Alpine Community Credit Union Alpine TX | Best Auto Loans & Business Banking

Introduction

Welcome to Alpine Community, your trusted partner in financial success! Located at 111 N 2Nd St, Alpine, TX 79830, we have proudly served our community since 1954. With a total membership of 2006 and assets amounting to an impressive $14,528,299, we are committed to providing personalized banking services that meet your unique needs. At Alpine Community, we understand the importance of fostering a strong relationship with our members. Our dedicated team of 4 employees, led by CEO Mari Marquez and Board President Sylvia Vega, is here to ensure you receive the attention and support you deserve. We are proud to offer a range of services including personal banking, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. While members can visit us at our branch location, official correspondence should be sent to the same address: 111 N 2nd St, Alpine, TX 79830. Our friendly staff is always ready to assist you during our operating hours from 9 AM to 4 PM Monday through Wednesday and Friday, and 9 AM to 5 PM Thursday, with special Saturday hours from 9 AM to 12 PM. With total deposits reaching $2,651,904 and a net worth of $2,134,981, Alpine Community remains financially sound and ready to help you achieve your financial goals. Whether you're looking for a new vehicle loan or need assistance with debt consolidation, we're here for you every step of the way. We invite you to explore how Alpine Community can enhance your financial journey. Feel free to give us a call at 432-837-5156 or visit us in person we're excited to help you thrive!

Branch History & Mission

Commitment to Innovation

In today's fast-paced world, we understand that digital access is crucial. Although we currently do not offer ATM services or drive-thru banking, we focus on ensuring that our operations are ADA compliant and customer-friendly. Our operating hours are designed with your schedule in mind: Monday through Wednesday and Friday from 9 AM to 4 PM, Thursday until 5 PM, and Saturday from 9 AM until noon.

Join Us

We invite you to become part of the Alpine Community family. Experience firsthand how we blend tradition with modernity while staying committed to serving you better every day. Together, let's build a brighter future! For any inquiries or assistance, feel free to reach out at (432) 837-5156. Join us in making Alpine an even better place to live and thrive!

Our Journey

From our humble beginnings, Alpine Community has always focused on providing accessible and affordable financial services. We believe in the power of community banking, where every member's voice matters. As we evolved through the decades, we've embraced innovation while staying true to our mission: to deliver personalized financial solutions that empower our members and uplift our community. As we expanded our services ranging from personal banking options like checking and savings accounts to auto loans and mortgage refinancing we've also committed ourselves to fostering meaningful connections within Alpine. Each milestone we've achieved reflects our dedication not just to banking but to building a stronger community.

Our Mission

At Alpine Community, our mission goes beyond just numbers; it's about making a real difference in people's lives. We strive to provide exceptional financial services that meet the diverse needs of our members while also giving back to the community. Whether it's through financial literacy programs or local sponsorships, we are dedicated to enhancing the quality of life for everyone in Alpine. While members can visit us at 111 N 2nd St, official correspondence should be sent to the same address for your convenience.

Branch Location & Accessibility

Accessibility Features

At Alpine Community, we prioritize accessibility for all our members. Our branch is compliant with ADA standards, featuring ramps and spacious entrances to ensure everyone can visit us comfortably. If you're driving, you'll find ample parking available right outside our doors, making your trip even smoother.

Operating Hours

We understand that life can be busy, so our operating hours are tailored to fit your schedule. You can visit us from 9 AM to 4 PM on Monday through Wednesday and Friday, and from 9 AM to 5 PM on Thursday. For those who prefer Saturdays, we're open from 9 AM until noon. Feel free to drop by during these hours!

Services Offered

At Alpine Community, we offer a range of personal banking options, including checking and savings accounts, auto loans, mortgage refinancing, and credit cards with rewards. Whether you're looking to finance a new vehicle or set up a business account, our friendly staff is here to assist you every step of the way. While members can visit us at 111 N 2Nd St Alpine Tx 79830, official correspondence should be sent to our mailing address at 111 N 2nd St, Alpine, TX 79830. If you have any questions or need assistance, don't hesitate to give us a call at (432) 837-5156. We invite you to come in and experience the welcoming atmosphere at Alpine Community! Your financial journey is important to us, and we look forward to serving you soon!

Member Eligibility

Becoming a member of Alpine Community feels like joining a warm, welcoming family that prioritizes your financial well-being. If you're located in our community or have a connection to it, you could be eligible for membership! We embrace individuals who live, work, worship, or go to school in the area. Joining is simple and opens up a world of benefits tailored just for you like competitive rates on loans and personalized service that puts you first. To learn more about our eligibility requirements, feel free to check out the detailed information at . When you're ready to take the next step, opening an account is quick and easy; just visit us at our branch located at 111 N 2Nd St Alpine Tx 79830 or give us a call at (432) 837-5156. Let's start this journey together!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having a reliable partner that helps you manage payments seamlessly. Our merchant services are designed to simplify transactions, allowing you to focus on what matters most growing your business. From credit card processing to point-of-sale systems, we provide tools that enhance customer experience and streamline operations. Located conveniently at 111 N 2Nd St, Alpine, TX 79830, our team is ready to assist you. Reach out today at 432-837-5156 and discover how Alpine Community can empower your business journey!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our Auto Loans & Vehicle Financing options make it easy for you to drive away in the vehicle you desire. We work with you to find loan terms that suit your budget, allowing you to focus on choosing the perfect ride without worrying about finances.

Business Banking

For our entrepreneurial members, we offer comprehensive Business Banking services, including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, our team is here to support your business goals every step of the way.

Credit Cards with Rewards

Who doesn't love earning rewards? Our Credit Cards with Rewards program allows you to earn points on everyday purchases, which can be redeemed for exciting perks. This means your spending can actually work in your favor!

Digital Banking Features

We understand that convenience is key in today's fast-paced world. That's why we emphasize our online and mobile banking features. You can check balances, transfer funds, and pay bills right from your smartphone making managing your finances easier than ever. If you're ready to explore how these services can enhance your financial journey, don't hesitate to reach out! Give us a call at 432-837-5156 or visit us at our Alpine location today. At Alpine Community, we're committed to supporting all of our members' financial needs with warmth and expertise.

Mortgage Loans & Refinancing

For those looking to buy their dream home or refinance an existing mortgage, we offer competitive Mortgage Loans & Refinancing solutions. Our friendly staff will guide you through the process, helping you understand your options so you can make informed decisions that benefit your future.

Personal Banking

Managing your finances should be simple and effective. That's why we offer Personal Banking services that include checking and savings accounts designed to fit your lifestyle. Imagine easily managing your funds online or through mobile banking no need to rush into the branch during busy hours! Our accounts come with features that help you save more effectively and keep track of your spending.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. With our Personal Loans & Debt Consolidation services, you can manage those costs effectively. We provide flexible loan amounts and repayment terms, making it easier for you to handle emergencies or consolidate debt into one manageable payment.

Digital & Online Banking

At Alpine Community, we understand that managing your finances should be as easy as a few taps on your smartphone or clicks on your computer. That's why we offer a range of digital and online banking services designed to fit your busy lifestyle while keeping your information secure. You can access our online banking services anytime, anywhere. Unfortunately, at this moment, we do not offer features like electronic signatures or e-statements to streamline some of your banking tasks. However, our commitment to improving your banking experience remains strong. Need to send money to a friend? While we currently don't provide person-to-person transfers, you can always visit us for assistance with any transactions you may need. For those who prefer mobile payments or want the convenience of a mobile app, we're sorry to share that these features are not available right now either. Even without these options, you can still manage your accounts effectively through our 24/7 online banking services. You can check balances, view transactions, and get insights into your spending whenever it suits you. We strive to make banking accessible and user-friendly for all members. Our goal is to provide a safe environment for your financial needs while ensuring ease of use. While some features may not be available yet, we are continuously working on enhancing our digital offerings at [](#). If you have any questions or need assistance navigating our services, feel free to reach out by calling us at (432) 837-5156. Your financial journey is important to us!

Financial Strength

A Growing Member Base

The trust you've placed in us is evident with 2,674 total share accounts, showing a strong and growing member base that believes in what we do. Our commitment to serving our community remains unwavering. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Alpine Community is your trusted partner. Visit us at 111 N 2Nd St Alpine Tx 79830 or call 432-837-5156 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Member Savings and Investments

Members' savings are secured through $1,599,350 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $2,134,981, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1469 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Earnings and Loan Capacity

With $2,127,685 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Additionally, with $3,439,219 in total loans and leases, including 162 used auto loans, our lending capacity supports your financial goals across various sectors. Our operational efficiency is reflected in our net income of $0, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 4 full-time employees who are dedicated to helping you with all your banking needs.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,282,835 in used vehicle loans and $978,387 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, our competitive interest rates and flexible terms make it easier for you to drive away happy.

Business Financing

For business owners seeking growth opportunities, while we currently do not have outstanding commercial loans available at our branch, we encourage you to reach out for future possibilities as we expand our offerings. For more details on any of our loan products or to discuss refinancing options if you're considering consolidating debts or lowering your monthly payments, feel free to contact us at (432) 837-5156. We're here to help! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Visit us at 111 N 2Nd St Alpine Tx 79830 in Alpine, TX for personalized service and support.

Credit Lines

If you're looking for additional flexibility with your finances, consider our credit lines. We currently have $900,000 available in total credit lines to assist members with short-term borrowing needs or unexpected expenses.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Although we currently do not have any Junior Lien 1-4 Family Residential Properties loans available, we are here to guide you through the process when you're ready.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans; however, at this time we do not have any active unsecured credit card loans available. Even so, our team can help you explore other financial products that may fit your needs.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

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ALPINE COMMUNITY CREDIT UNION