Aloha Pacific Credit Union Aiea HI | Affordable Auto Loans & Mobile Banking

Introduction

Welcome to Aloha Pacific, your trusted financial partner located in the heart of Aiea at Waimalu Shopping Plaza. Since our establishment in 1936, we have been dedicated to serving our members with a variety of banking services designed to meet your personal and business needs. With a strong commitment to our community, we proudly support over 67,000 members while managing total assets of $1,290,651,435. At Aloha Pacific, we believe that financial success is built on trust and reliability. Our experienced team, led by CEO Vince Otsuka and Board President Gary Iwai, is here to guide you every step of the way. Whether you're looking for auto loans, mortgages, or personal banking solutions, we have options tailored just for you. We currently offer around 18,774 loans and leases, ensuring that you have access to the funds you need when you need them. While members can visit us at our branch in Aiea, official correspondence should be sent to the same location: Waimalu Shopping Plaza, Aiea, HI 96701. Additionally, we are equipped with modern conveniences such as online and mobile banking services for your ease. Our commitment goes beyond numbers; we aim to foster a sense of community among our members. With total deposits reaching $100,319,680 and a net worth of $130,566,952, Aloha Pacific is not just a credit union it's a cornerstone of financial stability for families and businesses alike. Feel free to reach out at 808-539-3711 or explore our services at Aloha Pacific. We're excited to assist you on your financial journey!

Branch History & Mission

At Aloha Pacific, our journey began in 1936, when we opened our doors in the heart of Aiea, HI. Since then, we have proudly served our community from our location at Waimalu Shopping Plaza, Aiea, HI 96701. Over the decades, we've grown significantly, currently boasting a total membership of 67,866 and total assets of $1,290,651,435. This growth reflects not just our success as a credit union but also our unwavering commitment to supporting the financial well-being of our members. Our mission is simple yet profound: to provide accessible and affordable financial services while fostering a sense of community. We believe that everyone deserves the opportunity to thrive financially and create a better future for themselves and their families. Whether it's offering personal banking services such as checking and savings accounts or providing loans for cars and homes, our goal is to empower our members with the tools they need to achieve their dreams. In addition to traditional banking services, Aloha Pacific embraces modern technology. We offer online banking, mobile payments, and electronic signatures to ensure that accessing your finances is convenient and secure. Our commitment to accessibility extends beyond technology; we are proud to be ADA compliant and provide shared service center options for added convenience. As part of our dedication to community support, we actively engage in outreach efforts and partnerships that benefit local organizations and initiatives. We understand that strengthening our community goes hand-in-hand with helping individuals manage their finances effectively. While members can visit us at Waimalu Shopping Plaza for their banking needs during our lobby hours (9 AM - 5 PM Monday through Friday and 9 AM - 2 PM Saturday), official correspondence should be sent to our mailing address: Waimalu Shopping Plaza, Aiea, HI 96701. Join us at Aloha Pacific and experience firsthand how we can help you achieve your financial goals while being part of a supportive community. Reach out today at 808-539-3711 or explore more about our services on our website. Together, let's build a brighter financial future!

Branch Location & Accessibility

Call Us Today!

If you have questions or would like more information about our services, don't hesitate to reach out! You can contact us at (808) 539-3711. We invite you to come visit us at Waimalu Shopping Plaza your financial journey starts here at Aloha Pacific!

Convenient Location

Nestled at Waimalu Shopping Plaza, our branch is easily accessible and close to popular local spots like Pearlridge Center and various eateries. If you're looking to grab a bite or do some shopping, you'll find us right at home in this bustling area. Parking is ample and easy to navigate, ensuring that you can get in and out without hassle. Our facility is fully ADA compliant, featuring ramps and accessible entrances to accommodate all visitors.

Operating Hours

We know that life can get busy, so we've structured our hours to be flexible for your convenience. Visit us Monday through Friday from 9 AM to 5 PM, or stop by on Saturday from 9 AM to 2 PM for your banking needs. Our friendly staff is here during these hours ready to assist you with any questions or services you may require.

Services Offered

At Aloha Pacific, we're more than just a credit union; we're your partner in financial success. From personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. We also offer business banking services, online and mobile banking options, and shared services for partner credit union members. Need cash quickly? Our ATM is available on-site for your convenience.

Member Eligibility

Becoming a member of Aloha Pacific is like joining a caring community that truly values your financial well-being. If you live, work, or go to school in the areas we serve, you're already on your way to enjoying the benefits of membership! At Aloha Pacific, we welcome individuals from various backgrounds and experiences, making it easy for everyone to join our supportive family. You can learn more about the specific eligibility criteria by visiting our website at https://www.alohapacific.com/membership. The process is straightforward, and we're here to help every step of the way. Once you know you're eligible, opening an account is simple! Just visit us at our location in Waimalu Shopping Plaza Aiea Hi 96701, or check out our account opening details online at https://www.alohapacific.com/apply-for-a-loan/. If you have any questions or need assistance, feel free to reach out to us at (808) 539-3711. We're excited to have you as part of our community!

Business Banking & Commercial Services

Commercial Loans for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $64 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $69 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $92,405,924, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Simple

Imagine being able to accept payments easily from your customers whether they're using credit cards, mobile wallets, or online platforms. Our merchant services make this possible, providing your business with the tools it needs to thrive in today's market. Whether you're a small retail store or a growing service provider in Aiea, HI, our solutions are designed to fit your unique needs. Visit us at Waimalu Shopping Plaza Aiea Hi 96701 or call us at (808) 539-3711 to learn how we can help you take your business to the next level!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash in a pinch? Our ATM services are readily available for withdrawals and balance checks without leaving Aiea. Plus, as part of shared branch transactions, members can enjoy access to basic banking services at partner credit unions across the country. At Aloha Pacific, we're committed to helping you achieve your financial goals with a full suite of services designed just for you. For more information or to explore how we can assist you further, please call us at (808) 539-3711 or visit us online at Waimalu. Join us today and experience banking made easy!

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our Auto Loans & Vehicle Financing services make it easy for you to hit the road with confidence. We provide competitive rates and flexible terms so you can choose the financing option that best suits your budget. Whether you're buying new or used, our friendly staff will guide you through the loan process, ensuring you get behind the wheel without any hassle.

Business Banking Services

For business owners, we offer comprehensive Business Banking solutions including merchant services and business loans. At Aloha Pacific, we know how important it is for businesses to have access to financial tools that help them thrive. Let us partner with you in achieving your business goals.

Convenient Online & Mobile Banking

With today's fast-paced lifestyle, convenience is key. That's why we emphasize our Online & Mobile Banking capabilities that allow members to access their accounts anytime, anywhere. Perform basic transactions like deposits and withdrawals from the comfort of your home or while on-the-go using our secure mobile app.

Credit Cards with Rewards

Make everyday spending rewarding with our Credit Cards with Rewards program. Enjoy cash back or points for purchases whether it's groceries or travel and watch as those rewards add up! With no hidden fees and transparent terms, managing your credit has never been easier.

Mortgage Loans & Refinancing

Homeownership is a dream for many, and at Aloha Pacific, we are here to help make that dream a reality with our Mortgage Loans & Refinancing options. From first-time homebuyers to seasoned homeowners looking to refinance, we offer personalized mortgage solutions that cater to your specific needs. Our expert team will walk you through each step, making sure you feel informed and confident throughout the process.

Personal Banking Solutions

We understand that managing your personal finances can sometimes be overwhelming. That's why we offer Personal Banking options that include checking and savings accounts tailored to fit your lifestyle. Imagine easily tracking your spending or saving for a special occasion all accessible through our convenient online and mobile banking platforms. With features like e-statements and mobile payments, you can manage your finances on-the-go, making banking simpler than ever.

Personal Loans & Debt Consolidation

Sometimes life throws unexpected expenses your way. For those moments, our Personal Loans & Debt Consolidation options are designed to give you financial relief when you need it most. Whether it's funding a personal project or consolidating existing debts into one manageable payment, we're here to listen and provide solutions tailored just for you.

Digital & Online Banking

Key Features

Our online banking service operates 24/7, giving you the freedom to manage your finances on your own schedule. Whether you need to check your balance, pay bills, or transfer funds, you can do it all with just a few clicks. For those who prefer mobile banking, our mobile application is available for download, allowing you to take your banking needs on the go. Security is paramount at Aloha Pacific. We utilize electronic signature authorization for secure transactions, ensuring that your personal information is always protected. Plus, with e-statements available, you can keep track of your finances while helping the environment by going paperless. Sending money to friends or family has never been easier with our person-to-person transfer feature. Just a few taps on your smartphone and the funds are on their way! Additionally, if you're a fan of mobile payments, you'll be pleased to know we support this feature as well making it simple to pay for purchases without fumbling for cash or cards. In short, our digital banking services provide an accessible and user-friendly experience that puts you in control of your finances. Whether you're checking your account balance from the comfort of home or making a quick payment while out and about, Aloha Pacific is here to support you every step of the way.

Financial Strength

At Aloha Pacific, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With our commitment to providing reliable services, you can trust that your money is in safe hands. With a net worth of $130,566,952, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.11% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $291,314,268 in share certificates and $68,403,700 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $118,890,175 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant; with $2225 in used auto loans and $771,536,321 in total loans and leases available to support your financial goals across various sectors. Our impressive net income of $695,028 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 166 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $0. Total Share Accounts: 136,954, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Aloha Pacific is your trusted partner. Visit us at Waimalu Shopping Plaza Aiea Hi 96701 or call 808-539-3711 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $39,882,247 in used vehicle loans and $59,791,176 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that make financing your dream vehicle easier than ever.

Business Loans

For business owners, our outstanding commercial loans totaling $92,405,924 provide the capital needed to grow and expand your business. Whether you are starting a new venture or looking to enhance your existing operations, we are here to support your entrepreneurial journey.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $167,526,823, make buying or refinancing simple. We know that purchasing a home is one of the biggest decisions you will ever make. That's why our team is here to help guide you through every step of the process.

Refinancing Options

If you're considering refinancing any of your current loans or credit lines, we can help you explore eligibility options that fit your financial situation. Our dedicated team is ready to assist you in finding the best solutions available. For more information about our loan offerings or to get started today, feel free to visit us at our branch located at Waimalu Shopping Plaza Aiea Hi 96701 or give us a call at 808-539-3711. You can also check out our website at Aloha Pacific for further details. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $8,764,405 in loans helping members manage their finances effectively. These credit cards come with rewards and can be an excellent way to cover unexpected expenses or consolidate debt without the need for collateral.

Loan Aggregator

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Aloha Pacific