Allsouth Credit Union Sumter SC | Affordable Vehicle Loans & Checking

Introduction

At Allsouth, we believe in empowering our community through strong financial partnerships. Located at 2830 Broad St, Sumter, SC 29150, we have been proudly serving our members since 1960. With a rich history of over six decades, we've grown to support more than 118,588 members and manage assets totaling an impressive $1,343,624,226. Our commitment to your financial well-being is reflected in our robust offerings. Whether you're looking for a new vehicle with our auto loans or planning for a future home with mortgage options, we have tailored solutions designed just for you. We currently hold around $317,497,588 in deposits and have facilitated 44,980 loans and leases to help our members achieve their dreams. The strength of Allsouth lies not only in our assets but also in our dedicated team of 321 employees, led by our CEO William Koehler and Board President Walter Todd. Together, they foster a welcoming environment where every member feels valued and supported. While members can visit us at our Sumter branch, official correspondence should be sent to our mailing address: 730 Elmwood Ave, Columbia, SC 29201-2002. Join us on this journey towards financial empowerment. For more information or to speak with a friendly representative, give us a call at 803-736-3110, or explore our services online at Allsouth. Your future starts here!

Branch History & Mission

Community Commitment

We are proud of our efforts in community outreach and partnerships that enhance the well-being of those we serve. Our initiatives focus not just on financial growth but also on uplifting the local community through various programs and events throughout the year. As technology advances, so do we; Allsouth is committed to being ADA compliant and ensuring all members can access our services easily. We embrace digital innovations like mobile payments and e-statements so that managing your finances becomes effortless.

Join Us!

We invite you to experience the benefits of being part of Allsouth. Whether you're looking for a new bank or simply want to explore better options for your financial future, we're here to help. Visit us today at our Sumter branch or check out our website at Allsouth for more information on how you can become a member of our thriving community! For any questions or assistance, feel free to call us at 803-736-3110 during our lobby hours: Monday through Thursday from 9:00 AM - 5:00 PM and Friday from 9:00 AM - 6:00 PM. Together, let's build a brighter financial future!

Our Evolution

Located at 2830 Broad St, Sumter, SC 29150, Allsouth began as a small institution dedicated to providing financial services that would improve the lives of individuals and families in our area. Over the decades, we have expanded significantly and now proudly serve over 118,588 members with total assets exceeding $1.34 billion. Our journey has been marked by milestones that reflect our commitment to excellence and community engagement. Our headquarters is located in Columbia, SC, but we are deeply rooted in Sumter. We understand the unique challenges faced by our community members and strive to offer tailored solutions that meet their financial needs. Whether you are seeking personal banking options like checking and savings accounts or need assistance with auto loans or mortgages, we are here for you.

Our Mission

At Allsouth, our mission is clear: we aim to provide exceptional financial services while fostering a sense of belonging within our community. We believe that everyone deserves access to affordable financial products and personalized support. Our services include online and mobile banking for convenience, as well as ATM access for easy transactions. With drive-thru banking available, we ensure that your banking experience is as smooth as possible. While members can visit us at 2830 Broad St for all their banking needs, official correspondence should be sent to 730 Elmwood Ave, Columbia, SC 29201-2002. We invite you to take advantage of our resources designed with you in mind.

Branch Location & Accessibility

Welcome to Allsouth in Sumter, where convenience meets community! Our branch, located at 2830 Broad St, Sumter, SC 29150, is easily accessible for all your banking needs. Situated near popular landmarks, our location makes it simple to stop by while you're out and about. At Allsouth, we strive to make your visit as smooth as possible. We offer ample parking right outside the branch for easy access, along with ADA-compliant features to ensure everyone can visit us without worry. If you prefer banking from your car, our drive-thru service is available for quick transactions like deposits and withdrawals. Our friendly team is ready to assist you during our operating hours: Monday through Thursday from 9:00 AM to 5:00 PM and Friday until 6:00 PM. For those who prefer early morning access, our drive-thru opens at 8:30 AM on weekdays. Whether you need help with personal accounts, auto loans, or mortgage services, we're here for you! If you need to send us official correspondence, please note that our mailing address is different: 730 Elmwood Ave, Columbia, SC 29201-2002. Don't hesitate to reach out via phone at 803-736-3110 if you have any questions or need assistance before your visit. We look forward to welcoming you to Allsouth in Sumter! Come see how we can support your financial journey today.

Member Eligibility

At Allsouth, we believe that becoming a member is more than just opening an account; it's about joining a community that supports you and your financial goals. If you're looking to become part of our family, you'll be pleased to know that membership is open to anyone who lives, works, worships, or attends school in the Sumter area. This means whether you're a long-time resident or new to the community, you can enjoy the many benefits we offer, from competitive rates on loans to personalized service tailored just for you. To make things even easier, opening an account with us is straightforward! You can find all the details you need about eligibility and how to get started by visiting https://www.allsouth.org/member-service/who-can-join/. If you have any questions or need assistance, don't hesitate to reach out at (803) 736-3110. We're excited to welcome you to Allsouth and help you take the next step towards achieving your financial dreams!

Business Banking & Commercial Services

Merchant Services That Make Life Easier

In today's fast-paced world, having reliable merchant services is crucial. Imagine being able to accept payments easily from your customers while managing transactions seamlessly. Our merchant services help streamline operations so you can focus on what matters most growing your business. Located at 2830 Broad St Sumter Sc 29150 in Sumter, SC, our team is here to assist you with all your business banking needs. Give us a call at (803) 736-3110 or visit us today to learn more about how we can help your business thrive!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $4 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $351,403, we continue to drive economic growth by financing new and expanding businesses. These loans can help you invest in equipment, manage cash flow, or seize new opportunities that come your way.

Comprehensive List Of Services

ATM & Drive-Thru Services

For quick transactions on the go, we offer both ATM access and basic drive-thru banking services. Need to make a deposit or withdrawal? Our ATMs provide easy access for balance checks and cash withdrawals without stepping inside the branch. At Allsouth, our goal is not just to meet but exceed your expectations by making banking easy and accessible. We invite you to visit us at 2830 Broad St Sumter Sc 29150 or give us a call at (803) 736-3110 if you have any questions about how we can assist you further. Start your journey with us today!

Auto Loans & Vehicle Financing

Dreaming of a new vehicle? Our auto loans and vehicle financing options make it easier for you to get behind the wheel. We offer competitive rates and customized plans, ensuring that your car-buying experience is smooth and hassle-free.

Business Banking

We also recognize the unique challenges faced by business owners. Our business banking services include merchant services and business loans designed to help your company thrive. We partner with local businesses to ensure they have the resources needed for growth.

Credit Cards with Rewards

For those who like to earn while they spend, our credit cards with rewards can help you maximize your purchases. Enjoy benefits such as cashback on everyday spending and points that can be redeemed for travel or other exciting rewards.

Mortgage Solutions

Homeownership is within reach with our comprehensive mortgage services. Whether you're buying your first home or looking to refinance an existing mortgage, our team is here to guide you through every step of the process, making it as simple as possible.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking features. With these tools, you can manage your accounts anytime, anywhere whether it's transferring funds, paying bills, or checking balances.

Personal Banking

We understand that managing your finances can be overwhelming at times. That's why we offer various personal banking options, including checking and savings accounts that cater to your everyday needs. If you're planning a significant purchase or need to consolidate debt, consider our personal loans, which provide flexible terms designed to fit your budget.

Digital & Online Banking

Key Features

Managing your money has never been simpler. Our online banking platform allows you to view balances, transfer funds, and pay bills with just a few clicks. We provide e-statements for easy tracking of your transactions no more paper clutter! If you're always on the go, our mobile application makes banking even more accessible. You can check your accounts, deposit checks, and make payments right from your smartphone. For those who enjoy sending money to friends or family, our person-to-person transfer feature lets you do just that quickly and securely. Plus, with the option for electronic signature authorization, signing documents has become hassle-free no need to print or scan anything.

Security and Accessibility

Your security is our top priority. We implement robust security measures to ensure that your personal information remains protected while you manage your accounts online. And if you prefer a cashless lifestyle, our mobile payments feature allows you to pay using just your phone it's quick and secure. Whether you're at home or out running errands, accessing your accounts through our digital services is straightforward and user-friendly. Join us at Allsouth as we make banking not only easier but also more enjoyable for you!

Financial Strength

Commitment to Growth

With $232,925,935 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is evident with $19,575 in used auto loans and $682,039,233 in total loans and leases, supporting your financial goals across various sectors. Our $18,275,514 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 321 full-time employees and 0 part-time employees ready to assist you with knowledgeable service.

Member-Centric Savings Solutions

Your savings are secure with us through $227,320,271 in share certificates and $189,701,036 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members; with non-member deposits at $0, we ensure that our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $252,497,899, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,877 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Community Trust

Our commitment to serving you is backed by a growing member base evidenced by our total share accounts of 233,042. This trust reinforces our mission to provide you with the best possible banking experience. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Allsouth is your trusted partner. Visit us at 2830 Broad St Sumter Sc 29150 or call (803) 736-3110 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $335,854,124 in used vehicle loans and $96,825,918 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used option, we've got you covered.

Business Loans

For business owners, our outstanding commercial loans totaling $351,403 provide the capital needed to grow and expand. We understand the challenges faced by small businesses and are committed to supporting our local economy. If you're interested in any of these products, please reach out to us at (803) 736-3110 or visit us at 2830 Broad St Sumter Sc 29150, Sumter, SC. Our team is ready to assist you with refinancing options and eligibility inquiries to ensure that you find the best fit for your financial situation. For more information on our services and offerings, please visit our website at https://www.allsouth.org/. Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $12,343,000, make buying or refinancing simple. Our team is here to help guide you through the process, ensuring you find the right solution for your housing needs.

Personal Financing

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. This can be an excellent option for those looking to consolidate debt or cover unexpected expenses without high-interest rates.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With so many options available, it's crucial to have a reliable tool that offers clear and accurate information. LendMesh ensures accurate loan comparisons by sourcing loan data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This means the offers you see are based on the latest results, ensuring fair and transparent options for users (Source: https://www.ncua.gov). One of the standout features of LendMesh is its commitment to Verified Data. All loan offers come from legitimate financial institutions, which fosters transparency throughout the comparison process. Users can trust that they are viewing genuine offers without hidden agendas. Additionally, LendMesh operates on a No Sponsored Listings policy. This means lenders are not prioritized based on paid promotions; instead, the goal is to provide unbiased results that serve the best interests of users seeking loans. With Real-Time Rate Comparisons, LendMesh provides up-to-date loan rates from multiple institutions, enabling users to make informed decisions quickly and efficiently. Thousands of users have benefited from this service. One member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" If you're looking for a trustworthy way to compare loan offers, look no further than LendMesh. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

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