Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. Although we currently have no member or non-member commercial loans issued, we recognize the importance of flexible financing options for local entrepreneurs looking to expand their operations or manage day-to-day expenses.
In addition to loans, we offer merchant services designed to streamline your transactions. Imagine having a reliable partner who helps you accept payments easily, manage payroll, and keep your cash flow steady. With these tools, you can focus on what matters most growing your business. Whether you're just starting out or looking to take your established company to the next level, Altamaha is here for you. Visit us at 217 W Jl Tyre St Screven Ga 31560 or call us at (912) 579-2767 to learn how we can assist you in achieving your business goals!
If you're a business owner, we haven't forgotten about you! Our business banking services, including merchant services and business loans, are tailored to help your business thrive. From managing daily transactions to securing financing for growth, we're here to support you.
For those looking to maximize their spending power, our credit cards with rewards offer great benefits. Whether you're using it for everyday purchases or special occasions, earn rewards that can benefit you down the line.
In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking features that let you manage your finances anytime, anywhere. You can easily check balances, transfer funds, and even pay bills right from your smartphone or computer. Plus, with our ATM services available at multiple locations, accessing cash has never been easier.
For quick transactions, our basic drive-thru service allows you to perform deposits, withdrawals, and other simple transactions without leaving your car. And if you're on the go? Our ATMs provide access for withdrawals and balance checks whenever you need them. At Altamaha, we believe in making banking as straightforward as possible for everyone in our community. If you're ready to explore how we can assist you in achieving your financial goals or have any questions about our services, don't hesitate to reach out! Call us at (912) 579-2767 or visit us during our operating hours from Monday to Friday from 9:00 AM to 5:00 PM. Explore more about what we offer by visiting us online at https://www.altamaha.org/. We look forward to serving you!
When it comes to finding the perfect home, our mortgage loans and refinancing options are designed to fit various budgets and situations. We understand that buying a home is one of the biggest decisions you'll make, so our team will guide you through every step, ensuring you get the best deal possible.
Managing your finances should be easy and accessible. That's why we offer checking and savings accounts tailored for everyone. Imagine having a checking account that helps you track your spending while offering a savings account with competitive interest rates to grow your money. Our auto loans and vehicle financing options make purchasing your dream car straightforward and hassle-free. Need cash for home improvements or unexpected expenses? Our personal loans and debt consolidation options can help you manage those costs effectively.
Total Share and Deposit Accounts: 11,751, showing a strong and growing member base that trusts us with their finances. This trust fuels our mission to continue providing exceptional service tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Altamaha is your trusted partner. Visit us at 217 W Jl Tyre St Screven Ga 31560 or call (912) 579-2767 to learn more about how we can help you achieve your financial goals.
Members' savings are secured through $8,054,422 in share certificates and $2,163,533 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Our ability to generate income is vital for ongoing service excellence. Although our current net income is $85,916, it reflects our operational efficiency during challenging times. We also take pride in having 24 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
With $9,364,755 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment is reflected in our lending capabilities as well; with $2,214 in used auto loans and $34,544,530 in total loans and leases, we support members' financial goals across various sectors.
With a net worth of $9,962,792, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 14.21% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $20,489,645 in used vehicle loans and $4,651,640 in new vehicle loans already helping members get on the road. We make it easy to finance both new and used vehicles, ensuring you can choose the option that best fits your budget and lifestyle.
For those who need additional flexibility, we offer credit lines with a total limit of $5,000,000. These lines provide you with quick access to cash when unexpected expenses arise. Additionally, our unsecured credit card loans amounting to $889,323 help our members manage their finances effectively without the need for collateral.
At Altamaha, we know that everyone's financial situation is different. That's why we offer various refinancing options and eligibility assessments tailored to fit your unique needs. Our team is dedicated to helping you find the right solution for your circumstances. If you're ready to take the next step towards fulfilling your financial goals, give us a call at (912) 579-2767, or visit us at our branch located at 217 W Jl Tyre St Screven Ga 31560 in Screven, GA. Our friendly staff is available Monday through Friday from 9:00 AM to 5:00 PM to assist you with any questions about our loan offerings. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us partner with you on your journey toward financial success!
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $0, make buying or refinancing simple. We're here to guide you through every step of the mortgage process, whether you're purchasing your first home or refinancing an existing loan.
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