Aloha Pacific Credit Union Waipahu HI | Affordable Auto Loans & ATM Services

Introduction

Welcome to Aloha Pacific at the Waikele Shopping Center in beautiful Waipahu, HI 96797! Established in 1936, our credit union has proudly served the community for over 85 years, building trust and financial stability for our members. With a total membership of 67,866, we are dedicated to offering personalized financial solutions tailored to your needs. At Aloha Pacific, we understand that financial decisions can feel overwhelming. That's why we are here to guide you through every step of your journey whether you're looking for checking and savings accounts, auto loans, mortgage refinancing, or business banking services. Our total assets amount to an impressive $1,290,651,435, demonstrating our strength and commitment to helping you achieve your financial goals. While members can visit us at our branch location, official correspondence should be sent to the same address: Waikele Shopping Center, Waipahu, HI 96797. If you have any questions or need assistance, don't hesitate to reach out to us at (808) 531-3711. Our friendly team is ready to assist you during our operating hours from 9 AM to 5 PM Monday through Friday, and 9 AM to 2 PM on Saturdays. Under the leadership of CEO Vince Otsuka and Board President Gary Iwai, we continually strive to enhance our offerings and support our community. With a net worth of $130,566,952 and total deposits exceeding $100,319,680, we stand as a reliable partner in your financial journey. Join us today and discover how Aloha Pacific can make a positive impact on your life. Visit us online at Aloha Pacific or come by our branch we can't wait to serve you!

Branch History & Mission

At Aloha Pacific, our journey began in 1936, rooted in the heart of Waipahu, HI. Over the decades, we have grown from a small credit union into a thriving community partner with a membership that now exceeds 67,000 individuals. Our branch, located at Waikele Shopping Center, Waipahu, HI 96797, has always been more than just a financial institution; it is a place where members can find support and services tailored to their needs. Aloha Pacific has built its legacy on trust and community focus. From the beginning, our mission has been clear: to provide accessible financial services while fostering a sense of belonging among our members. We understand that financial health is not just about numbers; it's about empowering individuals and families to achieve their dreams. Whether you're looking for personal banking solutions like checking and savings accounts or need assistance with auto loans or mortgages, we are here to help. As we reflect on our history, we celebrate significant milestones such as reaching over $1.29 billion in total assets. This achievement reflects our commitment to prudent management and the unwavering support of our community. Our comprehensive range of services includes personal loans, credit cards with rewards, business banking options, and online banking features that keep pace with today's digital landscape. While members can visit us at Waikele Shopping Center Waipahu Hi 96797, official correspondence should be sent to Waikele Shopping Center, Waipahu, HI 96797. Our operating hours are convenient for everyone: Monday through Friday from 9 AM to 5 PM and Saturdays from 9 AM to 2 PM. We also offer ATM access for your convenience. Aloha Pacific is dedicated to being an inclusive financial partner. We ensure that all our services are ADA compliant so that everyone can access them without barriers. Additionally, we actively engage in community outreach initiatives and partnerships that uplift those around us. Join us at Aloha Pacific and experience firsthand how we're committed to making your financial journey smooth and successful. Together, let's build a stronger community! For more information about membership or to apply for a loan, visit our website or call us at (808) 531-3711.

Branch Location & Accessibility

Accessibility Features

We prioritize accessibility for all our members. Our branch is equipped with features that comply with ADA standards, including ramps for easy access. Additionally, there is ample parking available, so you can park with ease during your visit.

Call to Action

Ready to experience top-notch service? Visit us today at Aloha Pacific in Waikele Shopping Center or give us a call at (808) 531-3711. We look forward to welcoming you into our branch!

Operating Hours

We are here to serve you Monday through Friday from 9 AM to 5 PM, and on Saturdays from 9 AM to 2 PM. Feel free to drop by during these hours; our friendly staff is ready to assist you with any questions or services you may need.

Services Offered

At Aloha Pacific, we offer a range of services designed to meet your financial needs. From personal banking options like checking and savings accounts to various loan products including auto loans and mortgages, we have something for everyone. We also provide online and mobile banking services for your convenience. If you're a member of a partner credit union, basic shared branch transactions such as deposits and withdrawals are also available.

Member Eligibility

At Aloha Pacific, we believe in creating a welcoming community where everyone can thrive. Becoming a member is easy and open to anyone who lives, works, or worships in the beautiful area surrounding us. Whether you're just starting your financial journey or looking for a place that understands your needs, we're here to support you every step of the way. To learn more about eligibility criteria, feel free to check out the details at https://www.alohapacific.com/membership. Joining us means gaining access to a range of benefits, from competitive rates on loans to personalized financial services tailored just for you. Ready to take the next step? Opening an account with Aloha Pacific is straightforward! You can find all the information you need at https://www.alohapacific.com/apply-for-a-loan/ or give us a call at (808) 531-3711 if you have any questions. We look forward to welcoming you to our family at Waikele Shopping Center Waipahu Hi 96797!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine being able to accept payments seamlessly from customers while managing your cash flow effectively. Our merchant services provide practical benefits that make it easier for you to focus on what matters most growing your business. From payment processing to cash management tools, we help simplify your financial tasks so you can concentrate on serving your customers. Located at Waikele Shopping Center, Waipahu, HI 96797, our team is here to partner with you in achieving your business goals. Contact us today at 808-531-3711 or visit Aloha Pacific to learn more about how we can assist your business journey!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $64 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $69 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $92,405,924, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Solutions That Work for You

At Aloha Pacific, we also recognize the unique challenges faced by small businesses. Our Business Banking services include merchant services and business loans designed to fuel growth and streamline operations.

Embracing Digital Convenience

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking features that allow you to manage your accounts from anywhere. With just a few taps on your smartphone, you can check balances, transfer funds, and even make payments easily. Need cash on the go? Our ATM & Cash Withdrawal Services ensure that you're never far from access to your funds. Plus, we provide basic shared branch transactions for partner credit union members, so you can deposit or withdraw cash wherever you are.

Here for You

Our team at Aloha Pacific is ready to assist you with any questions or needs you might have. You can reach us at (808) 531-3711 during our operating hours: 9 AM - 5 PM Monday through Friday and 9 AM - 2 PM on Saturdays. We invite you to explore all the services we offer at Waikele and see how we can support your financial journey today! For more details or to get started, visit us online at Aloha Pacific.

Personal Banking Made Simple

We understand that managing personal finances can sometimes feel overwhelming. That's why we offer Personal Banking services, including checking and savings accounts tailored to fit your lifestyle. Whether you're saving for a vacation or managing daily expenses, our accounts provide you with the flexibility and features you need. If you're considering purchasing a vehicle, our Auto Loans & Vehicle Financing options make it easy to drive away in the car of your dreams without breaking the bank. We also provide Mortgage Loans & Refinancing, helping you find the perfect home or improve your current mortgage situation.

Support for Your Financial Journey

Life can bring unexpected expenses, and that's where our Personal Loans & Debt Consolidation services come into play. We work with you to create a plan that fits your budget, allowing you to focus on what matters most. For those who like to earn while they spend, check out our Credit Cards with Rewards. Enjoy perks that enhance your everyday purchases and make them more rewarding.

Digital & Online Banking

Key Features

With our online banking services, you can check your account balances, transfer money, and pay bills anytime. Plus, our electronic signature authorization means you can complete transactions without the hassle of paperwork. Prefer to go paperless? Enjoy e-statements for quick access to your account information while helping the environment. If you're always on the move, our mobile application provides a convenient way to bank right from your smartphone. You can make mobile payments easily and securely, ensuring you're never caught without cash when you need it most. And for those times when you want to send money to friends or family, our person-to-person transfer feature makes it a breeze.

Security and Accessibility

Your security is our top priority. We use robust measures to protect your personal information while you bank online. Our system is not only safe but also designed with ease-of-use in mind so that managing your finances feels less like a chore and more like a simple task. With all these features at your fingertips, you can have peace of mind knowing that your finances are well-managed in real-time whenever and wherever you need them. Experience banking made easy with Aloha Pacific today!

Financial Strength

A Growing Membership Base

We have built a strong community of trust with a total of 136,954 share accounts. This shows that more people are choosing Aloha Pacific for their banking needs. Your trust fuels our mission to provide exceptional service. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Aloha Pacific is your trusted partner. Visit us at Waikele Shopping Center Waipahu Hi 96797 or call (808) 531-3711 to learn more about how we can help you achieve your financial goals.

Member Savings and Investments

Members' savings are secured through $291,314,268 in share certificates and $68,403,700 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $695,028, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 166 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $130,566,952, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is further underscored by our net worth ratio of $1,011, which ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvestment in Our Services

Our commitment to serving you goes beyond just numbers. With $118,890,175 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $2,225 in used auto loans and $771,536,321 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already provided over $39,882,247 in used vehicle loans and $59,791,176 in new vehicle loans to help members get on the road. Whether you're eyeing a brand-new model or a reliable used car, our auto loan options make financing straightforward and accessible.

Business Financing

For business owners, our outstanding commercial loans totaling $92,405,924 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to boost an existing business, our team is here to support you with tailored solutions. At Aloha Pacific, we prioritize your financial health and offer refinancing options for many of our products if you're looking for better terms or lower payments. For more information on eligibility and how we can assist you further, please visit our website at Aloha Pacific. For any questions or personalized assistance regarding our loan offerings, feel free to contact us at 808-531-3711 or stop by our branch located at Waikele Shopping Center Waipahu Hi 96797. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Property loans totaling $167,526,823. We aim to simplify the process of buying or refinancing your home so that you can focus on what matters most creating memories in your new space.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans with a total of $8,764,405 helping members manage their finances effectively. These credit cards can provide you with the purchasing power you need while keeping your budget on track.

Loan Aggregator

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Ensuring Accurate Comparisons

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Aloha Pacific