Altonized Community Credit Union Brighton IL | Best Auto Loans & Business Banking

Introduction

Welcome to Altonized Community Federal Credit Union, your trusted financial partner located at 200 N Main St, Brighton, IL 62012. Established in 1939, we have proudly served our community for over eight decades, becoming a reliable resource for financial services tailored to meet the needs of our members. With a total membership of 5,735, we are dedicated to fostering a supportive environment where everyone can thrive financially. At Altonized Community, we understand that every member's journey is unique. That's why we offer a wide range of services, including personal banking options like checking and savings accounts, auto loans, mortgage financing, and credit cards with rewards. In addition to these offerings, we also provide business banking solutions such as merchant services and business loans. Our commitment to our members is reflected in our strong financial position, with total assets amounting to an impressive $50,500,224 and total deposits of $8,968,612. Our team is led by CEO Jennifer Spangler and Board President Thomas Skelton, both of whom are dedicated to ensuring that Altonized Community remains a pillar of strength in the Brighton area. With a workforce of 12 employees, we pride ourselves on providing personalized service that meets the diverse needs of our members. While you can visit us directly at our branch location for all your banking needs, official correspondence should be sent to our mailing address at P.O. BOX 417, BRIGHTON, IL 62012. We invite you to reach out by phone at 618-715-6220 or explore our website at altonizedfcu.org for more information about how we can support you on your financial journey. Join us today and experience the difference that community-focused banking can make!

Branch History & Mission

Altonized Community Federal Credit Union has a rich legacy that began in 1939 in Brighton, Illinois. From its humble beginnings, this branch has grown to serve over 5,700 members, becoming a pillar of support and financial guidance within the community. Located at 200 N Main St, Brighton, IL 62012, our branch is easily accessible to all who seek reliable banking services. Our mission is simple yet profound: we are dedicated to empowering our members through exceptional financial services while fostering community growth. At Altonized Community, we believe that everyone deserves access to quality banking options that help them achieve their dreams and secure their financial futures. Our commitment to our members goes beyond just transactions; we aim to build lasting relationships based on trust and mutual respect. Since opening our doors, we have achieved significant milestones, including amassing total assets of over $50 million. This growth reflects not only our dedication but also the unwavering support from our members. We offer a wide range of services such as personal banking accounts, auto loans, mortgages, and business financing solutions. With advanced online and mobile banking options available, managing finances has never been easier. We also understand the importance of accessibility. Our branch features both ATM availability and drive-thru banking for your convenience. Whether you're stopping by for a quick deposit or need assistance with more complex financial needs, our team is here for you during operating hours: Monday to Friday from 8:30 AM to 5:00 PM and Saturday from 8:30 AM to noon. Community involvement is at the heart of what we do. We actively engage in various outreach efforts aimed at supporting local organizations and initiatives that uplift our neighbors. By partnering with community groups, we strive to create a positive impact that resonates beyond banking. While members can visit us at 200 N Main St, official correspondence should be sent to P.O. BOX 417, BRIGHTON, IL 62012 if different from the branch address. Join us at Altonized Community Federal Credit Union today! Experience firsthand how we can support your financial journey while being an integral part of the Brighton community. For any inquiries or assistance, feel free to reach out at (618) 715-6220 or explore more about us at our website. Together, let's build a brighter financial future!

Branch Location & Accessibility

Get in Touch!

For more information or assistance with your banking needs, feel free to call us at 618-715-6220. Our friendly staff is always ready to help you navigate your financial journey. Come visit us today at Altonized Community Federal Credit Union we look forward to serving you!

Nearby Landmarks and Accessibility

Our location is just a stone's throw away from the local park and the vibrant downtown area, making it easy to stop by while running errands or enjoying a day out. We take pride in being accessible to everyone. Our branch features ADA-compliant facilities, including ramps for those who need them. Ample parking is available right outside our doors, so you can visit us without any hassle.

Operating Hours and Services

At Altonized Community Federal Credit Union, we want to be there when you need us. Our lobby hours are Monday through Friday from 8:30 AM to 5 PM, with drive-thru services available on Saturday from 8:30 AM until noon. We offer a variety of services tailored to meet your financial goals, including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. Plus, our drive-thru banking allows you to complete simple transactions quickly and conveniently. If you're looking for an ATM, you're in luck! We have an ATM available for easy cash withdrawals and balance checks right at our branch.

Member Eligibility

At Altonized Community, we believe that everyone deserves a supportive financial partner, and becoming a member is like joining a warm, welcoming family. If you live, work, or worship in the Brighton area or have family members who are already part of our community, you're likely eligible to join us! We're dedicated to providing services that help you thrive financially, from personal banking to loans tailored just for you. For the full details on eligibility criteria, feel free to check out our website at http://ALTONIZEDFCU.ORG/membership-eligibility. Joining Altonized Community is a simple and straightforward process! You can open an account easily by visiting us at 200 N Main St, Brighton, IL 62012 or by calling us at 618-715-6220. Our friendly team is here to guide you every step of the way. If you're ready to take the next step toward being part of something special, head over to http://ALTONIZEDFCU.ORG/loan-application to get started today!

Business Banking & Commercial Services

Financing Your Business Dreams

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. Imagine having the financial backing to invest in new equipment, hire additional staff, or launch a marketing campaign. With our member-focused approach, you can turn your ambitions into reality.

Merchant Services Tailored for You

In addition to loans, we offer merchant services that simplify daily operations. Picture this: a local coffee shop using our point-of-sale systems to accept payments effortlessly while managing inventory at the same time. Our merchant services are designed with your convenience in mind, enabling you to focus on what matters most growing your business. Located at 200 N Main St Brighton Il 62012 in Brighton, IL, we're here to partner with you every step of the way. For personalized assistance, reach out to us at (618) 715-6220. Let's build something great together!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? Enjoy easy access with our ATM services available at multiple locations. Whether you're making a quick withdrawal or checking your balance, convenience is just around the corner.

Auto Loans & Vehicle Financing

Need a new car? Our auto loans and vehicle financing options can help make that dream a reality. We offer competitive rates and flexible terms, so you can drive off the lot without breaking the bank. Plus, our knowledgeable staff will guide you through the process, ensuring you find the best fit for your budget.

Business Banking

If you're a business owner, we haven't forgotten about you! Our business banking services include merchant services and business loans to help you thrive. We know how vital it is for businesses to have reliable financial support, which is why we're here to assist every step of the way.

Credit Cards with Rewards

Earn rewards while spending! Our credit cards come with benefits that can save you money on future purchases. From cash back on everyday expenses to travel rewards for those special occasions, there's something for everyone.

Drive-Thru Banking

For those who prefer face-to-face transactions but want to stay in their car, our basic drive-thru banking offers quick deposits and withdrawals without leaving your vehicle. It's just one more way we're making banking easier for you! At Altonized Community, we pride ourselves on being more than just a financial institution; we're a community partner invested in helping you succeed financially. Explore all our services today by visiting us at Altonized Community Federal Credit Union or calling us at (618) 715-6220. Let's work together towards achieving your financial dreams!

Mortgage Loans & Refinancing

Thinking about buying a home or refinancing your current mortgage? At Altonized Community, we provide mortgage loans tailored to fit your needs. We take the time to explain each step of the process so that you feel confident in your decision. Our goal is to make homeownership accessible and straightforward for everyone.

Personal Banking

Whether you're looking to open a checking or savings account, our personal banking services have got you covered. Imagine having the peace of mind knowing your money is safe and accessible whenever you need it. With easy online and mobile banking options, managing your accounts has never been simpler. You can check balances, transfer funds, or pay bills right from your smartphone or computer.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, and when it does, personal loans from Altonized Community can offer the support you need. Whether it's for medical bills, home repairs, or consolidating debt, our loan options are designed with flexibility in mind to help you manage your finances effectively.

Digital & Online Banking

Key Features

Our online banking platform is user-friendly and packed with features to make your banking experience smooth. You can enroll in e-statements, which means you'll receive your account statements electronically. No more paper clutter! Plus, with person-to-person transfers, sending money to friends or family is quick and hassle-free. If you're always on the go, our mobile application allows you to bank right from your smartphone. Whether you want to view your accounts or make transfers, everything is right at your fingertips. Though we currently don't offer mobile payments, rest assured that our app includes all the essentials for managing your finances effectively.

Security and Accessibility

We prioritize your security while providing easy access to your accounts. While we do not use electronic signature authorization at this time, our online systems are built with robust security measures to keep your personal information safe. With Altonized Community, you can enjoy real-time account management without sacrificing peace of mind. Our goal is to empower you with the tools you need for effective financial management while ensuring that every transaction remains secure. Explore these convenient options today by visiting us online at https://www.altonizedfcu.org/!

Financial Strength

A Dedicated Team

We also take pride in having 9 full-time employees and 3 part-time employees who are always ready to serve you with a knowledgeable, committed team. Our dedicated staff ensures that every visit to Altonized Community, located at 200 N Main St Brighton Il 62012, is a positive experience. Additionally, we manage net shares available for lending and investments totaling ${net_shares}. With 9,619 reflecting a strong member base that trusts us with their finances, we're equipped to help you thrive financially.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Altonized Community is your trusted partner. Visit us at 200 N Main St Brighton Il 62012 or call (618) 715-6220 to learn more about how we can help you achieve your financial goals.

Member Savings and Investments

Members' savings are secured through $4,960,527 in share certificates, offering stable and rewarding financial growth opportunities. We prioritize our members above all else; thus, we focus our resources on benefiting you through better loan rates and exclusive perks. With $4,151,643 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better.

Our Financial Health

With a net worth of $4,353,743, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation translates into confidence for our members, knowing they are part of a well-managed institution. Our net worth ratio of $860 demonstrates a solid capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

In terms of lending capacity, we have $791 in used auto loans and $22,458,292 in total loans and leases. This diverse portfolio supports our members' financial goals across various sectors. Our operational efficiency reflects in our $0, allowing us to keep offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $10,645,112 in used vehicle loans and $3,135,894 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable used car, we have options that will fit your budget and lifestyle.

Credit Lines and Additional Support

In addition to our auto and mortgage loans, we provide credit lines totaling $1,000,000 for those who need extra flexibility for larger purchases or unexpected costs. If you're interested in refinancing any existing loans or want more information about eligibility options, our team is ready to assist you in exploring these possibilities. At Altonized Community located at 200 N Main St Brighton Il 62012, we're dedicated to providing personalized service tailored just for you. For any inquiries or assistance regarding our loan offerings, feel free to call us at 618-715-6220 during our operating hours: Monday through Friday from 8:30 AM to 5:00 PM and Saturday from 8:30 AM to noon. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial goals today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,010,970, make buying or refinancing simple. We are here to guide you through the process and help you find a plan that suits your financial situation.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $1,528,026 in loans helping members manage their finances effectively. Enjoy the convenience of having access to funds whenever you need them without collateral requirements.

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