Allsouth Credit Union Saluda SC | Affordable Vehicle Loans & Checking

Introduction

Welcome to Allsouth Credit Union, your trusted financial partner in the heart of Saluda, SC! Established in 1960, our commitment to serving our members is stronger than ever. Located at 301 N Main St, Saluda, SC 29138, we pride ourselves on offering a wide range of financial services tailored to meet your needs. With over 118,588 members and total assets exceeding $1.34 billion, we're dedicated to ensuring your financial well-being. At Allsouth, we understand the importance of community. Our robust offerings include personal banking services like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. As a member-focused institution, we also provide business banking solutions that include merchant services and business loans. Whether you need support for everyday transactions or are looking to make significant financial moves, we've got you covered. Our CEO, William Koehler, along with Board President Walter Todd, leads a team of 321 dedicated employees who are here to assist you. We believe in fostering a relationship built on trust and transparency values that resonate throughout our branch. If you have any questions or need assistance, don't hesitate to reach out at (803) 736-3110. For those sending official correspondence, please note that our mailing address differs: it's 730 Elmwood Ave, Columbia, SC 29201-2002. Join us today! Visit our website at Allsouth.org to learn more about how we can help you achieve your financial goals. Whether you're looking to open a new account or simply want to explore your options, Allsouth Credit Union is here for you every step of the way!

Branch History & Mission

Welcome to Allsouth, a cornerstone of financial support in Saluda, South Carolina. Established in 1960, our branch has been dedicated to serving the community for over six decades. With a commitment to enhancing the lives of our members, we have grown into a trusted institution that prioritizes both financial success and community well-being. Located at 301 N Main St, Saluda, SC 29138, our branch is easily accessible and situated near local landmarks that embody the spirit of our town. Our mission is simple yet profound: to provide exceptional financial services while fostering strong relationships within our community. We believe that when our members thrive, so does our community. Since opening our doors, Allsouth has evolved significantly. Today, we proudly serve 118,588 members with total assets exceeding $1.34 billion. This remarkable growth reflects our dedication to meeting the diverse needs of our members from personal banking solutions like checking and savings accounts to auto loans and business financing. At Allsouth, we understand that technology plays a crucial role in modern banking. That's why we offer a range of digital services including online banking and mobile payments, ensuring that you can manage your finances conveniently from anywhere. Our commitment to accessibility includes ADA compliance in all our facilities. Our mission extends beyond mere transactions; it's about building a stronger community. We actively engage in outreach efforts and partnerships that uplift those around us. Whether it's sponsoring local events or offering financial education programs, we strive to make a positive impact on the lives of our members and their families. While members can visit us at 301 N Main St, official correspondence should be sent to 730 Elmwood Ave, Columbia, SC 29201-2002 if different from the branch address. We invite you to experience the benefits of membership at Allsouth. With operating hours designed for your convenience Monday through Thursday from 9:00 AM to 5:00 PM and Friday until 5:30 PM we are here when you need us most. Our drive-thru service offers added flexibility for quick transactions as well. Join us at Allsouth today! Discover how we can help you achieve your financial goals while being part of a community-focused credit union that truly cares. For more information or assistance, feel free to contact us at 803-736-3110 or visit us online at Allsouth.org. Let's build a brighter financial future together!

Branch Location & Accessibility

Accessibility Features

At Allsouth, we prioritize accessibility. Our branch is equipped with ADA-compliant features including ramps and designated parking spots, ensuring that everyone can comfortably access our services. Plus, if you're in a hurry, take advantage of our convenient drive-thru banking for quick deposits and withdrawals without leaving your vehicle.

Connect with Us

If you have any questions or need assistance, feel free to give us a call at 803-736-3110. We can't wait to welcome you at Allsouth in Saluda! Come see how we can help you achieve your financial goals today!

Nearby Landmarks

You'll find us just a stone's throw away from the historic Saluda Theater and the beautiful Saluda County Courthouse. These familiar spots make it easy to remember where we are, and we invite you to visit us while enjoying the vibrant atmosphere of downtown Saluda.

Operating Hours

We're here for you during flexible hours that fit your schedule! Visit us Monday through Thursday from 9:00 AM to 5:00 PM, and on Friday from 9:00 AM to 5:30 PM. Please note that we take a lunch break from 11:00 AM to 12:00 PM daily. This allows our dedicated staff to recharge so they can continue providing excellent service.

Services Offered

Allsouth offers a variety of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgages, we have something for everyone. Our ATM is available for cash withdrawals and balance checks anytime you need it. With both lobby and drive-thru options, we ensure that your banking experience is as smooth as possible. While members can visit us at 301 N Main St, official correspondence should be sent to our mailing address at 730 Elmwood Ave, Columbia, SC 29201-2002.

Member Eligibility

Becoming a member of Allsouth is like joining a friendly family that truly cares about your financial well-being. At our Saluda branch, located at 301 N Main St Saluda Sc 29138, we welcome anyone who lives, works, worships, or attends school in the communities we serve. It's all about inclusivity! Whether you're looking for personal banking services, auto loans, or just a place to save your hard-earned money, our community-oriented approach ensures that you'll feel right at home here. Joining us is simple and straightforward. You can start by checking out more details about eligibility on our website at https://www.allsouth.org/member-service/who-can-join/. If you're ready to open an account or have any questions, give us a call at (803) 736-3110. We can't wait to welcome you into our growing family!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer essential merchant services that simplify payment processing and enhance cash flow. Imagine being able to accept payments anytime, anywhere, which helps you serve your customers better and increase sales. Our solutions are designed to support your daily operations, allowing you to focus on what matters most running your business. Located at 301 N Main St Saluda Sc 29138 in Saluda, SC, we're dedicated to building lasting relationships with local entrepreneurs. Let us partner with you on your journey to success! For more information, call us at (803) 736-3110 or visit our website at https://www.allsouth.org/.

Supporting Your Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $4 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $351,403, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Always Here for You

Located at 301 N Main St Saluda Sc 29138, we invite you to visit us or give us a call at (803) 736-3110 if you have any questions about our services or how we can assist you further. Our friendly staff is here to guide you through each service and help meet your financial goals. Ready to experience all that Allsouth has to offer? Whether it's opening a new account or exploring loan options, we're excited to welcome you as a member of our community! For more information about joining us or accessing our services online, visit Saluda.

Business Banking Tailored for Success

For business owners in Saluda, Allsouth offers tailored business banking services that include merchant services and business loans. We want to support local businesses in their growth and success by providing the tools they need for effective cash flow management.

Convenience at Your Fingertips

In today's fast-paced world, convenience matters. That's why we've invested in online and mobile banking solutions that allow you to manage your accounts anytime, anywhere. From transferring funds to checking balances, our digital platforms ensure you have access when you need it most. With ATM services available at our branch and across the network, withdrawing cash or checking your balance is just a few taps away. For those who prefer face-to-face interactions, our basic drive-thru banking allows for quick deposits and withdrawals without leaving your car.

Personal Banking Made Simple

Whether you're looking to open a checking or savings account, Allsouth has you covered. We offer personal banking solutions designed to help you manage your finances with ease. If you're planning a big purchase or need extra cash for an unexpected expense, our auto loans and vehicle financing options make it simple to get on the road quickly. For those considering buying a home, our mortgage loans and refinancing services provide competitive rates and personalized assistance. We understand that life can be unpredictable, which is why we also offer personal loans and debt consolidation options to help you regain control of your finances.

Rewards That Benefit You

Imagine earning rewards every time you make a purchase! With our credit cards featuring rewards programs, you can enjoy benefits while managing your expenses. It's a win-win situation that adds value to your everyday spending.

Digital & Online Banking

E-Statements and Real-Time Management

Stay organized and eco-friendly with e-statements that keep all your financial information neatly stored and easily accessible. You can view them anytime through our online banking services, helping you track your spending in real time. At Allsouth, we prioritize your safety as much as convenience. Our robust security measures protect your personal information while allowing you to conduct transactions with confidence. Whether you're at home or on the move, we've got the tools you need to manage your finances effectively. Experience banking that fits seamlessly into your life with Allsouth's digital and online services today!

User-Friendly Features

Navigating through your finances shouldn't be complicated. Our user-friendly mobile application makes it simple to manage your accounts on the go. Whether you're making person-to-person transfers or enjoying the benefits of mobile payments, everything is just a few taps away. And with electronic signature authorization available, signing documents has never been easier or more secure.

Financial Strength

At Allsouth, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial foundation to support your needs and aspirations. With a net worth of $252,497,899, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,877 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $227,320,271 in share certificates and $189,701,036 in money market shares, which provide stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to reinvesting in our community is reflected in our $232,925,935 in undivided earnings. This allows us to enhance our banking tools, strengthen lending options, and improve security measures for your benefit. Additionally, with $19,575 in used auto loans and $682,039,233 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency shines through with a net income of $18,275,514, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 321 full-time employees and no part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Furthermore, net shares (funds available for lending and investments) stand at $2,588,077, demonstrating our ability to lend when you need it most. The trust placed in us by our members is evident with a total of 233,042 share accounts established within the community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Allsouth is your trusted partner. Visit us at 301 N Main St Saluda Sc 29138 or call (803) 736-3110 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $335,854,124 in used vehicle loans and $96,825,918 in new vehicle loans already helping members get on the road. We offer flexible terms and competitive rates that make financing your vehicle straightforward and affordable.

Business Loans

For business owners, our outstanding commercial loans totaling $351,403 provide the capital needed to grow and expand your business. Whether you need funds for equipment purchase or working capital, we are here to support your business ambitions. At Allsouth, we believe that everyone deserves access to fair lending options. If you're interested in refinancing any existing loans or exploring eligibility options, don't hesitate to reach out. Our team is ready to assist you through every step of the process. For more information about our loan offerings or to schedule a consultation, contact us at (803) 736-3110 or visit us at our branch located at 301 N Main St Saluda Sc 29138 in Saluda, SC. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $12,343,000, make buying or refinancing simple. We provide personalized service to help you find the right mortgage solution for your situation, whether it's your first home or an investment property.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. These cards come with competitive interest rates and no hidden fees, making them a smart choice for everyday purchases.

Loan Aggregator

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Allsouth