial services with total assets exceeding $2.9 billion, Altra has consistently focused on delivering value to our members. Our commitment to providing personalized service and innovative solutions has allowed us to expand our offerings significantly while ensuring that every member feels valued and understood. Our mission is simple yet profound: to empower our members to achieve their financial goals while fostering community growth. We believe in making banking accessible and approachable for everyone. With services ranging from checking and savings accounts to auto loans and business banking solutions, we are here to support you every step of the way. In addition to traditional banking services, we embrace modern advancements that enhance your experience. Our digital tools include online and mobile banking options, allowing you to manage your finances anytime, anywhere. We also prioritize accessibility by ensuring our facilities meet ADA compliance standards. While members can visit us at 5523 Troup Hwy Tyler Tx 75707, official correspondence should be sent to 5523 TROUP HWY, TYLER, TX 75707-1927. Our operating hours are designed with your convenience in mind: Monday through Thursday from 9:00 a.m. to 5:00 p.m., Wednesday from 10:00 a.m. to 5:00 p.m., and Friday from 9:00 a.m. to 5:00 p.m. For those on the go, we offer drive-thru banking and ATM access for quick transactions. Community involvement is at the core of what we do. We actively engage in local outreach efforts and partnerships aimed at uplifting our neighborhoods and supporting those in need. Whether through educational programs or charitable contributions, Altra is committed to making a positive impact. We invite you to join our family at Altra Federal Credit Union. Experience firsthand how we can help you reach your financial aspirations while being part of a community-focused organization dedicated to your success. Visit us today or call us at (903) 581-6091!

Branch Location & Accessibility

Accessibility and Amenities

At Altra, we prioritize making banking accessible for everyone. Our branch is ADA-compliant, featuring ramps and wide entryways to ensure smooth access for all members. If you're driving, we have ample parking available right outside our doors. For those who prefer to bank on the go, we offer both ATM services and drive-thru banking. Our drive-thru allows you to complete basic transactions like deposits and withdrawals without ever leaving your vehicle.

Get in Touch

Ready to experience the difference with Altra? Don't hesitate to call us at (903) 581-6091 if you have any questions or need assistance before your visit. We look forward to welcoming you into our branch and helping you achieve your financial goals!

Operating Hours

We understand that life can get busy, which is why we strive to be flexible with our hours. Our lobby is open Monday through Friday, with extended hours on Thursday to help accommodate your schedule. On Wednesdays, you can join us an hour later for your convenience. Be sure to check out our operating hours: - Lobby: - Monday, Tuesday, Thursday: 9:00 a.m. - 5:30 p.m. - Wednesday: 10:00 a.m. - 5:00 p.m. - Friday: 9:00 a.m. - 5:00 p.m. With these hours, there's plenty of time for you to stop by!

Services Offered

At Altra Federal Credit Union, we're proud to offer a variety of services designed to meet your financial needs. From personal banking solutions like checking and savings accounts to auto loans and mortgages, we've got you covered! Our friendly staff is always ready to assist you whether you're looking for credit card options with rewards or business banking services. While members can visit us at 5523 Troup Hwy Tyler Tx 75707, official correspondence should be sent to our mailing address at 5523 TROUP HWY, TYLER, TX 75707-1927 for any paperwork or inquiries.

Member Eligibility

At Altra, we believe that everyone deserves a place in our supportive community. Joining us is simple and welcoming! If you live, work, or go to school in the Tyler area, you're likely eligible to become a member. We're dedicated to providing financial services tailored just for you, whether it's personal banking, auto loans, or mortgages. You can enjoy the perks of membership, such as lower fees and competitive rates on loans and savings accounts. To find out more about specific eligibility requirements, feel free to visit our website at . If you're ready to take the next step, opening an account is straightforward! Just give us a call at (903) 581-6091, and our friendly staff will guide you through the process. Your journey with us begins at 5523 Troup Hwy Tyler Tx 75707, where we can't wait to welcome you into the Altra family!

Business Banking & Commercial Services

Practical Merchant Services

In addition to our loan options, we offer comprehensive merchant services that make day-to-day operations smoother for your business. Imagine being able to accept payments quickly and securely, whether you're selling in-store or online. Our merchant services can help streamline transactions so you can focus on what matters most growing your business. Visit us at 5523 Troup Hwy Tyler Tx 75707 or call us at (903) 581-6091 to learn how our business banking solutions can help you succeed!

Supporting Your Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $556 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $304,210,974, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? Our branch provides convenient ATM services for quick withdrawals and balance checks. Plus, enjoy the benefits of basic drive-thru banking for deposits, withdrawals, and simple transactions without leaving your car.

Business Banking Services

For our business members, we offer robust solutions tailored specifically for entrepreneurs. From merchant services that help streamline transactions to various types of business loans, Altra is here to support your growth and success.

Convenient Digital Banking

Understanding the need for convenience in today's world, we offer a full suite of online and mobile banking services. Manage your accounts anytime, anywhere with features like mobile payments, person-to-person transfers, and e-statements. With our digital tools, banking is made simple and accessible.

Credit Options

We also know how important it is to have access to credit when needed. Our credit cards with rewards allow you to earn while you spend, making everyday purchases more rewarding. Whether it's for travel, shopping, or emergencies, we've got the right card for you.

Get Started Today!

With so many services available at Altra Federal Credit Union in Tyler, TX, there's no better time than now to take control of your financial future. To learn more about how we can assist you or if you have any questions about our offerings, don't hesitate to call us at 903-581-6091 or visit us online at www.altra.org. We look forward to helping you achieve your financial goals!

Personal Banking Solutions

Whether you are looking to manage your day-to-day finances or plan for the future, our personal banking options have got you covered. We offer a variety of checking and savings accounts designed to help you save effectively while enjoying easy access to your funds. If you're considering purchasing a new vehicle, our auto loans and vehicle financing options can help make that dream a reality with competitive rates and flexible terms. For those planning to buy a home, we provide comprehensive mortgage loans and refinancing solutions that simplify the process. And if unexpected expenses arise, our personal loans and debt consolidation services can provide the financial support you need.

Digital & Online Banking

Accessibility and Ease-of-Use

Need to send money to a friend? Our person-to-person transfer feature allows you to do just that with just a few taps on your smartphone. Plus, with our mobile payments option, you can make purchases directly from your phone no need for cash or cards. We believe that banking should be accessible whenever you need it. That's why our online banking services are available 24/7, giving you control over your finances around the clock. Whether you're at home or on the move, managing your money has never been easier. Join us at Altra today and experience the convenience of modern banking tailored to fit your lifestyle!

Key Features

Our digital banking services include everything from e-statements to mobile payments, ensuring that you have the tools you need at your fingertips. Enjoy the peace of mind that comes with knowing your transactions are protected through our electronic signature authorization feature. This means you can complete important documents quickly and securely, without needing to visit a branch. With e-statements available, you'll receive your account statements electronically, helping you stay organized while reducing paper clutter. Our mobile application also puts your banking needs in the palm of your hand, making it easy to check balances, transfer funds, and pay bills on the go.

Financial Strength

Commitment to Growth

Our commitment to growth is reflected in our $296,762,410 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $31,590 in used auto loans and $2,577,869,875 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $514,851,270 in share certificates and $593,728,229 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $178,927,460, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $18,977,818 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 464 full-time employees and 33 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $321,182,498, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,092 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Partnership

Net Shares (Funds available for lending and investments): $42,821,590. Total Share and Deposit Accounts: 329,166, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Altra is your trusted partner. Visit us at 5523 Troup Hwy Tyler Tx 75707 or call (903) 581-6091 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $447,123,262 in used vehicle loans and $146,036,985 in new vehicle loans already helping members get on the road. We provide competitive rates and flexible terms to suit your budget. Plus, if you're considering refinancing your existing auto loan, we can guide you through the process.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $98,318,856 in loans helping members manage their finances effectively. Our credit cards come with rewards and are designed to fit seamlessly into your spending habits.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $195,044,635, make buying or refinancing simple. We have various mortgage products tailored for different situations, whether you're a first-time buyer or looking to refinance an existing mortgage.

Other Loan Products

In addition to auto and mortgage loans, we provide options for personal loans and lines of credit. With a total of $854,810,373 available for credit lines, you can access funds when you need them most. For business owners, our outstanding commercial loans totaling $304,210,974 provide the capital needed to grow and expand. No matter what type of loan you need, our team is here to assist you every step of the way. Feel free to reach out at (903) 581-6091 for more information or visit us at 5523 Troup Hwy Tyler Tx 75707, Tyler, TX. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you find the right loan product that fits your needs!

Loan Aggregator

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Altra