Alltru Credit Union Wentzville MO | Best Auto Loans & Business Banking

Introduction

Welcome to Alltru, your trusted partner in financial well-being since 1968! Located at 1232 Wentzville Pkwy, Wentzville, MO 63385, we are proud to serve a growing community of 39,868 members. With total assets reaching an impressive $359,490,543 and deposits totaling $1,082,486, we are committed to providing our members with the best financial solutions tailored to their needs. At Alltru, we believe in building strong relationships with our members and empowering them through personalized banking services. Our dedicated team of 120 employees, led by our passionate CEO Michelle Rosner and Board President Gina Hakenewerth, works diligently to ensure that you receive top-notch service every time you visit us or reach out for assistance. While members can visit us at our branch location for all their banking needs, any official correspondence should be sent to the same address listed above. We invite you to explore a variety of services including personal banking options like checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. With a commitment to community impact and member satisfaction, Alltru is here to support you in achieving your financial goals. Whether you're looking for a loan or seeking advice on managing your finances, our knowledgeable staff is ready to help. If you're interested in learning more about what Alltru can offer you or if you're ready to open an account today, don't hesitate to call us at 636-916-8300 or visit our website at Alltru Credit Union. Join us on this journey towards financial success together!

Branch History & Mission

Join Us

We invite you to experience the Alltru difference firsthand. Become a part of our vibrant community where your financial goals are supported by dedicated professionals who genuinely care about your success. Explore the benefits of membership today by visiting us or calling us at 636-916-8300. Together, let's build a brighter future for you and your family!

Our Journey

Alltru began its journey with a vision rooted in community service and support. From humble beginnings, we have grown significantly, evolving to meet the needs of our members with a diverse range of services including personal banking, auto loans, mortgages, and business banking solutions. Our commitment to innovation is reflected in our digital offerings like online banking and mobile applications that ensure our members can access their finances anytime and anywhere. As we expanded our services, we also enhanced our physical presence. With convenient amenities such as ATM availability and drive-thru banking options, we strive to make every member's experience easy and accessible. We also offer shared service center transactions for partner credit union members, ensuring broader access for everyone who walks through our doors.

Our Mission

At Alltru, we believe that financial services should do more than just facilitate transactions; they should empower individuals and strengthen communities. Our mission is not just about numbers; it's about people. We work diligently to support local initiatives and partner with organizations that share our commitment to making Wentzville a better place for everyone. Whether it's through educational programs or community outreach efforts, we aim to be a positive force within the neighborhoods we serve. While you can visit us at 1232 Wentzville Pkwy, please note that any official correspondence should be sent to 1232 Wentzville Pkwy, Wentzville, MO 63385-3868 if different from the branch address.

Branch Location & Accessibility

Join Us Today!

At Alltru, we pride ourselves on being more than just a credit union; we're a part of the community. Come visit us today and see how we can help you achieve your financial goals!

Nearby Landmarks and Accessibility

Nestled in a bustling area of Saint Charles County, we're just a short drive from popular spots like the Wentzville Plaza and local schools. We offer ample parking right outside our doors, so you won't have to worry about finding a space when you visit. For those needing assistance, our branch is fully ADA compliant, featuring ramps and accessible entrances to ensure everyone can easily access our services.

Operating Hours and Services

Our lobby hours are welcomingly set from 9:00 AM to 5:00 PM on weekdays, allowing you plenty of time to stop by after work or during your lunch break. We also provide convenient drive-thru banking for quick transactions without leaving your vehicle. Plus, enjoy the ease of ATM availability right at our location for cash withdrawals and balance checks anytime. While members can visit us at 1232 Wentzville Pkwy, official correspondence should be sent to our mailing address at 1232 Wentzville Pkwy, Wentzville, MO 63385-3868. If you have questions or want to learn more about our offerings like personal loans, mortgages, or business banking don't hesitate to give us a call at 636-916-8300.

Member Eligibility

At Alltru, we believe that joining our community should feel like stepping into a welcoming space where you can thrive. Becoming a member is easy and open to anyone who lives, works, worships, or attends school in the area. If you're looking for financial services with a personal touch, you'll find it here. Our members enjoy a range of benefits, including competitive rates on loans and savings accounts, personalized service, and access to various financial resources designed to support your goals. To learn more about what makes you eligible for membership at Alltru, feel free to visit our detailed eligibility page at https://alltrucu.org/alltru-you/membership/auto-loan-protection/ . If you're ready to take the next step and open an account, just give us a call at (636) 916-8300 or check out our account opening details at https://alltrucu.org/loans-credit-cards/personal-loans/ . We can't wait to welcome you to our family at 1232 Wentzville Pkwy, Wentzville Mo 63385!

Business Banking & Commercial Services

Merchant Services That Make Sense

Imagine having a reliable partner that simplifies your payment processing. Our merchant services empower you to accept payments easily, whether in-person or online. This means you can focus on what really matters growing your business and serving your customers without worrying about complicated payment systems. For more information on how we can assist you, visit us at 1232 Wentzville Pkwy Wentzville Mo 63385, Wentzville, MO, or give us a call at (636) 916-8300. Let's work together to make your business dreams a reality!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $118,787, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash quickly? Our ATM services allow for easy withdrawals and balance checks at your convenience. Plus, our basic drive-thru banking makes depositing or withdrawing money a breeze without leaving your car.

Business Banking Support

If you own a business, our business banking services including merchant services and business loans are designed to help your enterprise thrive. We know how important it is to have reliable financial support as you grow.

Credit Cards with Benefits

For those who enjoy rewards, our credit cards offer perks that can enhance your spending power. Earn points on everyday purchases and redeem them for travel, merchandise, or cash back.

Digital Convenience

In today's fast-paced world, having access to online and mobile banking is essential. With our digital features, managing your account is easy and secure from anywhere. You can perform transactions, check balances, and even pay bills without needing to visit the branch.

Loans Made Easy

Looking to buy a new car? Our auto loans and vehicle financing options make it simple and affordable to get behind the wheel. We also offer mortgage loans and refinancing solutions for those ready to purchase their dream home or lower their current mortgage rates. If unexpected expenses arise, our personal loans and debt consolidation services provide flexible options to help you regain control over your finances.

Personal Banking

Our personal banking services include checking and savings accounts designed to fit your lifestyle. Whether you're saving for a vacation, managing day-to-day expenses, or planning for the future, we've got you covered.

Shared Branching Features

If you're a member of a partner credit union, we offer basic shared branch transactions such as deposits and withdrawals right here at Alltru. Whether you're looking for straightforward banking solutions or specialized financial products, Alltru has something for everyone. Join us in-person or explore our digital options at our website to see how we can assist you further. Ready to take the next step? Visit us today at 1232 Wentzville Pkwy Wentzville Mo 63385, call us at (636) 916-8300, or check out our offerings online!

Digital & Online Banking

Key Services Offered

With our online banking, you can easily view account balances, transfer funds between accounts, and even make person-to-person payments with just a few clicks. No need to worry about finding a branch; everything you need is right there on your screen. Plus, for those moments when you can't get to us in person, we provide electronic signature authorization, making it easier than ever to complete transactions securely from home. In addition to standard banking features, we also offer e-statements for those who prefer going paperless. This way, you can keep track of your finances while reducing clutter at home. Our mobile application enhances this experience further, letting you manage your accounts from your smartphone whenever you want.

Security and Accessibility

Security is our top priority. Our online banking services utilize advanced encryption technologies to protect your information so that you can bank with confidence. You can rest easy knowing that whether you're sending money to a friend or checking your balance late at night, your data is safe. At Alltru, we're committed to making banking accessible and straightforward for everyone. With features like mobile payments coming soon and an intuitive app available now, you'll find that managing your finances has never been easier. Join us today and experience the benefits of modern banking tailored just for you!

Financial Strength

A Solid Foundation

With a net worth of $33,961,698, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $942 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Building Trust Together

Total Share Accounts stand at 105,998, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments) amount to $0, further illustrating our commitment to supporting your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Alltru is your trusted partner. Visit us at 1232 Wentzville Pkwy Wentzville Mo 63385 or call (636) 916-8300 to learn more about how we can help you achieve your financial goals.

Investment in Growth

With $1,334,230 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $8,912 in used auto loans and $299,288,774 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $70,729,213 in share certificates and $7,560,509 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,738,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 114 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. With over $173,964,495 in used vehicle loans and $56,488,227 in new vehicle loans already helping members get on the road, we make it easy for you to drive away with confidence. Whether you're considering a brand-new model or a reliable used option, our financing solutions are tailored to fit your budget.

Credit Lines and Business Loans

For those looking for extra flexibility, our total credit lines amounting to $95,481,854 provide a safety net for unexpected expenses or larger purchases. Additionally, if you're a business owner, our outstanding commercial loans totaling $118,787 can provide the capital needed to grow and expand your operations. At Alltru, we're here to support your financial journey with clear options and straightforward guidance. If you're interested in refinancing or learning more about eligibility requirements for any of our loan products, don't hesitate to reach out. You can contact us at (636) 916-8300, visit us at our branch located at 1232 Wentzville Pkwy Wentzville Mo 63385, or explore more online at https://alltrucu.org/ . Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're dedicated to making borrowing accessible and affordable for everyone in our community!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $24,244,312, make buying or refinancing simple. We offer flexible terms and competitive interest rates to help you secure the home of your dreams without unnecessary stress. Our knowledgeable staff can guide you through every step of the process.

Unsecured Credit Card Loans

Managing expenses has never been easier with our unsecured credit card loans, totaling $4,589,876. These cards come with flexible terms that help you keep track of your spending while enjoying rewards for everyday purchases. Our goal is to provide you with options that empower you to manage your finances effectively.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This sourcing ensures that the offers displayed are fair and transparent.

ALLTRU FEDERAL CREDIT UNION - Wentzville, MO