AltaOne Credit Union California City CA | Best Auto Loans & ATM Services

Introduction

Welcome to Altaone, your trusted credit union located at 9601 California City Blvd, California City, CA 93505. Established in 1947, we have proudly served our community for over seven decades, growing alongside our members and adapting to their needs. With a total membership of 57,848 and assets exceeding $932 million, we are committed to providing personalized financial solutions that foster growth and security. At Altaone, we understand the importance of community. Our dedicated team of 183 employees is here to support you with services ranging from personal banking and auto loans to business loans and online banking. We believe that everyone deserves access to reliable financial resources, which is why we maintain a net worth of $91,771,548 and ensure our members can benefit from a robust set of offerings. While members can visit us at our branch location, official correspondence should be sent to 9601 California City Blvd, California City, CA 93505-2263. We encourage you to explore all that Altaone has to offer. Whether you need assistance with a loan or want to open a new account, our friendly staff is just a phone call away at 760-373-8472. Join us today and experience the difference that comes with being part of a community-focused credit union. Visit our website at altaone.org for more information or stop by during our operating hours: Monday through Friday from 9:00 a.m. to 5:00 p.m., and Saturday from 9:00 a.m. to 1:00 p.m. We look forward to helping you achieve your financial goals!

Branch History & Mission

Mission Statement

Our mission at Altaone is clear: we aim to empower our members by providing exceptional financial services while fostering a sense of community. We believe that every member deserves access to quality financial products and education. Whether it's personal banking options like checking and savings accounts or specialized loans for cars and homes, we are here to guide you every step of the way. We also recognize the importance of giving back. Through various community outreach programs and partnerships with local organizations, we work tirelessly to support those in need. Our focus on ADA compliance ensures that all members can easily access our services. As you explore what Altaone has to offer, know that we're dedicated not just to your financial success but also to building a stronger community together. While members can visit us at 9601 California City Blvd, official correspondence should be sent to 9601 California City Blvd, California City, CA 93505-2263. Join us today and experience the benefits of being part of the Altaone family! Feel free to reach out at 760-373-8472 or visit our website at altaone.org for more information on how we can assist you with your financial journey. Together, let's build a brighter future!

Branch Location & Accessibility

Convenient Access

Parking is ample and accessible for everyone, including those with mobility challenges. Our branch is fully compliant with ADA guidelines, featuring ramps and easy entry points. If you prefer to conduct your banking from the comfort of your car, we also offer a drive-thru service for quick transactions.

Get in Touch

Have questions? Don't hesitate to call us at (760) 373-8472. We're excited to assist you with all your financial needs! Come by and see how Altaone can help you achieve your financial goals today!

Operating Hours

We understand that life can be busy. That's why we offer flexible hours to serve you better. Visit us Monday through Friday from 9:00 a.m. to 5:00 p.m., or stop by on Saturday from 9:00 a.m. to 1:00 p.m. Whether you need assistance with personal banking or have questions about loans, our friendly staff is ready to help.

Services at Your Fingertips

At Altaone, we provide a wide range of services tailored to fit your needs from checking and savings accounts to auto loans and mortgage refinancing. Plus, our ATM is available for cash withdrawals and balance checks anytime you need it. For those who bank with partner credit unions, we also offer shared services so you can manage your finances seamlessly. While members can visit us at 9601 California City Blvd California City Ca 93505, official correspondence should be sent to our mailing address at 9601 California City Blvd, California City, CA 93505-2263 if it differs.

Member Eligibility

Becoming a member of Altaone is like joining a family that truly cares about your financial well-being. We welcome anyone who lives, works, worships, or attends school in the communities we serve. Whether you're looking for personal banking solutions or seeking support for your business, we're here to help you thrive. You can find more detailed eligibility criteria by visiting our website at http://www.altaone.org/bank-local . The process to join us is straightforward and welcoming; all you need to do is head over to our account opening page at https://onlinebanking.altaone.org/aofcuonline/sdk/autoenrollmente2e . If you have any questions or need assistance, feel free to give us a call at (760) 373-8472. We look forward to having you as part of our community!

Business Banking & Commercial Services

Lending Solutions for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $71 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $45 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $29,310,515, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services that Make Transactions Easy

When it comes to everyday operations, our merchant services are here to simplify your payment processes. Imagine having a reliable system that allows you to accept payments seamlessly from customers whether in-store or online. This means quicker transactions and happier customers, giving you more time to focus on what you do best: running your business. Located at 9601 California City Blvd California City Ca 93505 in California City, CA, our team is ready to help you explore all the ways we can support your business ambitions. Give us a call at (760) 373-8472 or visit us during our operating hours to learn more!

Comprehensive List Of Services

Additional Services

For those quick transactions, our Basic Drive-Thru Banking lets you handle deposits and withdrawals efficiently. Plus, if you're a member of a partner credit union, take advantage of Basic Shared Branch Transactions for deposits and withdrawals at our branch. We also provide Basic ATM Access for withdrawals and balance checks making banking simple and convenient. No matter where life takes you, Altaone is here to ensure that all your financial needs are met with care and professionalism. Come visit us at 9601 California City Blvd California City Ca 93505, call us at (760) 373-8472, or check out more about our offerings at Cal City. We look forward to serving you!

Business Banking Support

For entrepreneurs and small business owners, we understand how critical it is to have solid banking support. That's why we offer Business Banking services including Merchant Services and Business Loans tailored to help your business thrive.

Credit Options with Benefits

When it comes to spending power, our Credit Cards with Rewards let you earn while you spend. Enjoy cashback or points towards future purchases all while managing your expenses conveniently.

Digital Convenience

In today's fast-paced world, we recognize the importance of having access to your finances anytime, anywhere. With our robust Online & Mobile Banking platforms, you can easily manage your accounts from the comfort of your home or on the go. Need cash? Our ATM & Cash Withdrawal Services are available for easy access to your funds whenever you need them.

Personal Banking Solutions

Managing your money should be straightforward, which is why we offer a variety of Personal Banking services designed for ease and flexibility. Our checking and savings accounts help you keep track of your funds while earning interest. If you're considering buying a new vehicle, our Auto Loans & Vehicle Financing options make it easy to drive away in the car of your dreams without breaking the bank. For those planning to purchase a home or refinance an existing mortgage, our Mortgage Loans & Refinancing solutions come with competitive rates that can fit any budget. And if unexpected expenses arise, our Personal Loans & Debt Consolidation services are here to help you navigate through tough financial situations.

Digital & Online Banking

Key Services

Our online banking allows you to handle your finances 24/7, giving you the freedom to check balances, pay bills, and transfer funds whenever it fits your schedule. Whether you're at home or on the go, our mobile application makes it easy to manage your accounts right from your smartphone. Plus, with features like person-to-person transfers, sending money to friends and family is as simple as tapping a button. We also provide electronic statements for those who prefer a greener way to keep track of their finances. Our e-statements not only reduce paper waste but also allow for quick and easy access to your account history whenever you need it. For members looking for more security, our platform includes robust protection measures to ensure that your information remains safe.

User-Friendly Experience

Using our mobile payments feature means you can leave your wallet at home just use your phone! And if you're ever unsure about how to use any of these features, our support team is always ready to help guide you through the process. With Altaone, managing your money has never been easier or more secure. Visit us online today at https://altaone.org/ to explore all the ways we can help simplify your banking experience!

Financial Strength

Commitment to Service

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 167 full-time employees and 16 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts: 107,618, show a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Altaone is your trusted partner. Visit us at 9601 California City Blvd California City Ca 93505 or call (760) 373-8472 to learn more about how we can help you achieve your financial goals.

Reinvestment for Growth

With $68,710,368 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $5,715 in used auto loans and $694,473,118 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Secure Savings Opportunities

Members' savings are secured through $204,160,154 in share certificates and $44,468,885 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $71,520,809, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $91,771,548, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $981 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. With over $129,560,536 in used vehicle loans and $88,489,011 in new vehicle loans already helping members get on the road, we are here to support your journey towards vehicle ownership. Our competitive rates make it easier for you to drive away with the car you want.

Credit Lines

For those needing additional flexibility in their finances, our total credit lines reach $117,045,397. This service allows members to access funds quickly and efficiently when needed.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple and accessible. We offer Junior Lien 1-4 Family Residential Properties loans totaling $44,508,201. Whether you're looking to purchase your first home or refinance an existing mortgage, our team is ready to assist you every step of the way.

Refinancing Options

If you're considering refinancing any current loans or mortgages for better rates or terms, we encourage you to contact us. Our team can guide you through eligibility options and help you determine what works best for your financial situation. To learn more about our loan offerings or to get started with an application today, visit us at 9601 California City Blvd, California City, CA 93505 or give us a call at 760-373-8472 during our operating hours: Monday through Friday from 9:00 a.m. to 5:00 p.m., and Saturday from 9:00 a.m. to 1:00 p.m. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let Altaone be your trusted partner in achieving your financial aspirations!

Unsecured Credit Card Loans

Managing finances can sometimes be challenging. That's why we offer flexible terms on unsecured credit card loans, with a total of $30,618,009 in loans helping members effectively manage their expenses. This option provides you with peace of mind and convenience when unexpected costs arise.

Loan Aggregator

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that all offers displayed are fair and transparent, allowing users to trust the information they receive.

ALTAONE FEDERAL CREDIT UNION - California City, CA