ALLSOUTH FEDERAL CREDIT UNION - Saluda, SC

Welcome to Allsouth Credit Union, your trusted financial partner in the heart of Saluda, SC! Established in 1960, our commitment to serving our members is stronger than ever. Located at 301 N Main St, Saluda, SC 29138, we pride ourselves on offering a wide range of financial services tailored to meet your needs. With over 118,588 members and total assets exceeding $1.34 billion, we're dedicated to ensuring your financial well-being. At Allsouth, we understand the importance of community. Our robust offerings include personal banking services like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. As a member-focused institution, we also provide business banking solutions that include merchant services and business loans. Whether you need support for everyday transactions or are looking to make significant financial moves, we've got you covered. Our CEO, William Koehler, along with Board President Walter Todd, leads a team of 321 dedicated employees who are here to assist you. We believe in fostering a relationship built on trust and transparency values that resonate throughout our branch. If you have any questions or need assistance, don't hesitate to reach out at (803) 736-3110. For those sending official correspondence, please note that our mailing address differs: it's 730 Elmwood Ave, Columbia, SC 29201-2002. Join us today! Visit our website at Allsouth.org to learn more about how we can help you achieve your financial goals. Whether you're looking to open a new account or simply want to explore your options, Allsouth Credit Union is here for you every step of the way!

Welcome to Allsouth, a cornerstone of financial support in Saluda, South Carolina. Established in 1960, our branch has been dedicated to serving the community for over six decades. With a commitment to enhancing the lives of our members, we have grown into a trusted institution that prioritizes both financial success and community well-being. Located at 301 N Main St, Saluda, SC 29138, our branch is easily accessible and situated near local landmarks that embody the spirit of our town. Our mission is simple yet profound: to provide exceptional financial services while fostering strong relationships within our community. We believe that when our members thrive, so does our community. Since opening our doors, Allsouth has evolved significantly. Today, we proudly serve 118,588 members with total assets exceeding $1.34 billion. This remarkable growth reflects our dedication to meeting the diverse needs of our members from personal banking solutions like checking and savings accounts to auto loans and business financing. At Allsouth, we understand that technology plays a crucial role in modern banking. That's why we offer a range of digital services including online banking and mobile payments, ensuring that you can manage your finances conveniently from anywhere. Our commitment to accessibility includes ADA compliance in all our facilities. Our mission extends beyond mere transactions; it's about building a stronger community. We actively engage in outreach efforts and partnerships that uplift those around us. Whether it's sponsoring local events or offering financial education programs, we strive to make a positive impact on the lives of our members and their families. While members can visit us at 301 N Main St, official correspondence should be sent to 730 Elmwood Ave, Columbia, SC 29201-2002 if different from the branch address. We invite you to experience the benefits of membership at Allsouth. With operating hours designed for your convenience Monday through Thursday from 9:00 AM to 5:00 PM and Friday until 5:30 PM we are here when you need us most. Our drive-thru service offers added flexibility for quick transactions as well. Join us at Allsouth today! Discover how we can help you achieve your financial goals while being part of a community-focused credit union that truly cares. For more information or assistance, feel free to contact us at 803-736-3110 or visit us online at Allsouth.org. Let's build a brighter financial future together!

Becoming a member of Allsouth is like joining a friendly family that truly cares about your financial well-being. At our Saluda branch, located at 301 N Main St Saluda Sc 29138, we welcome anyone who lives, works, worships, or attends school in the communities we serve. It's all about inclusivity! Whether you're looking for personal banking services, auto loans, or just a place to save your hard-earned money, our community-oriented approach ensures that you'll feel right at home here. Joining us is simple and straightforward. You can start by checking out more details about eligibility on our website at https://www.allsouth.org/member-service/who-can-join/ . If you're ready to open an account or have any questions, give us a call at (803) 736-3110. We can't wait to welcome you into our growing family!

At Allsouth, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial foundation to support your needs and aspirations. With a net worth of $252,497,899, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,877 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $227,320,271 in share certificates and $189,701,036 in money market shares, which provide stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to reinvesting in our community is reflected in our $232,925,935 in undivided earnings. This allows us to enhance our banking tools, strengthen lending options, and improve security measures for your benefit. Additionally, with $19,575 in used auto loans and $682,039,233 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency shines through with a net income of $18,275,514, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 321 full-time employees and no part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Furthermore, net shares (funds available for lending and investments) stand at $2,588,077, demonstrating our ability to lend when you need it most. The trust placed in us by our members is evident with a total of 233,042 share accounts established within the community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Allsouth is your trusted partner. Visit us at 301 N Main St Saluda Sc 29138 or call (803) 736-3110 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.