Allsouth Credit Union Lexington SC | Low Mortgage Rates & Business Banking

Introduction

Welcome to Allsouth, your trusted financial partner in the heart of Lexington, SC! Located at 5566 Platt Springs Rd, we have proudly served our community since 1960, growing alongside our members and adapting to their needs. With a robust membership base of 118,588 and total assets reaching an impressive $1,343,624,226, Allsouth is committed to providing reliable banking solutions tailored just for you. At Allsouth, we believe that everyone deserves access to quality financial services. That's why we offer a wide range of products including personal banking accounts, auto loans, mortgage loans, and business banking services. Our dedicated team of 321 employees is here to support you every step of the way. While members can visit us at our branch location, official correspondence should be sent to our mailing address at 730 Elmwood Ave, Columbia, SC 29201-2002. You can reach us easily by phone at 803-736-3110 during our convenient lobby hours or drive-thru service. Under the leadership of CEO William Koehler and Board President Walter Todd, we are proud to hold a net worth of $252,497,899 and maintain total deposits of $317,497,588. Our commitment extends beyond just numbers; it's about making a positive impact in our community and ensuring that our members feel valued and supported. Join us today! Explore how Allsouth can help you achieve your financial goals by visiting our website at Allsouth. Whether you're looking for straightforward banking solutions or personalized financial advice, we're here for you. Let's build a brighter financial future together!

Branch History & Mission

Commitment to Innovation

As technology advances, so do we. Our digital banking options include online banking and mobile payments designed with convenience in mind. Whether you need quick access to your account or wish to apply for a loan from home, we've got you covered. Our ATM availability ensures you can access your funds whenever necessary.

Join Us

We invite you to experience the Allsouth difference. With dedicated staff available during our operating hours Monday through Thursday from 9:00 AM to 5:00 PM and Friday until 6:00 PM our team is here to assist you every step of the way. Whether you're looking for personal banking solutions or business services, Allsouth is ready to help you thrive financially. Come visit us or reach out at 803-736-3110 for any inquiries. Join us today and discover how being part of Allsouth can benefit you and your family!

Our Journey

Allsouth began as a small financial institution with a vision to empower individuals and families in Lexington and beyond. Over the years, we have grown and evolved, continuously expanding our services to meet the changing needs of our members. Our commitment to community support has been unwavering, with various outreach programs that provide assistance and resources to local organizations. From offering competitive loan options to providing educational workshops on financial literacy, Allsouth has made significant strides in ensuring that our members are well-equipped to achieve their financial goals. We understand that each member's journey is unique, which is why we tailor our services to fit individual needs.

Our Mission

At Allsouth, our mission goes beyond just providing financial services; we strive to be a cornerstone of support within the community. We aim to foster financial stability and growth for all our members through accessible banking solutions and personalized service. Our focus on community means that we actively engage in initiatives that uplift those around us. While members can visit us at our branch location in Lexington, official correspondence should be sent to 730 Elmwood Ave, Columbia, SC 29201-2002 if needed.

Branch Location & Accessibility

Accessible Banking Experience

At Allsouth, we prioritize making banking easy and comfortable for everyone. Our branch features ADA-compliant entrances and ramps to ensure accessibility for all members. If you prefer to drive, ample parking is available right outside our doors. For those on the go, we also offer a drive-thru banking option that allows you to handle deposits and withdrawals without leaving your vehicle.

Convenient Hours & Services

Our lobby hours are designed with your schedule in mind. We're open Monday through Thursday from 9:00 AM to 5:00 PM and extend our hours until 6:00 PM on Fridays. The drive-thru operates slightly earlier, starting at 8:30 AM on weekdays, making it easy for you to get your banking done before heading off to work or errands. Allsouth offers a variety of services tailored to meet your financial needs, including personal checking and savings accounts, auto loans, mortgage options, and even business banking solutions. Plus, with our ATM available on-site, withdrawing cash or checking your balance has never been more straightforward. While you can always reach us at 803-736-3110 for any questions or assistance, we invite you to visit us in person! Our friendly team is excited to help you with your financial journey at Allsouth. Remember, if you need to send any official correspondence, please address it to our mailing location at 730 Elmwood Ave, Columbia, SC 29201-2002. Come by today and discover how Allsouth can support your financial goals!

Member Eligibility

At Allsouth, becoming a member means joining a welcoming community that cares about your financial well-being. If you live, work, or worship in the area or have family ties to existing members, you're likely eligible for membership! We strive to make it easy for everyone to join us. Our friendly team is here to guide you through the process and help you take advantage of all the benefits we offer, from personal banking solutions to competitive loan options. To find out more about the specific eligibility criteria, feel free to visit our detailed page at https://www.allsouth.org/member-service/who-can-join/. When you're ready to open an account and start enjoying the perks of being part of our family, just head over to https://www.allsouth.org/open-new-account/ for all the information you need. If you have any questions or need assistance, don't hesitate to give us a call at (803) 736-3110. We can't wait to welcome you to Allsouth, located at 5566 Platt Springs Rd Lexington Sc 29073!

Business Banking & Commercial Services

Loan Options That Empower Your Business

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $4 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $351,403, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Every Need

In addition to loans, our merchant services simplify payment processing so you can focus on what matters most running your business. Whether you're accepting credit cards or managing transactions online, we provide tools that make it easy and efficient. This allows you to serve your customers better while keeping your operations smooth. Located at 5566 Platt Springs Rd Lexington Sc 29073 in Lexington, SC, we're here to support local businesses every step of the way. For more information or to explore our offerings further, give us a call at (803) 736-3110. Let's work together to take your business to the next level!

Comprehensive List Of Services

Banking at Your Fingertips

We know how busy life can get, so we offer robust online and mobile banking features that allow you to manage your accounts from anywhere. Pay bills, transfer funds, or check balances right from your smartphone or computer. Our mobile payments feature makes transactions quick and simple.

Convenient Access Options

For those who prefer in-person service, our branch at 5566 Platt Springs Rd Lexington Sc 29073 offers drive-thru banking for deposits and withdrawals. Additionally, our ATM provides 24/7 access for cash withdrawals and balance checks, ensuring you're never far from your money. In short, Allsouth is not just about transactions; it's about building relationships and supporting our members' financial journeys. With our comprehensive list of services including personal banking, loans, credit cards, and business solutions we're here to make banking easier and more accessible for everyone in Lexington, SC. Ready to take the next step? Visit us at 5566 Platt Springs Rd Lexington Sc 29073, call us at (803) 736-3110, or check out our website at Platt Springs to explore all the ways we can help you achieve your financial goals!

Empowering Businesses

For entrepreneurs and small business owners, we provide essential business banking services such as merchant services and business loans. We understand how important it is for you to have reliable financial support, which is why we're committed to helping your business thrive.

Financing Your Dreams

When it's time to make a big purchase like a car or a home, we're here to help with auto loans and mortgage loans. We offer flexible financing options that fit your budget and lifestyle. Picture driving off in your dream vehicle or moving into your new home with ease, thanks to our straightforward loan processes.

Personal Banking Made Easy

Our personal banking services include checking and savings accounts that help you manage your day-to-day finances effectively. Imagine having a checking account with no monthly fees and easy access to your funds. With our competitive interest rates on savings accounts, your money can grow while remaining accessible whenever you need it.

Support for Your Financial Goals

Need a little extra cash? Our personal loans can assist with debt consolidation or any unexpected expenses that may arise. Plus, our credit cards come with rewards that can enhance your spending power while offering peace of mind.

Digital & Online Banking

Convenient Online Access

With our online banking platform, available at https://www.allsouth.org/, you can access your accounts anytime, anywhere. From checking balances to transferring funds, all it takes is a few clicks. Plus, our 24/7 online banking services mean you're never out of touch with your money.

Payment Options at Your Fingertips

Want to make payments on the fly? Our mobile payments feature allows you to do just that! Say goodbye to carrying cash or searching for your debit card; simply use your phone to pay for goods and services effortlessly. At Allsouth, we are committed to making banking as simple and secure as possible for our members. Join us today and experience the ease of digital banking!

Secure Transactions

Security is a top priority for us. With electronic signature authorization in place, signing documents is safe and straightforward. You can have peace of mind knowing that your transactions are secure while enjoying the flexibility of digital banking.

User-Friendly Features

Our mobile application adds another layer of convenience, allowing you to manage your accounts right from your smartphone. Whether you want to pay bills or make person-to-person transfers, everything is just a tap away. And if you prefer going paperless, we offer e-statements for easy access to your account history without the clutter.

Financial Strength

Growing Trust

Total Share Accounts: 233,042, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments stand at $2,588,077, reinforcing our commitment to providing valuable services. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Allsouth is your trusted partner. Visit us at 5566 Platt Springs Rd Lexington Sc 29073 or call (803) 736-3110 to learn more about how we can help you achieve your financial goals.

Member Savings and Growth

Members' savings are secured through $227,320,271 in share certificates and $189,701,036 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $18,275,514 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 321 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Better Services

With $232,925,935 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors; currently, we have $19,575 in used auto loans and $682,039,233 in total loans and leases.

Solid Financial Health

With a net worth of $252,497,899, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,877 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $335,854,124 in used vehicle loans and $96,825,918 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to make your car-buying experience smooth and straightforward.

Credit Lines

For those who need a bit more flexibility in managing their finances, our total credit lines amount to $620,960,119. This product allows you to borrow as needed while only paying interest on the amount used. It's perfect for unexpected expenses or planned purchases where cash flow might be tight.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $12,343,000, make buying or refinancing simple. We pride ourselves on providing personalized service to guide you through the process. Plus, if you're considering refinancing your existing mortgage, we offer various eligibility options to help you save money over time.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. While currently our total unsecured credit card loans stand at $0, we aim to introduce products that help our members effectively manage their finances while enjoying the benefits of rewards and low-interest rates. At Allsouth located at 5566 Platt Springs Rd, Lexington, SC 29073, we are dedicated to offering services that meet your financial needs. For more information about our loan offerings or to discuss your specific situation, please call us at 803-736-3110. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to support you every step of the way!

Loan Aggregator

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