Allsouth Credit Union Orangeburg SC | Affordable Auto Loans & Business Banking

Introduction

Welcome to Allsouth, your trusted financial partner located at 1588 Saint Matthews Rd, Orangeburg, SC 29118. Established in 1960, we have been committed to serving our members and the community with integrity and dedication for over six decades. With a strong membership base of 118,588 individuals, Allsouth has grown into a cornerstone of financial support in Orangeburg. At Allsouth, we take pride in our impressive assets totaling $1,343,624,226. Our commitment to helping you achieve your financial goals is reflected in our extensive range of services, including personal banking, auto loans, mortgages, and business banking options. Currently, we have provided over 44,980 loans to our valued members, showing our dedication to making dreams a reality. Our financial health speaks volumes about our reliability. With total deposits reaching $317,497,588 and a net worth of $252,497,899, you can trust that your money is safe with us. We maintain a cash reserve of $55,103,678, ensuring that we are always ready to meet your needs. While you can visit us at our branch in Orangeburg for all your banking needs, official correspondence should be sent to our mailing address: 730 Elmwood Ave, Columbia, SC 29201-2002. Under the leadership of CEO William Koehler and Board President Walter Todd, we strive to create a welcoming environment where every member feels valued. Our team of 321 employees is here to assist you with personalized service and expert advice. We invite you to explore the many ways Allsouth can help you thrive financially. Whether you're looking to open an account or need assistance with a loan application, feel free to reach out at 803-736-3110 or visit us online at allsouth.org. Join us today and experience the difference that a community-focused credit union can make!

Branch History & Mission

Community Commitment

Allsouth doesn't just stop at providing financial products; we are deeply committed to giving back to Orangeburg and surrounding areas. Through various outreach programs and partnerships with local organizations, we strive to uplift our community and support those in need. As part of our ongoing efforts, we host financial literacy workshops aimed at empowering individuals with knowledge about managing finances effectively. Whether you're looking for advice on budgeting or planning for retirement, we're here to guide you every step of the way.

Join Us Today!

We invite you to become part of the Allsouth family! Experience firsthand the benefits of membership a supportive community dedicated to helping you achieve your financial goals. Visit us during our lobby hours Monday through Thursday from 9:00 AM to 5:00 PM and Friday from 9:00 AM to 6:00 PM or give us a call at 803-736-3110 for any inquiries. Together, let's build a brighter financial future!

Our Mission

Our mission is straightforward: we aim to provide exceptional financial services that foster growth and stability for our members while actively supporting the communities we serve. We believe in more than just transactions; we focus on building relationships that last. At Allsouth, we understand that each member's financial journey is unique. Therefore, we tailor our offerings from checking accounts and auto loans to business banking solutions ensuring that everyone finds what they need. Digital advancements play a crucial role in how we serve our members today. With features like online banking and mobile payments available, convenience is at your fingertips. Our commitment to accessibility means that all our facilities comply with ADA standards so that everyone can enjoy the services we offer.

Branch Location & Accessibility

Accessibility Features

At Allsouth, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps to ensure everyone can access our services comfortably. We also offer ample parking space to make your visit even easier.

Nearby Landmarks

Located close to various shops and eateries, our branch is ideally positioned for your convenience. If you're out running errands or enjoying a day in the area, stop by and see us!

Operating Hours

We understand that life can get busy, which is why we keep our doors open during convenient hours. Our lobby welcomes you Monday through Thursday from 9:00 AM to 5:00 PM and on Fridays until 6:00 PM.

Services Offered

At Allsouth, we provide a wide range of financial services designed to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Plus, with an ATM available on-site, accessing your cash is quick and easy. While members can visit us at 1588 Saint Matthews Rd Orangeburg Sc 29118, official correspondence should be sent to our mailing address at 730 Elmwood Ave, Columbia, SC 29201-2002. We invite you to drop by or give us a call at 803-736-3110 if you have any questions or need assistance. The friendly team at Allsouth is here to help you every step of the way!

Member Eligibility

At Allsouth, we believe that everyone deserves access to a supportive financial community. Joining us is simple and welcoming! Membership is open to anyone who lives, works, worships, or attends school in the Orangeburg area. This means you can easily become part of our family if you're connected to our vibrant community. Plus, we offer a range of benefits designed just for you, from competitive loan rates to personalized service that puts your needs first. If you're ready to take the next step, opening an account is a breeze! You can find all the details on how to join and start enjoying these perks at https://www.allsouth.org/member-service/who-can-join/. If you have any questions or need assistance, don't hesitate to call us at (803) 736-3110. We can't wait to welcome you to Allsouth, located at 1588 Saint Matthews Rd Orangeburg Sc 29118!

Business Banking & Commercial Services

Merchant Services for Seamless Transactions

In today's fast-paced market, smooth transactions can set you apart. Our merchant services provide everything from payment processing to point-of-sale solutions, making it easy for customers to buy from you. Picture a busy Saturday at your shop our services ensure every sale goes through without a hitch, allowing you to focus on what you do best: running your business. Visit us at 1588 Saint Matthews Rd Orangeburg Sc 29118 in Orangeburg, SC, or call us at (803) 736-3110 to learn how our business banking solutions can fuel your success!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $4 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $351,403, we continue to drive economic growth by financing new and expanding businesses. Imagine having the capital to upgrade your equipment or expand your workforce. Our loans help you take those steps confidently.

Comprehensive List Of Services

Business Banking Services

We also cater to local businesses with specialized services like Merchant Services & Business Loans. If you own a small business, think about how easy it would be to manage transactions efficiently while having access to funds when needed.

Connect With Us

Ready to take the next step towards better financial health? Reach out today at (803) 736-3110 or visit us online at Orangeburg. Our friendly staff is eager to assist you with any questions or concerns you may have about our services. At Allsouth, we're not just about transactions; we're about building relationships within our community and helping you achieve financial success!

Credit Options for Everyone

Life can throw unexpected expenses your way, which is why our Personal Loans & Debt Consolidation services are designed for flexibility and ease. You can consolidate multiple debts into one manageable payment, making it simpler to take control of your finances. Our Credit Cards with Rewards let you earn while you spend. Imagine earning points on everyday purchases that can be redeemed for travel or cash back it's a great way to make the most out of your spending.

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why we offer robust Online & Mobile Banking features that allow you to manage your accounts anytime, anywhere. Need to check your balance or transfer funds? Just pull out your phone! Plus, with our ATM & Cash Withdrawal Services, accessing cash is quick and straightforward.

Personal Banking Solutions

Managing your finances has never been easier with our comprehensive personal banking options. We offer Checking & Savings Accounts that help you save for both short-term and long-term goals. Imagine setting up an automatic transfer from your checking account to your savings it's a simple way to watch your money grow! If you're considering purchasing a vehicle, our Auto Loans & Vehicle Financing options provide competitive rates and flexible terms. Picture yourself driving off in that new car without the stress of complicated financing. For those thinking about homeownership, we have Mortgage Loans & Refinancing solutions that cater to various needs. Whether you're buying your first home or looking to refinance an existing mortgage, our team is here to guide you every step of the way.

Digital & Online Banking

Key Services

Our online banking platform allows you to view your accounts, pay bills, and transfer money at any time. Need to send cash to a friend? Our person-to-person transfer feature makes it quick and straightforward. You can also enjoy the convenience of mobile payments, allowing you to make purchases directly from your smartphone. If you prefer to go paperless, we offer e-statements that give you instant access to your account statements online. Plus, with electronic signature authorization, signing important documents is as easy as a click no more printing or mailing needed!

User-Friendly Experience

We prioritize user experience in every aspect of our digital banking services. Our mobile application brings all these features together in one place, providing an intuitive interface for real-time account management. Whether you're checking balances, making deposits, or applying for loans, everything is just a tap away. At Allsouth, we believe that banking should fit seamlessly into your lifestyle. That's why we ensure that our digital services are secure and reliable, giving you peace of mind while managing your finances anytime, anywhere. Join us today and explore how our digital banking solutions can simplify your financial life!

Financial Strength

At Allsouth, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a robust financial foundation, allowing us to support your needs effectively. With a net worth of $252,497,899, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,877 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $227,320,271 in share certificates and $189,701,036 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $232,925,935 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $19,575 in used auto loans and $682,039,233 in total loans and leases. Our operational efficiency is reflected in our $18,275,514, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 321 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $2,588,077. Total Share Accounts: 233,042, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Allsouth is your trusted partner. Visit us at 1588 Saint Matthews Rd Orangeburg Sc 29118 or call (803) 736-3110 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $335,854,124 in used vehicle loans and $96,825,918 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used car, we have options tailored to fit your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $12,343,000, make buying or refinancing simple. We also provide guidance throughout the process so you can feel confident about your investment.

Other Loan Options

In addition to auto and mortgage loans, we provide personal loans and debt consolidation services tailored to your specific needs. For business owners seeking growth capital, our outstanding commercial loans totaling $351,403 ensure you have access to the funds necessary for expansion. For further details on refinancing options or eligibility requirements for our loan products, please visit our website or check out our eligibility page. We are committed to assisting you in making informed financial decisions that align with your goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your dreams!

Unsecured Credit Card Loans

For those looking to manage their day-to-day expenses more effectively, we offer flexible terms on unsecured credit card loans. While currently our total in unsecured credit card loans is $0, our goal is to help you find the right solution for managing finances when these options become available.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency and credibility in the information provided. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. Our goal is to provide unbiased results, so you can trust that every comparison is based solely on loan terms. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, enabling them to make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness and reliability of this tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Allsouth