Allsouth Credit Union Irmo SC | Best Auto Loans & Rewards Cards

Introduction

Welcome to Allsouth, your trusted financial partner located at 7330 Broad River Rd, Irmo, SC 29063. Since our establishment in 1960, we have proudly served over 118,588 members, providing a range of services designed to meet your unique financial needs. With total assets exceeding $1.34 billion, we are committed to helping you achieve your financial goals while ensuring that our community thrives. At Allsouth, we understand that each member is different, which is why we offer personalized solutions such as checking and savings accounts, auto loans, mortgage refinancing, and credit cards with rewards. We believe in making banking accessible and convenient; our lobby hours are tailored for you from Monday through Friday, with drive-thru services available for quick transactions. Our leadership team is dedicated to fostering a supportive environment for all members. Led by CEO William Koehler and Board President Walter Todd, we strive to maintain a friendly atmosphere where everyone feels valued. If you need assistance or have questions about our services, don't hesitate to reach out at 803-736-3110. While members can visit us at our branch location, official correspondence should be sent to 730 Elmwood Ave, Columbia, SC 29201-2002. As part of our commitment to transparency and security, we take pride in our solid financial standing: - Total deposits amounting to $317,497,588 - A net worth of $252,497,899 - Cash in hand totaling $55,103,678 We invite you to explore everything Allsouth has to offer. Whether you're looking for a new loan or want advice on managing your finances better, we're here for you every step of the way. Visit our website at Allsouth or stop by today!

Branch History & Mission

Connect with Us

While you can visit us at 7330 Broad River Rd for all your banking needs during our operating hours Monday through Thursday from 9:00 AM to 5:00 PM and Friday from 9:00 AM to 6:00 PM you can also reach out by phone at 803-736-3110 for any inquiries or assistance. Should you need to send official correspondence, please use our mailing address at 730 Elmwood Ave, Columbia, SC 29201-2002. Join us at Allsouth and discover how we can help you achieve your financial goals while being part of something bigger a community-focused credit union that truly cares about its members' success. Experience the benefits today!

Mission Statement

At Allsouth, our mission is clear: we aim to empower our members by providing exceptional financial services tailored to their unique needs. We believe that by supporting individuals financially, we contribute to their overall well-being and success. Whether it's helping families buy their first home or assisting local businesses in securing loans for growth, we are dedicated to making a positive impact. Our commitment extends beyond finance; it includes active participation in community outreach programs that uplift those around us. We partner with local organizations to provide resources and support where it's needed most. This dedication ensures that every member feels valued not just as a customer but as part of the Allsouth family.

Our Journey

From humble beginnings, Allsouth has evolved into a robust financial institution with total assets reaching an impressive $1,343,624,226. Over the years, we have expanded our services and embraced technology to provide modern banking solutions while maintaining our personal touch. Our members can enjoy convenient services such as online banking and mobile payments alongside traditional offerings like auto loans and mortgages. We take pride in being more than just a financial institution; we are part of this community. Our headquarters in Columbia, SC, serves as a beacon for our values integrity, service, and community support. We understand the importance of building relationships that foster trust and loyalty among our members.

Branch Location & Accessibility

Welcome to Allsouth at Kennerly Crossing, your friendly neighborhood credit union located conveniently at 7330 Broad River Rd in Irmo, SC. Nestled in the heart of Richland County, our branch is easily accessible for all your banking needs. Whether you're just down the road or visiting from nearby landmarks like the Irmo Community Park, we're here to serve you with a smile. At Allsouth, we understand that accessibility matters. Our location features ample parking and ADA-compliant entrances to ensure everyone can visit us comfortably. If you need assistance, our dedicated staff is always ready to help. Our lobby hours are designed to fit your busy schedule: we're open Monday through Thursday from 9:00 AM to 5:00 PM and extend our hours on Fridays until 6:00 PM. For those who prefer convenience, our drive-thru service operates Monday through Thursday from 8:30 AM to 5:00 PM and on Fridays until 6:00 PM. With ATM availability at our branch, you can also access your funds anytime, day or night. While members can visit us at our physical address for all banking needs, please note that official correspondence should be sent to our mailing address at 730 Elmwood Ave, Columbia, SC 29201-2002. We offer a range of services including personal banking, auto loans, mortgage loans, and even business banking solutions. We strive to meet all your financial needs under one roof. If you have any questions or need assistance, feel free to call us at 803-736-3110. We look forward to welcoming you into our branch soon!

Member Eligibility

At Allsouth, we believe that everyone deserves to be part of a friendly and supportive community. Joining us is simple and welcoming! If you live, work, or worship in the areas we serve, or if you have a family member who is already a member, you're likely eligible to become one of us. This means you'll gain access to a range of benefits designed just for you, like lower loan rates and higher savings returns. Plus, as a member, you're not just a number; your voice matters in shaping our services. For more detailed information about eligibility criteria, feel free to visit our website at https://www.allsouth.org/member-service/who-can-join/. Getting started is easy! Just reach out to us at (803) 736-3110 or visit us at our branch located at 7330 Broad River Rd Irmo Sc 29063. You can also check out how to open your account online by visiting https://www.allsouth.org/open-new-account/. We're excited to welcome you into the Allsouth family!

Business Banking & Commercial Services

Commercial Loans That Drive Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $4 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $351,403, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

In addition to loans, we offer comprehensive merchant services designed to simplify payment processing. Imagine running your café, knowing that every card swipe is secure and every transaction smooth. Our solutions help you manage payments efficiently, so you can focus on what truly matters serving your customers. Visit us at 7330 Broad River Rd Irmo Sc 29063 in Irmo, SC, or call us at (803) 736-3110 to learn how we can support your business journey today!

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and small business owners, we understand the importance of reliable financial support. Our business banking services, including merchant services and business loans, are designed to help your business thrive. Whether you need funds for expansion or tools for managing transactions smoothly, we've got you covered.

Credit Card Options

Looking for rewards as you spend? Our credit cards with rewards program allows you to earn points on everyday purchases, providing you with perks that can enhance your lifestyle.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. With secure access through our mobile application, you can check balances, transfer funds, and pay bills with just a few taps on your phone. We also provide an ATM for cash withdrawal services and basic drive-thru banking options where you can handle deposits and withdrawals quickly without leaving your car. This ensures that whether you're in a hurry or prefer the comfort of home, accessing your funds is simple.

Get Started Today!

We invite you to explore all the services available at Allsouth by calling us at (803) 736-3110 or visiting our website at Kennerly Crossing. Our friendly team is here to assist you with any questions or concerns about how we can best serve your financial needs. Join us today and experience personalized service tailored just for you!

Personal Banking Solutions

When it comes to personal banking, we offer a variety of options designed to make managing your finances easy and accessible. Our checking and savings accounts are perfect for everyday transactions and saving for special occasions. If you're dreaming of a new car or need financing for your vehicle, our auto loans and vehicle financing options can help make that dream a reality. For those considering homeownership or looking to refinance, our mortgage loans and refinancing services provide tailored solutions to meet your needs. Additionally, if you're facing debt challenges, our personal loans and debt consolidation offerings can help simplify your payments and reduce stress.

Digital & Online Banking

Key Features

One of the standout features is the ability to sign documents electronically, making transactions quick and hassle-free thanks to our electronic signature authorization. You won't have to worry about printing or mailing forms just a few clicks and you're done! Stay on top of your finances with e-statements, which allow you to view your account information anytime, anywhere. No more waiting for paper statements in the mail! Plus, if you're always on the go, you can take advantage of our mobile application. It not only supports mobile payments but also lets you transfer money easily from one person to another using our person-to-person transfer feature.

Security and Accessibility

Your security is paramount, which is why we use advanced technology to keep your information safe. Our online banking services ensure that all transactions are secure, so you can focus on what matters most without worrying about fraud. Whether you're checking your balance, paying bills, or transferring funds, everything is user-friendly and accessible. With real-time account management, you can make informed financial decisions right when you need to. At Allsouth, we're committed to making banking simple and secure for all our members. Experience the ease of digital banking today!

Financial Strength

Growing Membership Trust

Total Share and Deposit Accounts stand at 233,042, showing a strong and growing member base that trusts us with their finances. With Net Shares available for lending and investments at $2,588,077, we are well-positioned to meet your banking needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Allsouth is your trusted partner. Visit us at 7330 Broad River Rd Irmo Sc 29063 or call (803) 736-3110 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $227,320,271 in share certificates and $189,701,036 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Foundation

With a net worth of $252,497,899, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,877 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Earnings & Lending Capacity

With $232,925,935 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $19,575 in used auto loans and $682,039,233 in total loans and leases, supporting members' financial goals across various sectors. Our operational efficiency is reflected in our $18,275,514, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 321 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $335,854,124 in used vehicle loans and $96,825,918 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, we have the right option for you.

Business Loans

For business owners, our outstanding commercial loans totaling $351,403 provide the capital needed to grow and expand your business. We understand the challenges faced by small businesses and are here to support you with tailored financing solutions. At Allsouth, we are committed to making borrowing easy and accessible for all our members. If you have any questions about our loan offerings or want to explore refinancing options, feel free to reach out to us at (803) 736-3110 or visit our branch. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial future starts here!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $12,343,000, make buying or refinancing simple. We offer competitive rates and flexible terms to ensure you find a mortgage that fits your budget. If you're considering refinancing your current mortgage, ask us about eligibility options.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. These cards provide great convenience for everyday purchases while helping you build your credit history.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You won't find misleading or outdated information here. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. Our goal is to provide unbiased results so you can trust the comparisons. - Real-Time Rate Comparisons: You have access to up-to-date loan rates from multiple institutions. This feature helps users make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effectively LendMesh serves its users. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Allsouth