Altamaha Credit Union Jesup GA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Altamaha, where our commitment to the community shines through every service we provide. Located at 407 S 1st St, Jesup, GA 31545, we have proudly served our members since 1955. As a member-focused credit union, we currently support over 10,662 members and manage total assets of $70,118,513. At Altamaha, we believe in creating financial solutions that empower individuals and families alike. With a total loan portfolio of 4,530 loans and leases, alongside deposits totaling $6,074,606, we work tirelessly to ensure your financial needs are met with care and expertise. Our net worth stands strong at $9,962,792, showcasing our stability and reliability as your trusted partner in finance. Our leadership is led by CEO Cheryl Spires and Board President David Jones, who both share a passion for fostering a supportive environment for our members. Together with a dedicated team of 26 employees, we strive to provide personalized service tailored to each member's unique situation. While you can visit us at the branch for all your banking needs whether you're looking for personal loans, auto financing, or business banking services official correspondence should be sent to our mailing address: PO Box 490, Jesup, GA 31598. Ready to take the next step in your financial journey? Give us a call at 912-427-8924 or explore our services online at altamaha.org. We look forward to serving you!

Branch History & Mission

At Altamaha, we take pride in our rich history and commitment to the community. Founded in 1955, our branch has grown alongside the residents of Jesup, Georgia, where we continue to serve as a trusted financial partner. Located at 407 S 1st St, Jesup, GA 31545, our doors have been open for nearly seven decades, welcoming members from all walks of life and providing them with essential financial services. Over the years, Altamaha has evolved significantly. From our humble beginnings to now serving over 10,662 members and managing total assets of $70118513, we've established ourselves as a cornerstone of the community. Our focus has always been on supporting our members through every stage of their financial journey. Whether it's offering personal banking services like checking and savings accounts or providing auto loans and mortgage options, we aim to meet the diverse needs of our community. Our mission at Altamaha is straightforward yet impactful: to provide quality financial services while nurturing strong relationships within the communities we serve. We believe that everyone deserves access to fair and affordable financial solutions. This guiding principle inspires us to give back through various outreach programs and partnerships that strengthen our local community. While members can visit us at 407 S 1St St Jesup Ga 31545, official correspondence should be sent to PO Box 490, Jesup, GA 31598. We're dedicated not just to your financial success but also to the overall wellbeing of Jesup and its residents. In today's fast-paced world, we've embraced digital advancements while ensuring that we remain accessible and compliant with ADA standards. Our online banking platform allows you to manage your finances conveniently from anywhere. Plus, with features like electronic signatures and mobile applications available soon, we're making it easier than ever for you to connect with us. We invite you to experience all that Altamaha has to offer. With a commitment to customer service exemplified by our friendly staff and convenient drive-thru banking services available during our operating hours Monday through Friday from 7:30 AM to 5:00 PM and Saturday from 9:00 AM to 1:00 PM there's never been a better time to join us. Join us today and become part of a growing family that prioritizes your financial health while uplifting our community! For more information or assistance, feel free to call us at (912) 427-8924 or visit our website at Altamaha. Together, let's build a brighter future!

Branch Location & Accessibility

A Warm Invitation

We invite you to come visit Altamaha and discover how our personal banking services from checking and savings accounts to auto loans and mortgages can benefit you. Have questions or need assistance? Don't hesitate to call us at 912-427-8924. We look forward to serving you!

Convenient Services and Hours

At Altamaha, we understand that life can be busy. That's why we're here for you during convenient hours! Our lobby is open Monday through Friday from 7:30 AM to 5:00 PM, and on Saturdays from 9:00 AM to 1:00 PM for drive-thru services. Whether you're making deposits, withdrawals, or just stopping by for some friendly advice, our team is ready to assist you. For those who prefer banking on the go, we also have an ATM available right outside our branch. Plus, our drive-thru service allows you to handle your transactions quickly and efficiently without leaving your vehicle.

Member Eligibility

At Altamaha, we believe that everyone deserves a supportive financial community, and becoming a member is your first step into this welcoming family! If you live, work, or worship in the area, or if you're a relative of an existing member, you're likely eligible to join us. We're here to help you with everything from personal banking to loans, making your financial journey easier and more rewarding. To learn more about our specific eligibility criteria, feel free to visit our detailed page at http://www.altamaha.org/about-us/who-can-join/. Joining is simple! Just head over to our account opening page at https://www.loanliner.com/loanrequest/presenter/loanlist/01002256/1132?isframed=f&cuid=01002256&loanlistid=1132&channelid=0224201611053160631&locationid=5446650307330191805 to get started. If you have any questions or need assistance during the process, don't hesitate to reach out at (912) 427-8924. We're excited to welcome you into the Altamaha community located at 407 S 1St St Jesup Ga 31545 your new financial home awaits!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We recognize that each business has unique needs and challenges. That's why we offer tailored loan solutions designed to help you thrive. Imagine securing a loan that empowers you to purchase new equipment or expand your workspace these are the moments that can define your business journey.

Merchant Services

In addition to our loan offerings, we provide comprehensive merchant services designed to make transactions easier for you and your customers. From payment processing solutions to point-of-sale systems, we ensure that you have the tools needed to operate smoothly and efficiently. Picture a bustling café where customers can quickly pay with their cards or mobile devices while enjoying their favorite brew this convenience can set you apart from the competition. Connect with us at our branch located at 407 S 1St St Jesup Ga 31545 in Jesup, GA. Together, we can pave the way for your business's bright future! If you're ready to explore how we can assist you further, call us at (912) 427-8924 today!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing options can help make that dream a reality. We provide competitive rates and flexible terms to fit your budget. Picture yourself driving off in that new vehicle while knowing you secured the best financing available.

Business Banking Services

For small business owners, we have tailored solutions including merchant services and business loans. We understand the unique challenges faced by businesses today and are here to support your growth with resources designed specifically for entrepreneurs.

Convenient Access Points

Our branch at 407 S 1St St Jesup Ga 31545 features convenient options like an ATM for cash withdrawals and balance checks, as well as basic drive-thru banking for deposits and simple transactions. You can always rely on us for quick service when you're on the go. At Altamaha, we prioritize making banking easy and accessible for everyone. With operating hours from Monday to Friday 7:30 AM to 5:00 PM and Saturday from 9:00 AM to 1:00 PM, we're here when you need us most. If you have questions or want more information about any of our services, don't hesitate to call us at (912) 427-8924 or visit our website at https://www.altamaha.org/. Let us assist you in achieving your financial goals today!

Credit Cards with Rewards

Don't forget about our credit cards with rewards! Earn points on every purchase and enjoy benefits that enhance your spending experience. It's like getting rewarded just for using your card.

Home Financing Options

For those considering homeownership or refinancing, we offer mortgage loans that cater to different needs. Our friendly staff will guide you through the process, making it straightforward and stress-free. Your journey towards owning a home should be exciting, not daunting!

Personal Banking Solutions

We understand that managing your finances can be challenging, which is why we offer various checking and savings accounts designed to help you reach your financial goals. Our accounts come with features that allow easy access and management through online and mobile banking. Imagine being able to check your balance, transfer money, or even pay bills right from your smartphone it's all possible with our digital tools!

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or looking to consolidate debt, our personal loans can provide the relief you need. With flexible repayment plans, we aim to help ease your financial burden.

Digital & Online Banking

Key Services

Our online banking platform at https://www.altamaha.org/ provides a user-friendly experience where you can check balances, transfer funds, and pay bills with just a few clicks. You can also enjoy the ease of electronic signature authorization, making it simple to sign documents securely without the hassle of printing or mailing. For those who prefer paperless solutions, we offer e-statements. This feature not only helps you keep track of your finances but also contributes to a greener environment by reducing paper waste. Accessing your statements has never been easier! If you're looking for quick and convenient ways to send money, our person-to-person transfer service allows you to send cash to friends and family instantly. Whether you're splitting a dinner bill or sending a gift, it's as easy as sending a text.

Mobile Banking

For on-the-go members, our mobile application is here to help! With it, you can manage your accounts from the palm of your hand. Although we currently do not support mobile payments, our app still enables you to check balances, view transactions, and make transfers quickly. In addition to these features, our commitment to security means that your information is protected every step of the way. We employ advanced encryption methods and monitoring systems to ensure that your data remains safe. Whether you're at home or out and about, managing your finances with Altamaha is straightforward and secure. Explore all that our digital banking services have to offer by visiting us at https://www.altamaha.org/ today!

Financial Strength

At Altamaha, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to provide a strong foundation of financial health and service that you can rely on. With a net worth of $9,962,792, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid capital foundation is further demonstrated by our net worth ratio of $1,421, which ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $8,054,422 in share certificates and $2,163,533 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $9,364,755 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $2,214 in used auto loans and $34,544,530 in total loans and leases. Our operational efficiency is reflected in our $-35,630, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 24 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 11,751, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Altamaha is your trusted partner. Visit us at 407 S 1St St Jesup Ga 31545 or call (912) 427-8924 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $20,489,645 in used vehicle loans and $4,651,640 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used car, our competitive rates and terms make it easier for you to drive away with confidence.

Credit Lines

If you need extra flexibility for unexpected expenses or projects around the house, our total credit lines amount to $5,000,000, providing you with access to funds when you need them most. Our experienced team is ready to assist you through every step of the application process. If you're interested in refinancing options or want to know about eligibility criteria, don't hesitate to reach out! You can contact us at 912-427-8924 or visit us at 407 S 1St St Jesup GA 31545. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to help you navigate your financial journey let's work together towards your goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options simplify buying or refinancing your home. While we currently do not have Junior Lien Family Property Loans available, our team can help guide you through other financing options that fit your situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $889,323 in loans helping members manage their finances effectively. These cards come with competitive rates and rewards programs that can benefit your everyday purchases.

Loan Aggregator

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Altamaha