Altana Credit Union Laurel MT | Quick Personal Loans & Business Banking

Introduction

Welcome to Altana, your trusted community partner in financial wellness, located at 220 1st Ave, Laurel, MT 59044. Since our establishment in 1949, we've been dedicated to serving our members with care and commitment. As a proud credit union, we prioritize putting people first. With over 38,000 members and assets totaling $583,174,175, we are here to help you achieve your financial goals. At Altana, we offer a full range of services tailored for personal and business banking needs. Whether you're looking for auto loans, mortgage refinancing, or rewards credit cards, our experienced team is ready to assist you. Our total loans amount to 22,550, reflecting the trust placed in us by our community. We understand that financial decisions can be daunting; that's why we're committed to providing reliable guidance every step of the way. Our leadership team is composed of passionate individuals who genuinely care about your financial future. Under the stewardship of CEO Jason Hagadone and Board President William Pedersen, we strive to create an environment where our members feel valued and supported. While you can visit us at our branch in Laurel for all your banking needs, please note that official correspondence should be sent to our mailing address at 3212 Central Ave, Billings, MT 59102-6646. Ready to take the next step? Give us a call at 406-651-2328 or explore more about what we offer on our website here. Join us today and experience the difference that comes with being part of the Altana family!

Branch History & Mission

Community Focus

Altana is more than just a financial institution; we are a part of the Laurel community. We actively engage in partnerships and outreach efforts that uplift local organizations and initiatives. Whether it's sponsoring community events or providing financial literacy programs, we believe in investing in the future of our members and neighbors. As technology advances, so do we. Our commitment includes offering modern conveniences such as online banking, mobile payments, and e-statements while ensuring ADA compliance so everyone can access our services easily.

Join Us

We invite you to become part of the Altana family! Experience firsthand how we can help you achieve your financial goals while contributing positively to the community around us. Together, let's build a brighter future for Laurel and beyond. For more information or to join us today, please visit our website or call us at (406) 651-2328. Your journey toward financial empowerment starts here!

Our Mission

At Altana, our mission is simple yet powerful: to empower individuals and families through accessible financial services while giving back to the community we cherish. We provide a variety of services ranging from personal banking options like checking and savings accounts to auto loans and mortgage financing. Our goal is not only to help you manage your money but also to enhance your financial wellbeing. While members can visit us at 220 1St Ave Laurel Mt 59044, official correspondence should be sent to 3212 Central Ave, Billings, MT 59102-6646. Our team is here during lobby hours from 9:00 AM to 4:00 PM Monday through Friday, with drive-thru service available from 8:00 AM to 5:00 PM on the same days. We also offer ATM access for your convenience.

Our Roots

Located at 220 1st Ave, Laurel, MT 59044, Altana has been a cornerstone of financial support for local families and businesses for decades. Over the years, we have expanded our services to meet the changing needs of our community while maintaining our core values of trust and service. Our headquarters in Billings, MT, allows us to stay connected and responsive to our members' needs.

Branch Location & Accessibility

Call to Action

Ready to experience the Altana difference? Whether you're stopping by for a transaction or just want to chat about financial options, our friendly team is here for you. Don't hesitate to give us a call at 406-651-2328 if you have any questions or need assistance. We look forward to welcoming you soon at our Laurel branch!

Nearby Landmarks and Accessibility

Located just a short drive from the scenic Laurel River Park and the bustling Main Street area, our branch is perfectly situated for both residents and visitors. You'll find ample parking available right outside our doors, making it easy to pop in for any of your banking needs. Plus, we are fully ADA compliant with ramps and accessible facilities to ensure everyone can visit us comfortably.

Operating Hours and Services Offered

At Altana, we value your time! Our lobby hours run from 9:00 AM to 4:00 PM, Monday through Friday, allowing you to manage your finances conveniently during the week. If you're in a hurry, our drive-thru service opens earlier at 8:00 AM and closes at 5:00 PM on weekdays ideal for quick transactions without leaving your car. We offer a range of services to meet all your banking needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Our members also enjoy access to online and mobile banking features for managing their accounts anytime, anywhere.

Member Eligibility

At Altana, we believe that everyone deserves a chance to be part of a supportive financial community. Becoming a member is simple and welcoming, and it opens the door to a range of benefits designed just for you. If you live, work, or worship in the area, or if you have a family member who is already a member, you're likely eligible to join us! We invite you to explore more about our eligibility requirements by visiting our website at . Once you're ready to take the next step, opening an account is a breeze! You can easily start your membership online through this link: https://my.altanafcu.org/enroll . If you have any questions or need assistance along the way, feel free to give us a call at (406) 651-2328. Join us at Altana, located at 220 1St Ave Laurel Mt 59044, and experience the warmth and support of our credit union family!

Business Banking & Commercial Services

Financing Your Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $119 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $35,361,468, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

Imagine being able to process payments seamlessly while focusing on what you do best running your business. Our merchant services provide reliable payment processing options that help you cater to your customers efficiently. From credit card transactions to online payments, we ensure that managing finances is as straightforward as possible. Located at 220 1St Ave Laurel Mt 59044 in Laurel, MT, our team is ready to discuss how we can help elevate your business. Call us today at (406) 651-2328 and explore how we can partner together for your financial success!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? Our network of ATMs allows for convenient cash withdrawals at locations near you. Plus, our drive-thru banking offers quick access for deposits, withdrawals, and simple transactions without leaving your car.

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our Auto Loans & Vehicle Financing options are designed to make getting behind the wheel as easy as possible. We offer competitive rates and flexible terms to help you find the perfect loan that fits your budget.

Business Banking

For entrepreneurs and small business owners, we offer comprehensive Business Banking solutions including merchant services and business loans. We understand the unique challenges businesses face and are here to support you with tailored financial products that help you thrive.

Credit Cards with Rewards

Our Credit Cards with Rewards are perfect for those who want to earn while they spend. Enjoy benefits like cash back or travel rewards on purchases making everyday spending work in your favor!

Mortgage Loans & Refinancing

Homeownership dreams can become a reality with our Mortgage Loans & Refinancing services. Whether you're buying your first home or looking to refinance an existing mortgage, our knowledgeable team will guide you through every step of the process, making it straightforward and stress-free.

Online & Mobile Banking

Accessing your accounts has never been easier! With our Online & Mobile Banking features, you can check balances, transfer funds, and pay bills anytime, anywhere. This means no more waiting in line; manage everything right from your phone or computer.

Personal Banking

We understand that managing your money is personal. That's why our Personal Banking services include checking and savings accounts tailored to fit your lifestyle. Whether you're saving for a special occasion or just need a reliable place for your everyday expenses, we've got you covered.

Personal Loans & Debt Consolidation

If you're looking to simplify your finances, our Personal Loans & Debt Consolidation can help. We provide options that allow you to consolidate debt into one manageable payment, giving you peace of mind and a clearer path toward financial freedom.

Shared Branch Transactions

Are you a member of another credit union? No problem! We offer Basic Shared Branch Transactions, allowing partner credit union members to make deposits and withdrawals at our branch conveniently. At Altana, we strive to make banking accessible and convenient for everyone in the community. If you're ready to explore how we can help meet your financial goals, don't hesitate to reach out! Call us today at (406) 651-2328, or visit us at 220 1St Ave Laurel Mt 59044. Your financial journey starts here!

Digital & Online Banking

Key Features

Our online banking platform at https://altanafcu.org/ is available 24/7, allowing you to check your balance, pay bills, and transfer funds whenever it suits you. Whether you're at home or on the go, our user-friendly interface ensures that everything you need is right at your fingertips. For those who prefer to manage their money from their smartphones, our mobile application is available for download. This app not only allows you to view your accounts but also enables mobile payments for quick transactions without the hassle of cash or cards. Plus, with person-to-person transfers, sending money to friends or family is simple and instant.

Security and Accessibility

We take your security seriously. While we currently do not offer electronic signature authorization, our systems are built with strong security measures to protect your personal information. You can trust that your data is safe while you enjoy the convenience of e-statements available for easy viewing online so you'll never have to worry about paper clutter again. At Altana, we believe in making banking accessible for everyone. Whether you're logging in from a computer or using our mobile app, real-time account management is just a click away. Experience the ease of digital banking with us today!

Financial Strength

Commitment to Growth

With $50,522,171 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $5,307 in used auto loans and $432,226,571 in total loans and leases.

Efficient Operations

Our operational efficiency is reflected in our $3,868,079, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 128 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Membership Base

Our commitment to excellence is evident in the trust placed in us by our members; we currently manage a total of 77,478 share and deposit accounts. This growing member base is a testament to the confidence people have in Altana as their financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Altana is your trusted partner. Visit us at 220 1St Ave Laurel Mt 59044 or call (406) 651-2328 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $146,210,622 in share certificates and $56,289,970 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $64,224,676, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,101 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Services

In addition to these loan offerings, we pride ourselves on providing exceptional service at our branch located at 220 1St Ave Laurel Mt 59044 in Laurel, MT. You can reach us at (406) 651-2328 for any questions regarding our services or loan products. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Whether you're looking for an auto loan, mortgage option, or any other financial assistance, Altana is dedicated to helping you navigate your financial journey with ease and confidence.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $81,061,808 in used vehicle loans and $103,588,497 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates, ensuring that financing your vehicle is as straightforward as possible.

Business Loans

For business owners, our outstanding commercial loans totaling $35,361,468 provide the capital needed to grow and expand. We understand the challenges businesses face and are here to support your ventures with tailored solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $54,843,675, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance your current mortgage, our team is ready to assist you through every step of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $5,020,641 in loans helping members manage their finances effectively. These cards can be a great tool for everyday purchases while also providing rewards and benefits tailored to your needs.

Loan Aggregator

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ALTANA FEDERAL CREDIT UNION - Laurel, MT