Alta Vista Credit Union Redlands CA | Affordable Vehicle Loans & Business Banking

Introduction

At Alta Vista, we believe that community and financial well-being go hand in hand. Located at 1425 W Lugonia Ave, Redlands, CA 92374, our Lugonia Branch has been serving the people of Redlands since 1943. With a strong commitment to our members, we proudly support over 12,331 individuals in achieving their financial goals. As a trusted credit union with total assets of $211,176,091 and total deposits amounting to $7,650,672, we are dedicated to providing personalized services tailored to your needs. Our experienced team is led by CEO David Justice and Board President Stephanie Ornelas, both of whom are passionate about helping you navigate your financial journey. Whether you're looking for auto loans, mortgage refinancing, or everyday banking services, our robust offerings include over 5,169 loans available for our members. Additionally, with a net worth of $17,834,580, we ensure that your finances are secure with us. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 1425 W LUGONIA AVE, REDLANDS, CA 92374. If you have any questions or need assistance, don't hesitate to give us a call at (909) 809-3838. We invite you to explore how Alta Vista can help you thrive financially. Visit our website at altavistacu.org or stop by our branch today!

Branch History & Mission

Community Focus

Over the years, we have partnered with local organizations to give back to Redlands and its surrounding areas. From sponsoring educational programs to supporting local events, we take pride in being an active participant in the community's growth and well-being. Our commitment extends beyond just banking; it's about building lasting relationships based on trust and respect. We also understand the importance of adapting to changing times. That's why we offer modern conveniences like online banking, mobile payments, and ATM services available for easy access. These digital advancements ensure that our members can manage their finances conveniently while still receiving the personal touch that has defined us for decades.

Join Us

As we look forward to the future, we invite you to be part of our journey. At Alta Vista, you're not just another account holder; you're part of a family dedicated to helping each other thrive financially. Experience what it means to be a member of a credit union that genuinely cares about your success. Contact us today at (909) 809-3838 or visit our website at Alta Vista for more information on how you can join our growing family!

Our Mission

Our mission at Alta Vista is simple yet profound: to provide our members with exceptional financial services while fostering a sense of belonging and commitment within our community. We strive to empower individuals and families through personal banking solutions such as checking and savings accounts, auto loans, mortgages, credit cards, and business banking services. We believe that financial education and accessibility are vital for all members of our community. While members can visit us at 1425 W Lugonia Ave Redlands Ca 92374, official correspondence should be sent to 1425 W LUGONIA AVE, REDLANDS, CA 92374. Our operating hours are designed to accommodate your busy schedule: Monday to Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM.

Branch Location & Accessibility

Get in Touch!

Feel free to reach out to us at (909) 809-3838 if you have any questions or need assistance. We invite you to stop by the Alta Vista Lugonia Branch today! Your financial well-being is our top priority, and we look forward to serving you soon!

Nearby Landmarks and Accessibility

Situated near popular local landmarks, our branch is a short drive from the scenic Redlands Bowl and the bustling downtown area. With ample parking available, visiting us is hassle-free. Our facility is designed with accessibility in mind, featuring ADA-compliant ramps and entrances to ensure everyone can easily access our services.

Operating Hours and Services

We are open Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 2:00 PM. Our operating hours are crafted to fit your busy schedule so you can visit us at your convenience. At Alta Vista, we offer a wide range of personal banking services including checking and savings accounts, auto loans, mortgage loans, personal loans for debt consolidation, and credit cards with rewards. We also provide business banking solutions such as merchant services and business loans. Plus, our online and mobile banking options make managing your finances easier than ever.

Member Eligibility

Becoming a member of Alta Vista is like joining a caring community where your financial well-being is our priority. If you live, work, or worship in the Redlands area, you're likely already eligible to join us! We welcome individuals and their families who share our commitment to building a brighter financial future together. Plus, as a member of Alta Vista, you'll enjoy access to a range of services designed with you in mind, including personal banking options and competitive loan rates that can make a real difference in your life. Getting started is simple! Just visit us at 1425 W Lugonia Ave Redlands Ca 92374 or call us at (909) 809-3838 for any questions. To check the detailed eligibility criteria, you can explore our website at https://altavistacu.org/about/membership/perks/. Once you're ready to open an account, head over to our account opening page here: https://ws.loanspq.com/consumer/login/default.aspx?enc2=cjddgqgp6videpmsqamj1m0u5hy39onwhflryszq2e4gzwyeyig83qfb7n3m9xtamr1n3rtyzgixqbmhc9b55envjfgzgb6fyiooo0ptedfqu0ws8_5yt4rgjpwghsp0. We can't wait to welcome you into our family!

Business Banking & Commercial Services

Merchant Services Made Simple

In addition to loans, we provide merchant services that simplify daily transactions for your business. Whether you're processing payments or managing cash flow, our tools make it easy to keep your operations running smoothly. This means more time for you to focus on what matters most growing your business. Ready to take your business to the next level? Visit us at 1425 W Lugonia Ave Redlands Ca 92374 or call us at (909) 809-3838 to learn how we can help!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. Imagine being able to purchase new equipment, expand your team, or even launch a new product line all made possible through our accessible loan options. With our financial backing, you can turn your vision into reality.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash? Our ATM services are available for quick withdrawals and balance checks. With convenient locations around town and basic ATM access right at your fingertips, getting cash has never been easier. In addition to these services, we pride ourselves on offering digital banking features like person-to-person payments and e-statements that keep your finances organized without any hassle. Ready to explore how Alta Vista can assist you further? Give us a call at (909) 809-3838 or visit us at 1425 W Lugonia Ave Redlands Ca 92374 today! Your journey toward better financial management starts here.

Auto Loans & Vehicle Financing

If you're ready to hit the road, our auto loans and vehicle financing options will help get you behind the wheel without breaking the bank. Whether you're purchasing a new car or refinancing an existing loan, our competitive rates make it easy to find a plan that suits your budget.

Business Banking

For our business members, we offer merchant services and business loans designed to help your company thrive. Running a business is challenging; let us take care of the financial side so you can focus on what matters most growing your business.

Credit Cards with Rewards

Enjoy shopping? Our credit cards come with rewards that let you earn while you spend! From cash back on purchases to travel rewards, we have options that cater to all spending habits.

Mortgage Loans & Refinancing

Homeownership is within reach with our mortgage loans and refinancing options. We know that buying a home is one of the biggest decisions you'll ever make, which is why we're here to guide you every step of the way. Our friendly staff will work with you to find the best mortgage solution tailored to your needs.

Personal Banking

Managing your finances is easier with our personal banking services. We offer both checking and savings accounts designed to help you save for the things that matter most. Imagine having access to your money when you need it, coupled with online and mobile banking features that allow you to manage your account anytime, anywhere. With our intuitive mobile app, depositing checks or transferring funds can be done in just a few taps.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, and when it does, our personal loans can provide the support you need. Whether it's for home improvements, medical bills, or consolidating debt into one manageable payment, we're here to help ease your financial worries.

Digital & Online Banking

Convenient Online Banking

With our 24/7 online banking services available at https://altavistacu.org/, you can access your accounts whenever you need. Whether you're checking your balance, transferring funds, or paying bills, everything is just a click away. Plus, with our user-friendly platform, navigating through your account is straightforward and hassle-free.

Mobile Banking at Your Fingertips

For those on the go, our mobile application provides all the features you need right in your pocket. You can make mobile payments easily and enjoy person-to-person transfers with just a few taps on your smartphone. It's perfect for sending money to friends or family without the wait.

Secure Transactions

Your security is our top priority. With electronic signature authorization available, signing important documents has never been easier or safer. You can rest assured that your information is protected while using our services.

Stay Organized with E-Statements

Say goodbye to paper clutter! Our e-statements feature allows you to receive your account statements electronically. This not only helps you stay organized but also supports a more eco-friendly approach to banking. In summary, Alta Vista is committed to providing accessible and user-friendly digital banking solutions tailored to meet your needs. Experience the convenience of managing your finances online or through our mobile app today!

Financial Strength

At Alta Vista, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, demonstrating our commitment to providing reliable services and support. With a net worth of $17,834,580, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $848 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $41,193,918 in share certificates and $30,463,829 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $17,664,514 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $1,273 in used auto loans and $140,180,997 in total loans and leases. Our operational efficiency is reflected in our $-51,985, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 41 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand strong at 19,156, showcasing a robust member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Alta Vista is your trusted partner. Visit us at 1425 W Lugonia Ave Redlands Ca 92374 or call (909) 809-3838 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Services

For those who may need additional funds for personal projects or emergencies, our credit lines are available as well. With a total of $135,955,690 in credit lines offered, there's a solution for nearly every financial situation. If you're considering refinancing any existing loans or would like to learn about eligibility options for our various loan products, please reach out to us. Our team is ready to assist you in finding the best solutions tailored specifically for your needs. For more information or to start your application today, visit us at 1425 W Lugonia Ave Redlands CA 92374, call us at 909-809-3838, or check out our website at altavistacu.org. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,860,119 in used vehicle loans and $14,104,265 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have options that cater to your budget and lifestyle.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $19,997,937, make buying or refinancing simple. We also provide guidance through the entire process to ensure that your experience is smooth and straightforward.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $3,902,118 in loans helping members manage their finances effectively. This option can be a great way to handle unexpected expenses or consolidate debt without needing collateral.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in all comparisons. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results so users can trust what they see. - Real-Time Rate Comparisons: The platform updates loan rates from multiple institutions regularly, which helps users make informed decisions without outdated information. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback reflects the reliability and effectiveness of the platform. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures fair and transparent offers. By prioritizing data integrity, LendMesh guarantees that users receive accurate information when comparing loan options.

Alta Vista