Altamaha Credit Union Ludowici GA | Affordable Auto Loans & Business Banking

Introduction

Welcome to the Altamaha Ludowici Branch, your trusted partner in financial well-being since 1955. Located at 442 E Cypress St, Ludowici, GA 31316, we are proud to serve our community with dedication and care. With a current membership of over 10,662 individuals, we believe in fostering strong relationships that help you achieve your financial goals. At Altamaha, our commitment goes beyond just banking; it extends to enhancing the lives of our members. We manage assets totaling an impressive $70,118,513 and have facilitated more than 4,530 loans to support dreams and aspirations. Our total deposits stand at $6,074,606, reflecting the trust our members place in us. Under the leadership of our CEO, Cheryl Spires, and Board President, David Jones, we strive to maintain a strong financial foundation while providing personalized service. For your convenience, we offer a range of services including personal banking, auto loans, mortgages, and business banking solutions. Whether you prefer visiting us in person or utilizing our online services at altamaha.org, we are here to meet your needs. If you need assistance or have any questions, don't hesitate to reach out to us at 912-545-3257. We invite you to stop by our branch or give us a call today! Let's work together towards building a brighter financial future for you and your family.

Branch History & Mission

Commitment to Community

We take pride in being more than just a financial institution; we're a part of the Ludowici community. Our partnerships with local organizations help us give back and contribute positively to the lives of those around us. From sponsoring events to participating in community outreach programs, we aim to make Ludowici a better place for everyone. In addition to our commitment to serving our members effectively, we ensure that everyone has access to our facilities. Our branch is ADA compliant and features an ATM for easy cash access along with drive-thru banking services for your convenience. As we look towards the future, we remain dedicated to enhancing member experiences through digital advancements like electronic signatures and e-statements while maintaining the personal touch that sets us apart.

Join Us Today!

If you're looking for a credit union that prioritizes your needs while supporting the community you love, look no further than Altamaha. Visit us today or call us at 912-545-3257 during our operating hours Monday through Wednesday from 9:00 AM to 5:00 PM and Thursday through Friday from 9:00 AM to 6:00 PM to learn more about how we can help you achieve your financial goals. Together, let's build a brighter future! For more information about membership eligibility or to open an account online, check out our website or this link. Welcome aboard!

Our Mission

At Altamaha, our mission is clear: we strive to enhance the financial well-being of our members while fostering a sense of community. We believe in empowering individuals and families through personalized banking solutions tailored to their unique needs. Whether it's helping you save for a dream home or providing financing for a new vehicle, we are here to support your financial journey. Our offerings include personal banking services like checking and savings accounts, auto loans, mortgage refinancing, and credit cards with rewards. We also cater to business needs with merchant services and business loans. We understand that modern banking requires flexibility; that's why we offer online and mobile banking options for convenience.

Branch Location & Accessibility

Convenient Access and Features

Parking is available right outside our branch, ensuring a hassle-free visit. Our location is fully ADA compliant, featuring ramps and accessible entry points for all our members. Whether you prefer to walk in or use our drive-thru banking services, we're here to make your experience smooth and enjoyable.

Operating Hours

We understand that everyone has busy lives, which is why we offer flexible hours for your convenience. Visit us Monday through Wednesday from 9:00 AM to 5:00 PM, and Thursday to Friday from 9:00 AM to 6:00 PM. Our team is ready to assist you during these hours, providing personalized service that you can trust.

Services Tailored for You

At the Altamaha Ludowici Branch, we offer a range of services designed with you in mind be it personal banking with checking and savings accounts, auto loans, mortgage options, or even credit cards with rewards. If you need quick cash or basic transactions, our ATM is available 24/7 for your convenience. Plus, with drive-thru banking options for deposits and withdrawals, managing your finances has never been easier. If you're looking for an inviting place where your financial well-being matters, come visit us at the Altamaha Ludowici Branch today! For any inquiries or assistance before your visit, feel free to call us at 912-545-3257. We can't wait to help you achieve your financial goals!

Member Eligibility

At Altamaha, we believe that everyone deserves a chance to be part of our welcoming community. Joining us is easy, and the best part is that you may already be eligible! To become a member, you simply need to live, work, worship, or attend school in the Long County area. This means if you're a resident or have ties to our vibrant local community, we'd love to have you on board. Plus, as a member, you'll enjoy exclusive benefits like personalized service and competitive rates on loans and savings accounts. If you're curious about the specifics of eligibility, feel free to visit our detailed page at http://www.altamaha.org/about-us/who-can-join/. Once you're ready to take the next step towards membership, opening an account is straightforward just check out the information provided here: https://www.loanliner.com/loanrequest/presenter/loanlist/01002256/1132?isframed=f&cuid=01002256&loanlistid=1132&channelid=0224201611053160631&locationid=5446650307330191805. If you have any questions or need assistance along the way, don't hesitate to give us a call at (912) 545-3257. We can't wait for you to join us at Altamaha, located at 442 E Cypress St Ludowici Ga 31316!

Business Banking & Commercial Services

Financing Solutions That Grow Your Business

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. For those outside our membership, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions that adapt to your needs. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Tailored for You

In addition to loans, our merchant services are designed to make transactions easier for your business. Imagine having the ability to process payments swiftly and securely, allowing you to focus on what really matters growing your enterprise. Whether you need point-of-sale solutions or online payment processing, we provide the tools that empower you to thrive in today's market. Visit us at 442 E Cypress St Ludowici Ga 31316 or call us at (912) 545-3257 to explore how Altamaha can help elevate your business!

Comprehensive List Of Services

Business Banking

For local entrepreneurs and business owners, we also provide robust Business Banking solutions. From Merchant Services that streamline transactions to Business Loans that help fuel growth, we are committed to supporting the backbone of our community small businesses like yours.

Convenient Digital Banking Features

In today's fast-paced world, managing your finances should be convenient and straightforward. That's why we offer comprehensive Online & Mobile Banking options. With features like ATM services for cash withdrawals and balance checks available at your fingertips, banking has never been easier. You can also take advantage of our Basic Drive-Thru Banking, where simple transactions like deposits and withdrawals can be completed quickly without leaving your vehicle perfect for those busy days when time is tight!

Get Started Today!

With so many options available at Altamaha, there's no reason not to explore what we have to offer. Whether you're interested in personal finance solutions or business banking services, we're here to help make your financial journey smooth and successful. Feel free to reach out at (912) 545-3257 or visit us at our branch located at 442 E Cypress St Ludowici Ga 31316 in Ludowici, GA. Discover how we can assist you today! For more information about our services, check out our website at Ludowici Branch.

Home Financing

For those looking to invest in a home or refinance an existing mortgage, our Mortgage Loans & Refinancing options are here to support you every step of the way. Picture yourself opening the door to your new home, knowing that you've secured a great deal with us.

Personal Banking Solutions

We offer various Personal Banking options to help you manage your day-to-day finances effectively. Our Checking & Savings Accounts are designed with you in mind, allowing for easy access to your money whenever you need it. Imagine being able to set aside funds for future adventures or emergencies while still having quick access for daily expenses. If you're considering a new vehicle, our Auto Loans & Vehicle Financing make it simple to drive away in the car of your dreams. You can apply online from the comfort of your home or visit us at our branch on 442 E Cypress St Ludowici Ga 31316 for personalized assistance.

Personal Loans and Credit Cards

Sometimes life throws unexpected challenges your way. Our Personal Loans & Debt Consolidation services help alleviate financial burdens by providing flexible solutions tailored just for you. Plus, don't forget about our Credit Cards with Rewards, which allow you to earn points on everyday purchases that can be redeemed for exciting rewards.

Digital & Online Banking

Convenient Online Banking

With our 24/7 online banking services, you can check your account balances, pay bills, and transfer funds without stepping foot in a branch. Whether it's early morning or late at night, your finances are just a click away.

Manage Your Money on the Go

Our mobile application makes banking even more accessible. You can download it on your smartphone to perform tasks like checking balances or making person-to-person transfers with ease. Need to send money to a friend? Just use our person-to-person feature for fast and simple transactions. While mobile payments are not currently available, rest assured that we're constantly looking for ways to enhance your banking experience. At Altamaha, we focus on providing user-friendly features that help you manage your money effectively. In short, our digital and online banking services bring convenience right to your fingertips, allowing you to stay connected with your finances anytime you need to. Join us today and discover how easy managing your money can be!

Secure Transactions Made Easy

Security is our top priority. We provide electronic signature authorization, ensuring that your transactions are both secure and efficient. Plus, with the availability of e-statements, you'll receive your monthly statements electronically, making it easier to track your finances while reducing paper clutter.

Financial Strength

At Altamaha, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial strength reflects our commitment to serving you better. With a net worth of $9,962,792, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 14.21% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $8,054,422 in share certificates and $2,163,533 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $9,364,755 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $2,214 in used auto loans and $34,544,530 in total loans and leases. Our operational efficiency is reflected in our $85,916, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 24 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts: 11,751, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Altamaha is your trusted partner. Visit us at 442 E Cypress St Ludowici Ga 31316 or call (912) 545-3257 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Services

In addition to these loan offerings, our branch provides various services designed for convenience and support. We have drive-thru banking for quick transactions and ATMs available for cash withdrawals. Our operating hours are Monday through Wednesday from 9:00 AM to 5:00 PM and Thursday through Friday from 9:00 AM to 6:00 PM, making it easy for you to visit us when it suits you. If you're interested in any of our loan products or would like more information about eligibility options, feel free to reach out at (912) 545-3257 or visit us at 442 E Cypress St Ludowici Ga 31316 in Ludowici, GA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial dreams today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $20,489,645 in used vehicle loans and $4,651,640 in new vehicle loans already helping members get on the road. We provide flexible terms and refinancing options to ensure you get the best deal possible. Our team is here to guide you through the process, making it straightforward and hassle-free.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Although we currently do not have Junior Lien 1-4 Family Residential Properties loans available, we are committed to helping you explore other financing solutions that fit your situation.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $889,323 in loans helping members manage their finances effectively. Enjoy the benefits of rewards and no annual fees while keeping your budget in check.

Loan Aggregator

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ALTAMAHA FEDERAL CREDIT UNION - Ludowici, GA

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