Alltrust Credit Union New Bedford MA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Alltrust, your trusted financial partner in the heart of New Bedford! Located at 2926 Acushnet Ave, New Bedford, MA 02745, our branch has been serving the community since 1922. With a commitment to providing personalized service and a wide range of financial products, we have proudly built a membership base of over 12,757 individuals who trust us for their banking needs. At Alltrust, we believe in making banking accessible and straightforward. Our total assets now stand at an impressive $311,555,853, reflecting our growth and stability. We understand that life can sometimes present financial challenges; that's why we offer a variety of loans totaling 2,880 to help you navigate those ups and downs. Whether you're looking to purchase your first car or consolidate debt, our dedicated team is here to assist you every step of the way. We currently hold total deposits of $25,978,007, which allows us to extend competitive rates on loans and savings accounts alike. Our leadership team, led by CEO Carmen Sylvester and Board President Mark Sylvia, is passionate about fostering a community-focused environment where members feel valued. With a staff of 42 employees, we're always ready to provide you with the assistance you need. While members can visit us at our branch for day-to-day banking services including checking and savings accounts, auto loans, and mortgage refinancing official correspondence should be sent to our mailing address: 123 Alden Rd, Fairhaven, MA 2719. Join us today at Alltrust to experience what it means to be part of a credit union that truly cares about its members. Call us at 508-994-9971 or visit our website at www.alltrustcu.org to learn more about how we can support your financial journey!

Branch History & Mission

Welcome to Alltrust, a beacon of financial support in New Bedford, MA. Established in 1922, our branch has been serving the community for over a century, growing alongside our members and adapting to their changing needs. With a rich history rooted in service and commitment, we have become a trusted partner for more than 12,700 members who rely on us for their financial needs. Our branch is located at 2926 Acushnet Ave, New Bedford, MA 02745, conveniently near local landmarks that make it easy to find. Whether you're here to open a new account or take advantage of our drive-thru services, we strive to create an inviting atmosphere where everyone feels welcome. For any official correspondence, please direct it to our mailing address: 123 Alden Rd, Fairhaven, MA 2719. At Alltrust, our mission is clear: we aim to empower our members with the tools and resources they need to achieve their financial goals while fostering strong community ties. We offer a range of personal banking services including checking and savings accounts, auto loans, mortgage options, and business banking solutions. Our commitment extends beyond just transactions; we actively engage in community outreach programs that uplift and support local initiatives. Over the years, we've made significant strides in embracing technology. Today, we provide online and mobile banking options that make managing your finances easier than ever. Our services include person-to-person payments and e-statements for added convenience. Plus, with ADA compliance in mind, we ensure that all members can access our services comfortably. As we look back on our journey since opening our doors in 1922, it's clear that growth doesn't just come from numbers it comes from meaningful relationships with our members and the community. With total assets of over $311 million and a dedicated team of 42 employees working hard every day, we are positioned not just as a financial institution but as a vital part of New Bedford's fabric. Join us at Alltrust today! Experience firsthand how being part of a credit union can benefit you financially while also making a difference in our community. Call us at 508-994-9971 or visit us during our lobby hours: Monday through Wednesday from 9 AM to 4 PM; Thursday and Friday from 9 AM to 6 PM; and Saturday from 9 AM to 12 PM. We look forward to welcoming you into the Alltrust family!

Branch Location & Accessibility

A Convenient Spot

Situated near local landmarks like Brooklawn Park and just a short drive from downtown New Bedford, our branch is easy to find. Ample parking is available right outside, ensuring that your visit is as hassle-free as possible. Plus, we've made sure our facilities are fully accessible for all members of the community, including those who may need ADA-compliant features.

Services Just for You

When you visit our New Bedford branch, you'll find a full range of services designed to meet your needs. From checking and savings accounts to auto loans and mortgages, we're here to help you achieve your financial goals. If you're on the go, take advantage of our ATM services and drive-thru banking options for quick deposits and withdrawals without leaving your car. If you have any questions or want to learn more about what we offer, feel free to give us a call at 508-994-9971. We look forward to welcoming you into our branch soon! While members can visit us at 2926 Acushnet Ave, official correspondence should be sent to our mailing address at 123 Alden Rd, Fairhaven, MA. Come see why so many people in New Bedford trust Alltrust with their banking needs!

Visit Us During Our Friendly Hours

At Alltrust, we understand that life can get busy. That's why we offer flexible operating hours to fit your schedule! Our lobby is open Monday through Wednesday from 9 AM to 4 PM, Thursday and Friday from 9 AM to 6 PM, and on Saturday from 9 AM to 12 PM. Whether you need to handle transactions during the week or drop by on a Saturday morning, we've got you covered.

Member Eligibility

Becoming a member of Alltrust is like stepping into a warm community where your financial well-being is our priority. At our branch located at 2926 Acushnet Ave New Bedford Ma 02745, we're excited to welcome individuals who share our commitment to mutual support and growth. To qualify for membership, you simply need to meet certain criteria, such as living or working in the local area, or being part of specific organizations we partner with. This inclusive approach ensures that everyone has a chance to benefit from the personalized services we offer. Once you're ready to join, opening an account is easy! Just visit our website for more information on how to get started at https://online.alltrustcu.org/apply. If you have any questions along the way, don't hesitate to reach out to us at (508) 994-9971 we're here to help! For detailed eligibility criteria and updates, feel free to check out this resource. Joining Alltrust means more than just banking; it means becoming part of a family that cares about your financial journey.

Business Banking & Commercial Services

Business Loan Options

Imagine having the financial backing to expand your operations or invest in new equipment. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $49 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $38 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $20,972,913, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

In addition to loans, we provide merchant services that simplify payment processing. Imagine your customers making purchases effortlessly while you focus on running your business. Our services ensure that transactions are smooth and secure, giving you peace of mind. Visit us at 2926 Acushnet Ave New Bedford Ma 02745 in New Bedford, MA to learn more about how our business banking and commercial services can help you achieve your goals. Call us at (508) 994-9971 to speak with one of our friendly representatives today!

Comprehensive List Of Services

Convenience at Your Fingertips

Accessing cash has never been easier thanks to our ATM and cash withdrawal services, available for quick access whenever you need it. If you're on the go, our basic drive-thru banking allows for easy deposits and withdrawals without leaving your car perfect for those busy days when time is tight. We also pride ourselves on providing top-notch service through digital channels. Our mobile payments feature lets you pay bills and make purchases effortlessly using just your phone.

Get Started Today!

At Alltrust, we are here to serve you with warmth and dedication. With a knowledgeable staff ready to assist you at every turn, we're committed to making your banking experience enjoyable and stress-free. Ready to take the next step? Give us a call at (508) 994-9971 or visit us online at our website for more information about how we can support your financial journey!

Loans Tailored for Your Needs

If life throws unexpected expenses your way, don't worry! Our personal loans and debt consolidation options provide flexible solutions to help you regain control of your finances. We also understand the importance of rewarding loyal members; that's why we offer credit cards with rewards that can enhance your everyday purchases. For those who run their own businesses or are looking to start one, our business banking services include everything from merchant services to business loans tailored to support growth. We want to see your entrepreneurial dreams come true!

Personal Banking Solutions

Starting with personal banking, we offer a variety of checking and savings accounts that can help you manage your money effectively. Imagine being able to track your spending and savings all in one place through our convenient online and mobile banking services. You can view your account balances, transfer funds, and even set up alerts right from your smartphone. When it comes to financing, our auto loans and vehicle financing options make purchasing a new car easy and affordable. With competitive rates, you can feel confident knowing you're making a smart investment. Plus, if you're dreaming of owning a home, our mortgage loans and refinancing services are here to guide you through the process smoothly.

Digital & Online Banking

Key Services

With our online banking platform, available at https://www.alltrustcu.org/, you can take control of your finances 24/7. Check your balance, transfer funds, and manage your accounts with just a few clicks. If you prefer using your smartphone, our user-friendly mobile application allows you to do all this and more right from the palm of your hand. We know how important it is to stay connected with friends and family, which is why we offer person-to-person transfers. You can send money quickly and safely without needing cash or checks. Plus, if you're looking to simplify your paperwork, our electronic signature authorization makes signing documents easier than ever. For those who prefer going paperless, e-statements are available at Yes. This feature not only helps you keep track of your financial activities but also reduces clutter in your mailbox.

Security and Accessibility

At Alltrust, security is our top priority. Our digital banking services include robust security features to protect your personal information while ensuring that accessing your account is simple and straightforward. Whether you're using our website or mobile app, rest assured that your data is safe. Our commitment to accessibility means you can manage your finances anytime, anywhere whether you're at home or out running errands. With features like mobile payments available through Yes, making purchases has never been easier. In summary, whether you choose online banking via our website or the convenience of our mobile application, you'll find that managing your finances with Alltrust is not only secure but also incredibly user-friendly. Explore these services today and experience financial management at its best!

Financial Strength

Commitment to Growth

With $28,164,067 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is reflected in the $151 in used auto loans and $258,346,692 in total loans and leases, supporting your financial goals across various sectors.

Growing Membership Base

Total Share and Deposit Accounts stand at 26,483, showing a strong and growing member base that trusts us with their finances. This trust fuels our dedication to providing you with the best possible service. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Alltrust is your trusted partner. Visit us at 2926 Acushnet Ave New Bedford Ma 02745 or call (508) 994-9971 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our commitment to efficiency is evident with a net income of $-$199,093, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 38 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $91,206,899 in share certificates and $7,517,107 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,622,886, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Net Worth

With a net worth of $30,013,118, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.63% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,171,568 in new vehicle loans and $1,715,868 in used vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure that your car buying experience is as smooth as possible.

Commercial Loans

For business owners, our outstanding commercial loans totaling $20,972,913 provide the capital needed to grow and expand your business. We understand the unique challenges faced by entrepreneurs and are committed to helping you succeed. At Alltrust, we believe in making financing accessible and straightforward. If you're interested in refinancing options or want to learn more about eligibility requirements for any of our loan products, feel free to reach out. You can contact us at 508-994-9971 for personalized assistance. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We are dedicated to providing transparent information so you can make informed decisions about your finances. Explore how Alltrust can assist you with your lending needs today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $23,418,406, make buying or refinancing simple. We aim to help you find the right mortgage solution that fits your budget and lifestyle.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans; however, currently, we have no outstanding unsecured credit card loans. This means we can provide tailored solutions based on your needs when they arise.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This adherence to regulation guarantees fair and transparent offers. The data is regularly updated, reflecting the latest rates available in the market (Source: https://www.ncua.gov).

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions, ensuring transparency and reliability. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions its goal is to provide unbiased results that truly reflect the best options available. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates across multiple institutions, empowering them to make informed decisions about their borrowing needs. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

ALLTRUST CREDIT UNION - New Bedford, MA

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