Allvac Savings And Credit Union Monroe NC | Affordable Auto Loans & Personal Banking

Introduction

Welcome to Allvac Savings And, your trusted partner in financial wellness, located at 2020 Ashcraft Ave, Monroe, NC 28110. Since our establishment in 1964, we've dedicated ourselves to serving our community with integrity and commitment. With a total membership of 1,364 individuals and assets reaching $8,368,990, we are proud to offer a range of financial services tailored to meet your needs. At Allvac Savings And, we understand that every member's journey is unique. That's why we provide personalized solutions, from auto loans and mortgage financing to credit cards with rewards. Our leadership team, guided by CEO Joy Page and Board President Ronald Howie, emphasizes a member-first approach in everything we do. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address: PO BOX 5030, MONROE, NC 28111. Our commitment extends beyond just numbers; with total deposits of $1,205,319 and cash readily available at $70,458, we ensure that your funds are secure and accessible when you need them. We have also provided over 737 loans and leases to support our members in achieving their financial goals. We invite you to explore what Allvac Savings And has to offer. Whether you're looking for personal banking options or business services, our friendly staff is here to assist you from Monday through Friday from 8:00 a.m. until 4:30 p.m. Feel free to reach out to us at 704-291-7112 or visit our website at allvaccu.com for more information. Your financial future starts here!

Branch History & Mission

Welcome to Allvac Savings And in Monroe, NC a place where community and banking come together. Since opening our doors in 1964, we have been dedicated to serving our members and fostering a spirit of collaboration. Over the years, we've grown significantly, now proudly supporting a vibrant membership of 1,364 individuals and families. Located at 2020 Ashcraft Ave, our branch is easily accessible for all residents of Monroe. We invite you to visit us during our operating hours, from Monday to Friday, 8:00 a.m. until 4:30 p.m. If you need to send official correspondence, please use our mailing address: PO BOX 5030, Monroe, NC 28111. At Allvac Savings And, our mission is clear: we aim to provide exceptional financial services while actively contributing to the well-being of our community. We believe that strong communities foster strong individuals, and we strive to support local initiatives that align with this belief. Whether it's through personal banking options like checking and savings accounts or loans for vehicles and homes, we are here to help you achieve your financial goals. We take pride in offering convenient services such as drive-thru banking for quick transactions and have made strides towards digital advancements with online banking capabilities. Our commitment extends beyond just financial products; we focus on creating a welcoming environment that meets the needs of all members. As part of our dedication to accessibility, we ensure compliance with ADA standards so that everyone can enjoy our services without barriers. Our team is always ready to assist you with personalized service because at Allvac Savings And, you're not just a member; you're part of our family. Looking back at nearly six decades of service is truly inspiring. We've weathered economic changes and embraced innovations while staying true to our core values. With total assets reaching $8,368,990, we're well-positioned to continue serving Monroe and the surrounding areas. Join us today! Experience the difference that community-focused banking can make in your life. Visit us at Allvac Savings And or reach out by phone at 704-291-7112 to learn more about how we can support your financial journey. Let's grow together!

Branch Location & Accessibility

Comprehensive Services

At Allvac Savings And, we offer a wide range of services tailored to meet your needs from personal checking and savings accounts to auto loans and mortgage refinancing. Our staff is knowledgeable and eager to help you navigate your financial journey. If you have any questions or need assistance, don't hesitate to call us at 704-291-7112. We look forward to welcoming you into our branch soon! Come discover how we can support your financial goals right here in Monroe.

Convenient Access and Parking

Our branch features accessible parking and is designed with ADA compliance in mind, ensuring everyone can visit us without hassle. If you're on the go, take advantage of our drive-thru banking services. It's perfect for quick deposits or withdrawals without leaving your car!

Friendly Operating Hours

We understand that life can get busy. That's why we are open Monday through Friday from 8:00 a.m. until 4:30 p.m., offering ample time for you to stop by after work or during lunch breaks.

Member Eligibility

Welcome to the Allvac Savings And family! Joining our credit union is like stepping into a community that truly cares about your financial well-being. If you're wondering whether you can become a member, eligibility is quite simple. We welcome individuals who live, work, or worship in our local area, making it easy for you to connect and thrive with us. You can find all the specific details about membership requirements at this link, ensuring you have the most accurate and up-to-date information. Becoming a member at Allvac Savings And not only opens doors to various financial products but also gives you access to personalized services designed with your needs in mind. Whether you're looking for checking and savings accounts, auto loans, or even mortgage options, we're here to support you every step of the way. The process to open an account is straightforward and welcoming simply reach out to us at (704) 291-7112 or visit our website for more information on how to get started. We can't wait to welcome you into our community at 2020 Ashcraft Ave Monroe Nc 28110!

Business Banking & Commercial Services

Commercial Loans That Drive Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Seamless Transactions

In addition to loans, we offer merchant services that help streamline your payment processes. Imagine easily accepting credit card payments while tracking sales effortlessly. This not only enhances customer satisfaction but also saves you time, allowing you to focus on what matters most growing your business. Located at 2020 Ashcraft Ave Monroe Nc 28110 in Monroe, NC, we invite you to explore how our tailored banking solutions can make a difference for your business. For more information, call us at (704) 291-7112 or visit our website at https://allvaccu.com/.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Need a new car? We offer competitive auto loans and vehicle financing options designed to fit your budget. Imagine cruising down the road in your dream car with manageable payments that won't break the bank. Our team is here to guide you through every step of the loan process, ensuring you find the best terms possible.

Business Banking Services

If you're running a business, our business banking solutions are tailored to support entrepreneurs like you. From merchant services that make transactions easier to business loans that can help fuel growth, we're here to help you succeed.

Convenient Access Points

In addition to our comprehensive service offerings, we ensure that accessing your funds is easy with basic drive-thru banking available for deposits and withdrawals. While we currently do not have ATM services at this branch location, our online and mobile banking features allow you to manage your money efficiently from anywhere. At Allvac Savings And, we believe in making banking simple and accessible for all members of the community. Explore how we can assist you by visiting us at 2020 Ashcraft Ave Monroe Nc 28110 or give us a call at (704) 291-7112. Join us today at Ati Branch where your financial wellness is our priority!

Credit Cards with Rewards

For those who enjoy earning while spending, we offer credit cards with rewards that can benefit your everyday purchases. Whether it's cash back on groceries or travel rewards for your next vacation, our credit card options are designed with your lifestyle in mind.

Mortgage Loans & Refinancing

Buying a home is one of the biggest decisions you'll ever make, and we're here to help you with mortgage loans and refinancing solutions that suit your lifestyle. Whether you're a first-time homebuyer or looking to refinance an existing mortgage for better rates, we're committed to finding the right solution for you.

Personal Banking Solutions

Whether you're looking to open a checking or savings account, our personal banking services offer something for everyone. We understand that managing finances can be overwhelming, which is why we provide straightforward options to help you save and spend wisely. With our easy-to-use online and mobile banking platforms, you can access your accounts anytime and anywhere, making it simple to keep track of your finances.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, and when it does, having access to personal loans can be a lifesaver. If you're juggling multiple debts, our debt consolidation options might be just what you need to simplify your payments into one manageable monthly bill.

Digital & Online Banking

Key Features

Our online banking service allows you to manage your account in real time, giving you the power to check balances, view transactions, and pay bills with just a few clicks. You can also enjoy the benefits of e-statements, which means you can go paperless while keeping track of your financial history securely and conveniently. If you're looking for flexibility in making payments or transferring money, our person-to-person transfer feature makes it simple. Send money to friends or family quickly without needing cash or checks. Plus, with our mobile application available for download, you can carry all these functionalities right in your pocket.

Security and Accessibility

Security is a top priority at Allvac Savings And. We utilize electronic signature authorization to ensure that your transactions are safe and secure. This means you can sign important documents digitally, saving time without sacrificing security. Our online banking services are user-friendly and designed with you in mind. Whether you're tech-savvy or new to digital banking, you'll find navigating your accounts straightforward and intuitive. With features like mobile payments not currently offered but always under consideration, we're dedicated to continuously improving your experience. In a fast-paced world, having access to your finances whenever you need it is crucial. Our commitment to providing reliable digital banking solutions ensures that managing your money is as easy as it should be. Explore everything we offer by visiting us at https://allvaccu.com/ today!

Financial Strength

Commitment to Growth

With $1,344,456 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We have $185 in used auto loans and $5,186,406 in total loans and leases, supporting our members' financial goals across various sectors.

Growing Membership Base

Total Share Accounts: 2,268, showing a strong and growing member base that trusts us with their finances. This trust is built on our commitment to transparency and reliability. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Allvac Savings And is your trusted partner. Visit us at 2020 Ashcraft Ave Monroe Nc 28110 or call (704) 291-7112 to learn more about how we can help you achieve your financial goals.

Member Savings and Investments

Members' savings are secured through $760,451 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $93,070 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 3 full-time employees who are dedicated to serving you with knowledge and commitment.

Our Financial Health

With a net worth of $1,437,526, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,718 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $3,202,209 in used vehicle loans and $1,107,634 in new vehicle loans already helping members get on the road. Whether you're interested in a brand-new model or a reliable used vehicle, our competitive rates make it easier for you to finance your next ride.

Credit Lines and Personal Loans

For those looking for flexibility in their finances, we offer credit lines totaling $400,000. This option allows you to access funds when you need them most without the pressure of fixed monthly payments. If you're looking for personal financing solutions, feel free to ask about our unsecured credit card loans as well.

Mortgage Loans

Thinking about homeownership? Our mortgage options simplify the process of buying or refinancing a home. While we currently do not have Junior Lien 1-4 Family Residential Properties loans available, we're dedicated to guiding you through your home financing needs and can assist you in understanding various eligibility options.

Performance Insights

Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We are committed to transparency and ensuring that our members have access to the information they need. If you're considering refinancing or want to learn more about eligibility options for any of these products, please reach out to us. Our team is here to help guide you through every step of the process. For more information or assistance with your loan inquiries, don't hesitate to contact us at 704-291-7112 or visit us at 2020 Ashcraft Ave Monroe Nc 28110. Let's work together toward achieving your financial goals!

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