Aloha Pacific Credit Union Honolulu HI | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Aloha Pacific, where your financial well-being is our top priority! Nestled in the heart of Honolulu at 3625 Harding Ave, HI 96816, our Kaimuki Branch has been serving the community since 1936. With a commitment to providing exceptional banking services tailored to your needs, we are proud to support over 67,000 members in achieving their financial goals. At Aloha Pacific, we understand that each member's journey is unique. Our total assets exceed $1.29 billion, showcasing our strength and stability in the financial landscape. Whether you're looking for personal banking solutions like checking and savings accounts, auto loans, or business banking options, we have something for everyone. With more than $100 million in deposits and a robust loan portfolio of 18,774 loans, we are equipped to help you thrive. Our dedicated team of 170 employees, led by CEO Vince Otsuka and Board President Gary Iwai, is here to guide you every step of the way. We pride ourselves on being accessible and friendly, ensuring that you feel at home when you visit us or reach out via phone at 808-531-3711. While members can visit us at our branch location, official correspondence should be sent to the same address: 3625 Harding Ave, Honolulu, HI 96816. Our doors are open from 9 AM to 5 PM Monday through Friday, and on Saturdays until 2 PM for your convenience. Join us today to experience a credit union that truly cares about its members! Visit our website at alohapacific.com to learn more about our services or apply for a loan online. Together, let's build a brighter financial future!

Branch History & Mission

Community Commitment

In addition to traditional banking services, Aloha Pacific embraces modern technology to enhance member experiences. We offer online banking, mobile payments, and e-statements all designed with convenience in mind. We're also dedicated to ensuring accessibility for all; our facilities are ADA compliant, welcoming every member of our community. With an ATM available on-site and shared service center options for basic transactions with partner credit unions, we make it easy for you to manage your finances whenever you need.

Join Us!

As we continue our journey into the future, we invite you to become part of the Aloha Pacific family. Experience firsthand how we blend exceptional service with a strong commitment to our community. Visit us at 3625 Harding Ave, call us at 808-531-3711, or explore more about membership options on our website at Aloha Pacific. Your financial journey starts here!

Our Mission

At Aloha Pacific, our mission is simple yet profound: we aim to empower our members by providing accessible financial services while fostering a sense of community. We believe that when our members thrive financially, our entire community benefits. That's why we offer a range of services tailored to meet diverse needs from personal checking and savings accounts to auto loans and mortgage refinancing. We take pride in being a member-focused organization. Our commitment extends beyond just banking; we actively engage in community outreach initiatives and partnerships that uplift those around us. Whether it's through financial literacy workshops or local sponsorships, we strive to make a positive impact.

Branch Location & Accessibility

Welcome to the Aloha Pacific Kaimuki Branch, your friendly neighborhood credit union located at 3625 Harding Ave in beautiful Honolulu, HI! We're proud to be situated in a vibrant area, close to local favorites like the Kaimuki Shopping Center and just a stone's throw from the scenic Diamond Head. Our branch is designed with your convenience in mind, making it easy for you to manage your banking needs. At Aloha Pacific, we prioritize accessibility for all our members. Our location features ADA-compliant ramps and parking spaces to ensure everyone can visit us comfortably. Plus, while we don't have a drive-thru service, our lobby is welcoming and ready to assist you during our operating hours: Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 2 PM. If you need cash on the go, rest assured that we have ATM availability right here at our branch. You can make withdrawals or check your balance anytime during business hours. For those who might want to send official correspondence, please note that while you can visit us at our physical location, any mail should be directed to the same address: 3625 Harding Ave, Honolulu, HI 96816. With a wide range of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, and more, we're here to support all your financial needs. If you're interested in joining our credit union family or learning more about what we offer, don't hesitate to give us a call at 808-531-3711 or drop by our branch. We look forward to welcoming you soon!

Member Eligibility

At Aloha Pacific, we believe that everyone deserves a chance to be part of a warm, welcoming community that supports their financial journey. Becoming a member is straightforward and opens the door to a range of benefits designed just for you. If you live, work, or attend school in our local area, you're likely eligible to join us! We welcome individuals from all walks of life, so whether you're looking for personal banking solutions, auto loans, or simply a supportive place to save your money, you'll find a home here at Aloha Pacific. To get started on your membership journey, simply check out the detailed eligibility criteria available at https://www.alohapacific.com/membership. It's easy and informative! Once you're ready to take the next step, opening an account is a breeze; visit us online at https://www.alohapacific.com/apply-for-a-loan/ or give us a call at (808) 531-3711. Our friendly team is always here to help guide you through the process and answer any questions you might have. Join us at Aloha Pacific, located at 3625 Harding Ave Honolulu Hi 96816, and experience the difference of being part of our credit union family!

Business Banking & Commercial Services

Merchant Services Made Easy

In addition to loans, our merchant services simplify transactions for your business. Imagine having a reliable partner that streamlines payment processing, allowing you to focus on what you do best serving your customers. With our services, you'll enjoy quick access to funds, enhanced reporting tools, and the convenience of mobile payments. Located at 3625 Harding Ave Honolulu Hi 96816, Honolulu, HI 96816, we invite you to explore how our business banking solutions can help you reach your goals. Reach out today at (808) 531-3711 or visit us online at Aloha Pacific to learn more!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $64 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $69 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $92,405,924, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For our entrepreneurial members, Aloha Pacific provides comprehensive business banking solutions. From merchant services that simplify transactions to business loans designed to fuel growth, we've got the resources you need to succeed in today's market.

Digital Banking Features

In today's fast-paced world, convenience is key. Our online and mobile banking platforms allow you to manage your finances anytime, anywhere. With features like mobile payments, e-statements, and person-to-person transfers, accessing your accounts has never been easier. You can also use our ATM services for quick cash withdrawals or balance checks without stepping into a branch.

Loans and Credit Cards

We know that life can throw unexpected expenses your way. That's why we offer personal loans and debt consolidation services to help you get back on track. Plus, our credit cards come with rewards that can make everyday spending more rewarding. With flexible terms and competitive rates, you'll find a solution that fits your lifestyle.

Personal Banking

Our personal banking services provide you with the tools you need to manage your day-to-day finances effectively. From checking and savings accounts that offer competitive interest rates to auto loans and vehicle financing options tailored just for you, we make it easy to achieve your financial goals. If you're considering purchasing a home, our mortgage loans and refinancing options can help make that dream a reality.

Shared Branching Services

As part of our commitment to serving you better, we also offer basic shared branch transactions for partner credit union members. This means you can make deposits and withdrawals even when you're away from home. At Aloha Pacific, we prioritize making banking accessible and straightforward for everyone. If you have questions about any of our services or need assistance getting started, feel free to call us at 808-531-3711 or visit us at our Kaimuki Branch during lobby hours from 9 AM - 5 PM on weekdays and 9 AM - 2 PM on Saturdays. Explore all we have to offer at Aloha Pacific today! Your financial wellness is our mission!

Digital & Online Banking

Additional Benefits

Whether you're setting up automatic payments or sharing funds with friends through our person-to-person transfer feature, we've got you covered. And if you ever need assistance, our friendly team is just a call away at (808) 531-3711. Embrace a better way to bank with Aloha Pacific where we blend technology with personalized service to meet all your financial needs!

Mobile Application

For those who prefer banking on their smartphones, our mobile application is here for you. Easily download it and enjoy all the features right in the palm of your hand. You can manage your accounts, make person-to-person transfers, and even make mobile payments. Say goodbye to cash and hello to convenience with just a few taps!

Online Banking Services

With our 24/7 online banking services available at https://www.alohapacific.com/, you can check your account balances, transfer funds, and pay bills anytime. No more waiting in line or rushing to the branch before closing time! You have real-time access to your accounts, allowing you to stay on top of your finances effortlessly.

Security Features

We prioritize your security with electronic signature authorization. This means that when you sign documents electronically, it's safe and compliant. Plus, our e-statements help reduce paper clutter while keeping your financial information secure. You'll appreciate knowing that your data is protected while enjoying the ease of accessing statements from anywhere.

Financial Strength

At Aloha Pacific, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Our commitment to sound financial practices ensures that you can trust us with your savings and loans. With a net worth of $130,566,952, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,011 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $291,314,268 in share certificates and $68,403,700 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $118,890,175 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $2,225 in used auto loans and $771,536,321 in total loans and leases, we support our members' financial goals across various sectors. Our operational efficiency shines through with a net income of $695,028, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 166 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 136,954, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Aloha Pacific is your trusted partner. Visit us at 3625 Harding Ave Honolulu Hi 96816 or call (808) 531-3711 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $39,882,247 in used vehicle loans and $59,791,176 in new vehicle loans already helping members get on the road. We provide competitive terms and flexible options to ensure you find the right financing for your needs.

Credit Lines and Business Loans

For those looking for additional financial flexibility, our total credit lines amount to $442,544,828. This allows you to access funds as needed while only paying interest on what you use. Additionally, business owners can take advantage of our outstanding commercial loans totaling $92,405,924, providing the capital necessary to grow and expand your business.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $167,526,823, make buying or refinancing simple. We are here to guide you through the process, helping you secure financing that fits your budget and lifestyle.

Refinancing Options

If you're considering refinancing any existing loans or want to explore eligibility options for our various loan products, our team is ready to assist you. We aim to make the process straightforward and beneficial for all members. At Aloha Pacific in Honolulu at 3625 Harding Ave (HI 96816), we're dedicated to supporting your financial journey with personalized service and expert advice. For more information or assistance with your loan application, feel free to call us at 808-531-3711. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging; that's why we also offer flexible terms on unsecured credit card loans. With a total of $8,764,405 in loans helping members manage their finances effectively, our credit cards come with rewards that make spending more rewarding.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means you get fair and transparent offers that reflect the current market conditions.

Key Benefits

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in what you see. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Get up-to-date loan rates from multiple institutions, helping you make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial reflects the positive impact LendMesh has had on users looking for competitive loan options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Aloha Pacific