Altra Credit Union Tyler TX | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Altra Federal Credit Union, your trusted partner in financial well-being located at 2815 W Southwest Loop 323, Tyler, TX 75701. Established in 1931, we have grown alongside our community, proudly serving over 155,000 members and managing assets totaling an impressive $2,936,746,167. Our commitment to providing personalized service and innovative financial solutions is unwavering. At Altra, we understand that banking is more than just transactions; it's about building relationships. Whether you're looking for a new auto loan or a savings account with competitive rates, our team is here to help you every step of the way. We currently offer a diverse range of products including personal loans, mortgages, and business banking services tailored to meet your unique needs. While members can visit us at 2815 W Southwest Loop 323, official correspondence should be sent to the same address. We believe in transparency and making it easy for you to reach out. Feel free to call us at 903-405-1000 or send a fax at 608-787-7160 for any inquiries. Our leadership team is dedicated to fostering growth within the community. Led by CEO Steve Koenen and Board President Tanner Holst, we strive for excellence in all that we do. With nearly 500 employees, our focus remains on enhancing member experiences and ensuring financial security for everyone who walks through our doors. Join us today and experience the difference that comes with being part of the Altra family. Visit our website at www.altra.org for more information on how we can assist you in achieving your financial goals!

Branch History & Mission

Join Us!

As we look to the future, we invite you to become part of the Altra family. Experience firsthand how our commitment to customer service and community involvement can benefit you. While members can visit us at 2815 W Southwest Loop 323 Tyler Tx 75701, official correspondence should be sent to 2815 W Southwest Loop 323, Tyler, TX 75701-9205 if different. For more information about joining us or exploring the range of services we offer, please call us at (903) 405-1000 or visit our website at www.altra.org. Together, let's build a brighter financial future!

Mission Statement

At Altra Federal Credit Union, our mission is clear: to empower our members through exceptional financial services while giving back to the communities we call home. We believe that when our members thrive, so do we. That's why we actively engage in community outreach efforts and partnerships aimed at supporting local initiatives and organizations. Whether you're looking for assistance with personal finance or business banking needs, we are here for you. Our drive-thru service and ATM availability offer convenience for quick transactions, while our dedicated staff is ready to help you with any questions you may have during lobby hours Monday through Friday from 9:00 AM to 5:00 PM (with extended hours on Wednesdays starting at 10:00 AM).

Our Evolution

From the very beginning, Altra was founded on the principles of cooperation and mutual support. Over the decades, we've expanded our offerings to include personal banking options like checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. We've also embraced modern technology by providing online and mobile banking solutions that make managing your finances easier than ever. Our journey reflects not just financial growth but also a deep-rooted connection to the communities we serve. We pride ourselves on being more than just a bank; we are your neighbor and partner in achieving your financial goals.

Branch Location & Accessibility

Accessibility Features

At Altra, we prioritize accessibility for all members. Our branch features ADA-compliant entrances and ramps, ensuring that everyone can enjoy easy access. Ample parking is available right outside our doors, so you won't have to worry about finding a spot when you visit us.

Get in Touch

Have questions or need assistance? Don't hesitate to give us a call at 903-405-1000! Our dedicated team is always ready to help you navigate your financial journey. We invite you to visit Altra Federal Credit Union today we look forward to serving you!

Operating Hours

We know your time is valuable. That's why we offer welcoming lobby hours from Monday to Tuesday and Thursday to Friday from 9:00 AM to 5:00 PM, and on Wednesdays from 10:00 AM to 5:00 PM. Whether you're stopping in for a quick transaction or needing more extensive banking assistance, we're here for you during these hours.

Services Offered

At Altra Federal Credit Union, we provide a wide array of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing options, we have something for everyone. Our drive-thru service makes it even easier for you to handle deposits or withdrawals without leaving your vehicle. Plus, with ATM availability on-site, accessing cash is as simple as a quick stop.

Member Eligibility

Becoming a member of Altra is like joining a caring community where your financial needs are prioritized. If you live, work, worship, or attend school in the Tyler area, you're likely eligible to join us! We welcome everyone who shares our values and commitment to community support. Not only do we offer a range of services from personal banking to auto loans and mortgages, but you'll also enjoy the benefits of member-focused service that puts you first. For more detailed eligibility criteria, feel free to check out our website at . Getting started is easy! Just give us a call at (903) 405-1000 or visit us at 2815 W Southwest Loop 323 Tyler Tx 75701, and we'll guide you through the account opening process. We can't wait to welcome you into the Altra family!

Business Banking & Commercial Services

At Altra, we understand that every business has unique needs and dreams. Whether you're a small startup or an established company, our goal is to provide the financial support you need to thrive. Imagine having access to tailored commercial loans that help you expand your operations, purchase new equipment, or manage cash flow. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $556 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $304,210,974, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, our merchant services empower you to accept payments easily and securely. Picture this: a customer walks into your shop ready to make a purchase, and with our reliable payment solutions, they can pay quickly keeping your lines moving and customers happy. Located at 2815 W Southwest Loop 323 Tyler Tx 75701, Tyler, TX, we invite you to explore how Altra can be your partner in success. Reach out at (903) 405-1000 to learn more about how we can help your business thrive!

Comprehensive List Of Services

Accessibility and Support

At Altra, we believe in making banking accessible for everyone. With features like Basic ATM Access for quick withdrawals and balance checks, we ensure that managing your finances is straightforward. If you need assistance or have questions, don't hesitate to reach out to us at (903) 405-1000 during our lobby hours: Monday, Tuesday, Thursday, and Friday from 9:00 AM to 5:00 PM; Wednesday from 10:00 AM to 5:00 PM. In conclusion, whether you're looking for personal or business banking solutions, Altra is here to serve you with a comprehensive list of services designed for convenience and satisfaction. Visit us today at 2815 W Southwest Loop 323 Tyler Tx 75701, explore all that we offer, and experience friendly service tailored just for you!

Business Banking Services

If you own a business or are planning to start one, our Business Banking services are tailored just for you. We offer Merchant Services & Business Loans that can support your operations and growth plans. Let us help you navigate the financial landscape so you can focus on what matters most running your business.

Credit Cards and Rewards

For those who enjoy rewards for their purchases, our Credit Cards with Rewards program offers enticing benefits that make spending enjoyable. You can earn points on everyday purchases that can be redeemed for exciting rewards.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we prioritize technology with our Online & Mobile Banking features. Access your accounts anytime and anywhere through our user-friendly mobile application. Whether it's checking balances or transferring funds, everything is just a click away. For cash withdrawals or deposits, we provide easy access through our ATM and drive-thru services. Need to make a quick transaction? Our Basic Drive-Thru Banking allows for easy deposits, withdrawals, and other simple transactions without leaving your vehicle.

Personal Banking Solutions

We understand that managing finances can be overwhelming at times. That's why we offer personal banking services that simplify your life. Our Checking & Savings Accounts provide you with flexible options to help you save and manage your money effectively. If you're in the market for a new vehicle, our Auto Loans & Vehicle Financing can make the process smoother and more affordable. When it comes to buying a home, our Mortgage Loans & Refinancing options are designed to meet various budgets and preferences. Plus, if you're facing financial challenges, our Personal Loans & Debt Consolidation services can help you regain control over your finances without the stress.

Digital & Online Banking

Key Features for Your Convenience

Our online banking service is available 24/7, meaning you can check balances, transfer funds, and pay bills whenever it suits you. If you're on the go, our mobile application makes it even easier to stay connected with your finances right from your smartphone. You can even make person-to-person transfers quickly and securely, allowing you to send money to friends or family without hassle. Security is our top priority. With electronic signature authorization available, signing documents online is straightforward and safe. Plus, you'll enjoy the benefits of e-statements, which not only help reduce paper clutter but also provide you with real-time access to your financial statements.

User-Friendly Experience

Navigating your accounts should be simple. Our mobile payments feature lets you shop conveniently using just your phone. Whether you're purchasing a coffee or paying for groceries, it's all at your fingertips. We strive to make managing your money as straightforward as possible so that you can focus on what really matters in life. With these features at your disposal, managing your financial needs has never been easier. Experience the freedom and accessibility of digital banking at Altra today!

Financial Strength

Growing Membership Base

We currently manage a robust membership base with a total of 329,166 accounts. This reflects the trust our members place in us for their financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Altra is your trusted partner. Visit us at 2815 W Southwest Loop 323 Tyler Tx 75701 or call (903) 405-1000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Investing Back into Our Community

With $296,762,410 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors; we have $31,590 in used auto loans and $2,577,869,875 in total loans and leases.

Member-Centric Savings

Your savings are secure with us. Members' deposits are protected through $514,851,270 in share certificates and $593,728,229 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $178,927,460, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational excellence is reflected in our $18,977,818, which enables us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 464 full-time employees and 33 part-time employees who are dedicated to serving you with knowledge and care.

Strong Financial Position

With a net worth of $321,182,498, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,092 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $447,123,262 in used vehicle loans and $146,036,985 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring that you can find the right fit for your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $304,210,974 provide the capital needed to grow and expand. We understand the unique challenges faced by businesses and are committed to supporting your growth with tailored financing solutions. At Altra Federal Credit Union located at 2815 W Southwest Loop 323, Tyler TX 75701, we're dedicated to providing personal service and financial solutions that work for you. For inquiries or assistance in selecting the best loan product for your needs, feel free to reach out to us at 903-405-1000. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether you're ready to apply or just need more information about refinancing options or eligibility criteria for any of our loan products, we're here to help you every step of the way.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $195,044,635, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, our team is here to guide you through every step of the process.

Unsecured Credit Card Loans

Managing day-to-day expenses can be tricky. We also offer flexible terms on unsecured credit card loans, with a total of $98,318,856 in loans helping members manage their finances effectively. Our credit cards come with competitive interest rates and rewards programs that make spending more rewarding.

Loan Aggregator

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Ensuring Accurate Comparisons

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Altra