ALPENA ALCONA AREA CREDIT UNION

Welcome to the Alpena-alcona Area Credit Union, your trusted financial partner in the heart of Atlanta, MI. Established in 1953, our commitment to serving our community has only grown stronger over the years. With a total membership of 47,316 and assets reaching an impressive $841,830,867, we pride ourselves on providing personalized banking solutions tailored to meet the needs of each member. At our branch located at 12285 Jerome St, Atlanta, MI 49709, we offer a range of services including personal banking, auto loans, mortgage financing, and business banking solutions. Whether you're looking to open a checking account or secure a loan for your dream vehicle, we are here to guide you every step of the way. While members can visit us at 12285 Jerome St, official correspondence should be sent to our mailing address: PO Box 633, Atlanta, MI 49709. Under the leadership of our CEO, Donald Mills, and Board President, Charles Negro, we focus on building lasting relationships with our members. Our dedicated team of 141 employees is always ready to assist you with friendly service and expert advice. With $146,256,962 in total deposits and a net worth of $97,125,352, we ensure that your money is not only safe but also working hard for you. Our commitment extends beyond just banking; we are actively involved in uplifting our community through various initiatives. We believe that when our members thrive, so does our community. Feel free to reach out to us at 989-785-3800 or visit our website at aaacu.com for more information about how we can help you achieve your financial goals. We look forward to welcoming you into the Alpena-alcona Area family!

At Alpena-alcona Area, we take pride in our rich history and unwavering commitment to serving our community. Established in 1953, our branch has grown from a small financial institution to a trusted partner for over 47,000 members in Atlanta, MI. Located at 12285 Jerome St, right in the heart of town, we are surrounded by beautiful landscapes that reflect the spirit of our community. Our journey began with a simple mission: to provide accessible financial services while fostering economic growth and stability for our members. Over the years, we've achieved significant milestones, including accumulating total assets of approximately $841 million. This growth is a testament to the trust our members place in us, and it fuels our dedication to delivering high-quality financial products and services. The mission of Alpena-alcona Area is more than just numbers; it's about making a real difference in people's lives. We strive to empower our members through personalized banking solutions that meet their unique needs. From checking and savings accounts to auto loans and mortgages, we are here to support your financial journey every step of the way. Additionally, we understand the importance of community support and actively engage in outreach efforts that uplift local initiatives. While members can visit us at 12285 Jerome St Atlanta Mi 49709, official correspondence should be sent to PO Box 633, Atlanta, MI 49709. We offer convenient operating hours Monday through Thursday from 8:30 AM to 5:00 PM, Friday until 6:00 PM, and Saturday from 8:30 AM to 12:00 PM making it easy for you to reach us whenever you need assistance. We also embrace technology with features like online banking and mobile payments, ensuring that banking is accessible and straightforward for everyone. Our commitment extends beyond just financial services; we are ADA compliant and prioritize creating an inclusive environment for all our members. As we look toward the future, we invite you to join the Alpena-alcona Area family. Experience firsthand how we can help you achieve your financial goals while being part of a community-focused credit union that truly cares. Visit us today or call us at (989) 785-3800 to learn more about becoming a member!

Becoming a member of Alpena-alcona Area is like joining a close-knit family where your financial well-being is our top priority. To be eligible, you simply need to live, work, or attend school in the area we serve, or have a family member who is already part of our community. This means that whether you're just starting out or looking for a new place to manage your finances, we welcome you with open arms! You can learn more about the eligibility criteria by visiting this page. Opening an account at Alpena-alcona Area is straightforward and designed to be as welcoming as possible. With services tailored to meet your needs, you'll enjoy advantages like personalized support and competitive rates on loans and savings accounts. If you're ready to take the next step or have any questions, don't hesitate to reach out at (989) 785-3800. We're here for you at our branch located at 12285 Jerome St Atlanta Mi 49709, and we can't wait to help you get started on your financial journey! For details on how to open an account, check out this link.

At Alpena-alcona Area, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, having a strong financial foundation is essential for your peace of mind. That's why we are proud to share our robust financial health with you. With a net worth of $97,125,352, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,153 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $213,489,533 in share certificates and $170,811,255 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $84,782,367 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $6,682 in used auto loans and $490,815,338 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 126 full-time employees and 15 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $6,556,985. Total Share and Deposit Accounts: 113,143, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Alpena-alcona Area is your trusted partner. Visit us at 12285 Jerome St Atlanta Mi 49709 or call (989) 785-3800 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

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