Allsouth Credit Union Sumter SC | Affordable Auto Loans & Personal Banking

Introduction

Welcome to Allsouth, your trusted financial partner located at 1045 Broad St, Sumter, SC 29150. Established in 1960, we have proudly served our community for over six decades, growing to a membership of 118,588 individuals who rely on us for their banking needs. Our commitment is not just to provide services but to foster financial wellness among our members. At Allsouth, we believe in the power of community and the importance of personal relationships. With total assets reaching an impressive $1,343,624,226, we are here to ensure your money works hard for you. Whether you're looking for a new auto loan or need assistance with mortgage refinancing, our diverse range of services has got you covered. In fact, we currently manage $317,497,588 in deposits and have issued 44,980 loans to help our members achieve their dreams. While members can visit us at our branch address, official correspondence should be sent to 730 Elmwood Ave, Columbia, SC 29201-2002. Led by CEO William Koehler and Board President Walter Todd, our dedicated team of 321 employees is here to guide you through every step of your financial journey. Your trust means everything to us. With a net worth of $252,497,899 and cash reserves totaling $55,103,678, we are financially sound and ready to support you in achieving your goals. We invite you to explore our services from checking and savings accounts to business banking solutions all designed with you in mind. Ready to take the next step? Visit us today or call us at 803-736-3110 to learn more about how Allsouth can help you thrive financially! For more information on opening an account or becoming a member, check out our website at allsouth.org.

Branch History & Mission

At Allsouth, we take pride in our rich history and our unwavering commitment to the community of Sumter, South Carolina. Since opening our doors in 1960 at 1045 Broad St, we have served as a trusted partner for individuals and families, helping them achieve their financial dreams. With over six decades of growth and evolution, we've built a legacy that reflects not just our financial strength but also our dedication to the people we serve. From modest beginnings, Allsouth has grown to support a vibrant community of 118,588 members. Our total assets now stand at an impressive $1,343,624,226. This growth is a testament to the trust placed in us by our members and the hard work of our dedicated staff. We strive not only to provide exceptional financial services but also to create lasting relationships that uplift our community. Our mission is clear: we are here to make banking easier for everyone while actively giving back to the community. We focus on providing accessible financial solutions whether it's personal banking, auto loans, or business services all designed with you in mind. Every day, we aim to empower our members with the tools they need to succeed financially while ensuring that we are always a supportive presence in their lives. While members can visit us at 1045 Broad St Sumter SC 29150 for all their banking needs, official correspondence should be sent to 730 Elmwood Ave, Columbia, SC 29201-2002. Our branch is equipped with an ATM and drive-thru services for added convenience. Whether you need assistance during lobby hours from Monday to Friday or prefer using our online banking options anytime, we are here for you. Allsouth also embraces modern technology with features like mobile payments and online banking that cater to today's fast-paced lifestyle. We are proud of our commitment to accessibility and customer-centric initiatives that ensure everyone can benefit from our services. In addition to financial services, we believe in giving back through partnerships and outreach programs that support local schools and charities. Community involvement is a core value at Allsouth; it strengthens bonds and builds a better future for all. We invite you to become part of the Allsouth family today! Join us and experience firsthand the difference that comes from being part of a credit union dedicated not only to your financial well-being but also to enriching our community as a whole. Visit us or check out more information on how you can open an account on our website. Together, let's build a brighter future!

Branch Location & Accessibility

Call to Action

Ready to experience convenient banking? Stop by our Sumter branch today or give us a call at 803-736-3110. We look forward to helping you achieve your financial goals!

Convenient Location

Our branch is not just a banking location; it's part of the community. Whether you're visiting us after a day of shopping or stopping by on your way home from work, we're here to serve you. You'll find ample parking available, along with ADA-compliant features to ensure everyone can access our services comfortably. While members can visit us at 1045 Broad St, official correspondence should be sent to our mailing address at 730 Elmwood Ave, Columbia, SC 29201-2002.

Operating Hours

We understand that life gets busy, so we offer flexible operating hours to fit your schedule. Our lobby hours are Monday through Thursday from 9:00 AM to 5:00 PM and Friday from 9:00 AM to 6:00 PM. If you prefer drive-thru service, we're open Monday through Thursday from 8:30 AM to 5:00 PM and on Fridays until 6:00 PM. We make it easy for you to bank on your terms!

Services Offered

At Allsouth, we offer a variety of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage options, our friendly staff is ready to assist you with personalized service. Plus, our ATM is available for quick cash withdrawals and balance checks whenever you need it.

Member Eligibility

At Allsouth, we believe that everyone deserves a chance to belong to a supportive financial community. If you're looking to join us, you'll be pleased to know that becoming a member is straightforward and welcoming! Our eligibility criteria are designed with you in mind. You can become a member if you live, work, or worship in the communities we serve or if you have family members who are already part of our credit union family. To get all the details about who can join, feel free to visit this link. Once you're ready to take the next step, opening an account is simple and convenient. You can find more information about how to open your new account here. If you have any questions or need assistance, don't hesitate to reach out to us at (803) 736-3110. We're excited for you to experience the benefits of being a member at Allsouth located at 1045 Broad St Sumter Sc 29150!

Business Banking & Commercial Services

Merchant Services That Make Life Easier

Imagine running your business without worrying about payment processing. Our merchant services provide the tools you need to accept payments quickly and securely, making transactions smoother for both you and your customers. From point-of-sale systems to online payment solutions, we're here to streamline your operations so you can focus on what matters most growing your business. Come visit us at 1045 Broad St Sumter Sc 29150 or give us a call at (803) 736-3110 to learn more about how our business banking services can empower your entrepreneurial journey!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $4 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $351,403, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For our business members, we offer specialized services through our Business Banking section. This includes merchant services and business loans that support local entrepreneurs in growing their enterprises.

Convenience Services

We understand that accessibility is key in today's fast-paced world. That's why we provide ATM & Cash Withdrawal Services, allowing you quick access to cash when you need it most. Our basic drive-thru banking offers ease for simple transactions like deposits and withdrawals without leaving your vehicle.

Credit Cards

Our Credit Cards with Rewards are another fantastic option for members who want to earn while they spend. Whether you're planning a vacation or just doing everyday shopping, you'll find that every purchase brings you closer to valuable rewards.

Digital Features

Our focus on digital banking ensures that all these services are just a click away. With features like person-to-person payments and e-statements, managing your finances has never been easier or more convenient. Plus, our mobile application allows you to carry out banking tasks on the go making it simple to stay on top of your financial goals. If you have any questions about how our services can fit your needs or if you're ready to get started with us, don't hesitate to reach out! Call us at (803) 736-3110 or visit us at Broad Street Sumter today! Your financial journey starts here at Allsouth; let us help guide you along the way!

Loans and Financing

When it comes to loans, we offer an extensive selection, including Auto Loans & Vehicle Financing that help you get behind the wheel of your dream car without breaking the bank. If you're looking to purchase a home, our Mortgage Loans & Refinancing options make navigating the housing market simpler. We also provide Personal Loans & Debt Consolidation, perfect for managing unexpected expenses or combining debts into one manageable payment.

Personal Banking

For those seeking to manage day-to-day finances, our Personal Banking options include checking and savings accounts designed for convenience and flexibility. Imagine easily accessing your funds with our user-friendly online and mobile banking features. You can check balances, transfer money, and pay bills right from your smartphone or computer.

Digital & Online Banking

Anytime Access

Our commitment to accessibility means you can bank when it suits you best. With our 24/7 online banking services, you have real-time access to your accounts no more waiting for bank hours! Whether you're checking balances before heading out or making a quick transfer while running errands, we've got you covered. And if you're interested in modern payment methods, our mobile payments feature allows you to make purchases quickly and securely using your phone. With these innovative tools at your fingertips, managing your finances is not just easy; it's efficient too. At Allsouth, we strive to make banking straightforward and convenient for all our members. Embrace the future of banking with us today!

Key Features for Your Convenience

With our online banking services, you can easily check your account balances, pay bills, and transfer money all from the comfort of your device. Our user-friendly mobile application makes banking even simpler. You can download it to manage your accounts with just a few taps. Plus, with features like person-to-person transfers, sending money to friends or family has never been easier. Security is a top priority for us. Our electronic signature authorization ensures that your transactions are safe and verified. You can also choose to receive e-statements, which not only help reduce paper clutter but also provide quick access to your financial records.

Financial Strength

At Allsouth, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to being a reliable partner in your financial journey, offering peace of mind through our solid financial foundation. Our net worth of $252,497,899 highlights our strong financial health, which allows us to provide better rates, lower fees, and enhanced services to our members. Additionally, our net worth ratio of $1,877 reflects a robust capital base that ensures we can continue delivering loans and competitive savings rates, even during uncertain economic times. Members' savings are well-protected through $227,320,271 in share certificates and $189,701,036 in money market shares, presenting stable opportunities for your financial growth. Unlike traditional banks, we prioritize you our members by focusing resources on providing better loan rates and exclusive benefits. Currently, we hold $0 in non-member deposits, reinforcing our commitment to ensuring that your needs come first. With $232,925,935 in undivided earnings, we continuously reinvest in innovative banking tools and stronger lending options to serve you better. Our lending capacity is robust; we currently have $19,575 in used auto loans and $682,039,233 across all loans and leases. This means we are well-positioned to support your financial goals across various sectors. Our operational efficiency is evident with a net income of $18,275,514, enabling us to maintain competitive loan rates and solid financial products tailored for you. We proudly employ 321 full-time employees who are dedicated to providing excellent service along with a knowledgeable team of part-time employees ensuring we're always ready to assist you. We also boast a total of 233,042 share accounts, reflecting a strong and growing member base that trusts us with their finances. With net shares available for lending and investments totaling $2,588,077, we are equipped to meet your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Allsouth is your trusted partner. Visit us at 1045 Broad St Sumter Sc 29150 or call (803) 736-3110 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $335,854,124 in used vehicle loans and $96,825,918 in new vehicle loans already helping members get on the road. Whether you're eyeing a reliable used car or a brand-new model, we have options that can suit your budget and needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $12,343,000, make buying or refinancing simple. We provide flexible terms and competitive rates to help you settle into the home of your dreams.

Other Loan Options

In addition to our auto and mortgage loans, we provide personal loans for various needs, as well as business loans for entrepreneurs looking to grow their businesses. We know that financial situations can vary greatly from person to person, which is why we encourage you to explore our refinancing options and eligibility criteria available at our website. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. No matter what your financial goals may be, Allsouth is committed to providing you with the tools and support necessary for success. Visit us today or reach out via phone at (803) 736-3110 to learn more about how we can help fulfill your financial aspirations!

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. These cards come with no collateral requirement and are designed to give you the spending power you need when you need it.

Loan Aggregator

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Ensuring Accurate Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to transparency means that users can trust the information they receive is fair and reflects current market conditions.

Allsouth