Aloha Pacific Credit Union Kailua HI | Quick Personal Loans & ATM Services

Introduction

Welcome to Aloha Pacific, your trusted financial partner located at 200 Hamakua Dr Ste B6, Kailua, HI 96734. Since our establishment in 1936, we have been dedicated to serving our community with reliable financial services tailored to meet the needs of our members. As a proud member of the Aloha Pacific family, you join over 67,000 fellow members who enjoy benefits like competitive loan rates and personalized service. At Aloha Pacific, we understand that your financial journey is unique. That's why we offer a variety of services, including personal banking, auto loans, mortgage financing, and business banking options. With total assets exceeding $1.29 billion, and $100.32 million in deposits, we are well-equipped to support your financial aspirations. Our leadership team is here for you every step of the way. Led by CEO Vince Otsuka and Board President Gary Iwai, our goal is to foster a welcoming environment where members feel valued and empowered. Whether you're visiting us for a loan or simply needing assistance with your accounts, we're ready to help. If you need to send official correspondence, please note that our mailing address is 3465 Waialae Ave Ste 400, Honolulu, HI 96816-2664. Feel free to reach out at 808-531-3711 or explore our website at Aloha Pacific for more information about our services and membership eligibility. Join us today and experience the difference of being part of a credit union that truly cares about its members!

Branch History & Mission

At Aloha Pacific, we take pride in our rich history and unwavering commitment to serving the community of Kailua, HI. Established in 1936, our branch has grown alongside our members, fostering a strong sense of community and support. Over the years, we have expanded our services to meet the evolving needs of our nearly 68,000 members, who have trusted us with their financial journeys. Located at 200 Hamakua Dr Ste B6, our Kailua Branch is nestled in a vibrant part of town, surrounded by local businesses and just a short drive from stunning beaches. Our mission is simple yet profound: to enhance the financial well-being of our members while making a positive impact on the community we serve. We believe that financial services should be accessible to everyone, and we strive to create an environment where individuals and families can thrive. With total assets reaching an impressive $1,290,651,435, Aloha Pacific has established itself as a cornerstone of financial support in Kailua. Our diverse range of services includes personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. We also offer convenient online and mobile banking options for those who prefer managing their finances digitally. As part of our commitment to accessibility, we provide ATM services at our branch along with shared service center availability for members looking for additional flexibility. While members can visit us at 200 Hamakua Dr Ste B6, official correspondence should be sent to 3465 Waialae Ave Ste 400, Honolulu, HI 96816-2664. Our mission extends beyond just banking; it encompasses community outreach initiatives aimed at uplifting those around us. We regularly engage in partnerships with local organizations to promote financial literacy and provide resources for those in need. This dedication is reflected in everything we do from our customer-centric approach to the advanced technology we implement for ADA compliance. At Aloha Pacific, we are more than just a credit union; we are your neighbors invested in your success. Our friendly team is here to help you navigate your financial goals with ease and confidence. Visit us during our operating hours Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 2 PM and discover how we can assist you on your path toward financial empowerment. Join us today at Aloha Pacific and experience the difference that comes from being part of a community-focused credit union! Whether you're looking for a loan or simply want advice on managing your finances better, we're here for you every step of the way. Call us at 808-531-3711 or explore more about our offerings at Aloha Pacific's website. Your journey towards financial wellness starts here!

Branch Location & Accessibility

Convenient Access

At Aloha Pacific, we prioritize accessibility for all our members. Our branch features ADA-compliant ramps and ample parking space, ensuring that everyone can visit us comfortably. If you prefer to take care of your banking on-the-go, we also offer ATM services right here at our branch. For those who might need to conduct shared transactions with partner credit unions, our shared service center is ready to assist you.

Operating Hours

We understand that life can be busy! That's why our lobby hours are designed to fit your schedule. We're open Monday through Friday from 9 AM to 5 PM and on Saturdays from 9 AM to 2 PM. Whether you want to chat with one of our knowledgeable staff or take care of a quick transaction, we're here for you when you need us.

Stay Connected

Have questions or need assistance? Feel free to give us a call at 808-531-3711. Our friendly team is always ready to help with any inquiries or services you may need from personal banking solutions like checking accounts and auto loans to business banking options. While members can visit us at 200 Hamakua Dr Ste B6 for all their banking needs, official correspondence should be sent to our mailing address at 3465 Waialae Ave Ste 400, Honolulu, HI 96816-2664. We invite you to stop by and experience the welcoming atmosphere at Aloha Pacific's Kailua Branch. Your financial journey is important to us, and we look forward to serving you soon!

Member Eligibility

At Aloha Pacific, we believe that everyone deserves access to a supportive financial community. Becoming a member is easy and welcoming! If you live, work, or worship in the area, or have family who do, you're likely eligible to join us. We pride ourselves on being inclusive and ready to assist you with your financial goals. Whether you're looking for checking accounts, auto loans, or personal financing options, our members enjoy personalized service and competitive rates. For more detailed information about eligibility requirements, feel free to visit our website at https://www.alohapacific.com/membership. Once you're ready to take the next step towards membership, opening an account is simple. You can find all the details you need at https://www.alohapacific.com/apply-for-a-loan/. If you have any questions or need assistance, don't hesitate to call us at (808) 531-3711. Join us at our Kailua location at 200 Hamakua Dr Ste B6 Kailua Hi 96734, and let's work together towards your financial success!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, our merchant services simplify transactions and improve cash flow. Picture this: you're at a busy market, and a customer wants to buy your product but only has their card. With our merchant services, you can easily accept payments on the spot, allowing you to close sales without hassle. Let us help you take your business to the next level. Visit us at 200 Hamakua Dr Ste B6 Kailua Hi 96734, Kailua, HI or call us at (808) 531-3711 today!

Supporting Local Businesses

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $64 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $69 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $92,405,924, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For our local business owners, we offer specialized Business Banking services including Merchant Services & Business Loans. We understand how crucial it is to have reliable financial support when running a business, and we're here to help you thrive.

Convenient Digital Banking

In today's fast-paced world, convenience matters more than ever. That's why we have invested in robust Online & Mobile Banking platforms. Access your accounts anytime, anywhere! With features like ATM & Cash Withdrawal Services, along with easy-to-use mobile applications, managing your money has never been simpler. Our digital services also include basic shared branch transactions for partner credit union members. This means whether you're making deposits or withdrawals, we've got you covered at various locations.

Personal Banking Solutions

We understand that personal finance can sometimes feel overwhelming. That's why we offer Checking and Savings Accounts tailored to fit your lifestyle. Whether you're saving for a vacation or managing everyday expenses, our accounts come with benefits that make banking easier. Looking to buy a new car? Our Auto Loans & Vehicle Financing options offer competitive rates, making it easier for you to get on the road without breaking the bank. If homeownership is on your mind, we provide comprehensive Mortgage Loans & Refinancing solutions that guide you through the entire process, ensuring you get the best deal possible. Do you have unexpected expenses? Our Personal Loans & Debt Consolidation options help simplify your finances by allowing you to combine multiple debts into one manageable payment. Plus, don't forget about our Credit Cards with Rewards, which give you points for every dollar spent perfect for turning everyday purchases into exciting rewards!

Why Choose Us?

At Aloha Pacific, we're not just about banking; we're about building relationships within our community. Our experienced staff is always ready to assist you with any inquiries or concerns you may have. Our commitment doesn't stop at traditional banking; we strive to create an inclusive environment where everyone feels welcome. Whether you're visiting us in person or accessing your account online, we're dedicated to providing a friendly experience that meets your needs. Ready to take the next step? Visit us today at our Kailua branch or check out our website here for more information on how we can serve you better!

Digital & Online Banking

Key Services

Our online banking platform is not only user-friendly but also packed with features that make handling your finances a breeze. Enjoy the convenience of e-statements for quick access to your financial information no more waiting for paper statements in the mail! Plus, with our electronic signature authorization, you can sign documents securely from the comfort of your home. For those who are always on the go, our mobile application puts banking right in your pocket. Easily manage your accounts, make person-to-person transfers, and even utilize mobile payments for quick purchases all designed to save you time and effort.

Security and Accessibility

We prioritize security so that you can bank with peace of mind. Our digital services include robust protection measures to keep your information safe while allowing for smooth transactions. You can trust that your data is secure as you navigate through your banking needs. At Aloha Pacific, we believe that banking should be straightforward and accessible. Our services allow you to monitor your accounts in real-time and take control of your finances whenever you need. Experience the convenience of modern banking today!

Financial Strength

At Aloha Pacific, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial health with you, which showcases our commitment to serving our community. With a net worth of $130,566,952, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.11% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $291,314,268 in share certificates and $68,403,700 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $118,890,175 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $2225 in used auto loans and a total of $771,536,321 in loans and leases available for various needs, our lending capacity supports members' financial goals across different sectors. Our operational efficiency is reflected in our net income of $695,028, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 166 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 136,954, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Aloha Pacific is your trusted partner. Visit us at 200 Hamakua Dr Ste B6 Kailua Hi 96734 or call 808-531-3711 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $39,882,247 in used vehicle loans and $59,791,176 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles to ensure you can find the right fit for your lifestyle.

Business Financing

For business owners looking to expand or improve cash flow, our outstanding commercial loans totaling $92,405,924 provide the capital needed to grow and succeed. We understand the unique challenges businesses face and are here to support you every step of the way.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $167,526,823, making buying or refinancing simple. With flexible terms and competitive rates, we make it easier for you to invest in your dream home.

Refinancing Options

If you're considering refinancing your current loans or exploring eligibility options for our various loan products, we encourage you to reach out. Our team is ready to assist you in finding the best solutions that fit your financial situation. Our commitment at Aloha Pacific goes beyond just offering loans; we aim to empower our members with the tools and resources they need to thrive financially. For more details on our loan offerings or any questions regarding eligibility or refinancing options, please contact us at 808-531-3711. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you achieve your financial dreams!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $8,764,405 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits designed to maximize your spending power while keeping your budget in check.

Loan Aggregator

Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. Each loan listing reflects current rates and terms, helping you understand your options clearly.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You can trust that the information provided is accurate and up-to-date. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. Our goal is to provide unbiased results so you can make decisions based solely on what's best for you. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. The tool provides a comprehensive view of what's available in the market today. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback underscores the value and reliability of our service. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Aloha Pacific