ALPENA ALCONA AREA CREDIT UNION

Welcome to the Alpena-alcona Area Credit Union's Posen Branch, located at 10514 Michigan Ave, Posen, MI 49776. Since opening our doors in 1953, we have been dedicated to serving our community with trust and reliability. Our commitment to our members is reflected not just in our services but also in our growth; today, we proudly support a membership of over 47,316 individuals and families. At the heart of our operations lies a strong financial foundation. With total assets amounting to $841,830,867, total deposits of $146,256,962, and a net worth of $97,125,352, we ensure that your finances are secure with us. Whether you're looking for auto loans or personal banking services, we strive to meet your needs with over 31,893 loans currently supported. Our branch is more than just a financial institution; it's a community hub where you can find assistance tailored to your unique situation. We offer various services including personal loans, credit cards with rewards, business banking options, and online/mobile banking for your convenience. Plus, with an experienced team of 141 employees, led by our CEO Donald Mills and Board President Charles Negro, we're here to help guide you on your financial journey. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to PO Box 111, Posen, MI 49776. We invite you to call us at 989-766-8111 during our operating hours Monday through Thursday from 8:30 AM to 5:00 PM, Friday until 6:00 PM, and Saturday until noon. Join us as we continue to make a positive impact in Posen and beyond. Visit our website at aaacu.com or stop by today!

At Alpena-alcona Area, we believe that becoming a member means joining a caring community focused on your financial well-being. If you're wondering whether you can join us, the good news is that many people qualify! Membership is open to those who live, work, worship, or attend school in our local area, as well as their family members. This means if you have a connection to our community, we'd love to welcome you with open arms. To find out more about specific eligibility requirements and ensure you're a good fit, feel free to check out this resource: http://www.aaacu.com/who-can-join . Getting started is simple! Once you know you're eligible, opening an account at Alpena-alcona Area is just a few clicks away. You can easily start the process by visiting https://mortgage.gonms.org/default.asp?siteid=d49d4391-6ae5-48c3-a3c5-ddd61c063e3e . If you have any questions or need assistance along the way, don't hesitate to give us a call at (989) 766-8111. We're here to help and look forward to having you as part of our family at Alpena-alcona Area, located at 10514 Michigan Ave Posen Mi 49776.

At Alpena-alcona Area, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing a solid foundation for your financial needs, ensuring that you can trust us with your savings and loans. With a net worth of $97,125,352, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.53% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $213,489,533 in share certificates and $170,811,255 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $84,782,367 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Furthermore, our lending capacity supports members' financial goals across various sectors with $6,682 in used auto loans and $490,815,338 in total loans and leases. Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 126 full-time employees and 15 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $6,556,985. Total Share and Deposit Accounts: 113,143, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Alpena-alcona Area is your trusted partner. Visit us at 10514 Michigan Ave Posen MI 49776 or call 989-766-8111 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.