AltaOne Credit Union Tehachapi CA | Affordable Vehicle Loans & Personal Banking

Introduction

Welcome to Altaone, your trusted financial partner in the heart of Tehachapi, California! Located at 665 Tucker Rd, we have been proudly serving our community since 1947. With a strong membership base of over 57,800 individuals and total assets exceeding $932 million, we are committed to providing personalized banking solutions that help you achieve your financial goals. At Altaone, we believe in the power of community. Our dedicated team, led by CEO Stephanie Sievers and Board President Norman Alexander, works tirelessly to ensure that each member receives exceptional service tailored to their needs. Whether you're looking for checking and savings accounts, auto loans, mortgages, or personal loans, we have the resources and expertise to assist you every step of the way. While members can visit us at our branch location, official correspondence should be sent to our mailing address at 665 S. Tucker Rd, Tehachapi, CA 93561. With a robust net worth of $91.8 million and total deposits amounting to $102.2 million, your money is not just safe with us; it's working hard for you. We understand that banking should fit into your life seamlessly. That's why we offer online and mobile banking services along with convenient ATM access and drive-thru banking options. Our aim is to make managing your finances as easy as possible. Ready to experience the difference? Call us today at 760-371-7000 or visit our website at altaone.org to learn more about how we can support you on your financial journey!

Branch History & Mission

Commitment to Innovation

As part of our commitment to serve you better, we embrace modern technology without losing sight of personal connections. Our digital banking options including online banking and mobile payments make managing your finances easy and convenient. Plus, with features like drive-thru service and shared service center availability, we ensure that your banking experience is as smooth as possible.

Join Us!

With our doors open from 9 AM to 5 PM, Monday through Friday, we invite you to visit us at Altaone on Tucker Road. Whether you're looking for personal banking solutions or business services, our dedicated team is here to help you every step of the way. Come be a part of something special! Experience how being a member at Altaone can enhance your financial journey today. If you have any questions or need assistance, don't hesitate to call us at 760-371-7000 or check out our website at altaone.org. Together, let's build a brighter future for you and the Tehachapi community!

Our Mission

At Altaone, our mission is straightforward: we strive to empower our members by providing accessible and comprehensive financial services while fostering a sense of community. We believe that everyone deserves a chance to achieve their financial goals whether that's securing an auto loan, saving for a home, or planning for retirement. Our focus goes beyond traditional banking; we actively engage with local initiatives and partnerships that uplift the Tehachapi area. By supporting local events and organizations, we aim to create a lasting impact that resonates throughout our community.

Branch Location & Accessibility

Accessibility and Parking

Our branch features ample parking to ensure that you can visit us without hassle. We are also committed to accessibility; our facility is equipped with ramps and ADA-compliant features to assist all members of our community. Whether you're stopping by for a quick transaction or needing more assistance, our team is ready to help.

Operating Hours

We understand that life can get busy, which is why we're open Monday through Friday from 9 AM to 5 PM. Feel free to drop in during these hours for any banking needs you may have.

Services Available

At Altaone, we offer a wide range of services tailored just for you. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans, mortgage loans, or credit cards that reward your spending, we've got you covered. Our drive-thru service makes it even easier for those quick transactions perfect for when you're on the go! For added convenience, we also provide ATM access right here at our branch, so you can manage your cash flow easily. And if you're a member of a partner credit union, take advantage of our shared services for deposits and withdrawals. If you need any further assistance or have questions about our services, don't hesitate to give us a call at 760-371-7000. We look forward to welcoming you at Altaone on Tucker Road!

Member Eligibility

Becoming a member of Altaone is like joining a warm, welcoming family dedicated to supporting your financial journey. If you're looking to take part in our community, you'll be pleased to know that membership is open to anyone who lives, works, worships, or attends school in the Tehachapi area. This inclusive approach means that whether you're just starting out or looking for better financial solutions, there's a place for you here at Altaone. Plus, as a member, you'll gain access to a range of benefits including competitive loan rates and personalized service tailored to your needs. To get started on your membership journey, simply visit us at our branch located at 665 Tucker Rd Tehachapi Ca 93561 or give us a call at (760) 371-7000. Opening an account is easy and can be done online too! For more details about eligibility and how you can join our wonderful community, check out our website at http://www.altaone.org/bank-local . We can't wait to welcome you into the Altaone family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $71 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $45 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $29,310,515, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services simplify transactions for your business. Imagine being able to process payments quickly and securely at your location on 665 Tucker Rd Tehachapi Ca 93561 in Tehachapi, CA. Our solutions not only save you time but also enhance customer satisfaction by making payments easier than ever. Partner with Altaone today and experience how our business banking services can fuel your success! For more details, call us at (760) 371-7000.

Comprehensive List Of Services

Additional Services

We also provide essential services such as ATM and cash withdrawal services, along with basic drive-thru banking for deposits and simple transactions. If you're a member of partner credit unions, enjoy basic shared branch transactions too! At Altaone, we're dedicated to serving our members with compassion and care. Our friendly staff is always ready to assist you at our branch located at 665 Tucker Rd Tehachapi Ca 93561 in Tehachapi. Don't hesitate to reach out at (760) 371-7000 if you have any questions about how we can support your financial journey. Ready to take the next step? Visit us online at Tehachapi Tucker Road or stop by today!

Auto Loans & Vehicle Financing

Need a new set of wheels? Our auto loans and vehicle financing services are tailored just for you. We understand that purchasing a vehicle is a significant investment. That's why we provide flexible loan options with competitive rates to make it easier for you to drive away in the car you want without breaking the bank.

Business Banking

For our local entrepreneurs, we offer comprehensive business banking solutions, including merchant services and business loans. We know how important it is to support local businesses; therefore, our products are designed to meet the specific needs of small business owners in Tehachapi.

Credit Cards with Rewards

Looking for a way to earn while you spend? Check out our credit cards with rewards program! Enjoy benefits like cash back on purchases, travel rewards, and more. It's a smart way to make your everyday spending work for you.

Mortgage Loans & Refinancing

Thinking about buying a home or refinancing your current mortgage? Our mortgage loans and refinancing services can guide you through the process. With personalized assistance from our knowledgeable team, you'll find an option that suits your budget and long-term plans perfectly.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking features that allow you to access your accounts anytime, anywhere. Pay bills, transfer funds, or check balances all from the palm of your hand. Plus, our ATM availability ensures that cash withdrawals are just as easy.

Personal Banking

We offer various personal banking options, including checking and savings accounts designed to help you manage your money efficiently. Imagine having a checking account that fits seamlessly into your lifestyle, allowing you to easily track your spending while saving for future goals. Our savings accounts come with competitive rates, helping you grow your funds over time.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses at us, but don't worry! Our personal loans and debt consolidation services are here to help. Whether it's for medical bills, home repairs, or consolidating existing debts into one manageable payment, we can help simplify your financial life.

Digital & Online Banking

Key Services

Our online banking platform is accessible 24/7, allowing you to check your balances, transfer funds, and pay bills anytime you need. Visit us at https://altaone.org/ to get started. For those who prefer mobile banking, our user-friendly mobile application brings all the essential features right to your fingertips. With just a few taps, you can manage your accounts, deposit checks, and even make mobile payments easily.

Security and Convenience

Your security is our top priority. While we don't currently support electronic signature authorization, rest assured that all transactions are protected with robust security measures. Plus, if you ever need to send money to friends or family quickly, our person-to-person transfer feature makes it simple and fast.

Stay Organized

We also offer e-statements so you can keep track of your financial activity without the clutter of paper statements. This helps you stay organized while reducing your environmental footprint. Whether you're looking to pay a bill or check an account balance, our digital tools give you real-time access to everything you need. Experience the convenience of modern banking with Altaone's digital services because managing your money should be as easy as it is secure!

Financial Strength

Commitment to Growth

With $68,710,368 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $5,715 in used auto loans and $694,473,118 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 167 full-time employees and 16 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Membership Trust

We have established trust within our community with 107,618 total share accounts, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $19,987,366. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Altaone is your trusted partner. Visit us at 665 Tucker Rd Tehachapi Ca 93561 or call (760) 371-7000 to learn more about how we can help you achieve your financial goals.

Member Savings Security

Members' savings are secured through $204,160,154 in share certificates and $44,468,885 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $71,520,809, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $91,771,548, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $981 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $129,560,536 in used vehicle loans and $88,489,011 in new vehicle loans already helping members get on the road. Whether you're eyeing that brand-new model or a reliable used vehicle, we have flexible options that can fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $29,310,515 provide the capital needed to grow and expand. We understand that businesses need support at various stages of growth, and our loan options are tailored to meet those needs. If you want to learn more about our loan offerings or see if you're eligible for one of our programs, feel free to reach out to us at (760) 371-7000 or visit us at our branch located at 665 Tucker Rd Tehachapi Ca 93561 in Tehachapi, CA. We're here to help you navigate your financial journey! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Credit Lines and Unsecured Loans

For those looking for more flexibility in managing their finances, our total credit lines loans stand at $117,045,397, providing an excellent resource for any unexpected expenses or planned purchases. We also offer flexible terms on unsecured credit card loans, with a total of $30,618,009 in loans helping members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $44,508,201, make buying or refinancing simple. We offer competitive rates and terms to help you secure the home of your dreams. Plus, if you're considering refinancing, we can guide you through the eligibility process to find an option that works for you.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures fair and transparent offers for users. With a commitment to accuracy, LendMesh provides a reliable platform where users can explore their borrowing options confidently.

ALTAONE FEDERAL CREDIT UNION - Tehachapi, CA