Altana Credit Union Chester MT | Affordable Auto Loans & Business Banking

Introduction

Welcome to Altana, your trusted financial partner in Chester, MT! Located at 122 1st St E, we have proudly served our community since 1949, fostering financial well-being for over seven decades. With a robust membership base of 38,873 and total assets exceeding $583 million, our commitment to providing personalized banking solutions is stronger than ever. At Altana, we understand the unique needs of our members. Whether you're looking for auto loans, mortgage financing, or personal banking services, we offer a wide range of products designed to help you achieve your financial goals. Our total loans amount to an impressive 22,550, while our total deposits stand at $41,735,268. This reflects not just our growth but also the trust that our members place in us. Led by CEO Jason Hagadone and Board President William Pedersen, our dedicated team of 132 employees works tirelessly to ensure that each member receives the attention and support they deserve. We are here for you not only as a financial institution but as a part of your community. While members can visit us at our Chester branch for all their banking needs, official correspondence should be sent to our mailing address at 3212 Central Ave, Billings, MT 59102-6646. If you have any questions or need assistance, don't hesitate to reach out by phone at 406-651-2328. Join us today and experience the difference with Altana! Visit our website at altanafcu.org to learn more about our services or to open an account online. Your journey towards financial stability starts here!

Branch History & Mission

Welcome to the heart of Chester, Montana, where Altana has been a trusted financial partner since 1949. Nestled at 122 1st St E, our branch has grown alongside this community for over seven decades, serving as a beacon of support and empowerment for residents. With a proud history marked by commitment and progress, we have evolved into a vital resource for nearly 39,000 members. From our modest beginnings, Altana has achieved remarkable milestones in our journey. As we opened our doors back in 1949, our mission was clear: to provide accessible financial services while fostering community well-being. Today, with total assets exceeding $583 million, we continue to uphold that vision. Our commitment to members has translated into comprehensive banking solutions, from personal accounts and auto loans to business financing and beyond. At Altana, we believe that banking goes beyond transactions; it's about building relationships. Our mission is to empower individuals and families through sound financial guidance and innovative services. We strive to create an environment where everyone feels valued and supported on their path to financial stability. This is why we are dedicated not only to providing excellent financial products but also actively engaging in community outreach efforts that strengthen the bonds within Chester. While members can visit us at 122 1St St E Chester Mt 59522, official correspondence should be sent to 3212 Central Ave, Billings, MT 59102-6646. We invite you to experience our welcoming atmosphere during lobby hours from 9:00 AM to 4:00 PM, Monday through Friday. With ATM availability for added convenience and shared service center options for broader access, we aim to make your banking experience smooth and efficient. As part of our ongoing commitment to technology and inclusivity, we offer online banking services as well as mobile payments through our user-friendly app. These advancements ensure that your banking needs are met wherever life takes you. Join us at Altana in Chester where your financial dreams can take flight with the support of a community-focused credit union. Become part of something bigger today by visiting us or exploring more about what we offer at Altana FCU. Together, let's build a brighter future!

Branch Location & Accessibility

Accessibility Features

We pride ourselves on being accessible to all members of our community. Our branch meets ADA compliance standards, featuring ramps and spacious interiors for easy navigation. Whether you're visiting us for personal banking needs or business services, you'll find our space welcoming and accommodating.

Call to Action

We invite you to stop by Altana in Chester today! Discover how we can assist with all your financial needs. Our friendly staff is ready to welcome you and help you achieve your financial goals!

Convenient Location

Nestled right in the heart of Chester, our branch is close to local favorites and essential services. You can find us near the vibrant downtown area, making it simple to stop by while you're out running errands or enjoying a day out. Plus, we offer ample parking right outside, ensuring that your visit is as hassle-free as possible.

Operating Hours

At Altana, we understand that your time is valuable. That's why our lobby hours are designed to fit your busy schedule! We're open Monday through Friday from 9:00 AM to 4:00 PM, making it easy for you to visit during the week. If you need assistance outside of these hours, feel free to give us a call at 406-651-2328.

Services Offered

From checking and savings accounts to auto loans and credit cards with rewards, Altana provides a full suite of financial services tailored just for you. Need cash? Our ATM is available for quick withdrawals and balance checks whenever you need it. While we don't have drive-thru banking at this location, our shared service center allows basic transactions for partner credit union members, adding even more flexibility to your banking experience.

Member Eligibility

At Altana, we believe that becoming a member is not just about opening an account; it's about joining a community that supports you through every financial milestone. If you're wondering how to become part of our family, the good news is that eligibility is quite accessible! Anyone who lives, works, worships, or attends school in Chester and surrounding areas can apply to join us. Additionally, family members of existing members are also welcome! You can find more detailed information about our eligibility criteria by visiting this link. Opening an account at Altana is a breeze. We offer a range of services tailored to meet your needs, whether you're looking for personal banking options, loans, or credit cards with rewards. Plus, our friendly staff is here to guide you through the process. If you're ready to take the next step or have any questions, don't hesitate to reach out at (406) 651-2328. We're excited to welcome you into our growing community at 122 1St St E Chester Mt 59522! For more information on account opening details, check out https://my.altanafcu.org/enroll.

Business Banking & Commercial Services

Merchant Services for Everyday Needs

Imagine running your business without worrying about payment processing. Our merchant services simplify transactions, allowing you to focus on what matters most serving your customers. From mobile payments to online banking, we offer practical tools that fit seamlessly into your daily operations. Located at 122 1St St E Chester Mt 59522, Chester, MT, we invite you to visit us or call (406) 651-2328 to learn how we can support your business today!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $119 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $35,361,468, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Solutions Tailored for You

If you're a business owner, Altana offers specialized services just for you. Our business banking solutions include merchant services that simplify payment processing and business loans designed to help you grow. We understand the challenges small businesses face, and we're here to support your financial journey.

Connect with Us Today!

With our friendly staff ready to assist you during lobby hours from 9:00 AM to 4:00 PM Monday through Friday, there's never been a better time to explore what Altana has to offer. For any questions or assistance, feel free to call us at (406) 651-2328. Join us in Chester or visit our website at https://altanafcu.org/ to learn more about how we can meet your financial needs today!

Digital Banking Convenience

In today's fast-paced world, having access to your accounts anytime is crucial. That's why we offer robust online and mobile banking options. With just a few taps on your smartphone or clicks on your computer, you can check balances, transfer funds, and pay bills all from the comfort of your home. Our ATM services ensure that cash withdrawal is quick and easy whenever you need it.

Personal Banking Made Easy

When it comes to personal banking, we have you covered. Whether you're looking to open a checking or savings account, our accounts come with great features that help you manage your money effortlessly. Need a new car? Our auto loans and vehicle financing options make purchasing or refinancing easy and affordable. If you're considering a home purchase, our mortgage loans and refinancing services can guide you through the process smoothly. For those unexpected expenses, our personal loans and debt consolidation options are tailored to help you get back on track without added stress. Plus, don't forget about our credit cards with rewards perfect for earning benefits on your everyday purchases!

Shared Branch Services

Additionally, if you're a member of another partner credit union, our basic shared branch transactions allow for deposits and withdrawals, making banking even more convenient no matter where you are.

Digital & Online Banking

Convenient Online Banking

With our 24/7 online banking services available at https://altanafcu.org/, you can access your accounts anytime. Whether you're checking balances, paying bills, or transferring money between accounts, everything is just a few clicks away. You can feel confident knowing that our platform prioritizes your security while providing a user-friendly experience.

Mobile Features for Your Lifestyle

Our mobile application makes banking even more accessible. Download it today to take advantage of features like mobile payments, which let you pay directly from your phone at participating merchants. Need to send money to a friend? Our person-to-person transfers make it simple and quick.

Security You Can Trust

While we embrace technology to enhance your banking experience, we never compromise on security. Although we do not currently offer electronic signature authorization, rest assured that every transaction is protected by robust measures designed to keep your information safe. In short, at Altana, our digital and online banking services are tailored to make your life easier. Join us today and experience the convenience of modern banking!

Stay Organized with E-Statements

Keep track of your finances effortlessly with our e-statements. Available for all members, this feature allows you to receive your monthly statements electronically. It's not only convenient but also environmentally friendly!

Financial Strength

At Altana, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, which underscores our commitment to serving your needs effectively and reliably. With a net worth of $64,224,676, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.01% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $146,210,622 in share certificates and $56,289,970 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our financial performance reflects our dedication to our members. With $50,522,171 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. Additionally, with $5,307 in used auto loans and $432,226,571 in total loans and leases, our lending capacity supports your financial goals across various sectors. Our operational efficiency is evident through our $1,207,587, which enables us to continue offering competitive loan rates and solid financial products for all members. We also take pride in having 128 full-time employees and 4 part-time employees dedicated to serving you with knowledgeable support. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 77,478, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Altana is your trusted partner. Visit us at 122 1St St E Chester Mt 59522 or call (406) 651-2328 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $81,061,808 in used vehicle loans and $103,588,497 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles to ensure you find the perfect fit for your lifestyle.

Business Financing

For business owners, our outstanding commercial loans totaling $35,361,468 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to support an existing business, we're here to assist you.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $54,843,675, make buying or refinancing simple. We know that purchasing a home is a big decision, and our team is here to guide you through every step of the process.

Refinancing Options

If you're considering refinancing any of your existing loans or need assistance determining your eligibility for our loan products, don't hesitate to reach out. We aim to make the process as straightforward as possible so you can focus on what matters most. To learn more about our loan offerings or start your application today, please contact us at 406-651-2328 or visit our website at altanafcu.org. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're excited to help you take the next step toward fulfilling your financial dreams!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $5,020,641 in loans helping members manage their finances effectively. Our credit cards come with various benefits designed to make everyday purchases easier and more rewarding.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With so many options available, having a reliable tool to navigate through them is essential. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means users can trust that they are getting fair and transparent offers from legitimate financial institutions. One significant benefit of using LendMesh is its commitment to verified data. The loan offers displayed are sourced from credible lenders, guaranteeing transparency in the comparison process. Additionally, LendMesh operates without sponsored listings no lender is prioritized based on paid promotions. This approach ensures users receive unbiased results that reflect the best available options. Another key feature is the real-time rate comparisons provided by LendMesh. Users have access to up-to-date loan rates from multiple institutions, empowering them to make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" For anyone looking for a reliable way to compare loans, LendMesh is an excellent choice. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

ALTANA FEDERAL CREDIT UNION - Chester, MT

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