Alltrust Credit Union Fall River MA | Best Auto Loans & Checking

Introduction

Welcome to Alltrust, your trusted financial partner in the heart of Fall River, Massachusetts. Located at 1101 Stafford Rd, Fall River, MA 02721, we have been serving our community since 1922 with a commitment to fostering financial well-being for all our members. With over 12,757 members and total assets of $311,555,853, we pride ourselves on creating meaningful relationships and delivering valuable services tailored to meet your needs. At Alltrust, we understand that managing finances can sometimes feel overwhelming. That's why our dedicated team of 42 employees, led by CEO Carmen Sylvester and Board President Mark Sylvia, is here to help you navigate your financial journey. We offer a range of services including personal banking, auto loans, mortgage options, and business financing to empower you to achieve your goals. For your convenience, while members can visit us at our branch address, official correspondence should be sent to 123 Alden Rd, Fairhaven, MA 2719. We invite you to take advantage of our modern banking facilities such as online banking and mobile payments which ensure you can manage your finances on the go. With total deposits amounting to $25,978,007 and a net worth of $30,013,118, Alltrust stands strong in our commitment to providing secure and reliable financial services. Whether you're looking for a new loan or seeking advice on savings options, we're here for you every step of the way. Ready to experience the difference? Visit us today or call us at 508-994-9971! Let's work together towards a brighter financial future.

Branch History & Mission

Welcome to Alltrust, a credit union deeply rooted in the community of Fall River, MA. Established in 1922, our branch has grown alongside our members, celebrating nearly a century of providing financial services with a personal touch. Located at 1101 Stafford Rd, just a stone's throw from the picturesque Fall River waterfront, we are proud to serve a vibrant community that continues to thrive. Since our inception, Alltrust has focused on empowering individuals and families through accessible banking solutions. Over the years, we have expanded our services to include personal checking and savings accounts, auto loans, mortgage financing, and business banking options. Today, we proudly serve over 12,700 members with total assets exceeding $311 million. Our commitment to our members is unwavering; we aim to help you achieve your financial goals while fostering a sense of belonging and support within our community. Our mission at Alltrust is straightforward: to provide exceptional financial services while supporting the growth and well-being of our community. We believe that when our members succeed, we all succeed. This philosophy guides everything we do from offering competitive loan rates to ensuring that our digital banking services are user-friendly and secure. We understand the importance of adapting to modern needs; hence we offer online banking, mobile payments, and an electronic signature option for your convenience. While members can visit us at 1101 Stafford Rd for all their banking needs, official correspondence should be sent to our mailing address at 123 Alden Rd, Fairhaven, MA 2719. Our branch features drive-thru banking for quick transactions and an ATM for easy access to your funds anytime. Community involvement is at the heart of Alltrust's operations. We actively seek partnerships with local organizations to enhance community outreach efforts. Whether it's sponsoring local events or participating in charity drives, we believe in giving back to those who have supported us throughout the years. We invite you to experience the difference at Alltrust. Join us today and discover how our member-focused approach can make a positive impact on your financial journey. For more information or to open an account, please visit our website or call us at (508) 994-9971. Together, let's build a brighter future!

Branch Location & Accessibility

Accessibility and Features

At Alltrust, we prioritize accessibility for all our members. Our branch is ADA compliant, featuring ramps and designated parking spots to ensure everyone can visit us comfortably. We also offer a drive-thru service, making it simple for you to handle transactions without leaving your vehicle. Whether you're making deposits or withdrawals, our drive-thru is designed for your convenience.

Nearby Landmarks

Our branch is situated in a vibrant part of Fall River, making it easy to combine your banking errands with other activities. Whether you're stopping by after visiting local shops or heading home from work, our location is perfect for a quick visit. While members can visit us at 1101 Stafford Rd for all their banking needs, please note that any official correspondence should be sent to our mailing address: 123 Alden Rd, Fairhaven, MA 2719.

Operating Hours

We know that life can get busy, so we strive to be available when you need us. Our lobby hours are Monday through Wednesday from 9 AM to 4 PM, and on Thursday and Friday, we stay open until 6 PM. For those quick transactions over the weekend, our drive-thru operates on Saturday from 9 AM to 12 PM. Feel free to stop by during these hours or give us a call at 508-994-9971 if you have any questions!

Services Offered

At Alltrust Fall River Branch, we provide a wide range of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered! You can also take advantage of our online and mobile banking features for added convenience. We invite you to come see us at the Alltrust Fall River Branch today! Experience friendly service in a welcoming environment where your financial goals are our top priority.

Member Eligibility

Welcome to Alltrust, where becoming a member means joining a community that truly cares about your financial well-being! If you live, work, or go to school in the Fall River area, you may already be eligible for membership. We believe in inclusivity, so even if you don't meet those criteria but have family members who are part of our credit union, you can still join us! Being part of Alltrust opens up a world of benefits from competitive rates on loans and savings accounts to personalized service that makes banking feel like a breeze. To learn more about the specific eligibility requirements. When you're ready to take the next step and open your account, visit us online at https://online.alltrustcu.org/apply, or simply give us a call at (508) 994-9971. We're excited to welcome you to Alltrust, located at 1101 Stafford Rd Fall River Ma 02721, where your financial goals become our mission!

Business Banking & Commercial Services

Business Loans Tailored for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $49 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $38 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $20,972,913, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Smooth Transactions

In today's fast-paced world, efficient payment processing is crucial. Our merchant services simplify transactions, allowing you to focus on what you do best running your business. Imagine having the ability to accept payments easily, whether online or in-person, helping you serve customers better and enhance their experience. Visit us at 1101 Stafford Rd Fall River Ma 02721 or call us at (508) 994-9971 to discover how our business banking solutions can help your enterprise thrive!

Comprehensive List Of Services

Accessibility

For those who prefer in-person transactions, we have an accessible ATM available at our branch alongside basic drive-thru banking services for deposits, withdrawals, and simple transactions. Our goal is to make banking as easy as possible for everyone. At Alltrust, we're committed to providing exceptional service with a personal touch. If you're ready to explore how we can assist you further or want to open an account today, feel free to reach out at (508) 994-9971 or visit us at our location in Fall River, MA. Your financial journey begins here!

Business Banking

If you're a business owner, Alltrust has robust solutions tailored just for you. From merchant services that streamline transactions to business loans designed to help you grow, we're here to support local businesses in achieving their goals.

Credit Cards & Rewards

Don't forget about our competitive credit cards with rewards! They're perfect for everyday purchases and come with benefits that give back to you. Imagine earning points every time you shop what's not to love?

Digital Convenience

In today's fast-paced world, convenience matters. That's why we offer comprehensive online and mobile banking options. With features like mobile payments and person-to-person transfers, managing your finances has never been easier. You can check balances, pay bills, and transfer money all from the comfort of your home or on-the-go.

Personal Banking

One of our core offerings is personal banking. We understand that managing finances can be challenging, which is why we provide flexible checking and savings accounts that fit various lifestyles. Our accounts are designed to help you save more while enjoying easy access to your funds. If you're planning to purchase a new car or refinance an existing loan, our auto loans and vehicle financing options make it simple and straightforward to get behind the wheel without breaking the bank. For those considering home ownership, our mortgage loans and refinancing services can guide you through the process with ease, ensuring you find the right fit for your budget. Additionally, if debt is weighing you down, our personal loans and debt consolidation services offer a lifeline by helping simplify your payments into one manageable monthly amount.

Digital & Online Banking

Convenient Mobile Payments

With mobile payments enabled, you can make purchases directly from your smartphone. Whether you're shopping in-store or online, this feature adds another layer of convenience to your banking experience. At Alltrust, we are committed to providing you with secure and accessible banking solutions that fit your lifestyle. Embrace the future of banking with us today!

Easy Access Anytime, Anywhere

Our 24/7 online banking services allow you to check your account balance, transfer funds, and pay bills from the comfort of your home or on the go. Whether you're using a computer or our mobile application, you can enjoy real-time account management with just a few taps or clicks. Plus, our electronic signature authorization feature makes completing transactions simple and hassle-free.

Go Paperless with E-Statements

Say goodbye to paper clutter! With e-statements available, you can view your account statements online whenever you need them. This not only saves trees but also keeps your financial information secure and easily accessible.

Pay Your Friends Instantly

Need to split a bill? Our person-to-person transfer feature allows you to send money directly to friends and family without any hassle. It's fast, easy, and perfect for those moments when cash isn't an option.

Financial Strength

At Alltrust, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We're proud to share that our financial strength allows us to offer exceptional services and support to our community. With a net worth of $30,013,118, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 963 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $91,206,899 in share certificates and $7,517,107 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,622,886, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $28,164,067 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $258,346,692 in total loans and leases including 151 used auto loans, we support members' financial goals across various sectors. Our operational efficiency shines through with a net income of $0, reflecting our commitment to maintaining low costs while providing quality service. We also take pride in having 38 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total share accounts stand at 26,483, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Alltrust is your trusted partner. Visit us at 1101 Stafford Rd Fall River MA 02721 or call 508-994-9971 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,715,868 in used vehicle loans and $1,163,568 in new vehicle loans already helping members get on the road. Whether you're eyeing that brand-new model or a reliable used option, we have tailored solutions to fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $20,972,913 provide the capital needed to grow and expand your ventures. We understand the unique challenges of running a business and are here to support you with tailored lending solutions. At Alltrust, we're committed to providing you with clear and straightforward loan options that align with your financial situation. If you're interested in refinancing or learning about eligibility requirements for any of our products, please don't hesitate to contact us at (508) 994-9971. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us at our branch located at 1101 Stafford Rd Fall River Ma 02721 in Fall River, MA, or check out our website for more information on how we can help you achieve your financial goals today!

Credit Lines and Personal Finance

For those looking for flexibility, our total credit lines amount to $101,339,984, offering various ways to manage unexpected expenses. Additionally, we provide unsecured credit card loans, with a total of $0 available for our members. These options allow you to handle your finances effectively without the burden of collateral.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $23,418,406, make buying or refinancing simple. We strive to guide you through the process smoothly, ensuring you find a solution that meets your needs.

Loan Aggregator

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ALLTRUST CREDIT UNION - Fall River, MA

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