ALPENA ALCONA AREA CREDIT UNION - Lincoln, MI

Welcome to Alpena-alcona Area, your trusted financial partner right here in Lincoln, MI! Located at 51 N Barlow Road, our branch has been serving the community since 1953. With a strong commitment to our members, we proudly support over 47,316 individuals and families, helping them achieve their financial goals through personalized banking solutions. At Alpena-alcona Area, we understand that every member has unique needs. Whether you're looking for a reliable checking account, a loan for your next vehicle, or resources for starting your own business, we've got you covered. Our total assets of $841,830,867 and total deposits reaching $146,256,962 highlight our stability and dedication to fostering growth within our community. We're proud of our leadership team, including CEO Donald Mills and Board President Charles Negro, who guide us in providing exceptional service and innovative financial products. Our dedicated staff of 141 employees is always ready to assist you with anything from personal loans to business banking services. While you can visit us at our Lincoln location for all your banking needs, please note that official correspondence should be sent to PO Box 58, Lincoln, MI 48742. If you have any questions or want to learn more about how we can help you thrive financially, don't hesitate to reach out! Give us a call at 989-464-5694 or explore our services online at aaacu.com. We look forward to welcoming you into the Alpena-alcona Area family!

At Alpena-alcona Area, we believe in fostering a warm and welcoming community where everyone can thrive. Becoming a member is not just about opening an account; it's about joining a family that supports your financial goals. If you live, work, worship, or attend school in Alcona County or surrounding areas, you're already eligible to join us! We also invite immediate family members of existing members to become part of our community. The benefits of membership are plentiful from personalized service to competitive rates on loans and savings accounts, you'll find that we truly care about your financial well-being. Ready to take the next step? Opening an account at Alpena-alcona Area is a breeze! You can learn more about the eligibility details by visiting our website at this link. If you're interested in starting the process right away, head over to this page for account opening information. Should you have any questions or need assistance, feel free to give us a call at 9894645694. We look forward to welcoming you to our branch located at 51 N Barlow Road Lincoln Mi 48742!

At Alpena-alcona Area, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $97,125,352, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.53% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $213,489,533 in share certificates and $170,811,255 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $84,782,367 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $66,682 in used auto loans and a total of $490,815,338 in loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 126 full-time employees and 15 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $6,556,985. Total Share and Deposit Accounts: 113,143, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Alpena-alcona Area is your trusted partner. Visit us at 51 N Barlow Road Lincoln Mi 48742 or call 989-464-5694 to learn more about how we can help you achieve your financial goals.