Allsouth Credit Union Irmo SC | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Allsouth, your trusted financial partner in the heart of Irmo, SC. Established in 1960, our branch at 7454 Woodrow St, Irmo, SC 29063 has been dedicated to serving our community for over six decades. With a strong commitment to our members, we proudly support a growing family of 118,588 members and manage total assets exceeding $1.34 billion. At Allsouth, we believe in creating opportunities for our members by offering competitive rates on loans and savings products. Our total loans and leases stand at 44,980, while we have successfully secured deposits totaling $317,497,588. Our robust net worth of $252,497,899 reflects our solid foundation and dedication to financial stability. While members can visit us at our Irmo location for personal banking needs including checking and savings accounts, auto loans, mortgages, and more official correspondence should be sent to our mailing address at 730 Elmwood Ave, Columbia, SC 29201-2002. Led by CEO William Koehler and Board President Walter Todd, our team is here to provide exceptional service tailored to your financial goals. We also take pride in having a dedicated staff of 321 employees, all ready to assist you with personalized solutions that matter most. Join us today at Allsouth or give us a call at 803-736-3110. Discover how we can help you achieve your financial dreams! For more information about our services or to open an account online, visit us at Allsouth. Your journey towards financial success starts here!

Branch History & Mission

Welcome to Allsouth, a cornerstone of community banking in Irmo, SC. Established in 1960, our branch has grown alongside the community, nurturing a legacy built on trust and support. With over 118,588 members today, Allsouth stands as a testament to our commitment to providing exceptional financial services tailored to the needs of our community. Our branch is conveniently located at 7454 Woodrow St, Irmo, SC 29063. Surrounded by local landmarks and accessible from all corners of town, we aim to be a welcoming space for all who walk through our doors. For official correspondence, please direct your mail to our headquarters at 730 Elmwood Ave, Columbia, SC 29201-2002. At Allsouth, our mission is clear: we strive to empower our members with financial solutions that enhance their lives. We offer a range of services including checking and savings accounts, auto loans, mortgage options, personal loans, and more. Our goal is not just about banking; it's about building relationships that foster growth and support within our community. Since opening our doors over six decades ago, we have remained dedicated to evolving with technology while ensuring accessibility for everyone. We are proud to offer online banking and mobile payment options that make managing finances easier than ever before. Our branch also features an ATM for quick access to your funds and drive-thru services for added convenience. As we reflect on our history and look forward to the future, we remain deeply committed to serving our community through partnerships and outreach programs. We believe in giving back and supporting local initiatives that uplift those around us. Join us at Allsouth in Irmo! Experience the difference of being part of a credit union that truly values its members. Whether you're looking to open an account or explore loan options, we invite you to visit us or contact us at 803-736-3110. Let's build a brighter financial future together!

Branch Location & Accessibility

Convenient Access

At Allsouth, we prioritize making your banking experience smooth and straightforward. We offer ample parking right outside the branch, ensuring you won't have to wander far from your car. Our facility is ADA compliant, featuring ramps and accessible entrances for those who need them.

Get in Touch

Have questions or want to learn more about how we can help you? Feel free to call us at 803-736-3110. Our friendly team is ready to assist you! Come visit us today at Allsouth in Irmo we look forward to welcoming you into our community!

Mailing Address

While members can visit us at our branch location, any official correspondence should be sent to our mailing address at 730 Elmwood Ave, Columbia, SC 29201-2002.

Operating Hours

Our lobby is open Monday through Thursday from 9:00 AM to 5:00 PM and Friday from 9:00 AM to 6:00 PM. If you're in a hurry, take advantage of our drive-thru service available during similar hours Monday to Thursday from 8:30 AM to 5:00 PM and Friday until 6:00 PM.

Services Offered

At Allsouth, we provide a range of services designed with you in mind. From personal checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Need quick access? Our ATM is always available for cash withdrawals and balance checks. Plus, with our basic drive-thru banking options for deposits and simple transactions, managing your finances has never been easier.

Member Eligibility

At Allsouth, we believe that everyone deserves a chance to be part of a caring and supportive community. Becoming a member is easy and welcoming! If you live, work, or worship in the area, or have a family member who is already a member, you're likely eligible to join us. Our goal is to provide financial services that truly benefit our members, which is why we keep the eligibility criteria straightforward and inclusive. You can check out all the specific details about who can join by visiting this link. Once you've confirmed your eligibility, opening an account at Allsouth is just as simple. We offer a range of services tailored to meet your needs, from checking and savings accounts to loans and credit cards. If you're ready to take the next step, feel free to call us at (803) 736-3110 or visit this page for more information on how to get started. We can't wait for you to join our family at Allsouth, located at 7454 Woodrow St Irmo Sc 29063!

Business Banking & Commercial Services

Practical Merchant Services

But it doesn't stop at loans. Our merchant services are tailored to help you manage daily transactions smoothly. Imagine having a reliable partner for payment processing that streamlines your operations and enhances customer satisfaction. With our services, you can focus more on growing your business while we take care of the financial details. Visit us at 7454 Woodrow St Irmo Sc 29063 in Irmo, SC, or call us at (803) 736-3110 to learn how we can assist you in achieving your business goals!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $4 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $351,403, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Drive-Thru Services

We also offer basic ATM access for withdrawals and balance checks, along with cash withdrawal services through our drive-thru banking. This means that whether you're rushing between appointments or just prefer quick service, we've made it easier than ever to access your money. At Allsouth, we strive to be more than just a credit union; we aim to be a partner in your financial journey. With accessible hours Monday through Friday our team is ready to assist you with any questions or concerns you might have. Feel free to reach us at (803) 736-3110 if you'd like more information about any of these services or visit us online at Irmo for more details. Your financial well-being matters to us!

Business Banking

For entrepreneurs, our Business Banking services include everything from merchant services to business loans, ensuring that your business has the financial foundation it needs to thrive. We know that running a business comes with its own set of challenges, and we're here to support your growth every step of the way.

Credit Solutions

Don't forget about our rewarding Credit Cards, which offer great benefits to help you make purchases while earning rewards. Whether you're planning a vacation or just want more flexibility in how you pay, we have something that can suit your lifestyle.

Digital Banking Convenience

In today's fast-paced world, having access to your finances anytime is essential. That's why we provide robust Online & Mobile Banking features that allow you to manage your accounts on-the-go. Whether it's checking balances, transferring funds, or paying bills, our platform makes banking simple and convenient.

Home Ownership Support

Thinking about buying a home? Our Mortgage Loans & Refinancing services can guide you through the process, making homeownership accessible and affordable. For those moments when unexpected expenses arise, our Personal Loans & Debt Consolidation options can provide relief and help you manage your budget effectively.

Personal Banking

Whether you're opening your first checking account or looking for ways to save for the future, our Personal Banking options have got you covered. We offer checking and savings accounts designed to fit different lifestyles and goals. If you're considering a new vehicle, our Auto Loans & Vehicle Financing make it easy for you to drive away with the car of your dreams without breaking the bank.

Digital & Online Banking

Accessible Online Banking

With our 24/7 online banking services, you can access your accounts anytime, anywhere. Just visit us at https://www.allsouth.org/ to get started. Check your balances, pay bills, and transfer funds without the need to visit a branch. You can also sign documents quickly and securely with our electronic signature authorization feature, making it easier than ever to handle important transactions from the comfort of your home.

Mobile Banking Made Simple

For those who prefer banking on their mobile devices, our mobile application is available for download. Manage your accounts with just a few taps make deposits, check balances, and even set up mobile payments effortlessly. Plus, with our person-to-person transfer feature, sending money to friends or family is quick and easy.

Security You Can Trust

Your safety is our priority. All transactions are protected with advanced security measures so you can bank confidently online or through our app. We ensure that every interaction is secure while providing an intuitive experience that makes managing your finances straightforward. Join us at Allsouth today and take advantage of these amazing digital banking features! With tools like e-statements, mobile payments, and 24/7 access to your accounts, managing your money has never been more convenient or secure.

Stay Informed with E-Statements

Say goodbye to paper clutter! Our e-statements keep you informed about your account activity while being environmentally friendly. You'll receive notifications straight to your email when new statements are ready for viewing, helping you stay organized and on top of your finances.

Financial Strength

Commitment to Growth

With $232,925,935 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $19,575 in used auto loans and $682,039,233 in total loans and leases.

Growing Member Base

Total Share and Deposit Accounts: 233,042, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending stand at $2,588,077, further showcasing our commitment to supporting your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Allsouth is your trusted partner. Visit us at 7454 Woodrow St Irmo Sc 29063 or call (803) 736-3110 to learn more about how we can help you achieve your financial goals.

Member Savings and Investments

Members' savings are secured through $227,320,271 in share certificates and $189,701,036 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $18,275,514, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 321 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $252,497,899, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,877 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $335,854,124 in used vehicle loans and $96,825,918 in new vehicle loans already helping members get on the road. Whether it's for a brand-new model or a reliable used vehicle, our flexible terms ensure that you can find the right financing option that fits your budget.

Credit Lines and Personal Loans

In addition to auto and mortgage loans, we also offer credit lines totaling $620,960,119. These are designed to give you quick access to funds when needed. Furthermore, if you're looking for a way to consolidate debt or cover unexpected expenses, our personal loans are here for you too.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $12,343,000, make buying or refinancing simple. We provide competitive interest rates and various repayment terms to help you secure your dream home with ease.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, although currently, there are no outstanding balances reported in this category. However, if you're interested in managing everyday purchases effectively while building your credit score, our credit card options can be beneficial once available. For business owners seeking growth opportunities, our outstanding commercial loans totaling $351,403 provide the capital needed to expand operations. If you're considering refinancing any existing loans or want to learn more about eligibility options, please reach out to us at (803) 736-3110 or visit us at our branch located at 7454 Woodrow St Irmo Sc 29063 in Irmo, SC. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Allsouth, we're here to assist you every step of the way as you navigate your financial future!

Loan Aggregator

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Allsouth