Alpha Credit Union Boston MA | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Alpha Credit Union, your trusted financial partner located at 1 Deaconess Rd, Boston, MA 02215. Since our establishment in 1942, we have been dedicated to serving our community with integrity and commitment. With a strong membership base of 3,983 individuals, we pride ourselves on being more than just a credit union; we're a part of your journey towards financial well-being. At Alpha Credit Union, we understand that financial needs vary from person to person. That's why we offer a comprehensive range of services including checking and savings accounts, auto loans, mortgage loans, personal loans, and business banking solutions. Our total assets stand at an impressive $35,513,031, reflecting our stability and capacity to support our members' aspirations. Our leadership team is passionate about making a positive impact in the lives of our members. Under the guidance of CEO Joette DeMeo and Board President Kristine Hanscom, we strive to create a welcoming environment where you feel valued and supported. With a dedicated staff of 7 employees, we are here to assist you every step of the way. While members can visit us at our branch for personalized service, official correspondence should be directed to our mailing address: One Deaconess Rd, Boston, MA 2215. We invite you to explore our offerings further by visiting our website at www.alphacu.com or by calling us at 617-632-8164. Join us today and experience the Alpha difference where your financial goals become our mission!

Branch History & Mission

At Alpha Credit Union, we pride ourselves on a rich legacy that began in 1942 in the heart of Boston, MA. Over the years, we have grown from a small community-focused financial institution into a trusted partner for nearly 4,000 members. Our journey has been marked by dedication to serving our members and adapting to their changing needs. Located at 1 Deaconess Rd, Boston, MA 02215, we are conveniently situated near key landmarks that make us accessible to our community. Our mission is clear: to empower our members through exceptional financial services while fostering a strong sense of community. We aim to provide personalized banking solutions that cater to individual needs from checking and savings accounts to auto loans and mortgages. Every decision we make is driven by our commitment to enhancing the financial well-being of our members and supporting local initiatives. As we reflect on our history, we recognize significant milestones that have shaped us. With total assets of over $35 million, we've maintained a solid foundation that allows us to offer competitive rates and innovative products. The trust placed in us by our members fuels our growth and inspires us to continually improve our services. Alpha Credit Union isn't just about numbers; it's about people. We believe in giving back to the community through various outreach programs and partnerships with local organizations. Our goal is not only to meet your financial needs but also to contribute positively to the neighborhoods we serve. While you can visit us at our main branch for all your banking needs during our operating hours Monday through Friday from 7:00 AM to 3:30 PM we also embrace technology for your convenience. With online banking options and mobile applications, managing your finances has never been easier. For any official correspondence, please note that while we welcome you at 1 Deaconess Rd Boston Ma 02215, you may send mail to One Deaconess Rd, Boston, MA 2215 if needed. Join us today at Alpha Credit Union and experience firsthand the benefits of being part of a member-driven cooperative where your voice matters! Whether you're looking for an auto loan or simply want a safe place for your savings, we're here for you every step of the way. For more information or assistance, feel free to call us at (617) 632-8164. Together, let's build a brighter financial future!

Branch Location & Accessibility

Connect With Us

We invite you to visit us or give us a call at 617-632-8164 if you have any questions or need assistance. Our dedicated team at Alpha Credit Union looks forward to serving you and helping you achieve your financial dreams!

Nearby Landmarks and Accessibility

Situated near notable landmarks, our branch is just a short walk from beautiful local parks and vibrant city attractions. We understand that convenience matters, which is why we offer ample parking options nearby. Additionally, our facility is designed with accessibility in mind. You'll find ADA-compliant features such as ramps and wide doorways to accommodate all members of the community.

Operating Hours and Services

At Alpha Credit Union, we're here for you during convenient hours from Monday through Friday, opening bright and early at 7:00 AM and closing at 3:30 PM. This allows you to manage your banking needs before or after work with ease. Our services include everything from personal banking like checking and savings accounts to auto loans and mortgage refinancing. We also offer credit cards with rewards, business banking solutions, and online banking services for your convenience. Plus, with ATM availability right here at the branch, you can easily access cash or check your balance whenever you need it.

Member Eligibility

At Alpha, we believe that everyone deserves to be part of a caring and supportive community. Joining us is simple! If you live, work, or attend school in the Boston area, you're likely eligible to become a member. We welcome individuals from all walks of life and are committed to helping you achieve your financial goals with tailored services designed just for you. For a detailed overview of our eligibility criteria, feel free to check out this page. Becoming a member at Alpha opens the door to a range of benefits, including competitive loan rates, low fees, and personalized service that makes banking feel effortless. Plus, we're always here to answer any questions you might have just give us a call at (617) 632-8164. When you're ready to take the next step, you can easily open an account by visiting our account opening page. We can't wait to welcome you into our family at 1 Deaconess Rd Boston Ma 02215!

Business Banking & Commercial Services

At Alpha, we understand that every business has unique needs and dreams. Whether you are just starting out or looking to expand, our business banking and commercial services are designed to help you thrive. Imagine being able to invest in new equipment or hire more staff without the financial strain. With our tailored commercial loan options, you can do just that. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses. Additionally, our merchant services make it easy for you to accept payments and manage transactions effortlessly. Imagine processing customer payments quickly and securely, allowing you to focus on what you do best running your business. Located at 1 Deaconess Rd Boston Ma 02215 in Boston, MA, we're here to partner with you on your journey toward success. Reach out today at (617) 632-8164 to explore how we can help your business grow!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash? Our ATM services allow basic access for withdrawals and balance checks whenever you need them. With ATMs conveniently located throughout the area, getting cash is quick and easy. --- Ready to explore how Alpha can assist you with all your banking needs? Give us a call at (617) 632-8164 or visit us at 1 Deaconess Rd Boston Ma 02215 in Boston. Discover the personalized service that makes us a trusted partner in your financial journey!

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing options can help you get on the road without breaking the bank. We work with you to find competitive rates that suit your budget, allowing you to focus more on enjoying your new vehicle rather than worrying about payments.

Business Banking

For our business members, we offer comprehensive banking solutions that include merchant services and business loans. We recognize the challenges faced by small businesses and strive to provide tools that empower entrepreneurs to succeed.

Credit Cards with Rewards

With our credit cards featuring rewards programs, every purchase can bring you closer to exciting benefits. Earn points on everyday spending and redeem them for travel, merchandise, or cash back it's just another way we make managing finances rewarding!

Digital Banking Features

In today's fast-paced world, convenience is key. That's why Alpha provides robust online and mobile banking services. Access your accounts anytime through our user-friendly platforms. You can check balances, transfer funds, or pay bills all at your fingertips.

Mortgage Loans & Refinancing

If you're dreaming of owning a home or want to refinance your current mortgage for better terms, our mortgage services are designed to make the process straightforward. Our team will guide you through each step, helping you secure a loan that fits your needs.

Personal Banking

We offer a variety of personal banking options, including checking and savings accounts tailored to fit your lifestyle. Whether you're looking to save for a special occasion or need a reliable checking account for daily expenses, we have you covered. Our accounts come with features like online banking and e-statements, making it easy to track your finances from anywhere.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, but our personal loans are here to help. Whether it's for home repairs or consolidating debt, we provide flexible loan options that can ease financial stress and simplify your life.

Digital & Online Banking

Key Features for Your Convenience

One of the standout features is our ability to provide electronic signature authorization, making it simple to handle important documents without the hassle of printing or mailing. Plus, if you're looking to go paperless, our e-statements are available to keep you organized while being environmentally friendly. Managing your money on-the-go is a breeze with our mobile application. You can check balances, pay bills, and transfer funds from the palm of your hand. Speaking of transfers, our person-to-person transfer feature allows you to send money directly to friends and family without needing cash or checks. While mobile payments aren't currently available, we strive to make sure that every other aspect of your online banking experience is top-notch. Whether you're using a computer or smartphone, you can trust that your information is protected with robust security measures. With all these features at your fingertips, managing your finances has never been easier or more secure. Join us at Alpha and experience how our digital banking services can simplify your life today!

Financial Strength

Commitment to Growth

With $4,991,205 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors; with $652 in used auto loans and $18,469,215 in total loans and leases, we're here to help you make those dreams a reality.

Growing Trust

Total Share Accounts: 5,741, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Alpha is your trusted partner. Visit us at 1 Deaconess Rd Boston Ma 02215 or call (617) 632-8164 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Centric Savings

Members' savings are secured through $13,529 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. By focusing our resources on you, we can provide better loan rates, lower fees, and exclusive perks.

Solid Financial Foundations

With a net worth of $5,570,394, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,567 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Operational Performance

Our $49,958 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 7 full-time employees and 0 part-time employees who are always ready to assist you with their knowledge and commitment.

Loan Offering

Additional Information

If you're considering refinancing any existing loans or want to explore eligibility options for our various products, don't hesitate to reach out. Our knowledgeable staff at Alpha is here to assist you every step of the way. Located at 1 Deaconess Rd Boston Ma 02215, in beautiful Boston, MA, we invite you to contact us at (617) 632-8164 during our operating hours from Monday to Friday, 7:00 AM - 3:30 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you find the right loan product today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $6,643,425 in used vehicle loans and $2,269,222 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used one, our team is ready to guide you through the process.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,953,617, make buying or refinancing simple. We offer competitive rates and terms that can fit your budget, making it easier for you to take that important step toward owning your own home.

Personal Loans and Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. If you're looking to consolidate debt or cover unexpected expenses, our personal loan solutions are designed to meet your needs.

Loan Aggregator

Ensuring Accurate Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This commitment to quality means that users receive fair and transparent offers based on the latest results (Source: https://www.ncua.gov). By relying on verified financial institutions, LendMesh guarantees that every loan offer is legitimate and trustworthy.

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions allow users to compare options easily and make well-informed choices. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimony reflects the positive impact LendMesh has had on its users' financial journeys. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Alpha