ALPENA ALCONA AREA CREDIT UNION

Welcome to Alpena-alcona Area Credit Union, where your financial well-being is our top priority! Located at 1100 S Bagley St, Alpena, MI 49707, we have been proudly serving our community since 1953. With a membership of over 47,000, we are dedicated to providing personalized banking solutions tailored to meet the needs of our members. At Alpena-alcona Area, we understand that trust and reliability are key when it comes to managing your finances. That's why we've built a strong foundation with total assets exceeding $841 million and total deposits reaching $146 million. Our commitment to member satisfaction is reflected in our robust offerings, including auto loans, mortgage loans, personal loans, and business banking services. While members can visit us at 1100 S Bagley St, official correspondence should be sent to PO Box 515, Alpena, MI 49707. With a team of 141 employees, led by CEO Donald Mills and Board President Charles Negro, we strive to foster a welcoming environment where your financial goals can flourish. Our members benefit from not just competitive rates but also innovative services such as online and mobile banking. We encourage you to reach out with any questions or to learn more about how we can assist you on your financial journey. Feel free to call us at 989-356-3577 or visit our website at www.aaacu.com for more information. Join us today and experience the difference of being part of a community-focused credit union!

Becoming a member of Alpena-alcona Area is like joining a family that truly cares about your financial well-being. Located at 1100 S Bagley St Alpena Mi 49707, we welcome anyone who lives, works, worships, or attends school in our community. Whether you're new to the area or have been here for years, if you meet these simple criteria, you're already on your way to enjoying the benefits that come with membership. As a member of Alpena-alcona Area, you'll gain access to personalized banking services, competitive rates on loans, and a supportive network that prioritizes your needs. Opening an account is straightforward and inviting! You can find all the details you need about eligibility and account opening at this link and start your journey today. If you have any questions or need assistance, don't hesitate to reach out to us at (989) 356-3577. We're excited to welcome you into our community!

At Alpena-alcona Area, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial health and strength with you, which is designed to foster trust and confidence in your credit union. With a net worth of $97,125,352, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,153 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $213,489,533 in share certificates and $170,811,255 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $84,782,367 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $6,682 in used auto loans and $490,815,338 in total loans and leases across various sectors. Our operational efficiency is evident in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 126 full-time employees and 15 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $6,556,985. Total Share and Deposit Accounts: 113,143, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Alpena-alcona Area is your trusted partner. Visit us at 1100 S Bagley St Alpena Mi 49707 or call (989) 356-3577 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

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