Alltru Credit Union Saint Charles MO | Best Auto Loans & Business Banking

Introduction

Welcome to Alltru, your trusted partner in financial wellness located at 1721 Zumbehl Rd, Saint Charles, MO 63303. Since our establishment in 1968, we have dedicated ourselves to serving our community with a commitment that extends beyond traditional banking. With over 39,000 members and total assets of $359,490,543, we understand the importance of personalized service and community impact. At Alltru, we pride ourselves on being more than just a credit union; we are a community hub where your financial needs come first. Our leadership team, led by CEO Michelle Rosner and Board President Gina Hakenewerth, works tirelessly to ensure that every member feels valued and supported. Whether you're looking for auto loans, personal loans, or business banking solutions, our experienced staff is here to guide you every step of the way. While members can visit us at our branch location, official correspondence should be sent to the same address: 1721 Zumbehl Rd, Saint Charles, MO 63303. If you have questions or need assistance, feel free to reach out at 636-916-8300 during our operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12 PM. With a strong net worth of $33,961,698 and total deposits amounting to $1,082,486, Alltru stands ready to help you achieve your financial goals. From checking accounts to vehicle financing and everything in between, we offer a range of services designed for your convenience. Join us today and experience the difference that comes with being part of the Alltru family. Visit our website at alltrucu.org or stop by our branch we're excited to serve you!

Branch History & Mission

Join Us

We invite you to become part of the Alltru family. Experience firsthand how we can help you achieve your financial goals while contributing positively to our vibrant community. Together, let's build a brighter future! Visit us today or explore more about what we offer at Alltru.

Our Journey

Located at 1721 Zumbehl Rd, just a stone's throw away from local landmarks like the scenic Frontier Park and the bustling downtown area, our branch offers easy access for all members. Over the years, we've embraced advancements in technology while maintaining a strong focus on personal service. Our operating hours are designed with convenience in mind open Monday through Thursday from 9 AM to 5 PM, Friday until 6 PM, and Saturdays from 9 AM to 12 PM. Alltru is more than just a credit union; we are a community partner. Through various outreach efforts, we have supported local events and initiatives that uplift our neighbors. Our mission is clear: to provide exceptional financial services while making a positive impact in Saint Charles. We believe that when our members succeed financially, the entire community thrives.

Our Mission

Our mission statement reflects our dedication to empowering individuals with personalized banking solutions that meet their needs. We offer a wide range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking options. Our commitment extends beyond traditional banking we also prioritize accessibility with features like ADA compliance and robust online banking options. In addition to these services, Alltru is proud to offer shared service center access for partner credit union members and drive-thru banking for added convenience. With ATMs available nearby and straightforward processes for deposits and withdrawals, we strive to ensure that banking with us is hassle-free. While members can visit us at 1721 Zumbehl Rd Saint Charles Mo 63303, official correspondence should be sent to 1721 Zumbehl Rd, Saint Charles, MO 63303. For any inquiries or assistance you may need, don't hesitate to reach out at 636-916-8300.

Branch Location & Accessibility

Welcome to Alltru, your friendly neighborhood credit union located at 1721 Zumbehl Rd in the heart of Saint Charles, MO. We are proud to serve our community from a convenient spot that's easy to reach, whether you're coming from nearby landmarks like the scenic Frontier Park or the bustling streets of downtown Saint Charles. Our branch is designed with accessibility in mind, featuring ramps and ADA-compliant entrances to ensure everyone can visit us comfortably. When you arrive, you'll find ample parking available right outside our doors, making it simple to pop in for your banking needs. If you prefer not to enter the branch, we also offer drive-thru banking for quick deposits and withdrawals. Our dedicated team is here to assist you during our welcoming hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12 PM. Whether you need help with personal banking services like checking and savings accounts, auto loans, or mortgage refinancing, we're ready to support your financial journey. For any official correspondence, please send it to our mailing address at 1721 Zumbehl Rd, Saint Charles, MO 63303. Should you have any questions or need assistance, feel free to give us a call at 636-916-8300. At Alltru, we believe in making banking accessible and straightforward for everyone. We invite you to visit us today and discover how we can help you achieve your financial goals!

Member Eligibility

At Alltru, we believe that everyone deserves a chance to join our welcoming community, where support and financial empowerment go hand in hand. Becoming a member is straightforward and fulfilling! If you live, work, or worship in the Saint Charles area, you're likely eligible to join us. We also welcome family members of existing members, creating an even closer-knit network of support. To get more detailed information on eligibility, feel free to check out our dedicated page at https://alltrucu.org/alltru-you/membership/auto-loan-protection/ . Opening an account with us is just as easy! You can explore all your options through our website and start your journey toward better banking today by visiting https://alltrucu.org/loans-credit-cards/personal-loans/ . Should you have any questions along the way, don't hesitate to reach out to us at (636) 916-8300. We're here to help you every step of the way! Plus, our location at 1721 Zumbehl Rd Saint Charles Mo 63303 makes it convenient for you to stop by and learn more about the benefits of membership at Alltru.

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $118,787, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running your shop without worrying about payment processing. Our merchant services simplify this process so you can focus on what matters most your customers. From accepting card payments to managing transactions effortlessly, we help streamline your operations. At Alltru, we pride ourselves on being more than just a bank; we're your partner in success. Let us help you take your business to new heights! For more information, reach out to us at (636) 916-8300 or visit our website at https://alltrucu.org/ .

Comprehensive List Of Services

Additional Services

We also provide basic drive-thru banking for quick transactions like deposits and withdrawals. For members of partner credit unions, our shared branch transactions allow for easy deposits and withdrawals as well. With basic ATM access available for balance checks and cash withdrawals, we make banking as easy as possible. If you're ready to explore these services further or if you have questions about how we can assist you better, please reach out! Call us at 636-916-8300 during our business hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12 PM. Join us at Alltru in Saint Charles today we're excited to serve you! Visit us online at alltrucu.org for more information about opening an account or applying for a loan!

Business Banking

At Alltru, we believe in supporting local businesses too. Our Business Banking services include merchant services and business loans designed to help entrepreneurs thrive. Whether you're starting a new venture or expanding an existing one, we're here to assist every step of the way.

Loans and Financing

If you're in the market for a new car or need some extra funds, our Auto Loans & Vehicle Financing services can get you on the road without breaking the bank. Our competitive rates mean that financing your dream car is just a step away. Additionally, we provide Mortgage Loans & Refinancing options for those looking to buy a home or refinance their existing mortgage. For personal needs or unexpected expenses, consider our Personal Loans & Debt Consolidation services. These loans can help streamline your payments and reduce financial stress. Plus, don't forget about our Credit Cards with Rewards, which offer benefits for everyday purchases making every dollar spent work harder for you.

Online and Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking features. You can manage your accounts from anywhere at any time check balances, transfer funds, and pay bills all from the comfort of your home or while on-the-go. Our ATM and cash withdrawal services ensure you have access to your money whenever you need it.

Personal Banking

When it comes to managing your finances, our Personal Banking options are designed with you in mind. We offer checking and savings accounts that make it easy for you to save money while earning interest. Imagine having an account that not only helps you keep track of your spending but also grows your savings effortlessly.

Digital & Online Banking

Key Features

Our online banking services include 24/7 access to your accounts, allowing you to check balances, pay bills, and transfer funds at any time that works for you. Plus, with our person-to-person transfers, sending money to friends or family is quick and easy no need for cash or checks. For those who prefer managing their finances on the go, our mobile application gives you full access to your accounts right from your smartphone. You can view e-statements, which are available for easy access and environmentally friendly, eliminating the need for paper statements. And if you're on the move, you can take advantage of electronic signature authorization for a hassle-free experience when signing documents.

Safety and Security

Your security is our top priority. Our online banking platform employs advanced security measures to protect your information while ensuring ease of use. You can rest assured knowing that your transactions are safe and secure. Whether you're at home or out and about, Alltru makes it easy to stay on top of your financial life. Visit us today or explore more at https://alltrucu.org/ to discover how our digital banking services can enhance your banking experience!

Financial Strength

Commitment to Growth

Our financial strength is also reflected in our operational efficiency. With $1,334,230 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We support your financial goals with $8,912 in used auto loans and $299,288,774 in total loans and leases.

Member-Centric Savings

Your savings are secure with us. We have $70,729,213 in share certificates and $7,560,509 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,738,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reliable Services and Team

Our commitment to excellence is further shown through our performance; our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 114 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $33,961,698, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $942 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Member Base

With a total of 105,998, we boast a strong and growing member base that trusts us with their finances. This trust is built on years of reliable service and community engagement. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Alltru is your trusted partner. Visit us at 1721 Zumbehl Rd Saint Charles Mo 63303 or call (636) 916-8300 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $173,964,495 in used vehicle loans and $56,488,227 in new vehicle loans already helping members get on the road. Whether you're interested in a brand-new model or a reliable used car, we have financing options that fit your budget.

Business Loans

For business owners in our community, our outstanding commercial loans totaling $118,787 provide the capital needed to grow and expand your business operations. We know how vital it is for local businesses to thrive and are here to support you through tailored lending solutions. At Alltru, we're committed to making the borrowing process as straightforward as possible. If you're interested in any of our loan products or would like more information about refinancing options or eligibility criteria, don't hesitate to reach out. You can call us at 636-916-8300 or visit us at 1721 Zumbehl Rd Saint Charles Mo 63303. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step toward achieving your financial dreams today!

Credit Lines

If you're looking for extra flexibility in your spending or saving strategy, our credit lines totaling $95,481,854 provide an excellent option. With these lines of credit, you can access funds when needed while only paying interest on what you use.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $24,244,312, make buying or refinancing simple. We offer competitive rates and flexible terms that can help make your dream of owning a home a reality.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $4,589,876 in loans helping members manage their finances effectively. These cards come with no collateral requirement and can be used for anything from unexpected bills to planned purchases.

Loan Aggregator

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Ensuring Accurate Comparisons

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ALLTRU FEDERAL CREDIT UNION - Saint Charles, MO