Allsouth Credit Union Irmo SC | Affordable Auto Loans & Business Banking

Introduction

At Allsouth, we believe in building a brighter financial future for our members and the community. Located at 1180 Dutch Fork Rd, Irmo, SC 29063, our Ballentine Walmart Branch has been serving families and businesses since 1960. With a strong commitment to member satisfaction, we are proud to support over 118,588 members and manage assets totaling an impressive $1,343,624,226. As your trusted credit union, we offer a range of services tailored to meet your unique needs. Whether you're looking for personal banking options like checking and savings accounts or need financing solutions such as auto loans and mortgages, our dedicated team is here to assist you. We currently hold $317,497,588 in deposits and have issued 44,980 loans to empower our members' dreams. Our CEO, William Koehler, along with Board President Walter Todd, leads a team of 321 employees who are passionate about serving you. With a net worth of $252,497,899, we ensure that your finances are in safe hands. Additionally, we maintain a healthy cash reserve of $55,103,678, allowing us to provide robust financial support to our community. While members can visit us at the branch address mentioned above for all their banking needs, official correspondence should be directed to our mailing address at 730 Elmwood Ave, Columbia, SC 29201-2002. We invite you to explore what makes Allsouth special. From online and mobile banking options to personalized loan products and business services, we're here to help you navigate your financial journey with confidence. Feel free to give us a call at 803-736-3110 or visit our website at Allsouth.org for more information. Join us today in creating lasting financial success together!

Branch History & Mission

Join Us

As we continue our journey at Allsouth, we invite you to become part of something bigger something that values connection over transactions. Experience the difference that comes with being a member of Allsouth Credit Union. For more information on how you can join us or open an account today, visit Allsouth or call us at (803) 736-3110. Together, let's build a brighter financial future!

Our Journey

From our humble beginnings, Allsouth has expanded its services and reach. With a total asset base of over $1.34 billion, we have consistently aimed to provide robust financial solutions tailored to our members' needs. As we evolved, we embraced digital advancements that allow us to serve you better while ensuring compliance with ADA standards for accessibility. While members can visit us at 1180 Dutch Fork Rd Irmo Sc 29063, official correspondence should be sent to 730 Elmwood Ave, Columbia, SC 29201-2002. We invite you to experience our welcoming environment, where our staff is always ready to assist you during our operating hours: Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 2:00 PM.

Our Mission

Our mission is simple yet profound: to empower our members through accessible financial services while actively contributing to the well-being of our community. We believe that everyone deserves the opportunity for financial success. That's why we offer a wide range of products from personal banking options like checking and savings accounts to auto loans and mortgages all designed with your best interests in mind. We understand that banking goes beyond just numbers; it's about building trust and fostering community spirit. That's why we engage in various outreach programs aimed at supporting local initiatives and helping those in need. Our commitment doesn't stop there; we're excited to offer ATM services for your convenience and ensure that every member feels valued when they walk through our doors. While we currently do not offer drive-thru banking or shared service centers, we focus on delivering exceptional customer service that meets your needs directly.

Branch Location & Accessibility

Accessibility and Parking

We understand that accessibility is important. Our branch is designed with features that comply with ADA standards, ensuring everyone can access our services comfortably. Ample parking is available for both cars and those who may need extra space.

Connect with Us

Have questions? Feel free to reach out at (803) 736-3110. We look forward to serving you! Whether you're opening a new account or exploring loan options, we're here for you. Come visit us today and discover how Allsouth can support your financial journey!

Operating Hours

Our doors are open at welcoming hours that fit your busy schedule! Visit us Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 2:00 PM. We strive to provide flexibility so you can manage your banking needs without a hassle.

Services Offered

At Allsouth, we offer a range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgages, our knowledgeable staff is here to help you every step of the way. While we currently do not have a drive-thru service, we do provide ATM access for quick cash withdrawals and balance checks whenever you need them.

Member Eligibility

Joining Allsouth is like becoming part of a warm and welcoming family that truly cares about your financial well-being. To become a member, you'll need to meet a few friendly eligibility criteria that are designed to include as many people as possible. Generally, anyone who lives, works, worships, or attends school in the local community is encouraged to join us. If you're curious about the specifics, feel free to check out more detailed information at https://www.allsouth.org/member-service/who-can-join/. The process is straightforward and inviting; you can open your account easily by visiting us online or stopping by our branch at 1180 Dutch Fork Rd Irmo Sc 29063. If you have questions, don't hesitate to reach out at (803) 736-3110. We're here to help you every step of the way as you take this exciting step towards better banking with Allsouth!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer merchant services that simplify transactions and boost efficiency. Imagine effortlessly processing payments, managing payroll, and keeping track of sales all from one platform. This means more time focusing on what you do best: running your business. Located at 1180 Dutch Fork Rd Irmo Sc 29063, Irmo, SC SC, we invite you to discover how Allsouth can support your business goals. Let's work together to turn your visions into reality! For more information or to get started, call us at (803) 736-3110.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $4 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $351,403, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For our entrepreneurial members, we provide business banking services including merchant services and business loans. We know that running a business is hard work; that's why we're dedicated to offering solutions that help streamline your operations and foster growth.

Convenient Access

At Allsouth, convenience is key. We offer ATM and cash withdrawal services for easy access to your funds whenever you need them. Plus, with features like mobile payments and person-to-person transfers, managing your money has never been easier. If you have any questions or want to learn more about how we can assist you with these services, don't hesitate to reach out! Give us a call at (803) 736-3110 or visit us at 1180 Dutch Fork Rd Irmo Sc 29063. We're here to help you achieve all your financial goals! Whether it's opening a new account or applying for a loan, visit us today at Ballentine Walmart Branch and discover how we can serve you better!

Credit Cards with Rewards

Don't forget about our credit cards! With rewards tailored just for you, using them for everyday purchases can lead to exciting benefits down the line. Imagine earning points every time you fill up your tank or shop for groceries!

Home Financing

If you're considering purchasing a home or refinancing an existing mortgage, our mortgage loans are designed with you in mind. Picture yourself in that cozy living room you've always wanted our mortgage experts are here to guide you through every step of the process, helping you find the best terms available.

Personal Banking

Our personal banking services include checking and savings accounts designed to help you manage your day-to-day finances with ease. Imagine having access to your funds anytime, anywhere with our online and mobile banking options. This means checking your balance while on the go or transferring money quickly between accounts without any hassle. When it comes to financing your next vehicle, our auto loans and vehicle financing options make it simple and affordable. We offer competitive rates that can fit comfortably within your budget, ensuring that you can drive away in your dream car without breaking the bank.

Personal Loans

Sometimes life throws unexpected expenses your way. With our personal loans and debt consolidation services, we aim to alleviate some of that financial stress. Whether it's medical bills or home repairs, our flexible loan options can help you tackle those challenges head-on.

Digital & Online Banking

Key Services

With 24/7 online banking, you can check your balances, view transactions, and transfer funds whenever it suits you. Our mobile application makes it even simpler to stay on top of your finances right from your smartphone. Plus, if you're someone who loves the ease of electronic documents, you'll appreciate our e-statements feature, which allows you to receive account statements electronically no more paper clutter! Need to send money quickly? Our person-to-person transfer service lets you send funds to friends and family in just a few taps. And for those times when you can't physically be at the branch, our electronic signature authorization means you can sign documents securely online.

Security and Accessibility

Your financial security is paramount. At Allsouth, we implement robust security measures to protect your information while ensuring that accessing your accounts is straightforward. We believe that banking should fit seamlessly into your life, allowing you to focus on what matters most. Whether you're making mobile payments or checking your account balance late at night, our digital banking services empower you with real-time control over your finances. With everything designed for ease of use, banking with us feels natural and stress-free. Join us today at Allsouth and experience the benefits of modern banking!

Financial Strength

Comprehensive Lending Capacity

We support our members' financial aspirations with $19,575 in used auto loans and $682,039,233 in total loans and leases. Our lending capacity empowers you across various sectors, helping you achieve your dreams whether it's buying a car or investing in home improvements.

Growing Trust Among Members

With total share accounts reaching 233,042, we showcase a strong and growing member base that trusts us with their finances. Additionally, net shares available for lending and investments amount to $2,588,077, reinforcing our capacity to support your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Allsouth is your trusted partner. Visit us at 1180 Dutch Fork Rd Irmo Sc 29063 or call (803) 736-3110 to learn more about how we can help you achieve your financial goals.

Member-Focused Approach

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $232,925,935 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better.

Operational Efficiency

Our $18,275,514 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. With 321 full-time employees and 0 part-time employees, we ensure our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Opportunities

Members' savings are secured through $227,320,271 in share certificates and $189,701,036 in money market shares, offering stable and rewarding financial growth opportunities. This focus on securing your savings reflects our dedication to supporting your financial goals.

Strong Financial Health

With a net worth of $252,497,899, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,877 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Options

If you're considering refinancing any of your existing loans or want to explore eligibility options, we're here to guide you through that process as well. Our team will work with you one-on-one to find solutions that fit your financial situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Allsouth, our goal is to empower you with the financial resources you need for whatever life may bring. For more information about our loan offerings or to speak with one of our knowledgeable representatives, feel free to reach out at (803) 736-3110 or visit us at 1180 Dutch Fork Rd Irmo Sc 29063 in Irmo, SC. Your journey towards achieving financial freedom starts here!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $335,854,124 in used vehicle loans and $96,825,918 in new vehicle loans already helping members get on the road. We make it easy for you to finance your next vehicle purchase, whether it's brand new or gently used.

Business Loans

For business owners, our outstanding commercial loans totaling $351,403 provide the capital needed to grow and expand. We understand that every business has unique needs, and our team is here to help you navigate your financing options.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $12,343,000, make buying or refinancing simple. We provide clear guidance through the mortgage process and offer competitive rates that can fit any budget.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. You can enjoy the convenience of making purchases while keeping control over your spending.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures fair and transparent offers. Every lender featured on LendMesh is verified, giving users confidence in the information they receive.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means you see all available options fairly presented. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions without having to search multiple sites. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback illustrates how LendMesh has made a positive impact on its users' financial journeys. Compare real-time loan offers today at LendMesh and find the best rates for your needs. --- Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Allsouth