Alta Vista Credit Union Rialto CA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Alta Vista, your trusted credit union located at 2025 N Riverside Ave, Rialto, CA 92377. Since our establishment in 1943, we have proudly served our community with commitment and care, growing to a membership of over 12,331 members. Our financial strength is reflected in our total assets of $211,176,091 and robust total deposits amounting to $7,650,672. At Alta Vista, we understand that each member has unique financial needs. That's why we offer a variety of services including personal banking accounts, auto loans, mortgage refinancing, and credit cards with rewards. We also support local businesses with tailored banking solutions. Our experienced team works hard every day to ensure that you feel valued and secure in your financial journey. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to 1425 W Lugonia Ave, Redlands, CA 92374. With a dedicated team of 41 employees, led by CEO David Justice and Board President Stephanie Ornelas, we strive to create a welcoming environment where you can achieve your financial goals. As we continue to grow together with our community, we invite you to explore the benefits of membership at Alta Vista. For any inquiries or assistance, feel free to reach out to us at (909) 809-3838 or visit our website at altavistacu.org. Join us today and experience the difference that a member-focused credit union can make in your life!

Branch History & Mission

Welcome to the heart of Rialto, California home to the Alta Vista Credit Union, a beacon of community support and financial growth since 1943. Over the decades, we have proudly served our members with integrity and dedication, fostering a strong sense of belonging and trust within our community. Located at 2025 N Riverside Ave, our branch has evolved significantly from its humble beginnings. Founded during a time when financial institutions were scarce, Alta Vista emerged as a solution for local residents seeking reliable banking services. With a membership base that has grown to over 12,300, we now manage total assets exceeding $211 million. This remarkable journey reflects our commitment to providing outstanding service while adapting to the changing needs of our community. At Alta Vista, our mission is clear: we strive to enhance the lives of our members by offering accessible financial products tailored to their individual needs. We believe in empowering our members through personal banking options such as checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Additionally, we are dedicated to supporting local businesses with essential services like merchant accounts and business loans. Our mission extends beyond just providing financial services; we aim to uplift the communities we serve. Through various outreach programs and partnerships, we actively engage in efforts that promote education and economic development within Rialto and surrounding areas. While members can visit us at 2025 N Riverside Ave, official correspondence should be sent to 1425 W Lugonia Ave, Redlands, CA 92374. Our branch offers convenient operating hours from Monday through Thursday from 9:30 AM to 5:00 PM and Fridays until 5:30 PM. For those on-the-go, we provide ATM access for easy withdrawals and balance checks. In today's digital world, we have embraced technological advancements that allow for online banking and mobile payments ensuring that banking is not only efficient but also accessible for all. Our commitment to ADA compliance means that everyone can enjoy seamless access to our facilities and services. As we look towards the future, we invite you to join us on this journey. Experience the benefits of being part of a member-focused credit union that values relationships over transactions. At Alta Vista Credit Union, your financial success is our priority. Discover how you can become a member today by visiting us or calling us at 909-809-3838!

Branch Location & Accessibility

Connect With Us

If you have any questions or would like more information about our services, feel free to give us a call at 909-809-3838. We're here to help! While members can visit us at 2025 N Riverside Ave, official correspondence should be sent to our mailing address at 1425 W Lugonia Ave, Redlands, CA 92374. We look forward to seeing you soon at the Alta Vista Riverside Ave Branch, where your financial well-being is our priority!

Nearby Landmarks and Accessibility

Situated in the heart of Rialto, we are close to popular landmarks such as the Rialto Historical Society and just a short drive from the bustling Rialto Marketplace. This prime location makes it easy for you to drop by during your errands or after work. We understand that accessibility is important. Our branch features ADA-compliant entrances and parking spaces, ensuring everyone can visit us comfortably. Plus, with ample parking available, you won't have to worry about finding a spot when you arrive.

Operating Hours and Services

Our lobby hours are designed with your convenience in mind. We're open Monday through Thursday from 9:30 AM to 5:00 PM, and on Fridays until 5:30 PM. These hours allow you to fit banking into your busy schedule easily. At Alta Vista, we offer a range of services tailored to meet your financial needs, including checking and savings accounts, auto loans, mortgage options, personal loans, credit cards with rewards, and business banking services. And for those on-the-go moments, we also provide ATM access for quick cash withdrawals and balance checks.

Member Eligibility

At Alta Vista, we believe in building a welcoming community where everyone can thrive. Becoming a member is easy and opens the door to a range of benefits designed just for you. If you live, work, or worship in the Rialto area, or if you're related to someone who does, you can become part of our family. We're here to support your financial journey with personalized services that help you grow. For more details on eligibility, please visit us at https://altavistacu.org/about/membership/perks/. Ready to take the next step? Opening an account with us is straightforward and quick! Simply visit our account opening page at https://ws.loanspq.com/consumer/login/default.aspx?enc2=cjddgqgp6videpmsqamj1m0u5hy39onwhflryszq2e4gzwyeyig83qfb7n3m9xtamr1n3rtyzgixqbmhc9b55envjfgzgb6fyiooo0ptedfqu0ws8_5yt4rgjpwghsp0 or give us a call at (909) 809-3838 if you have any questions. Join us at Alta Vista, located at 2025 N Riverside Ave Rialto Ca 92377, and experience the difference of being a valued member of our credit union community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. Imagine securing funding that allows you to purchase new equipment or expand your operations. Our loan products can help turn those dreams into reality, making it easier for you to focus on what you do best running your business.

Merchant Services

In addition to loans, we offer robust merchant services tailored to meet your everyday needs. Picture this: your customers can pay easily with various options, from credit cards to mobile payments. This not only enhances their shopping experience but also helps streamline your cash flow. Ready to explore how Alta Vista can be a part of your business journey? Visit us at 2025 N Riverside Ave Rialto Ca 92377 in Rialto, CA, or give us a call at (909) 809-3838. Let's work together to build a brighter future for your business!

Comprehensive List Of Services

Business Banking Solutions

For local businesses seeking support, our business banking services include merchant services and business loans tailored to help you thrive. We understand the unique challenges that come with running a business, and we're here to offer the financial tools you need to succeed.

Cash Withdrawal Services

Need cash on the go? Our ATM and cash withdrawal services ensure that you have access to your money whenever you need it. With basic ATM access for withdrawals and balance checks, managing your finances is hassle-free. As a member of Alta Vista, you're part of a community-focused credit union committed to enhancing your financial well-being. If you're ready to explore how we can assist you further or if you have any questions about our offerings, don't hesitate to reach out! Give us a call at 909-809-3838 or visit us online at alta vista. We're excited to help you achieve your financial goals!

Convenient Online & Mobile Banking

In today's fast-paced world, accessibility matters. That's why we offer robust online and mobile banking options. You can easily manage your accounts from anywhere with just a few taps on your smartphone. Whether it's checking your balance or transferring funds, our digital banking features are designed for convenience.

Personal Banking Made Easy

Whether you're looking to open a checking or savings account, Alta Vista has you covered. Our personal banking services are tailored to help you manage your finances effectively. For those in need of financing, we offer auto loans and vehicle financing that can get you behind the wheel without breaking the bank. If homeownership is your goal, consider our mortgage loans and refinancing options to help you secure a comfortable living situation at an affordable rate.

Support for Life’s Financial Challenges

Life can throw unexpected challenges your way. That's why we provide personal loans and debt consolidation services to assist you in managing your expenses with ease. With our credit cards featuring rewards programs, you can earn while you spend on everyday purchases, making your financial journey even more rewarding.

Digital & Online Banking

Key Services

Our online banking platform at https://altavistacu.org/ is user-friendly and accessible 24/7. With just a few clicks, you can check your account balance, pay bills, or transfer funds. We also provide electronic signature authorization, making it easier for you to complete transactions without the hassle of paperwork. For those who prefer a paperless option, e-statements are available, allowing you to receive your financial statements directly in your inbox. This not only helps the environment but also keeps your information secure and organized.

Mobile Features

Take your banking experience even further with our mobile application. Whether you want to make person-to-person transfers or utilize mobile payments, our app has got you covered. You can send money to friends or family instantly and make purchases with ease no need to carry cash! We understand that life can get busy, so having these features at your fingertips allows for real-time account management right from your smartphone. Plus, our commitment to security means you can bank confidently knowing your information is protected. At Alta Vista, we strive to make banking simple and accessible for all our members. Explore our digital services today and discover how easy managing your finances can be!

Financial Strength

A Trusted Partner

Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 19,156, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Alta Vista is your trusted partner. Visit us at 2025 N Riverside Ave Rialto Ca 92377 or call (909) 809-3838 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Commitment to Growth and Innovation

With $17,664,514 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $1,273 in used auto loans and $140,180,997 in total loans and leases.

Member-Centric Savings Options

Members' savings are secured through $41,193,918 in share certificates and $30,463,829 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is evident with a reported $-51,985, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 41 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Robust Financial Position

With a net worth of $17,834,580, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $848 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,860,119 in used vehicle loans and $14,104,265 in new vehicle loans already helping members get on the road. Whether you prefer a shiny new model or a reliable used vehicle, we have flexible financing options to suit your needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $19,997,937, make buying or refinancing simple. We know that purchasing a home is one of the biggest decisions you'll ever make, and our dedicated team is here to guide you through each step of the process.

Total Lending Overview

In addition to auto and mortgage loans, our total auto loans stand at $2,546, which reflects our commitment to providing accessible financing options for our members. We also have significant credit lines available at $135,955,690, ensuring that you have access to funds when you need them. Whether you're considering refinancing or exploring eligibility options, our knowledgeable staff at Alta Vista, located at 2025 N Riverside Ave Rialto Ca 92377, Rialto, CA 92377, is ready to assist you. Feel free to reach out via phone at (909) 809-3838 if you have any questions or would like to schedule an appointment. At Alta Vista, we're dedicated to supporting your financial journey with comprehensive loan offerings tailored just for you.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $3,902,118 in loans helping members manage their finances effectively. These cards are perfect for everyday purchases and can help you build your credit while enjoying rewards along the way.

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means users receive fair and transparent offers tailored to their needs. The platform does not rely on outdated or unverified information, ensuring that every comparison is accurate and trustworthy.

Key Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, which fosters trust and transparency in the comparison process. - No Sponsored Listings: Unlike other platforms, LendMesh does not prioritize lenders based on paid promotions. This commitment to unbiased results ensures users can make informed decisions without hidden agendas. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, allowing them to find the best options available at any given moment. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial reflects the positive impact that accurate and accessible loan comparisons can have on consumers' financial decisions. Ready to take control of your loan search? Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Alta Vista