Allsouth Credit Union Lexington SC | Affordable Auto Loans & Checking

Introduction

Welcome to Allsouth, your trusted credit union located at 701 N Lake Dr, Lexington, SC 29072. Since our establishment in 1960, we have been dedicated to serving our community with a strong focus on member satisfaction and financial well-being. With over 118,588 members and total assets exceeding $1.34 billion, we pride ourselves on being a reliable partner in your financial journey. At Allsouth, we understand that every member has unique needs. Whether you're looking for personal banking solutions such as checking and savings accounts, auto loans, or mortgage options, we've got you covered. Our commitment to transparency and trust is reflected in our impressive net worth of $252,497,899 and total deposits of $317,497,588. While members can visit us at our branch location, official correspondence should be sent to our mailing address at 730 Elmwood Ave, Columbia, SC 29201-2002. If you ever have questions or need assistance, feel free to reach out at 803-736-3110; our friendly team is here to help! Under the leadership of CEO William Koehler and Board President Walter Todd, Allsouth is more than just a credit union; we are a community-focused organization committed to making a positive impact. Our experienced staff of 321 employees is dedicated to providing personalized service that meets your needs. Join us today at Allsouth and discover the difference that comes with being part of a credit union that truly cares about its members. Visit our website at www.allsouth.org to learn more about how we can support you on your financial journey!

Branch History & Mission

Join Us

We invite you to experience the Allsouth difference firsthand. With features like ATM availability and drive-thru banking services designed for your convenience, we strive to make your banking experience as pleasant as possible. Explore how we can support your financial journey today by visiting us or calling at 803-736-3110. Join Allsouth today and become part of a community-focused credit union that prioritizes your financial well-being!

Our Evolution

Allsouth started its journey with a simple goal: to provide accessible financial services to our community. Over the years, we have expanded our offerings and embraced new technologies while staying true to our mission of supporting our members and their families. Today, we hold total assets of over $1.34 billion, reflecting our commitment to helping you achieve your financial dreams. Throughout our growth, we've achieved significant milestones that underscore our dedication to service. From increasing membership to enhancing our product offerings like auto loans, mortgages, and personal banking solutions, each step has been fueled by the needs and aspirations of our members.

Our Mission

At Allsouth, our mission is clear: we aim to empower individuals and families through exceptional financial services and community support. We believe in making banking easy and accessible for everyone. Whether you need help with checking accounts, vehicle financing, or business loans, we're here for you every step of the way. Our commitment goes beyond just providing services; it extends to nurturing the community that supports us. We actively engage in local outreach programs and partnerships designed to uplift those around us. This sense of purpose drives everything we do from digital advancements that make banking convenient to ADA-compliant facilities ensuring accessibility for all. While members can visit us at 701 N Lake Dr for personalized service during our lobby hours Monday through Thursday from 9 AM to 5 PM and Friday until 6 PM official correspondence should be sent to our mailing address at 730 Elmwood Ave, Columbia, SC 29201-2002.

Branch Location & Accessibility

Welcome to Allsouth, your friendly credit union located at 701 N Lake Dr in the heart of Lexington, SC. We understand that convenience is key when it comes to managing your finances, and our branch is ideally situated for easy access. Whether you're coming from nearby landmarks like Lake Murray or simply passing through the vibrant community of Lexington, you'll find us ready to assist you. At Allsouth, we prioritize accessibility for all members. Our branch features ADA-compliant entrances and ramps, ensuring that everyone can comfortably visit us. Ample parking is available right outside, making your trip even easier. For those who prefer to take care of their banking needs on the go, we offer both ATM services and a drive-thru banking option. Our ATMs are accessible 24/7 for quick withdrawals and balance checks, while our drive-thru service allows for simple transactions without leaving your car during regular hours. We're here to serve you with open arms! Our lobby hours are Monday through Thursday from 9:00 AM to 5:00 PM and Friday from 9:00 AM to 6:00 PM. For drive-thru services, we open at 8:30 AM on weekdays, closing at 5:00 PM from Monday to Thursday and extending until 6:00 PM on Fridays. While you can visit us at our Lexington location for all your personal banking needs, please note that any official correspondence should be sent to our mailing address at 730 Elmwood Ave, Columbia, SC 29201-2002. Don't hesitate to reach out! You can contact us at 803-736-3110 if you have questions or need assistance. We look forward to welcoming you to Allsouth soon!

Member Eligibility

At Allsouth, we believe in creating a welcoming community where everyone can thrive. Becoming a member is simple and open to many! If you live, work, or worship in the area, or have family members who are already part of our credit union, you're likely eligible to join us. We offer a range of benefits that can help you manage your finances better and achieve your goals. From personalized service to competitive rates on loans and savings accounts, being a part of Allsouth means you're joining a supportive family focused on your financial well-being. To find out more about our eligibility criteria, please visit our detailed page at https://www.allsouth.org/member-service/who-can-join/. If you're ready to take the next step and open an account, just head over to https://www.allsouth.org/open-new-account/ or give us a call at (803) 736-3110. We can't wait to welcome you into our community at 701 N Lake Dr Lexington Sc 29072!

Business Banking & Commercial Services

Practical Merchant Services

Beyond loans, we also provide essential merchant services that simplify everyday transactions. Imagine having a reliable payment processing system that keeps your cash flow steady while letting you focus on what you do best growing your business. Our services help streamline payments, making it easier for your customers to do business with you. Visit us at 701 N Lake Dr Lexington Sc 29072 in Lexington, SC or call us at (803) 736-3110 to learn more about how our business banking and commercial services can empower your entrepreneurial dreams!

Tailored Loan Options for Your Business

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $4 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $351,403, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM and Drive-Thru Services

For those quick transactions, our ATM & Cash Withdrawal Services are available for ease of access. You can also visit us at our drive-thru for basic transactions like deposits and withdrawals without leaving your car. At Allsouth, we're dedicated to making banking simple and accessible for all our members. If you're ready to explore these services further or have any questions about how we can assist you better, feel free to give us a call at (803) 736-3110 or stop by our branch located at 701 N Lake Dr Lexington Sc 29072 in Lexington. Your financial success is our priority!

Business Solutions

If you're running a business, we haven't forgotten about you! Our Business Banking services include merchant services and business loans designed to support your entrepreneurial journey. We aim to help local businesses thrive in our community.

Convenient Access

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking features that allow you to access your accounts anytime, anywhere. Whether you're making payments, transferring funds, or checking balances, everything is at your fingertips with our user-friendly app and website.

Financial Flexibility

Life can throw unexpected expenses your way, which is why we offer Personal Loans & Debt Consolidation solutions. These options can help you manage debt more effectively or finance personal projects without stress. For those who enjoy rewards while spending, our Credit Cards with Rewards give you the flexibility to earn while you shop.

Home Financing

When it comes to purchasing a home or refinancing an existing mortgage, our Mortgage Loans & Refinancing services are tailored to guide you through every step. We know that buying a house is a significant milestone, so we're here to ensure you find the best option for your financial situation.

Personal Banking

Whether you're opening your first checking account or looking for ways to save for a big purchase, our Personal Banking options are here for you. We provide checking and savings accounts that fit your lifestyle, allowing you to manage your money effortlessly. Need a vehicle? Our Auto Loans & Vehicle Financing make it easy to get on the road with competitive rates and flexible terms.

Digital & Online Banking

Key Services

With our online banking services available at https://www.allsouth.org/, you can check balances, transfer funds, and pay bills without having to visit a branch. We provide 24/7 online banking access, so you're never out of touch with your finances. Plus, you can enjoy the convenience of e-statements, which means no more paperwork cluttering your inbox just fast, secure access to your financial records. Need to send money to a friend or family member? Our person-to-person transfer feature makes it quick and easy. Just a few taps on your mobile device and the funds are on their way. Speaking of mobile devices, our dedicated mobile application offers all these features right at your fingertips. Whether you prefer using a smartphone or tablet, managing your finances has never been easier.

Security Features

We take security seriously at Allsouth. Our electronic signature authorization feature allows you to approve transactions safely online. This adds an extra layer of protection for your sensitive information while still providing the convenience you need. Additionally, if you're someone who likes to use mobile payments, you're in luck! We support this feature so you can make purchases directly from your device without fumbling for cash or cards. In summary, Allsouth is committed to providing accessible and secure digital banking solutions that empower you to manage your finances on your terms. Experience the ease and security of modern banking with us today!

Financial Strength

At Allsouth, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We pride ourselves on our sound financial health, ensuring that your money is in good hands. With a net worth of $252,497,899, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1877 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $227,320,271 in share certificates and $189,701,036 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $232,925,935 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $68,203,923 in total loans and leases available to help you reach your financial goals. Our operational efficiency shines through with a net income of $18,275,514, which enables us to keep offering competitive loan rates and solid financial products for our members. We also take pride in having 321 full-time employees ready to assist you with their knowledge and dedication. Net Shares (Funds available for lending and investments): $2,588,077. Total Share Accounts: 233,042, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Allsouth is your trusted partner. Visit us at 701 N Lake Dr Lexington Sc 29072 or call 803-736-3110 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already assisted members with $335,854,124 in used vehicle loans and $96,825,918 in new vehicle loans, helping them get on the road without breaking the bank. We also offer refinancing options, so if you currently have an auto loan elsewhere, it might be worth checking if we can help you save more.

Business Loans

For business owners looking to expand or invest in new opportunities, our outstanding commercial loans totaling $351,403 provide the necessary capital. Our team can work with you to find the right financing solution for your business needs. At Allsouth, we're committed to supporting our members at every step of their financial journey. For any questions or assistance with our loan products, feel free to reach out at (803) 736-3110. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $12,343,000, making it easier for you to secure a comfortable place to call home. If you're considering refinancing your existing mortgage, our team is here to guide you through the process.

Unsecured Credit Card Loans

Managing your finances effectively is important, and we also offer flexible terms on unsecured credit card loans. Currently, we have a total of $0 in loans available to help our members manage everyday expenses without the burden of high-interest rates.

Loan Aggregator

Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to accuracy sets LendMesh apart as a reliable tool for consumers seeking the best loan options.

Key Benefits

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You can trust that you are viewing accurate and current information. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means you receive a clear view of your options without any hidden agendas. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. With constantly updated information, you won't miss out on potential savings. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Allsouth