Altana Credit Union Havre MT | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Altana, your trusted financial partner right here in Havre, Montana! Established in 1949, we have proudly served our community for over seven decades, growing alongside our members and adapting to their evolving needs. With a strong membership base of 38,873 and total assets exceeding $583 million, we are committed to providing reliable financial services tailored just for you. At 201 2Nd St, Havre, MT 59501, you can expect personalized service from our dedicated team of 132 employees, led by our CEO, Jason Hagadone, and Board President, William Pedersen. We believe that banking should be about building relationships, not just transactions. That's why we offer a wide range of services including checking and savings accounts, auto loans, mortgages, and business banking solutions designed to help you achieve your financial goals. While you can visit us at our branch location for all your banking needs, please note that any official correspondence should be sent to our mailing address at 3212 Central Ave, Billings, MT 59102-6646. With total deposits amounting to $41,735,268 and net worth standing at $64,224,676, Altana is a stable and secure choice for your financial journey. Whether you're looking to finance a new vehicle or plan for the future with a mortgage loan or personal loan our experienced staff is here to guide you every step of the way. We invite you to explore all that Altana has to offer by visiting our website at altanafcu.org or giving us a call at 406-651-2328. Your financial success is our priority; let's build it together!

Branch History & Mission

Welcome to Altana, a cornerstone of financial support and community connection in Havre, MT. Established in 1949, Altana has proudly served its members for over seven decades, growing from a small credit union into a thriving institution with total assets of $583,174,175 and a membership base that has reached an impressive 38,873. Located at 201 2Nd St, Havre, MT 59501, our branch is easily accessible for all your banking needs. We're just a short walk from the local parks and schools, making it convenient for families and individuals alike to visit us. If you need to send us official correspondence, please use our mailing address at 3212 Central Ave, Billings, MT 59102-6646. At Altana, our mission is clear: we strive to provide exceptional financial services while uplifting our community. We believe in the power of people helping people. This guiding principle has shaped our offerings from personal banking solutions like checking and savings accounts to auto loans and mortgage financing. We also cater to businesses with tailored services designed to help them thrive. Over the years, we've embraced digital advancements to enhance your banking experience. Our online and mobile banking options allow you to manage your finances on the go. Though we do not have ATM availability at this branch, we ensure that our drive-thru service remains open for your convenience during business hours. Our friendly team is ready to assist you with deposits, withdrawals, and other simple transactions. Community outreach is at the heart of what we do. We actively partner with local organizations to support initiatives that make a difference in Havre and surrounding areas. From financial literacy programs to charity events, we are committed to giving back. As we continue to grow and adapt, we invite you to join us on this journey. Experience the benefits of becoming a member of Altana today! With dedicated staff ready to serve you and a range of products designed with your needs in mind, we look forward to welcoming you into our credit union family. For more information or assistance, feel free to reach out at (406) 651-2328 during our operating hours: Lobby Hours from 9:00 AM to 4:00 PM Monday through Friday; Drive-Up/Walk-Up from 8:00 AM to 5:30 PM Monday through Thursday and until 6:00 PM on Friday. Explore all that Altana has to offer by visiting us online at Altana's website or start your membership application here. Join us today!

Branch Location & Accessibility

Welcome to Altana, your friendly credit union located right in the heart of Havre, MT. You can find us at 201 2Nd St, a spot that's not only easy to reach but also close to local landmarks like the Havre City Hall and the beautiful Havre Beneath the Streets Museum. Whether you're visiting for personal banking, loans, or just need some quick assistance, we are here to make your experience as smooth as possible. Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and parking that ensures everyone can easily access our services. If you prefer the convenience of drive-thru banking, we've got you covered! Our drive-thru service is open Monday through Thursday from 8:00 AM to 5:30 PM and on Fridays from 7:45 AM to 6:00 PM. For those who enjoy walking in, our lobby hours are Monday through Friday from 9:00 AM to 4:00 PM. While members can visit us at 201 2Nd St, official correspondence should be sent to our mailing address at 3212 Central Ave, Billings, MT 59102-6646. If you have any questions or need assistance, feel free to give us a call at 406-651-2328. At Altana, we believe in making banking accessible and convenient for everyone. We offer a range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions all designed with your needs in mind. Plus, if you're part of a partner credit union, you can take advantage of our shared service center for deposits and withdrawals. We invite you to stop by soon or reach out if you have any questions! We're excited to help you achieve your financial goals.

Member Eligibility

Becoming a member of Altana is like joining a family where your financial needs are truly understood and valued. To be eligible, you simply need to meet certain criteria that reflect our commitment to supporting our community. While we welcome individuals from various backgrounds, specific details about who can join can be found by visiting this resource. Whether you're looking for personal banking solutions or loans to help with big purchases, being part of Altana opens doors to excellent services tailored just for you. The process is straightforward; just head over to our account opening page to get started! If you have any questions, feel free to reach out at (406) 651-2328. We're excited to have you on board at our branch located at 201 2Nd St Havre Mt 59501, where your financial journey can thrive!

Business Banking & Commercial Services

Member Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $119 in commercial loans for our members, helping businesses scale and succeed. This funding allows entrepreneurs to invest in essential equipment, hire new staff, or launch innovative projects.

Non-Member Commercial Loans

We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. This inclusive approach ensures that all local businesses have access to the resources they need to flourish.

Outstanding Portfolio

With an outstanding commercial loan portfolio of $35,361,468, we continue to drive economic growth by financing new and expanding businesses. Our goal is to empower you with the capital needed for your next big opportunity. In addition to our loan offerings, we provide comprehensive merchant services designed to streamline your operations. From payment processing to cash management solutions, we equip you with tools that enhance efficiency and boost profitability. Discover how Altana, located at 201 2Nd St Havre Mt 59501 in Havre, MT, can be your partner in growth today!

Comprehensive List Of Services

Business Banking Services

If you're a business owner, Altana has the tools you need to succeed. Our business banking services include merchant services and business loans that help streamline operations and support growth. Whether you're just starting out or looking to expand, we're here to assist with tailored financial solutions.

Credit Cards and Rewards

To enhance your spending power, we offer credit cards with rewards that give you cash back on purchases. Imagine earning rewards while shopping for everyday items! Our cards are designed with flexibility and benefits that cater to your financial habits.

Drive-Thru Banking & Shared Services

For members who prefer face-to-face interactions but want quick service, our basic drive-thru banking allows for easy deposits, withdrawals, and simple transactions without leaving your car. Additionally, if you're a member of partner credit unions, you can enjoy basic shared branch transactions at our location as well. At Altana, we strive to make banking straightforward and accessible for everyone in Havre. Whether you're visiting us in person or managing your finances online, we aim to provide excellent service every step of the way. For more information about our services or to open an account today, please call us at (406) 651-2328 or visit our website at Altana Fcu Havre. Join us as we work together towards achieving your financial goals!

Online and Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features. With our digital banking platform, you can manage your accounts anytime, anywhere. You can pay bills, transfer funds, and even send money to friends through our person-to-person payment service all from the comfort of your home or on the go.

Personal Banking Solutions

Our personal banking services include checking and savings accounts designed to help you manage your day-to-day finances effortlessly. Whether you're saving for a rainy day or just need a secure place for your funds, we have options that work for you. If you're considering purchasing a new car, our auto loans and vehicle financing can make that dream a reality with competitive rates and flexible terms. For those looking to buy a home or refinance an existing mortgage, our mortgage loans offer various plans that suit different budgets. We also provide personal loans and debt consolidation options to assist you in managing expenses or unexpected costs.

Digital & Online Banking

Key Features for Your Convenience

Imagine checking your balance, transferring funds, or paying bills all from the comfort of your home or on the go. Our online banking platform makes this possible with just a few clicks. Plus, with our mobile application, managing your finances is as easy as tapping on your smartphone screen. You can enjoy the ease of e-statements, which means no more waiting for paper statements in the mail. Instead, you'll receive secure electronic statements right in your inbox saving time and reducing clutter. And for those who love making payments on the fly, our mobile payments feature allows you to make quick transactions directly from your phone.

Safe and Secure Banking

Security is a top priority at Altana. While we do not currently support electronic signature authorization, we utilize other robust security measures to keep your information safe while you bank online. With person-to-person transfer options, sending money to friends and family is simple and secure. Our commitment to providing user-friendly features means that whether you're tech-savvy or just starting out with online banking, you'll find it easy to navigate our services. Whether you need help transferring funds or simply want to check your account balance after hours, we're here for you. In short, Altana offers everything you need for convenient and secure banking at your fingertips. Explore our digital banking services today through https://altanafcu.org/ and take control of your financial life!

Financial Strength

At Altana, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share insights into our financial health, which reflects our commitment to serving you. With a net worth of $64,224,676, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,101 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $146,210,622 in share certificates and $56,289,970 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $50,522,171 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $5,307 in used auto loans and $432,226,571 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our $3,868,079, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 128 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts: 77,478, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Altana is your trusted partner. Visit us at 201 2Nd St Havre Mt 59501 or call (406) 651-2328 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $81,061,808 in used vehicle loans and $103,588,497 in new vehicle loans already helping members get on the road. We provide tailored financing options whether you're interested in a brand-new model or a certified pre-owned vehicle.

Credit Lines and Business Loans

For those who require additional flexibility, our total credit lines available amount to $102,696,987. This can be an excellent solution for managing cash flow or covering unexpected costs. Additionally, for business owners looking for growth opportunities, our outstanding commercial loans totaling $35,361,468 provide the capital needed to expand operations. At Altana, we are committed to offering personalized service that meets your specific financial needs. For more information about our loan offerings or to schedule a consultation, don't hesitate to reach out at (406) 651-2328. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $54,843,675, make buying or refinancing simple. We offer various plans to fit your unique needs and budget. Plus, if you're looking to refinance an existing mortgage, we can help you explore eligibility options that may lower your payments.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $5,020,641 in loans helping members manage their finances effectively. These cards come with rewards programs to enhance your spending experience while giving you the financial freedom you need.

Loan Aggregator

How LendMesh Ensures Accurate Comparisons

LendMesh is dedicated to offering accurate loan comparisons through several key features: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Each lender's information is updated regularly, so users can trust they are looking at current rates. - No Sponsored Listings: Unlike other comparison tools, LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means that users see all available options without hidden agendas. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. This immediacy ensures that users don't miss out on competitive rates as they change. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness and reliability of this tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Altana