For more information or assistance with your banking needs, feel free to call us at 618-715-6220. Our friendly staff is always ready to help you navigate your financial journey. Come visit us today at Altonized Community Federal Credit Union we look forward to serving you!
Our location is just a stone's throw away from the local park and the vibrant downtown area, making it easy to stop by while running errands or enjoying a day out. We take pride in being accessible to everyone. Our branch features ADA-compliant facilities, including ramps for those who need them. Ample parking is available right outside our doors, so you can visit us without any hassle.
At Altonized Community Federal Credit Union, we want to be there when you need us. Our lobby hours are Monday through Friday from 8:30 AM to 5 PM, with drive-thru services available on Saturday from 8:30 AM until noon. We offer a variety of services tailored to meet your financial goals, including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. Plus, our drive-thru banking allows you to complete simple transactions quickly and conveniently. If you're looking for an ATM, you're in luck! We have an ATM available for easy cash withdrawals and balance checks right at our branch.
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. Imagine having the financial backing to invest in new equipment, hire additional staff, or launch a marketing campaign. With our member-focused approach, you can turn your ambitions into reality.
In addition to loans, we offer merchant services that simplify daily operations. Picture this: a local coffee shop using our point-of-sale systems to accept payments effortlessly while managing inventory at the same time. Our merchant services are designed with your convenience in mind, enabling you to focus on what matters most growing your business. Located at 200 N Main St Brighton Il 62012 in Brighton, IL, we're here to partner with you every step of the way. For personalized assistance, reach out to us at (618) 715-6220. Let's build something great together!
Need cash on the go? Enjoy easy access with our ATM services available at multiple locations. Whether you're making a quick withdrawal or checking your balance, convenience is just around the corner.
Need a new car? Our auto loans and vehicle financing options can help make that dream a reality. We offer competitive rates and flexible terms, so you can drive off the lot without breaking the bank. Plus, our knowledgeable staff will guide you through the process, ensuring you find the best fit for your budget.
If you're a business owner, we haven't forgotten about you! Our business banking services include merchant services and business loans to help you thrive. We know how vital it is for businesses to have reliable financial support, which is why we're here to assist every step of the way.
Earn rewards while spending! Our credit cards come with benefits that can save you money on future purchases. From cash back on everyday expenses to travel rewards for those special occasions, there's something for everyone.
For those who prefer face-to-face transactions but want to stay in their car, our basic drive-thru banking offers quick deposits and withdrawals without leaving your vehicle. It's just one more way we're making banking easier for you! At Altonized Community, we pride ourselves on being more than just a financial institution; we're a community partner invested in helping you succeed financially. Explore all our services today by visiting us at Altonized Community Federal Credit Union or calling us at (618) 715-6220. Let's work together towards achieving your financial dreams!
Thinking about buying a home or refinancing your current mortgage? At Altonized Community, we provide mortgage loans tailored to fit your needs. We take the time to explain each step of the process so that you feel confident in your decision. Our goal is to make homeownership accessible and straightforward for everyone.
Whether you're looking to open a checking or savings account, our personal banking services have got you covered. Imagine having the peace of mind knowing your money is safe and accessible whenever you need it. With easy online and mobile banking options, managing your accounts has never been simpler. You can check balances, transfer funds, or pay bills right from your smartphone or computer.
Life can throw unexpected expenses your way, and when it does, personal loans from Altonized Community can offer the support you need. Whether it's for medical bills, home repairs, or consolidating debt, our loan options are designed with flexibility in mind to help you manage your finances effectively.
Our online banking platform is user-friendly and packed with features to make your banking experience smooth. You can enroll in e-statements, which means you'll receive your account statements electronically. No more paper clutter! Plus, with person-to-person transfers, sending money to friends or family is quick and hassle-free. If you're always on the go, our mobile application allows you to bank right from your smartphone. Whether you want to view your accounts or make transfers, everything is right at your fingertips. Though we currently don't offer mobile payments, rest assured that our app includes all the essentials for managing your finances effectively.
We prioritize your security while providing easy access to your accounts. While we do not use electronic signature authorization at this time, our online systems are built with robust security measures to keep your personal information safe. With Altonized Community, you can enjoy real-time account management without sacrificing peace of mind. Our goal is to empower you with the tools you need for effective financial management while ensuring that every transaction remains secure. Explore these convenient options today by visiting us online at https://www.altonizedfcu.org/!
We also take pride in having 9 full-time employees and 3 part-time employees who are always ready to serve you with a knowledgeable, committed team. Our dedicated staff ensures that every visit to Altonized Community, located at 200 N Main St Brighton Il 62012, is a positive experience. Additionally, we manage net shares available for lending and investments totaling $1,217,904. With 9,619 reflecting a strong member base that trusts us with their finances, we're equipped to help you thrive financially.
Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Altonized Community is your trusted partner. Visit us at 200 N Main St Brighton Il 62012 or call (618) 715-6220 to learn more about how we can help you achieve your financial goals.
Members' savings are secured through $4,960,527 in share certificates, offering stable and rewarding financial growth opportunities. We prioritize our members above all else; thus, we focus our resources on benefiting you through better loan rates and exclusive perks. With $4,151,643 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better.
With a net worth of $4,353,743, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation translates into confidence for our members, knowing they are part of a well-managed institution. Our net worth ratio of 8.60% demonstrates a solid capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
In terms of lending capacity, we have $791 in used auto loans and $22,458,292 in total loans and leases. This diverse portfolio supports our members' financial goals across various sectors. Our operational efficiency reflects in our $49,740, allowing us to keep offering competitive loan rates and solid financial products for our members.
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $10,645,112 in used vehicle loans and $3,135,894 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable used car, we have options that will fit your budget and lifestyle.
In addition to our auto and mortgage loans, we provide credit lines totaling $1,000,000 for those who need extra flexibility for larger purchases or unexpected costs. If you're interested in refinancing any existing loans or want more information about eligibility options, our team is ready to assist you in exploring these possibilities. At Altonized Community located at 200 N Main St Brighton Il 62012, we're dedicated to providing personalized service tailored just for you. For any inquiries or assistance regarding our loan offerings, feel free to call us at 618-715-6220 during our operating hours: Monday through Friday from 8:30 AM to 5:00 PM and Saturday from 8:30 AM to noon. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial goals today!
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,010,970, make buying or refinancing simple. We are here to guide you through the process and help you find a plan that suits your financial situation.
Managing day-to-day expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $1,528,026 in loans helping members manage their finances effectively. Enjoy the convenience of having access to funds whenever you need them without collateral requirements.
Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions. This approach means that users receive unbiased results, helping them find the best loan options without any hidden agendas.
With up-to-date loan rates from multiple institutions, LendMesh empowers users to make informed decisions quickly. Whether you're looking for a mortgage or an auto loan, you can trust that the information is current and relevant. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness and reliability of this tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.
LendMesh only features loan offers from legitimate financial institutions. This sourcing method guarantees that users see accurate information, allowing for confident decision-making.