Aloha Pacific Credit Union Honolulu HI | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Aloha Pacific, your trusted partner in financial growth and community support. Located at 988 Fort Street Mall, Honolulu, HI 96813, our credit union has been a cornerstone of the local community since 1936. With over 67,000 members and a robust commitment to enhancing financial well-being, we pride ourselves on offering personalized services that cater to your unique needs. At Aloha Pacific, we're more than just a financial institution; we're a family dedicated to helping you achieve your financial goals. Our total assets amount to an impressive $1,290,651,435, reflecting our stability and ability to serve our members effectively. We have a diverse portfolio with $100,319,680 in deposits and over 18,774 loans issued, ensuring that we can meet the varied demands of our membership. Led by our CEO Vince Otsuka and Board President Gary Iwai, we strive for excellence in all aspects of our operations. Our team of 170 employees is here to assist you through every step of your financial journey. Whether you're looking for personal banking options like checking accounts and auto loans or business solutions such as merchant services and business loans, we've got you covered. While members can visit us at our Fort Street branch for all their banking needs, official correspondence should be sent to our mailing address: 3465 Waialae Ave Ste 400, Honolulu, HI 96816-2664. We invite you to explore what Aloha Pacific has to offer by visiting our website at Aloha Pacific or giving us a call at 808-531-3711. Your financial future is important to us let's work together towards achieving it!

Branch History & Mission

Aloha Pacific has a rich history that dates back to 1936, when it first opened its doors in the heart of Honolulu. Over the years, we have grown and evolved, becoming a vital part of our community and a trusted financial partner for our members. Located at 988 Fort Street Mall, Honolulu, HI 96813, our branch is easily accessible for anyone looking to take control of their financial future. Since our inception, Aloha Pacific has been committed to providing quality financial services while fostering a spirit of community support. Today, we proudly serve over 67,866 members and manage total assets of approximately $1,290,651,435. Our mission is simple yet powerful: to empower our members by offering personalized banking solutions that help them achieve their financial goals. Whether it's saving for a dream home or financing a new vehicle, we are here to guide you every step of the way. At Aloha Pacific, we understand that technology plays an essential role in enhancing your banking experience. That's why we've embraced digital advancements such as online banking and mobile payments to ensure you can access your accounts anytime, anywhere. We're also proud to be ADA compliant, making sure everyone can utilize our services comfortably. Our commitment extends beyond just banking; it includes actively participating in community outreach initiatives. We believe in building strong partnerships within the local area to provide support where it's needed most. This dedication strengthens not only our credit union but also the community we call home. While members can visit us at 988 Fort Street Mall, official correspondence should be sent to 3465 Waialae Ave Ste 400, Honolulu, HI 96816-2664. Our operating hours are convenient for busy lifestyles: we're open on Mondays, Wednesdays, and Fridays from 9:00 AM to 5:00 PM; however, we are closed on Tuesdays, Thursdays, weekends, and holidays. If you're looking for a credit union that prioritizes member satisfaction and community well-being above all else, look no further than Aloha Pacific. Join us today and discover how we can help you achieve your financial dreams! For more information or to open an account, please visit our website at Aloha Pacific or call us at 808-531-3711.

Branch Location & Accessibility

Easy Access and Amenities

Finding us is a breeze! We're situated near popular landmarks like the Hawaii State Capitol and just a short walk from various shops and eateries. Our branch features accessible parking and ADA-compliant entrances, so everyone can comfortably visit us. While we do not have drive-thru banking available, we offer an ATM on-site for your convenience. If you're part of a partner credit union, you can also enjoy basic shared branch transactions here.

Operating Hours

We understand that life can be busy. That's why our lobby hours are designed to fit your schedule: we're open on Mondays, Wednesdays, and Fridays from 9:00 AM to 5:00 PM. Unfortunately, we are closed on Tuesdays and Thursdays, as well as on weekends and holidays.

Services Tailored for You

At Aloha Pacific, we provide a wide range of personal and business banking services. From checking and savings accounts to auto loans and mortgage refinancing, our team is ready to assist you with all your financial needs. We also offer online and mobile banking options for those who prefer banking on-the-go. Feel free to reach out at 808-531-3711 if you have any questions or need assistance before your visit. We invite you to stop by Aloha Pacific today our friendly staff is eager to help you achieve your financial goals!

Member Eligibility

Joining the Aloha Pacific community means becoming part of a supportive family that truly cares about your financial well-being. To become a member, you'll need to meet some simple eligibility criteria. If you live, work, or go to school in Honolulu County, or have an immediate family member who is already a member, you're likely eligible! This inclusivity means that many people can benefit from the fantastic services we offer. Plus, as a member of Aloha Pacific, you'll enjoy access to personalized banking solutions that fit your unique needs, whether that's saving for a home or planning for retirement. If you're ready to take the next step toward membership, opening an account is easy! You can find all the details you need by visiting our eligibility page at Aloha Pacific Membership. For any questions or assistance along the way, don't hesitate to give us a call at (808) 531-3711. We're here to help you on your journey toward financial empowerment!

Business Banking & Commercial Services

Financing Solutions for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $64 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $69 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $92,405,924, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Life Easier

Imagine running your business without worrying about payment processing. Our merchant services streamline transactions, allowing you to focus on what matters most growing your enterprise. With user-friendly tools for accepting payments, managing sales, and tracking finances, you can enhance customer satisfaction while improving efficiency. Visit us at 988 Fort Street Mall Honolulu Hi 96813 in Honolulu, HI, or call us at (808) 531-3711 to learn more about how our business banking services can help you thrive. Your success is our priority!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? Our ATM services allow you quick access to your funds whenever you need them. Plus, if you're a member of partner credit unions, basic shared branch transactions like deposits and withdrawals are available too! We invite you to visit us at Aloha Pacific today or give us a call at (808) 531-3711 to learn more about how we can assist you in achieving your financial goals. Join us at Fort St, where we are committed to providing personalized service that meets your needs!

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? At Aloha Pacific, we make the process easy with competitive rates on auto loans and vehicle financing. Picture yourself driving off in your dream car without breaking the bank! Our team is here to help you find the right loan to fit your budget.

Business Banking

For our business members, we offer comprehensive business banking services, including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we have solutions designed to support your success.

Credit Cards with Rewards

Make everyday purchases work for you with our credit cards that offer rewards. Think about earning points for travel or cash back while you shop! It's an excellent way to get more from your spending.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why Aloha Pacific provides robust online and mobile banking options. You can manage your accounts anytime, anywhere, making it easy to check balances, transfer funds, or pay bills all at your fingertips.

Mortgage Loans & Refinancing

Homeownership is within reach with our mortgage loans and refinancing options. Whether you're buying your first home or looking to refinance your existing mortgage, we're dedicated to helping you navigate the process smoothly. Imagine having a lower monthly payment or tapping into your home's equity our experts can guide you through every step.

Personal Banking

Whether you're looking to manage your day-to-day finances or save for future goals, we offer a variety of personal banking options. Our checking and savings accounts are perfect for everyday transactions and building your savings over time. Imagine having an account that not only helps you keep track of your money but also earns you interest.

Personal Loans & Debt Consolidation

Need some extra cash for unexpected expenses? Our personal loans can provide quick access to funds when life throws a curveball. If you're juggling multiple debts, consider our debt consolidation services to simplify your payments and potentially lower your interest rates.

Digital & Online Banking

Convenient Features

Need to send money to a friend? Our person-to-person transfers feature lets you do just that with ease. You can quickly send money directly from your account without any hassle. Plus, if you're always on the move, our mobile application offers all the essential features right at your fingertips. With it, you can make payments using mobile payments, ensuring that transactions are swift and convenient.

Security at Your Fingertips

Security is a top priority for us. We use advanced measures to protect your information, so you can bank confidently. Additionally, with electronic signature authorization, signing documents online is straightforward and secure no more printing or mailing forms!

Stay Organized with E-Statements

Managing paperwork can be tedious. That's why we offer e-statements for members who prefer digital records over paper ones. It's a great way to keep track of your finances while reducing clutter. At Aloha Pacific, we're committed to providing accessible and efficient banking solutions tailored to fit your lifestyle. Experience the ease of managing your finances digitally today!

Financial Strength

At Aloha Pacific, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial position, which reflects our commitment to serving you well. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $130,566,952, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,011 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $291,314,268 in share certificates and $68,403,700 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $118,890,175 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $2,225 in used auto loans and $771,536,321 in total loans and leases. Our operational efficiency is evident with a net income of $695,028, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 166 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 136,954, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Aloha Pacific is your trusted partner. Visit us at 988 Fort Street Mall Honolulu Hi 96813 or call (808) 531-3711 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $39,882,247 in used vehicle loans and $59,791,176 in new vehicle loans already helping members get on the road. We provide flexible terms to ensure you can find the right payment plan for your budget.

Credit Lines and Unsecured Loans

For those who need a little extra flexibility, our credit lines total $442,544,828 and offer an accessible way to manage cash flow. Additionally, we provide flexible terms on unsecured credit card loans, with a total of $8,764,405 in loans helping members manage their finances effectively. Our commitment extends beyond just providing loans; we aim to empower our members with financial tools that help them thrive. If you're interested in learning more about eligibility for these loan products or how refinancing could benefit you, please don't hesitate to reach out. You can contact us at (808) 531-3711 or visit us at 988 Fort Street Mall, Honolulu HI 96813. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our offerings today and take the next step towards achieving your financial dreams with Aloha Pacific!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $167,526,823, make buying or refinancing simple. We also have refinancing options available if you're looking to lower your current mortgage rate or access equity in your home.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach guarantees that users receive fair and transparent offers from reputable lenders. Each loan comparison reflects current market conditions, ensuring that you have the most up-to-date information at your fingertips.

Aloha Pacific