Altra Credit Union Tyler TX | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Altra Federal Credit Union, your trusted partner in financial wellness since 1931! Located at 8976 S Broadway Ave, Tyler, TX 75703, we are dedicated to providing exceptional service and support to our growing community of 155,058 members. With total assets exceeding $2.9 billion and total deposits of $114,150,615, we are here to help you achieve your financial goals whether that's securing a new auto loan, saving for a home, or simply managing your everyday banking needs. At Altra, we pride ourselves on our commitment to the communities we serve. We offer a wide range of services, including checking and savings accounts, auto loans, mortgage refinancing, personal loans, business banking solutions, and much more. Our experienced team of 497 employees, led by CEO Steve Koenen and Board President Tanner Holst, is always ready to assist you with personalized care. While members can visit us at our branch location in Tyler, official correspondence should be sent to the same address: 8976 S BROADWAY AVE, TYLER, TX 75703. We also provide convenient online and mobile banking options so you can manage your finances anytime, anywhere. With a net worth of $321,182,498 and a cash reserve of $13,546,277, you can trust us to safeguard your financial future. Our focus on member satisfaction has enabled us to maintain a strong foundation built on trust and reliability. We invite you to explore everything Altra has to offer! Feel free to call us at 903-405-3720 or visit our website at www.altra.org for more information on how we can assist you today!

Branch History & Mission

Welcome to Altra Federal Credit Union, a cornerstone of financial support and community service in Tyler, Texas. Since our inception in 1931, we have dedicated ourselves to empowering our members through exceptional financial services while fostering a sense of community. Over the years, we have grown from a small credit union into a thriving institution with over 155,000 members and total assets exceeding $2.9 billion. Located at 8976 S Broadway Ave, Tyler, TX 75703, our branch is easily accessible for those in the area. Whether you're near local landmarks or just passing by, we invite you to stop in and experience the friendly atmosphere that defines our mission. If you need to send official correspondence, please note that our mailing address is also 8976 S BROADWAY AVE, TYLER, TX 75703. At Altra, we believe in providing not just financial products but also real solutions that help improve the lives of our members. Our mission is simple yet impactful: to offer personal banking services such as checking and savings accounts, auto loans, mortgage options, and credit cards with rewards all designed to meet the unique needs of each member. We also prioritize community outreach through partnerships and initiatives that uplift those around us. As we've evolved over the decades, we've embraced technology to enhance your banking experience. With online and mobile banking options available, along with ATM access for convenient cash withdrawals, managing your finances has never been easier. We are committed to ensuring accessibility for all members and comply with ADA standards. Our team operates out of our Tyler branch during convenient hours Monday through Friday from 10:00 a.m. to 6:00 p.m., and Saturday from 10:00 a.m. to 3:00 p.m. to serve you better. While we do not have drive-thru service at this location, we are proud to provide shared services for partner credit union members. We invite you to join the Altra family today! Experience firsthand how we can help you reach your financial goals while making a positive impact on our community. For more information or assistance, feel free to call us at 903-405-3720 or visit us online at Altra.org. Let's build a brighter future together!

Branch Location & Accessibility

Call to Action

Our dedicated team is ready to assist you with whatever you need. Feel free to give us a call at 903-405-3720 if you have any questions or want more information about our services. We look forward to welcoming you soon at Altra Federal Credit Union in Tyler!

Nearby Landmarks and Accessibility

Situated near popular local spots, our branch is easy to find. If you're visiting us for the first time, you might recognize nearby landmarks that make it simple to navigate your way here. You'll appreciate the ample parking available, as well as our commitment to accessibility with features like ADA-compliant ramps for those who need them. While members can visit us at 8976 S Broadway Ave, official correspondence should be sent to the same address, ensuring all your banking needs are met in one convenient location.

Operating Hours and Services

We understand that life gets busy, which is why our lobby hours are tailored for your convenience. We're open Monday through Friday from 10:00 a.m. to 6:00 p.m., and on Saturdays from 10:00 a.m. to 3:00 p.m. This gives you plenty of opportunities to stop by after work or during your weekend errands. At Altra, we offer a wide range of services tailored to meet your financial goals. From personal banking options like checking and savings accounts to auto loans and mortgage financing, we have solutions designed just for you. Plus, enjoy the ease of online and mobile banking right at your fingertips!

Member Eligibility

At Altra, we believe that everyone deserves to be part of a caring community. Joining us is simple and welcoming! To become a member, you just need to meet a few friendly eligibility requirements. We invite individuals who live, work, or worship in our local area, as well as their family members, to join our growing family. This means that if you're from the Tyler community or surrounding areas, you're likely already eligible! Being a member at Altra opens up a world of financial opportunities tailored just for you, including competitive rates on loans and savings accounts, personalized service, and access to exclusive member benefits. Starting your membership journey is easy! You can find more detailed information about eligibility at [this link](). If you're ready to take the next step or have any questions, feel free to reach out to us at (903) 405-3720. We're here to help you every step of the way. Your new financial home awaits at 8976 S Broadway Ave Tyler Tx 75703!

Business Banking & Commercial Services

Merchant Services Made Easy

In addition to loans, we offer merchant services tailored to meet your needs. Imagine easily accepting payments from your customers whether it's through credit cards or mobile payment apps. Our services help streamline transactions so you can focus on what matters most: growing your business. Visit us at 8976 S Broadway Ave Tyler Tx 75703 or call us at (903) 405-3720 to discover how we can support your business journey today!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $556 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $304,210,974, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans and Vehicle Financing

When it comes time to buy a new car or refinance your current vehicle, our Auto Loans & Vehicle Financing options are here for you. We understand that purchasing a vehicle is a significant investment, which is why we offer competitive rates and flexible terms. Picture yourself driving away in the car of your dreams with manageable monthly payments that fit within your budget.

Business Banking Services

For entrepreneurs and business owners, we offer comprehensive Business Banking solutions, including merchant services and business loans. Whether starting a new venture or expanding an existing one, our dedicated team can provide the support necessary for success.

Digital Convenience at Your Fingertips

At Altra Federal Credit Union, we believe in making banking as convenient as possible. With features like Online & Mobile Banking, ATM access for cash withdrawals, and basic shared branch transactions available for partner credit union members, managing your money has never been easier. You can deposit checks from anywhere using your smartphone or quickly check balances at an ATM near you. In addition to these offerings, our friendly staff is always ready to assist with any questions you might have. For further inquiries or assistance with any service mentioned above, please reach out by calling us at (903) 405-3720. We invite you to visit us at 8976 S Broadway Ave Tyler Tx 75703 in Tyler, TX, where we look forward to helping you achieve all your financial aspirations!

Mortgage Loans and Refinancing

Homeownership is a major milestone for many. Our Mortgage Loans & Refinancing services provide various options to help you secure the perfect home loan. Whether you're a first-time homebuyer or looking to refinance an existing mortgage for better rates, we're here to guide you through the process every step of the way.

Personal Banking Solutions

For those seeking reliable banking options, our Personal Banking services include checking and savings accounts tailored to fit any lifestyle. Imagine managing your finances easily with online and mobile banking check your balance, make transfers, or pay bills right from your smartphone! You can also take advantage of our rewarding credit cards that offer cash back on everyday purchases, making it easier to get more from your spending.

Personal Loans and Debt Consolidation

Need extra funds for unexpected expenses? Our Personal Loans & Debt Consolidation services can help alleviate financial stress. With straightforward terms and quick approvals, you can consolidate high-interest debts into one manageable payment or finance those special projects that matter most to you.

Digital & Online Banking

Key Features

One of the standout features is our mobile application, which allows you to check balances, transfer funds, and even make person-to-person payments with just a few taps. Whether you're out running errands or relaxing at home, our mobile app ensures that banking is always within reach. Plus, with mobile payments enabled, you can make quick purchases without the hassle of cash or cards. For those who prefer paperless options, we offer e-statements that provide a convenient way to keep track of your transactions without cluttering your mailbox. You can also take advantage of our electronic signature authorization feature to sign documents securely online, making it easier than ever to manage loans or account changes.

Security and Ease of Use

Security is a top priority at Altra. Our online banking platform employs advanced security measures to protect your information while ensuring that you have a smooth experience. You can feel confident knowing that your data is safe as you manage your accounts in real-time. With all these features combined, digital banking at Altra offers not just convenience but also peace of mind. Whether you're looking to pay bills, transfer money, or simply check on your accounts, our user-friendly tools are here to help you every step of the way. Join us today and discover how easy banking can be!

Financial Strength

A Growing Member Base

Total Share and Deposit Accounts: 329,166, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $42,821,590. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Altra is your trusted partner. Visit us at 8976 S Broadway Ave Tyler Tx 75703 or call (903) 405-3720 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $514,851,270 in share certificates and $593,728,229 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $178,927,460, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $18,977,818 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 464 full-time employees and 33 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Your Future

With $296,762,410 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment is reflected in our lending capacity with $31,590 in used auto loans and $2,577,869,875 in total loans and leases supporting your financial goals across various sectors.

Strong Financial Health

With a net worth of $321,182,498, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,092 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Loan Options

For those considering business opportunities or expansions, our outstanding commercial loans totaling $304,210,974 provide the capital needed to grow and expand. Additionally, we have credit lines available up to $854,810,373, ensuring that both personal and business needs are met with ease. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. No matter what type of loan you're interested in be it auto financing or mortgages Altra is dedicated to providing personalized service that caters to your individual needs. Visit us today at our branch or call us for more information!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $447,123,262 in used vehicle loans and $146,036,985 in new vehicle loans already helping members get on the road. We aim to make the financing process straightforward and accessible. You can also explore refinancing options if you're looking to lower your monthly payments or reduce interest rates on your current auto loan.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $98,318,856 in loans helping members manage their finances effectively. These credit cards provide an excellent way to handle unexpected expenses while earning rewards for your everyday purchases.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $195,044,635, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance an existing mortgage, our team is here to guide you through the process.

Loan Aggregator

Benefits of Using LendMesh

One of the key advantages of using LendMesh is its focus on verified data. All loan offers are sourced from legitimate financial institutions, ensuring transparency throughout the comparison process. Additionally, LendMesh does not prioritize lenders based on paid promotions there are no sponsored listings. This means that users receive unbiased results tailored to their specific needs. Another significant benefit is the real-time rate comparisons provided by LendMesh. Users can access up-to-date loan rates from multiple institutions at any time, allowing them to make informed decisions based on current market conditions. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the practical benefits and reliability of using this tool. If you're looking for a straightforward way to compare loan offers without the hassle, visit LendMesh today and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

LendMesh takes pride in its commitment to transparency and reliability. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers, free from hidden fees or misleading terms.

Altra