Aloha Pacific Credit Union Kapolei HI | Low Mortgage Rates & Business Banking

Introduction

Welcome to Aloha Pacific, your trusted financial partner in the heart of Kapolei! Located at 1001 Kamokila Blvd Ste 104, Kapolei, HI 96707, our branch has proudly served the community since 1936. With a commitment to fostering relationships and providing exceptional service, we now boast a membership of over 67,000 individuals who rely on us for their financial needs. At Aloha Pacific, we understand that every dollar matters. That's why we manage an impressive $1,290,651,435 in total assets and have facilitated 18,774 loans to help our members achieve their dreams. Our dedication extends beyond numbers; it's about building lasting connections and supporting our members through every stage of life. As part of our ongoing commitment to you, our local community, we offer a range of services including personal banking, auto loans, mortgages, and business financing options. Whether you're looking to buy your first car or need assistance with your business endeavors, we've got you covered! Under the leadership of CEO Vince Otsuka and Board President Gary Iwai, our team of 170 employees is always ready to assist you. We pride ourselves on being accessible; feel free to reach out at 808-531-3711 during our operating hours: Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 2 PM. While members can visit us at our Kapolei location for all their banking needs, official correspondence should be sent to the same address as our branch. Join us today and experience the warmth of Aloha Pacific where member satisfaction is our top priority! For more information or to get started with your financial journey, visit us online at Aloha Pacific or give us a call. We look forward to serving you!

Branch History & Mission

Community Focus

Throughout our history, we have remained deeply rooted in community support. Our partnerships with local organizations allow us to extend help beyond traditional banking services. Whether it's through financial literacy programs or sponsorships of community events, we strive to make a positive impact in Kapolei and surrounding areas. As we look forward to the future, we remain committed to being your trusted partner in financial success. Our team is here Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 2 PM ready to assist you with all your banking needs. Join us at Aloha Pacific today! Experience firsthand how we can help you achieve your financial goals while being part of a supportive community that values each member's journey. For more information or assistance, feel free to call us at 808-531-3711 or visit our website at Aloha Pacific.

Our Mission

Our mission is clear: to empower our members through financial education and reliable services while fostering a sense of community. We believe that every individual deserves the opportunity for financial security and growth. At Aloha Pacific, we offer a range of services including personal banking options like checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. We also prioritize technological advancements; our members can enjoy features like online banking, mobile payments, and e-statements for added convenience. While members can visit us at 1001 Kamokila Blvd Ste 104, official correspondence should be sent to the same address as our mailing address is not different. We are proud to offer ATM availability for easy access to cash whenever you need it.

Branch Location & Accessibility

Connect with Us

If you have questions or would like to learn more about how we can assist you, don't hesitate to reach out! You can call us at 808-531-3711 or visit our website at Aloha Pacific. We look forward to welcoming you to our Kapolei Branch soon!

Easy Access for Everyone

At Aloha Pacific, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps to ensure everyone can access our services comfortably. Ample parking is available right outside, so you won't have to worry about finding a spot during your visit.

Flexible Banking Hours

We understand that life can get busy, which is why our friendly staff is here for you Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 2 PM. This flexible schedule allows you to choose a time that works best for you.

Services Tailored to Your Needs

Our Kapolei Branch offers a variety of services designed to meet your banking needs, including personal checking and savings accounts, auto loans, mortgage options, and credit cards with rewards. Plus, with ATM availability right on site, accessing your funds is quick and hassle-free. While we don't currently offer drive-thru banking, our team is always ready to assist you inside the branch. For those who may need assistance beyond traditional banking hours or prefer online options, we provide shared services for partner credit union members as well as robust online and mobile banking solutions.

Member Eligibility

At Aloha Pacific, we believe that everyone deserves a chance to be part of a caring and supportive community. Becoming a member is simple! If you live, work, worship, or attend school in our area, you're likely eligible to join us. We welcome individuals from diverse backgrounds and are committed to providing access to financial services that truly make a difference in your life. For the most up-to-date eligibility details, feel free to visit our website at https://www.alohapacific.com/membership. Once you know you're eligible, opening an account is straightforward and can be done online or in person at our branch located at 1001 Kamokila Blvd Ste 104 Kapolei Hi 96707. Our friendly team is here to guide you through every step of the process. Don't hesitate to reach out by calling us at (808) 531-3711 if you have any questions or need assistance. Joining Aloha Pacific means you're not just a member; you're part of a family dedicated to helping each other succeed!

Business Banking & Commercial Services

Financing Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $64 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $69 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $92,405,924, we continue to drive economic growth by financing new and expanding businesses.

Practical Merchant Services

In addition to loans, our merchant services make daily transactions easier for you and your customers. Imagine having a reliable payment processing solution that keeps your cash flow steady and allows you to focus on what you do best growing your business. Whether you're a startup or an established firm, our services adapt to meet your needs. Visit us at 1001 Kamokila Blvd Ste 104 Kapolei Hi 96707 in Kapolei, HI, or call us at (808) 531-3711 to learn more about how we can support your business journey!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash? Our ATMs are available for easy access to your funds with features like withdrawals and balance checks at any time.

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing options make it simple to get behind the wheel. We understand that buying a car is an important decision, so we provide competitive rates and flexible terms to suit your budget.

Business Banking Services

For local businesses, we offer comprehensive business banking services, including merchant services and business loans. Whether you're just starting out or expanding your operations, we have the resources to support your success.

Credit Cards with Rewards

Enjoy shopping rewards with our credit cards that offer incentives. Use them for everyday purchases and watch as points add up, giving you opportunities for cash back or discounts on future purchases.

Home Financing Options

Owning a home can be a dream come true. With our mortgage loans and refinancing services, we guide you through every step of the process. From first-time homebuyers to those looking to refinance for better rates, our team is here to support you.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking features. Access your accounts anytime, anywhere pay bills, transfer funds, and check balances all from the palm of your hand.

Personal Banking Solutions

For those looking to manage their day-to-day finances, our personal banking services include checking and savings accounts tailored to fit your lifestyle. Whether you're saving for a vacation or managing household expenses, we offer the right accounts to help you achieve your goals.

Personal Loans & Debt Consolidation

If you're looking to consolidate debt or need extra funds for unexpected expenses, our personal loans can provide the financial relief you need. We work closely with you to find solutions that fit your unique situation.

Shared Branch Transactions

If you're a member of partner credit unions, you can also utilize basic shared branch transactions for deposits and withdrawals at our location. At Aloha Pacific in Kapolei, we strive not just to meet but exceed your expectations by offering these valuable services in one welcoming place. Our commitment goes beyond just providing banking; it's about building relationships that last. For more information about how Aloha Pacific can assist you with all your financial needs or if you have questions about any of our services, feel free to reach out at 808-531-3711. Visit us today!

Digital & Online Banking

Key Features

One of the standout features is our mobile application, which allows you to manage your accounts right from your smartphone. You can make person-to-person transfers effortlessly, ensuring that sending money to friends or family is as easy as sending a text. Plus, with the option for electronic signature authorization, signing documents is now quick and hassle-free no more printing or mailing! We also provide e-statements, making it easy to stay organized and environmentally friendly. These statements are accessible whenever you need them, keeping your financial records clear and tidy. Want to make payments on the go? Our mobile payments feature lets you pay for purchases directly from your phone.

Security & Accessibility

Your security is our top priority. We employ robust measures to protect your information while offering you the freedom to manage your finances without worry. With real-time account management tools at your fingertips, you can keep track of your spending and savings effortlessly. In today's fast-paced world, having reliable access to your finances is essential. At Aloha Pacific, we strive to provide all the tools you need for effective financial management right from the comfort of home or on the go. Join us and discover how our digital banking services can enhance your everyday life!

Financial Strength

At Aloha Pacific, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing you with the reliable services you deserve, built on a solid foundation of financial strength. With a net worth of $130,566,952, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,011 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $291,314,268 in share certificates and $68,403,700 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $118,890,175 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to support your financial goals is reflected in the $2,225 in used auto loans and $771,536,321 in total loans and leases. Our operational efficiency shines through with a net income of $695,028, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 166 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With net shares available for lending and investments totaling $0, we are well-positioned to support your needs. The trust placed in us by our growing member base is evident from our total share accounts of 136,954. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Aloha Pacific is your trusted partner. Visit us at 1001 Kamokila Blvd Ste 104 Kapolei Hi 96707 or call (808) 531-3711 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Financing Options

For business owners seeking growth opportunities, our outstanding commercial loans total $92,405,924, providing essential capital for expansion and operations. Furthermore, we have competitive options available if you're considering credit lines with a total amount of $442,544,828 ready to support your financial endeavors. At Aloha Pacific, we prioritize making our services accessible to everyone. If you're interested in refinancing or learning about eligibility options for any of our loan products, visit our website or contact us directly. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether you need an auto loan for that dream car or a mortgage to settle into your new home comfortably our team at Aloha Pacific is dedicated to finding the best solution tailored just for you. Join us today and experience how straightforward financing can be!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $39,882,247 in used vehicle loans and $59,791,176 in new vehicle loans already helping members get on the road. We provide financing options tailored to fit your budget, so you can focus more on enjoying your ride rather than stressing about payments.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. With Junior Lien 1-4 Family Residential Properties loans totaling $167,526,823, we're ready to assist you every step of the way. Whether you're looking for your first home or refinancing your current one, our team is here to guide you through the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $8,764,405 in loans available, members can effectively manage their finances while enjoying the convenience of credit for everyday purchases.

Loan Aggregator

Benefits of Using LendMesh

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Aloha Pacific