Allsouth Credit Union Newberry SC | Affordable Auto Loans & Checking

Introduction

Welcome to Allsouth, your trusted financial partner in Newberry, SC! Located at 1342 Wilson Rd, Newberry, SC 29108, we have proudly served our community since 1960. Our commitment to excellence has helped us grow into a thriving credit union with over 118,588 members and total assets reaching an impressive $1,343,624,226. At Allsouth, we believe in putting our members first. Whether you're looking for personal banking solutions, auto loans, or business services, we are here to help you achieve your financial goals. With a total of $317,497,588 in deposits and an extensive portfolio of loans amounting to 44,980, we provide the resources you need with a personal touch. Led by our dedicated CEO William Koehler and Board President Walter Todd, our team of 321 employees is committed to making your banking experience exceptional. We understand that every member's needs are unique; that's why we offer a range of services including checking and savings accounts, mortgage loans, credit cards with rewards, and more. If you need assistance or want to learn more about what we offer, feel free to reach out at 803-736-3110 or visit our website at allsouth.org. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address: 730 Elmwood Ave, Columbia, SC 29201-2002. Join us today and experience the Allsouth difference where community and commitment come together!

Branch History & Mission

Join Us

We invite you to experience the Allsouth difference. With convenient operating hours Monday through Thursday from 9 AM to 5 PM and Friday until 6 PM along with a drive-thru service for quick transactions and ATM availability for your ease, we're here when you need us most. Join us today and discover how Allsouth can help you achieve your financial dreams while making a positive impact on your community. To learn more about membership eligibility or open an account, visit us at Allsouth or call us at 803-736-3110. Together, let's build a brighter future!

Our Journey

Allsouth began its journey with a vision to offer accessible financial services tailored to the needs of local residents. Over the years, we have expanded our offerings significantly while maintaining our core mission: to support our members' financial goals and enhance their quality of life. Today, with total assets exceeding $1.34 billion, we stand as a pillar of strength in the Newberry community. From humble beginnings, we have embraced advancements in technology to better serve our members. We are proud to offer modern conveniences like online banking and mobile payments while ensuring that all facilities meet ADA compliance standards for accessibility. Our commitment to innovation is matched by our dedication to personal service; whether you visit us in person or connect through digital channels, you will find a team ready to assist you.

Our Mission

At Allsouth, our mission is clear: we strive to provide personalized financial solutions while fostering a sense of community among our members. We believe that banking should be more than just transactions; it should be about building relationships and supporting one another. Through various outreach initiatives and partnerships with local organizations, we actively work to enhance the well-being of those around us. For official correspondence, please send mail to 730 Elmwood Ave, Columbia, SC 29201-2002. While you can always reach us at 1342 Wilson Rd, we want to ensure your messages are delivered promptly.

Branch Location & Accessibility

Accessible and Convenient

At Allsouth, we believe that banking should be easy for everyone. Our branch features ample parking and is fully ADA compliant, ensuring that all members of our community can access our services without any hassle. If you're on the go, take advantage of our drive-thru banking options for quick deposits and withdrawals. We also have an ATM available for your convenience, making it easier than ever to access your funds anytime.

Call Us Anytime

If you have questions or need assistance, don't hesitate to reach out! You can call us at 803-736-3110. Our dedicated team is ready to help you with personal banking services, including checking and savings accounts, auto loans, mortgage options, and more. Come visit us at Allsouth in Newberry your trusted partner in financial services!

Welcoming Hours

We want to make sure you can visit us when it's convenient for you. Our lobby hours are Monday through Thursday from 9:00 AM to 5:00 PM and Friday until 6:00 PM. The drive-thru is open Monday through Thursday from 8:30 AM to 5:00 PM and on Fridays from 8:30 AM to 6:00 PM.

Member Eligibility

At Allsouth, we believe that joining our credit union means becoming part of a caring community where you can thrive. If you're looking to become a member, it's easy! Anyone who lives, works, worships, or attends school in the Newberry area is eligible to join us. We welcome individuals and families alike, offering you access to a variety of financial products tailored to meet your needs. As a member, you'll enjoy lower loan rates, higher savings yields, and personalized service that makes banking feel less like a chore and more like a partnership. To learn more about our membership criteria, feel free to check out the detailed information at https://www.allsouth.org/member-service/who-can-join/. When you're ready to open an account, simply visit us at https://www.allsouth.org/open-new-account/. You can also give us a call at (803) 736-3110 if you have any questions or need assistance. We're excited to help you start your journey with us at Allsouth, located at 1342 Wilson Rd Newberry Sc 29108!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $4 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $351,403, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Managing payments shouldn't be complicated. Our merchant services simplify transactions, allowing you to focus on what matters most running your business. Imagine effortlessly accepting payments from customers, whether in-store or online, giving them options while ensuring quick access to your funds. Visit us at 1342 Wilson Rd Newberry Sc 29108 in Newberry, SC or call us at (803) 736-3110 to learn more about how our business banking and commercial services can support your success!

Comprehensive List Of Services

Accessing Our Services

We also offer basic drive-thru banking for quick transactions like deposits and withdrawals perfect for those busy days when you're on the move. If you're ever unsure about something or need assistance, don't hesitate to call us at (803) 736-3110. At Allsouth, we're committed to helping you achieve your financial goals with our wide array of services designed just for you. Explore all that we have to offer by visiting us at Newberry, where your financial well-being is our top priority. Ready to take the next step? Join us today by opening an account online here or learn more about membership eligibility here. We look forward to serving you!

Business Banking Services

For our entrepreneurial members, we provide comprehensive Business Banking solutions, including Merchant Services & Business Loans. If you're starting a new venture or expanding an existing one, our team is ready to support your goals with customized financial products designed specifically for businesses.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why at Allsouth, we've invested in robust Online & Mobile Banking capabilities. Manage your accounts anytime and anywhere using our user-friendly mobile app or website. You can easily check balances, make transfers, and even pay bills from the comfort of your home or on the go. Plus, enjoy easy access to cash with our ATM & Cash Withdrawal Services available throughout the area. Whether you need quick cash or want to deposit checks without visiting the branch, we've got you covered!

Financial Flexibility

In addition to traditional banking services, we understand that life can throw unexpected expenses your way. That's why we offer Personal Loans & Debt Consolidation options. These loans can help you manage unforeseen costs or consolidate existing debt into one manageable payment, giving you peace of mind. Don't forget about our Credit Cards with Rewards program! Use them for everyday purchases and earn rewards that can be redeemed for travel, merchandise, and more.

Personal Banking Solutions

One of our primary offerings includes Personal Banking, which encompasses Checking & Savings Accounts tailored to help you manage your day-to-day finances. Imagine having a checking account that fits your lifestyle, paired with a savings account that grows your money over time. We also provide options for Auto Loans & Vehicle Financing, making it easier for you to get behind the wheel of your dream car without breaking the bank. For those considering homeownership or refinancing an existing mortgage, our Mortgage Loans & Refinancing services offer competitive rates and flexible terms. Whether you're buying your first home or looking to lower your monthly payments, we've got solutions for you.

Digital & Online Banking

Key Features

Our online banking also includes E-Statements, allowing you to receive your account statements electronically. This not only helps you stay organized but also contributes to a greener environment by reducing paper waste. Plus, if you're in a hurry, our Mobile Application gives you access to all your banking needs right from your smartphone. Need to send money to a friend? Our Person-to-Person Transfers feature makes it easy to send cash instantly with just a few taps on your screen. For added convenience, we support Mobile Payments, enabling you to make purchases directly from your phone without fumbling for your wallet.

Security and Ease of Use

At Allsouth, we take security seriously. You can rest easy knowing that our systems use the latest technology to keep your information safe. We also offer Electronic Signature Authorization, making it easier for you to complete transactions without needing physical paperwork. We're committed to providing accessible and user-friendly services that empower you to manage your finances effectively. With real-time account management and a range of features tailored just for you, banking has never been easier. Explore all these great features today at https://www.allsouth.org/ and see how Allsouth can make your banking experience more enjoyable!

Financial Strength

Growing Trust Among Members

The strength of our institution is further demonstrated by the trust of our members, as shown by our total share accounts of 233,042. This growing member base trusts us with their finances, reinforcing our commitment to provide exceptional service. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Allsouth is your trusted partner. Visit us at 1342 Wilson Rd Newberry Sc 29108 or call (803) 736-3110 to learn more about how we can help you achieve your financial goals.

Members' Savings Are Secure

Members' savings are secured through $227,320,271 in share certificates and $189,701,036 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $18,275,514 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 321 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment in Member Services

With $232,925,935 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity for lending is evident as we hold $19,575 in used auto loans and $682,039,233 in total loans and leases, supporting members' financial goals across various sectors.

Solid Financial Foundation

With a net worth of $252,497,899, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,877 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $335,854,124 in used vehicle loans and $96,825,918 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, we're here to make financing simple and accessible.

Business Financing

For business owners, our outstanding commercial loans totaling $351,403 provide the capital needed to grow and expand. We understand how vital it is for businesses to have access to funds when they need them most.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing straightforward. We offer Junior Lien 1-4 Family Residential Properties loans totaling $12,343,000, providing you with the opportunity to secure your own space without unnecessary complications.

Refinancing Options

If you already have existing loans but are seeking better rates or terms, we encourage you to explore our refinancing options. Our team is ready to assist you in finding solutions that fit your changing financial situation. For further details about eligibility and how you can take advantage of these offerings, please visit our website at Allsouth or check out our eligibility criteria here. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We pride ourselves on transparency and are committed to supporting our members through every step of their financial journey.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, although currently our total in this category is $0. This means we are continuously looking for ways to enhance our offerings and better serve our members.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

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Allsouth