Aloha Pacific Credit Union Kahului HI | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Aloha Pacific, your trusted financial partner in the heart of Kahului, HI. Located at 70 Hookele St Ste 1210, we have been proudly serving our members since 1936, building a strong community-focused banking experience that you can rely on. With a total membership of over 67,000 and assets exceeding $1.29 billion, we are committed to providing personalized financial services tailored to meet your needs. At Aloha Pacific, we understand that every member's journey is unique. That's why we offer a comprehensive range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking options. With our total deposits reaching $100,319,680 and a net worth of $130,566,952, you can trust that your finances are in safe hands. Our dedicated team, led by CEO Vince Otsuka and Board President Gary Iwai, is here to ensure that you receive the best service possible. Whether you're visiting us for a loan or just need assistance with your accounts, our friendly staff is ready to help. While members can visit us at our branch location in Kahului, official correspondence should be sent to our mailing address at 70 Hookele St Ste 1210, Kahului, HI 96732-3555. With convenient operating hours from Tuesday to Saturday and an ATM available for your convenience, we strive to make banking easy for everyone. Plus, you can access all our services online through our website at Aloha Pacific. Join us at Aloha Pacific today and experience the difference that comes with being a part of a community-focused credit union! If you have any questions or would like to learn more about how we can assist you with your financial goals, don't hesitate to call us at 808-873-6101. We look forward to serving you!

Branch History & Mission

Join Us

As we continue on this path of growth and service, we invite you to become part of the Aloha Pacific family. Experience firsthand how our dedication makes us more than just a credit union we're your partner in achieving financial success. Visit us today or check out our website at Aloha Pacific for more information on membership options. Together, let's build a brighter future!

Our Journey

Aloha Pacific started with a simple mission: to empower individuals and families through financial education and support. Throughout the years, we have evolved from a small credit union into a trusted financial partner for many in Maui County and beyond. Our headquarters in Honolulu serves as the backbone of our operations, ensuring that we maintain the highest standards of service while expanding our offerings. Our journey has been marked by significant milestones. From implementing advanced online banking solutions to enhance accessibility, to establishing partnerships that foster community outreach programs, each step has been taken with our members in mind. Today, we proudly offer a range of services including personal banking, auto loans, mortgage financing, and business banking solutions all designed to help you thrive financially.

Our Mission

At Aloha Pacific, our mission is clear: We aim to provide exceptional financial products and services while fostering a sense of belonging among our members. We believe that everyone deserves access to quality financial resources that can help them achieve their goals whether it's buying a new home or starting a business. We are not just about numbers; we are about people. Our staff is dedicated to understanding your individual needs and helping you navigate your financial journey. With operating hours from Tuesday to Friday (9 am - 5 pm) and Saturday (9 am - 1 pm), we are here for you when you need us most. While members can visit us at 70 Hookele St Ste 1210 Kahului Hi 96732, official correspondence should be sent to 70 Hookele St Ste 1210, Kahului, HI 96732-3555. If you're looking for convenience, we also provide ATM access and shared service centers for basic transactions.

Branch Location & Accessibility

Convenient Access

Finding us is simple! Our branch offers ample parking for members, and we ensure that our facilities are ADA compliant, with ramps available for those who need them. If you're coming from the bustling heart of Kahului, you'll find us just a short drive away, nestled in a vibrant area that's easy to reach.

Operating Hours

We're here for you Tuesday through Friday from 9 AM to 5 PM, and on Saturday from 9 AM to 1 PM. Please note that we are temporarily closed on Mondays to give our team time for essential training and improvements. If you have any questions during our operating hours, don't hesitate to give us a call at 808-873-6101.

Services Offered

At Aloha Pacific, we pride ourselves on offering a wide range of services tailored to fit your lifestyle. From personal banking options like checking and savings accounts to auto loans, mortgage refinancing, and even business banking solutions, we've got you covered. Plus, with an ATM available on-site and shared service center options for partner credit union members, accessing your funds has never been easier!

Visit Us Today!

We invite you to visit Aloha Pacific's Kahului Branch today! Whether you're looking for financial advice or ready to open an account, our friendly staff is here to assist you every step of the way. Don't forget official correspondence can be sent to our mailing address at 70 Hookele St Ste 1210, Kahului, HI 96732-3555 if it's different from where you visit us. We look forward to serving you!

Member Eligibility

Welcome to Aloha Pacific, where becoming a member means joining a supportive community that values your financial well-being! To become part of our family, you'll need to meet some simple eligibility requirements. Generally, membership is open to individuals who live, work, worship, or attend school in Maui County. We believe in inclusivity, so if you fit any of these criteria, you're on the right track! For full details on eligibility and to ensure you have the most up-to-date information, feel free to check out our website at https://www.alohapacific.com/membership. Opening an account with us is straightforward and welcoming. You can easily apply online or visit us at our branch located at 70 Hookele St Ste 1210, Kahului, HI 96732. If you have any questions along the way, don't hesitate to give us a call at 808-873-6101. We're here to help you every step of the way as you embark on your journey toward financial success with Aloha Pacific!

Business Banking & Commercial Services

Financing Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $64 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $69 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $92,405,924, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced world, having the right tools to process payments is crucial. Our merchant services offer seamless payment processing that can be tailored to fit your business model, whether you're running a retail store or an online shop. Imagine being able to accept payments quickly and securely, allowing you more time to focus on what matters most growing your business. Visit us at 70 Hookele St Ste 1210 Kahului Hi 96732 in Kahului, HI or call us at (808) 873-6101 to discover how our business banking and commercial services can fuel your success!

Comprehensive List Of Services

Business Banking Services

For local entrepreneurs and businesses, we offer specialized business banking services including merchant services and business loans. We know that running a business comes with its own set of challenges, which is why we're here to support your growth with financial tools designed for success.

Credit Cards with Rewards

Shopping just got even better! With our credit cards featuring rewards, every purchase helps you earn points towards exciting perks. Whether it's cash back or travel rewards, our credit card options give you the flexibility to spend while being rewarded at the same time.

Loans and Financing Options

When it comes to financing, we have several options available. If you're considering purchasing a vehicle, our auto loans provide competitive rates that make owning a car more affordable. For those dreaming of homeownership, our mortgage loans and refinancing options are designed to guide you through the process smoothly. Additionally, if you find yourself in need of extra cash for unexpected expenses or consolidating debt, our personal loans can be a great solution.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why Aloha Pacific provides robust online and mobile banking platforms. You can manage your accounts anytime and anywhere from paying bills to transferring money right from your smartphone or computer. Plus, our ATM services allow for easy cash withdrawals and balance checks without hassle.

Personal Banking

Whether you're looking to open a new checking or savings account, Aloha Pacific offers personal banking solutions tailored for you. Our checking accounts come with features designed for easy access and management, making day-to-day transactions simple. If you're planning a big purchase or want to save for the future, our savings accounts can help you reach your goals.

Shared Branch Transactions

If you're a member of another partner credit union, don't worry! You can still access basic transactions like deposits and withdrawals through our shared branch services. This means that even when you're on the go, managing your money remains easy. At Aloha Pacific, we prioritize your financial well-being by offering diverse services all under one roof. If you're ready to explore how we can assist you further or if you have any questions about our offerings, don't hesitate to call us at 808-873-6101 or visit us in person during lobby hours from Tuesday to Saturday. Join us today at Aloha Pacific, where we make banking personal!

Digital & Online Banking

Enhanced Features

Need to send money to a friend? Our person-to-person transfer service makes it easy to send funds quickly and securely. And if you're out shopping or dining, take advantage of our mobile payments feature to pay directly from your phone no need for cash or cards. Our 24/7 online banking services mean you're never out of touch with your finances. Whether it's early morning or late at night, managing your money is just a click away. At Aloha Pacific, we strive to provide accessible and user-friendly tools that empower you to take control of your financial future. Join us today and experience the benefits of modern banking!

Key Services

Our online banking platform, which you can explore at https://www.alohapacific.com/, allows you to view your account balances, transfer money between accounts, and pay bills all from the comfort of your home or on the go. You can also sign documents electronically with our electronic signature authorization feature, making it simple to handle important transactions without the hassle of paperwork. With e-statements available, you can keep track of your financial activity in a secure and eco-friendly way. No more waiting for statements to arrive in the mail! Plus, if you're always on the move, our mobile application puts the power of banking right in your pocket. You can easily check balances, deposit checks, and make payments right from your smartphone.

Financial Strength

Commitment to Growth

With $118,890,175 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $2,225 in used auto loans and $771,536,321 in total loans and leases. Our $695,028 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 166 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Trust

Total Share and Deposit Accounts: 136,954, show a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Aloha Pacific is your trusted partner. Visit us at 70 Hookele St Ste 1210 Kahului Hi 96732 or call (808) 873-6101 to learn more about how we can help you achieve your financial goals.

Member-Centric Approach

Members' savings are secured through $291,314,268 in share certificates and $68,403,700 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $130,566,952, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,011 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Information

If you're considering refinancing or need assistance determining your eligibility for any of our loan products, don't hesitate to reach out. You can contact us at (808) 873-6101 or visit us at 70 Hookele St Ste 1210 Kahului Hi 96732 for personalized guidance. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan offerings today and take the first step toward making your financial dreams a reality!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $39,882,247 in used vehicle loans and $59,791,176 in new vehicle loans already helping members get on the road. Whether you're financing a brand-new model or a reliable used option, our team is here to help you navigate your choices.

Business Financing

For business owners, our outstanding commercial loans totaling $92,405,924 provide the capital needed to grow and expand. We understand the challenges entrepreneurs face and aim to support local businesses with financing solutions that promote success.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $167,526,823, make buying or refinancing simple. We can guide you through the process to ensure that you understand your options and find a plan that works for you.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $8,764,405 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits designed to enhance your purchasing power without breaking the bank.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing ensures that users receive fair and transparent offers, making it easier to compare different loans without hidden agendas.

Benefits of Using LendMesh

LendMesh provides several key benefits that help build trust with its users: - Verified Data: All loan offers come from legitimate financial institutions, which guarantees transparency in the comparison process. - No Sponsored Listings: Unlike many other platforms, LendMesh does not prioritize lenders based on paid promotions. The primary aim is to provide unbiased results so users can make informed choices. - Real-Time Rate Comparisons: Users have access to up-to-date loan rates from multiple institutions, which helps them find the best terms available at any given moment. Thousands of users trust LendMesh for loan comparisons. One member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!"

Call to Action

If you're looking for reliable loan comparisons without the confusion, compare real-time loan offers today at LendMesh and find the best rates for your needs. --- Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Aloha Pacific