Altoona Area Employees CU Altoona PA | Affordable Auto Loans & Personal Banking

Introduction

Welcome to Altoona Area Employees Credit Union, your trusted financial partner since 1981. Nestled at 908 Pleasant Valley Blvd, Altoona, PA 16602, we have proudly served our community for over four decades, building relationships based on trust and commitment. With a dedicated membership of 1,685 individuals and total assets exceeding $18,376,681, we are here to meet your financial needs. At Altoona Area Employees Credit Union, we understand that every member is unique. That's why we offer a variety of services tailored just for you, including personal banking options like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Our team is committed to helping you achieve your financial goals with personalized solutions. In addition to our banking services, we take pride in our strong community impact. Under the leadership of CEO Darci Robinson and Board President William Bradley, our small yet passionate team of 5 employees works tirelessly to ensure your experience is exceptional. Whether you're looking to finance a new car or save for a dream vacation, we're here every step of the way. While members can visit us at our branch location, official correspondence should be sent to 908 PLEASANT VALLEY BLVD, ALTOONA, PA 16602 if different from our physical address. For any questions or assistance, feel free to reach out at 814-942-5431. We invite you to explore our services further by visiting our website at Altoona Area Employees Credit Union. Come see how we can support you in your financial journey!

Branch History & Mission

Community Engagement

We are deeply invested in community outreach and often partner with local organizations to support various initiatives aimed at improving the quality of life for residents in Altoona. Whether it's through educational workshops on financial literacy or sponsoring local events, we believe that giving back strengthens our community ties. As part of our commitment to accessibility, we also ensure that all our facilities comply with ADA standards so everyone can enjoy equal access to our services.

Join Us Today!

At Altoona Area Employees, we invite you to join us on this journey towards financial well-being and community growth. Experience firsthand the benefits of being a member of a credit union that truly cares about your success. For more information or assistance, feel free to reach out at 814-942-5431 or visit our website at www.altoonafcu.com. Your future starts here!

Our Mission

The mission of Altoona Area Employees goes beyond just providing financial services; we strive to make a positive impact in the lives of our members and the community at large. We believe in fostering an inclusive environment where everyone feels valued and supported. Our commitment to member service is evident through initiatives such as online banking and personal loans with flexible terms. While members can visit us at 908 Pleasant Valley Blvd, official correspondence should be sent to 908 PLEASANT VALLEY BLVD, ALTOONA, PA 16602 if necessary. Although we do not currently offer ATM or drive-thru services, our operating hours from Monday to Friday, 2 PM to 6 PM ensure that you can receive assistance when you need it most.

Branch Location & Accessibility

Call to Action

We invite you to stop by our branch or give us a call at 814-942-5431 if you have any questions or need assistance. Our dedicated team looks forward to serving you! For more information about what we offer and how we can assist you further, please visit our website at Altoona Area Employees Credit Union.

Operating Hours

We are here for you during our lobby hours from Monday through Friday from 2 PM to 6 PM. We strive to accommodate your busy schedule by offering these convenient hours for all your banking needs.

Parking & Accessibility

We understand that convenience is key when managing your finances. That's why our branch offers ample parking and is equipped with features that ensure accessibility for all members. Whether you're visiting us on foot or driving in, you'll find our entrance easily accessible.

Services Offered

At Altoona Area Employees, we provide a variety of services tailored to meet your needs, including personal banking options such as checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and much more. While we currently do not have an ATM or drive-thru service available at this location, we are committed to ensuring that your banking experience is seamless and efficient.

Member Eligibility

Joining the Altoona Area Employees is like becoming part of a close-knit family that's dedicated to supporting one another. To become a member, you simply need to meet some friendly eligibility criteria. Whether you're an employee of certain companies in the area or a family member of an existing member, we warmly welcome you! The process is designed to be straightforward and inclusive, ensuring that everyone has a chance to benefit from our personalized banking services. If you're ready to take the next step, opening an account with us is just as easy! You can find more information about our eligibility requirements by visiting this link. If you have any questions or need assistance, don't hesitate to reach out at 814-942-5431. We're excited to help you join our community at 908 Pleasant Valley Blvd, Altoona, PA 16602!

Business Banking & Commercial Services

Real-World Merchant Services

Imagine running your business without the hassle of managing payments. With our merchant services, you can focus on what you do best serving your customers. We provide tools that make transactions smooth and efficient, allowing you to accept payments easily, whether online or in-person. This means more time for you to innovate and grow your business! Located at 908 Pleasant Valley Blvd Altoona Pa 16602 in Altoona, PA, we invite local businesses to explore how our offerings can help them succeed. Contact us at (814) 942-5431 to learn more about how we can partner with you on your journey toward success.

Tailored Financing Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have $0 in member commercial loans and $0 in non-member commercial loans, we believe in building strong financial partnerships that can help you thrive. Our team is dedicated to finding flexible financing solutions that work for you.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're considering purchasing a new car or refinancing your current vehicle, our auto loans make the process simple and straightforward. With competitive rates and flexible terms, we help make your dream car more affordable. Picture driving off the lot knowing you got a great deal with manageable monthly payments.

Business Banking

For small business owners, we offer merchant services and business loans that can help take your enterprise to the next level. We know how important it is for local businesses to thrive, so we provide supportive financial solutions tailored specifically for entrepreneurs.

Credit Cards with Rewards

Make every purchase count with our credit cards that offer rewards. Imagine earning points for cash back or travel every time you swipe your card for groceries or gas. It's an easy way to get something back from everyday spending.

Mortgage Loans & Refinancing

For those ready to buy their first home or refinance an existing mortgage, our mortgage options offer tailored solutions that fit your budget. We understand that buying a home is one of the biggest decisions you'll make, and we're here to guide you through every step of the process.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking services that allow you to manage your accounts anytime, anywhere. Whether you're checking balances or transferring funds, accessing your finances has never been easier. Our commitment to member satisfaction means we are always looking for ways to enhance your banking experience. If you have any questions about our services or want to learn more about how Altoona Area Employees can assist you, please don't hesitate to reach out at 814-942-5431. We invite you to visit us at Altoona Area Employees where banking is personal and community-focused! For more information about all our services, check out our website at altoonafcu.com.

Personal Banking

Whether you're looking to open a new checking or savings account, we have options that suit everyone. Imagine having a reliable place to manage your money while earning interest on your savings. Our accounts come with no hidden fees and are designed to give you peace of mind.

Personal Loans & Debt Consolidation

Sometimes life throws unexpected expenses our way. That's where personal loans come in handy. Whether it's for emergency repairs or consolidating high-interest debt into one manageable payment, our personal loan offerings provide flexibility and support when you need it most.

Digital & Online Banking

Key Services

With our robust online banking features available at https://www.altoonafcu.com/ , you can access your accounts 24/7. Whether you need to check your balance, transfer funds between accounts, or pay bills, everything is just a few clicks away. Plus, for those who enjoy keeping track of their spending, our e-statements are available to help you monitor your financial activity without the clutter of paper. Need to send money quickly? Our person-to-person transfer feature makes it easy to send funds directly to friends or family with just a few taps. And while we currently don't offer mobile payments or a dedicated mobile application, our online banking portal is optimized for use on mobile devices, ensuring you have access wherever life takes you.

Security and Convenience

Your security is our top priority. While we do not offer electronic signature authorization at this time, rest assured that our online banking services are built with strong security measures in place to protect your information. You can bank with confidence knowing that we take every precaution to safeguard your financial data. In today's fast-paced world, having reliable access to your banking services is crucial. At Altoona Area Employees, we're committed to providing you with the tools you need for real-time account management and financial peace of mind. Explore our digital offerings today and experience the convenience of modern banking!

Financial Strength

A Solid Financial Base

With a net worth of $1,867,740, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,016 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Commitment to Growth and Innovation

With $1,867,740 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $143 in used auto loans and $5,931,372 in total loans and leases available to support your financial goals across various sectors.

Members’ Savings Are Secure

We prioritize your savings. Members' funds are secured through $851,408 in share certificates, offering stable and rewarding growth opportunities. While we focus on serving our members first, it's worth noting that we also have $0 in non-member deposits, which helps us strengthen our commitment to providing excellent service and benefits to you.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having a dedicated team of 1 full-time employees and 4 part-time employees, always ready to assist you with knowledgeable service.

Trust Built on Experience

Our total share accounts stand at 3,151, showing a strong and growing member base that trusts us with their finances. We believe this trust is built through consistent performance and a commitment to excellence. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Altoona Area Employees is your trusted partner. Visit us at 908 Pleasant Valley Blvd Altoona Pa 16602 or call (814) 942-5431 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the most competitive rates in the industry. We have already issued over $2,026,114 in used vehicle loans and $988,668 in new vehicle loans, helping our members get on the road with ease. Whether you're looking for a brand-new model or a reliable used car, we have financing options that fit your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $1,484,333. Whether you're a first-time buyer or looking to refinance an existing mortgage, our experienced team will guide you through the process.

Other Financing Options

In addition to auto and mortgage loans, we offer personal loans for debt consolidation and other financial needs. If you're considering refinancing or need assistance determining eligibility for any of our products, please don't hesitate to reach out. Our knowledgeable staff at (814) 942-5431 is here to assist you during regular hours from Monday to Friday from 2 PM to 6 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Altoona Area Employees, we're committed to empowering our members with the right financial tools to thrive. Whether it's an auto loan or mortgage financing you need, you can count on us for support every step of the way!

Unsecured Credit Card Loans

Managing everyday expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $191,449 in loans helping members manage their finances effectively, our credit card options provide convenience and peace of mind.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This trusted tool helps users navigate through the myriad of lending options available today. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers. By relying on verified financial institutions, LendMesh guarantees that the information presented is accurate and trustworthy. One of the key benefits of using LendMesh is its commitment to verified data. Loan offers come from legitimate financial institutions, which enhances transparency in the comparison process. Additionally, LendMesh does not feature sponsored listings; it prioritizes lenders solely based on their rates, ensuring that users receive unbiased results without any influence from paid promotions. Another significant advantage is real-time rate comparisons. The platform provides up-to-date loan rates from multiple institutions, helping users make informed decisions quickly. With thousands of satisfied users, LendMesh has established itself as a reliable resource for those seeking loans. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" If you're looking to compare real-time loan offers without the confusion often associated with traditional methods, consider using LendMesh's tools. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

ALTOONA AREA EMPLOYEES FEDERAL CREDIT UNION - Altoona, PA