Aloha Pacific Credit Union Honolulu HI | Best Auto Loans & Business Banking

Introduction

Welcome to Aloha Pacific, your trusted partner in financial well-being right here at 832 S Hotel St, Honolulu, HI 96813. Established in 1936, we have grown alongside our community, proudly serving over 67,800 members with a robust commitment to providing personalized banking solutions tailored to your needs. With total assets exceeding $1.29 billion and total deposits of $100,319,680, we ensure that your hard-earned money is in safe hands. At Aloha Pacific, we understand that banking goes beyond numbers. Our dedicated team of 170 employees, led by CEO Vince Otsuka and Board President Gary Iwai, strives to build lasting relationships with our members. Whether you are looking for auto loans, mortgages, or personal banking services, our goal is to empower you with financial tools that promote growth and stability. While members can visit us at our branch location, official correspondence should be sent to our mailing address at 3465 Waialae Ave Ste 400, Honolulu, HI 96816-2664. We are proud to offer a wide range of services including checking and savings accounts, credit cards with rewards, business loans, and online banking features that make managing your finances easier than ever before. Our commitment to the community shines through in everything we do as we work diligently to support local initiatives and provide access to essential financial resources. We invite you to connect with us today! Call us at 808-531-3711 or visit our website at Aloha Pacific for more information about how we can assist you on your financial journey. Let's build a brighter future together!

Branch History & Mission

Aloha Pacific has a proud history that stretches back to its founding in 1936. Located at 832 S Hotel St, Honolulu, HI 96813, this branch has been a cornerstone of the community, providing essential financial services for over eight decades. Our growth is a testament to our commitment to serving our members and supporting the local community. From its humble beginnings, Aloha Pacific has evolved significantly. Today, we proudly serve 67,866 members and manage total assets of approximately $1,290,651,435. This growth reflects not just our dedication to financial excellence but also the trust placed in us by our community. As part of our mission, we strive to provide accessible and affordable banking solutions while fostering financial education among our members. Our mission is clear: to empower individuals and families in Hawaii by offering personalized financial services and support. We believe that everyone deserves a chance to achieve their financial goals, whether it's buying a home, purchasing a vehicle, or saving for retirement. We are more than just a credit union; we are your partners in navigating life's financial journey. While members can visit us at 832 S Hotel St, official correspondence should be sent to 3465 Waialae Ave Ste 400, Honolulu, HI 96816-2664 if needed. We offer convenient operating hours Monday through Thursday from 8:00 AM to 4:00 PM and Friday from 8:00 AM to 5:00 PM, with Saturday hours from 9:00 AM to 2:00 PM making it easier for you to manage your finances. In addition to traditional banking services like checking accounts and loans, Aloha Pacific embraces modern technology with features like online banking, mobile payments, and e-statements. We're dedicated to making banking simpler and more accessible for everyone. Our commitment extends beyond banking; we actively engage with our community through partnerships and outreach programs that support local initiatives. Whether it's sponsoring events or providing educational resources about financial literacy, Aloha Pacific is here for you. As we continue this journey together, we invite you to join Aloha Pacific Credit Union. Experience the difference of being part of a member-focused organization dedicated to your success. Together, let's build a brighter financial future! For more information on how you can become a member or open an account today, please visit our website or call us at 808-531-3711.

Branch Location & Accessibility

Connect With Us

If you have any questions or would like more information about our services, don't hesitate to give us a call at (808) 531-3711. We look forward to welcoming you at Aloha Pacific and helping you achieve your financial goals!

Conveniently Located

Nestled near popular landmarks, our branch is just a short walk from the bustling downtown area. This central location makes it simple for you to fit banking into your busy schedule. Parking is available nearby, ensuring that you can visit us without any hassle. We also prioritize accessibility; our branch complies with ADA standards, featuring ramps and facilities to accommodate all members of the community.

Operating Hours

Our doors are open to serve you during convenient hours: Monday through Thursday from 8:00 AM to 4:00 PM, Friday from 8:00 AM to 5:00 PM, and Saturday from 9:00 AM to 2:00 PM. We want to make it easy for you to stop by when it fits into your day.

Services Offered

At Aloha Pacific, we offer a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to loans for vehicles and homes, we have you covered. If you're looking for online and mobile banking solutions, you'll find those here too! Additionally, we provide ATM services for quick cash withdrawals and basic transactions for members of partner credit unions. While our physical address is where you can come to see us in person, if you need to send official correspondence, please use our mailing address at 3465 Waialae Ave Ste 400, Honolulu, HI 96816-2664.

Member Eligibility

At Aloha Pacific, we believe in creating a welcoming community where everyone can thrive. Joining us as a member is simple and rewarding! If you live, work, or worship in our local area, you're already on the path to membership. We also welcome family members of existing members, which makes it even easier to share the benefits with those you care about. Becoming part of Aloha Pacific means accessing a range of financial services designed to help you succeed, from personal loans to savings accounts, all tailored with your needs in mind. To learn more about eligibility and ensure you're ready to join our family, check out our detailed guidelines at this link. When you're ready to take the next step and open an account, visit this page for easy instructions. If you have any questions or need assistance, don't hesitate to give us a call at (808) 531-3711. We're excited to welcome you to Aloha Pacific!

Business Banking & Commercial Services

Financing Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $64 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $69 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $92,405,924, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

In addition to loans, we offer robust merchant services that make everyday transactions smooth. Imagine being able to accept payments quickly and easily while tracking sales data in real-time. Our merchant services help you focus on running your business without the hassle of complicated payment systems. Visit us at 832 S Hotel St Honolulu Hi 96813 in Honolulu, HI or call us at (808) 531-3711 to learn how we can help take your business to the next level!

Comprehensive List Of Services

Business Banking Support

For our entrepreneurial members, Aloha Pacific offers business banking services including merchant services and business loans. We understand the challenges of running a business, which is why we provide tools designed to simplify transactions and improve cash flow.

Convenient Access Anytime, Anywhere

With features like ATM services for cash withdrawals and basic shared branch transactions available for partner credit union members, accessing your money has never been easier. Plus, our online and mobile banking platforms ensure you're always connected to your finances.

Financial Freedom with Personal Loans

Need extra cash for unexpected expenses? Our personal loans and debt consolidation options offer flexible solutions that can ease financial stress. Imagine finally being able to pay off those high-interest debts or funding a special project with manageable monthly payments.

Home Sweet Home Financing

Buying a home is a significant milestone, and we want to make it as smooth as possible. Our mortgage loans and refinancing options are here to guide you through this exciting journey. With personalized service and expert advice, we'll help you find the right mortgage solution that fits your budget.

Personal Banking Made Easy

Whether you're looking to open a checking or savings account, Aloha Pacific has you covered. Our personal banking options are designed to help you save for the future or manage your daily expenses effectively. Imagine having easy access to your funds through online and mobile banking, allowing you to check your balance or transfer money from anywhere, anytime. When it comes time to purchase a new vehicle, our auto loans and vehicle financing options can make the process simple and straightforward. We provide competitive rates that help you get on the road without breaking the bank.

Rewarding Credit Card Options

Don't forget about our credit cards with rewards! Using our card not only helps build your credit but also earns you points that can be redeemed for various perks. It's just one more way we're committed to making banking rewarding for you.

Your Community Partner

At Aloha Pacific, we pride ourselves on being more than just a financial institution; we are part of the community. Our dedicated staff is always ready to assist you with any questions or concerns you may have about our services. If you're interested in learning more about how we can support your financial journey, don't hesitate to reach out! Call us at (808) 531-3711 or visit us at https://alohapacific.com today! Let's work together towards achieving your financial goals!

Digital & Online Banking

Key Features

With our 24/7 Online Banking Services, you can access your accounts whenever it suits you. Whether you're checking your balance or transferring funds, it's all at your fingertips. Plus, with E-Statements Availability, you can go paperless and view your statements online, helping you stay organized while protecting the environment. For those who are always on the move, our Mobile Application is perfect for managing your accounts directly from your smartphone. You can enjoy features like Mobile Payments, making it easier than ever to pay for purchases without carrying cash or cards. And if you need to send money to a friend or family member quickly, our Person-to-Person Transfers make that simple and fast.

Security and Convenience

We prioritize your security with features like Electronic Signature Authorization, which ensures that all your transactions are safely conducted online. Our digital banking tools are designed not just for convenience but also with security in mind, so you can have peace of mind while banking from home or on the go. At Aloha Pacific, we believe in providing accessible and efficient banking solutions. With real-time account management available through our services, you'll never miss a beat when it comes to handling your finances. Discover how easy banking can be by visiting us online at https://www.alohapacific.com/ today!

Financial Strength

Commitment to Growth and Innovation

With $118,890,175 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, with $2,225 in used auto loans and $771,536,321 in total loans and leases supporting your financial goals across various sectors.

Growing Membership Base

Total Share and Deposit Accounts stand at 136,954, showcasing a strong and growing member base that trusts us with their finances. This community spirit fuels our mission to provide excellent service tailored to your needs. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Aloha Pacific is your trusted partner. Visit us at 832 S Hotel St Honolulu Hi 96813 or call (808) 531-3711 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $695,028 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 166 full-time employees and 4 part-time employees ready to assist you with knowledgeable service every day.

Robust Financial Position

With a net worth of $130,566,952, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,011 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Secure Savings Opportunities

Members' savings are secured through $291,314,268 in share certificates and $68,403,700 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $39,882,247 in used vehicle loans and $59,791,176 in new vehicle loans already helping members get on the road. We offer flexible financing options that make it easier for you to drive away with a vehicle you love.

Business Loans

For business owners, our outstanding commercial loans totaling $92,405,924 provide the capital needed to grow and expand. We understand the challenges of running a business and are here to support you with tailored financial solutions. At Aloha Pacific, we are dedicated to helping our members secure the funding they need for all aspects of life. If you're interested in any of our loan products or would like to learn more about refinancing options available to you, please reach out at (808) 531-3711 or visit us at 832 S Hotel St Honolulu Hi 96813, Honolulu, HI. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $167,526,823, make buying or refinancing simple. We can guide you through the mortgage process and help you find terms that fit your budget. Plus, if you're considering refinancing an existing loan, we provide various eligibility options designed to help you save even more.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $8,764,405 in loans helping members manage their finances effectively. These cards come with rewards and benefits that can enhance your everyday spending while keeping your budget in check.

Loan Aggregator

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Aloha Pacific