Alltru Credit Union Saint Louis MO | Best Auto Loans & Business Banking

Introduction

Welcome to Alltru, your trusted partner in financial services located at 1407 Washington Ave, Saint Louis, MO 63103. Established in 1968, Alltru has built a strong foundation of trust and community support, proudly serving 39,868 members with dedication and care. As a member-focused credit union, we understand the importance of financial wellness and are committed to providing personalized banking solutions tailored just for you. At Alltru, we manage assets totaling $359,490,543, ensuring that our members have access to a wide range of services. Whether you're looking for an auto loan among our 19,959 total loans and leases or seeking to grow your savings with our deposit offerings that exceed $1,082,486, we are here to help you achieve your financial goals. Our team is led by CEO Michelle Rosner and Board President Gina Hakenewerth, who are both dedicated to fostering a culture of transparency and accountability. With a passionate team of 120 employees, we strive to create a welcoming environment where every member feels valued. While members can visit us at our branch location, official correspondence should be sent to the same address: 1407 Washington Ave, Saint Louis, MO 63103-1920. For any inquiries or assistance, feel free to reach out at 636-916-8300 during our operating hours from 9:00 AM to 5:00 PM on weekdays. Join us today at Alltru and experience the difference of community-focused banking! We look forward to supporting you on your financial journey.

Branch History & Mission

Join Us

As we look toward the future, Alltru remains focused on enhancing member experience through digital advancements like online banking and mobile applications. We invite you to explore the benefits of membership with us. Experience firsthand how Alltru can help you achieve your financial goals while being part of a caring community. Reach out today at 636-916-8300 or visit our website at alltrucu.org to learn more about joining us on this journey toward financial empowerment. Together, let's build a brighter future for everyone in Saint Louis!

Our Journey

Alltru began with a simple mission: to provide our community with accessible and affordable financial options. Over the decades, we have adapted to meet the evolving needs of our members while maintaining our commitment to personalized service. With total assets now exceeding $359 million, we have successfully expanded our offerings to include personal banking, auto loans, mortgage financing, and business banking solutions. We take pride in being more than just a financial institution; we are an integral part of the Saint Louis community. Our commitment extends beyond providing loans and accounts; we actively engage in partnerships and outreach initiatives designed to uplift those around us. Whether through local sponsorships or educational programs, Alltru is dedicated to making a positive impact on the lives of our members and neighbors.

Our Mission

At Alltru, our mission is clear: we strive to empower our members through exceptional financial services while fostering a supportive community environment. We believe that everyone deserves access to quality banking products without sacrificing personal attention. This guiding principle shapes everything we do from offering competitive loan rates and innovative digital banking solutions to ensuring ADA compliance in all our facilities. While you can visit us at 1407 Washington Ave, official correspondence should be sent to 1407 Washington Ave, Saint Louis, MO 63103-1920 if necessary. As part of our commitment to convenience, we provide ATM services for easy cash access and shared service center options for basic transactions.

Branch Location & Accessibility

Call Us Anytime!

If you have questions or need assistance, don't hesitate to reach out! You can give us a call at 636-916-8300. We're always happy to help or provide information about our services. So why wait? Come visit us at Alltru's Downtown branch today! Experience firsthand how we can support your financial journey in a welcoming environment.

Convenient Location

Situated near local landmarks, including the vibrant Washington Avenue area, our branch is easily accessible for everyone. We have ample parking nearby, so you can stop in without any hassle. Plus, our facility is designed with accessibility in mind, featuring ADA-compliant entrances and ramps to ensure everyone can comfortably visit us.

Operating Hours

We understand that your time is valuable. That's why our lobby hours are designed to accommodate your busy schedule. We're open Monday through Friday from 9:00 AM to 5:00 PM, making it simple for you to drop by after work or during your lunch break.

Services Offered

At Alltru, we provide a wide range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, our knowledgeable staff is here to guide you through every step of the process. We also offer shared services for members of partner credit unions, so even if you're visiting from another location, you can enjoy seamless transactions with us.

Member Eligibility

Joining the Alltru family is like stepping into a warm community where your financial needs come first. To become a member of Alltru, you simply need to meet a few friendly criteria. If you live, work, or worship in the Saint Louis area or have a family member who is already a member, you're eligible to join us! It's all about creating connections and supporting each other in our financial journeys. Plus, as a member, you'll enjoy exclusive benefits like personalized banking services and access to competitive loan rates that can help you reach your goals. Getting started is easy! Just visit our website for detailed eligibility information at this link. When you're ready to open an account, check out the simple steps outlined here: account opening details. If you have any questions, don't hesitate to call us at (636) 916-8300. We're excited to welcome you to our community at 1407 Washington Ave, Saint Louis, MO 63103!

Business Banking & Commercial Services

Lending Solutions for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $118,787, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Life Easier

In addition to loans, we offer comprehensive merchant services designed to streamline your payment processes. Imagine being able to accept payments from anywhere whether it's through mobile payments or traditional credit card transactions. Our merchant services help you manage sales efficiently, leaving you more time to focus on what matters most: growing your business. Located at 1407 Washington Ave Saint Louis Mo 63103 in Saint Louis, MO, we invite you to reach out at (636) 916-8300 or visit us online at Alltru to learn more about how our business banking services can empower your success!

Comprehensive List Of Services

Business Banking Solutions

For business owners, we haven't forgotten about you! Our business banking solutions include merchant services and business loans that can help you grow and manage your enterprise efficiently. Imagine having all the resources at your fingertips to take your business to the next level!

Credit Cards with Rewards

Don't forget about our credit cards with rewards program! This can be a great way to earn benefits on purchases you already make every day. Whether it's cashback on groceries or points toward travel, these rewards can add up quickly!

Digital Banking Convenience

In today's fast-paced world, we know how important it is to have access to banking from anywhere. Our online and mobile banking platforms allow you to manage your accounts anytime, anywhere. You can check balances, transfer funds, pay bills, and more all from the comfort of your home or on-the-go.

Loans and Financing

If you're in the market for a vehicle, our auto loans and vehicle financing options can get you behind the wheel in no time. Picture yourself driving home in that new car without breaking the bank! For those considering homeownership, our mortgage loans and refinancing services provide competitive rates and terms tailored to fit your financial goals. Additionally, our personal loans and debt consolidation options offer ways to simplify your payments and manage any existing debts effectively.

Personal Banking

We offer various personal banking options, including checking and savings accounts designed for your lifestyle. Imagine easily accessing your funds online or through our mobile app while enjoying the convenience of budgeting tools that help you keep track of your spending. With ATM and cash withdrawal services, you have access to your money when you need it most.

Shared Branch Transactions

We also provide basic shared branch transactions for members of partner credit unions. Need to make a deposit or withdrawal? We've got you covered! At Alltru, located at 1407 Washington Ave Saint Louis Mo 63103 in Saint Louis, MO, we're dedicated to making banking easy and accessible for everyone in our community. If you're ready to explore how we can assist you with any financial needs or questions, don't hesitate to reach out at (636) 916-8300 or visit us online at Downtown. Come see how we can help you achieve your financial dreams today!

Digital & Online Banking

Key Features

Our online banking services include features like electronic signature authorization, making it simple for you to sign documents securely from the comfort of your home. Plus, with e-statements available, you can easily keep track of your finances without the clutter of paper statements saving time and helping the environment. If you're always on the go, our mobile application is here to help. You can manage your accounts right from your smartphone or tablet. For those moments when you need to send money quickly to friends or family, our person-to-person transfer feature allows you to do just that with ease.

Security and User-Friendliness

Your security is our top priority. Our online banking system employs advanced security measures to protect your personal information while ensuring a user-friendly experience. You can feel confident knowing that your data is safe as you navigate through real-time account management tools. In a world where life gets busy, Alltru makes banking accessible and straightforward. Whether you're at home or on the move, our digital services empower you to stay in control of your finances with just a few clicks or taps. Join us today and explore how easy banking can be!

Financial Strength

Commitment to Excellence

Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 114 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. We believe our numbers speak volumes about our commitment to serving you well. Total Share Accounts stand at 105,998, showcasing a strong and growing member base that trusts us with their finances.

Investment in Growth

With $1,334,230 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $8,912 in used auto loans and $299,288,774 in total loans and leases.

Member-Centric Savings Options

Members' savings are secured through $70,729,213 in share certificates and $7,560,509 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,738,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $33,961,698, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $942 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Your Trusted Partner

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Alltru is your trusted partner. Visit us at 1407 Washington Ave Saint Louis Mo 63103 or call (636) 916-8300 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Information

If you're interested in refinancing any existing loans or exploring eligibility options for our various products, feel free to reach out. We aim to make the lending process as smooth as possible for all our members. For more information or to get started on your loan application today, call us at 636-916-8300 or visit us online at Alltru. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $173,964,495 in used vehicle loans and $56,488,227 in new vehicle loans already helping members get on the road. Whether you're looking for a reliable used car or the latest model from your favorite dealership, we have options that fit your budget.

Credit Lines

For those looking for more flexibility in managing expenses, our credit lines total $95,481,854. This option is perfect for unexpected costs or planned expenses where you may want to draw funds as needed.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $24,244,312, making buying or refinancing simple. We work closely with our members to ensure they understand their options and find a plan that fits their lifestyle.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $4,589,876 in loans helping members manage their finances effectively. These cards provide you with the purchasing power you need while allowing you to build your credit history.

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures that all offers presented are fair and transparent, giving users confidence in their choices. LendMesh takes several steps to guarantee accuracy in its comparisons: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions its goal is to provide unbiased results. - Real-Time Rate Comparisons: The platform features up-to-date loan rates from multiple institutions, helping users make informed decisions quickly.

User Trust and Testimonials

Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback underscores the effectiveness of LendMesh as a reliable tool for navigating the complexities of loan options. In summary, whether you're looking for a mortgage, an auto loan, or personal financing, LendMesh stands out as a trustworthy resource designed to help you make better borrowing choices. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

ALLTRU FEDERAL CREDIT UNION - Saint Louis, MO