AltaOne Credit Union Boron CA | Affordable Vehicle Loans & ATM Services

Introduction

Welcome to Altaone, your trusted financial partner in the heart of Boron, California. Established in 1947, we have been dedicated to serving our community for over 75 years. Located at 27055 20 Mule Team Rd, Boron, CA 93516, our branch is not just a place to bank; it's a hub for local families and businesses looking to build a brighter financial future together. At Altaone, we take pride in our robust membership of 57,848 individuals who rely on us for their personal and business banking needs. With total assets exceeding $932 million and deposits of $102 million, we are committed to offering competitive rates on loans and savings accounts while maintaining a strong financial foundation. Our total loan portfolio stands at 33,191, reflecting our dedication to empowering members through various lending options, from auto loans to personal loans and mortgages. Our leadership team, led by CEO Stephanie Sievers and Board President Norman Alexander, works tirelessly to ensure that we meet the evolving needs of our members. We believe in fostering strong relationships within our community, which is why we also offer services such as online and mobile banking, making it easier for you to manage your finances anytime, anywhere. While members can visit us at our Boron location for friendly service and expert advice, official correspondence should be directed to our mailing address: 27055 Twenty Mule Team Rd, Boron, CA 93516-1645. Join us today at Altaone! Whether you're looking to open a new account or need assistance with loans, call us at 760-762-5650 or visit our website at altaone.org for more information. Together, let's make your financial goals a reality!

Branch History & Mission

Community Engagement

We are committed to supporting local initiatives and creating partnerships that foster growth and opportunity within Boron. Whether it's through financial education workshops or sponsorships of local events, Altaone actively seeks ways to give back. We recognize the importance of making a positive impact on the lives of our members and their families. As part of our dedication to convenience, we also offer ATM services right here at our branch. While we don't have drive-thru banking available at this location, our shared service center provides access for members from partner credit unions making it easier for everyone to manage their finances. In closing, we invite you to become part of the Altaone family. Experience personalized service tailored just for you. Join us today and discover how we can help you achieve your financial goals while making a difference in your community! Visit us online at altaone.org or stop by the branch we're excited to welcome you!

Our Mission

At Altaone, our mission is clear: we aim to provide exceptional financial services while nurturing a spirit of community involvement. We believe that when our members thrive, so does the community. This guiding principle shapes everything we do from offering personal and business banking solutions to engaging in outreach programs that uplift those around us. We understand that accessibility matters. While you can visit us at our branch during lobby hours on Tuesday, Thursday, and Friday from 9 AM to 4 PM, you can also reach out anytime by calling us at 760-762-5650 or explore our digital offerings like online and mobile banking.

Branch Location & Accessibility

ATM Availability

Need cash on the go? No worries! We also have ATM availability right at our branch for quick withdrawals and balance checks. Unfortunately, we don't have drive-thru service at this location; however, our friendly staff is always eager to assist you inside.

Accessibility Features

Our branch is designed with your comfort in mind. We offer easy parking options and ensure ADA compliance for all our members. If you need assistance, our staff is always ready to help you navigate any accessibility features we have in place.

Operating Hours and Services

At Altaone, we understand that convenience matters. Our lobby hours are Tuesday, Thursday, and Friday from 9 AM to 4 PM, making it easier for you to find a time that works for your busy schedule. While you're here, explore our range of personal banking services including checking and savings accounts, auto loans, mortgage refinancing, and even business banking solutions.

Shared Services

As an added benefit, we participate in shared services. This means that if you're a member of a partner credit union, you can complete basic transactions like deposits and withdrawals here without hassle. While members can visit us at 27055 20 Mule Team Rd Boron Ca 93516, official correspondence should be sent to 27055 Twenty Mule Team Rd, Boron, CA 93516-1645. We invite you to stop by or give us a call at (760) 762-5650. Experience the personalized service that makes Altaone your local credit union choice!

Member Eligibility

Becoming a member of Altaone is like joining a family that truly cares about your financial well-being. If you live, work, or worship in the area around 27055 20 Mule Team Rd Boron Ca 93516, you're already on the right path to membership! We warmly welcome individuals who meet these simple eligibility criteria, which you can explore further at this link. Joining our community opens the door to a range of benefits, from personalized service to competitive rates on loans and savings accounts. Getting started is easy! You can open your account online by visiting this page, or feel free to call us at (760) 762-5650 if you have any questions. Our friendly team is here to help guide you through the process and make your transition into membership as smooth as possible. Come see how Altaone can be a supportive partner in your financial journey!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $71 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $45 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $29,310,515, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we provide merchant services that simplify payment processing for your business. Whether you're running a retail store or an online shop, our services ensure you can accept payments easily and efficiently. This means you can focus on what matters most growing your business. Located at 27055 20 Mule Team Rd Boron Ca 93516 in Boron, CA, we're here to help you succeed. Reach out to us at (760) 762-5650 or visit us online at https://altaone.org/ to learn more about how we can support your business goals!

Comprehensive List Of Services

ATM Services

Need cash quickly? Our ATM services provide easy access for withdrawals and balance checks without the need to visit the branch. Plus, as part of our shared service center network, members can enjoy basic transactions like deposits and withdrawals even at partner credit unions. At Altaone, we strive to make banking as simple as possible so you can focus on what matters most in your life. Whether you're stopping by our location or using our digital services from home, we're here to support your financial journey every step of the way. For more information about how we can help you achieve your financial goals or if you have any questions regarding our services, please don't hesitate to reach out at (760) 762-5650. We look forward to serving you!

Business Banking

If you're a business owner, Altaone has tailored solutions just for you. Our business banking services include merchant services that streamline payment processing and business loans that can help you expand your operations or cover short-term cash flow needs.

Digital Banking Features

In today's fast-paced world, convenience is key. Our online and mobile banking platforms allow you to manage your accounts anytime, anywhere. You can pay bills, transfer funds, and even deposit checks right from your smartphone. With features like person-to-person payments, accessing your money has never been easier.

Loans and Financing

For those needing extra funds, our personal loans and debt consolidation services can provide the financial relief you seek. We also offer credit cards with rewards, allowing you to earn benefits while making everyday purchases. Whether it's a small loan for unexpected expenses or larger financing for significant investments, our team is ready to assist.

Personal Banking

Our personal banking services cater to individuals looking to manage their finances effectively. From checking and savings accounts that help you save for the future, to auto loans and vehicle financing that make purchasing a car easier, we've got you covered. If you're considering buying a home, our mortgage loans and refinancing options offer competitive rates and flexible terms to suit your situation.

Digital & Online Banking

Key Services

Our online banking platform offers everything from checking your balance to transferring funds between accounts all with just a few clicks. You can also take advantage of e-statements, which allow you to view your account statements online instead of waiting for them in the mail. This not only saves time but is also better for the environment. For those who are always on the go, our mobile application brings the branch right to your fingertips. Whether you're looking to make mobile payments or send money to friends through person-to-person transfers, it's all possible with just a few taps on your smartphone. Plus, if you're ever in need of quick access to cash, our ATM services are readily available.

Security and Accessibility

We prioritize your security while ensuring that using our digital banking services is as user-friendly as possible. Although we currently do not offer electronic signature authorization for documents, rest assured that all transactions made through our platform are protected with top-notch security measures. With features like mobile payments and person-to-person transfers, banking with us means you can manage your money quickly and efficiently without sacrificing safety. You can keep track of your finances in real-time and make adjustments as needed giving you peace of mind. At Altaone, we're dedicated to providing our members with an accessible and convenient banking experience. Explore all that we have to offer by visiting https://altaone.org/ today!

Financial Strength

Commitment to Innovation

With $68,710,368 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We understand that our members have diverse needs; that's why our lending capacity supports your financial goals across various sectors with $5,715 in used auto loans and a total of $694,473,118 in loans and leases.

Growing Member Base

Total Share and Deposit Accounts: 107,618, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments stand at $19,987,366. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Altaone is your trusted partner. Visit us at 27055 20 Mule Team Rd Boron Ca 93516 or call (760) 762-5650 to learn more about how we can help you achieve your financial goals.

Members' Savings Secured

Members' savings are secured through $204,160,154 in share certificates and $44,468,885 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $71,520,809, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our ability to maintain operations efficiently is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 167 full-time employees and 16 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Foundation

With a net worth of $91,771,548, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $981 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Support

If you're considering refinancing your existing loans or looking into eligibility options, our team is ready to assist you. We can discuss various strategies that may help lower your payments or improve your financial situation. At Altaone, we prioritize transparency and customer satisfaction. You can reach us at (760) 762-5650 for more information on any of these loan offerings or visit us at our branch located at 27055 20 Mule Team Rd Boron Ca 93516 in Boron, CA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step toward achieving your financial aspirations!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $129,560,536 in used vehicle loans and $88,489,011 in new vehicle loans already helping members get on the road. We cater to all types of vehicles and offer flexible terms that can fit your budget.

Credit Lines and Other Options

For those needing ongoing access to funds, our total credit lines amounting to $117,045,397 provide the flexibility you need. These lines of credit are ideal for managing cash flow or funding larger projects without taking out a traditional loan.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $44,508,201, make buying or refinancing simple. We provide personalized service to guide you through each step of the process, whether you're purchasing a home or refinancing an existing mortgage.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $30,618,009 in loans helping members manage their finances effectively. This option allows for easy access to funds when unexpected expenses arise or when you want to make a purchase without dipping into savings.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency and reliability in the information provided. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that truly reflect the best options available. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, enabling them to make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights how LendMesh serves as a valuable tool for those seeking the most favorable loan conditions. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This rigorous sourcing ensures that all loan offers presented on the platform are fair and transparent. Users can trust that they are receiving up-to-date information directly from legitimate financial institutions.

ALTAONE FEDERAL CREDIT UNION - Boron, CA