Allsouth Credit Union Columbia SC | Affordable Auto Loans & Business Banking

Introduction

Welcome to Allsouth, your trusted financial partner located at 8352 Parklane Rd, Columbia, SC 29223. Since our establishment in 1960, we have been dedicated to serving our community with integrity and a commitment to member satisfaction. With over 118,588 members and total assets reaching an impressive $1,343,624,226, we pride ourselves on being a solid choice for your banking needs. At Allsouth, we understand that every dollar matters. That's why we offer a variety of services tailored just for you ranging from personal checking and savings accounts to auto loans and business banking solutions. Our total deposits amount to $317,497,588, showcasing the trust our members place in us. We also maintain a strong loan portfolio with 44,980 loans and leases, ensuring that we're ready to support your financial goals. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address: 730 Elmwood Ave, Columbia, SC 29201-2002. Led by our dedicated CEO William Koehler and Board President Walter Todd, our team of 321 employees is here to provide personalized service that makes banking simple and accessible. Whether you're looking for new ways to save or need assistance with financing options, we've got you covered. Ready to experience reliable banking? Give us a call at 803-736-3110 or visit our website at Allsouth today! Let us help you achieve your financial dreams while becoming a valued part of our community.

Branch History & Mission

Join Us

As we continue this journey together, we invite you to experience all that Allsouth has to offer. Discover how we can help you achieve your financial dreams while being part of a vibrant community-focused organization. Visit us today or check out our website at Allsouth for more information on how to join us and take advantage of all the benefits available to you!

Mission Statement

At Allsouth, our mission is simple yet profound: we aim to provide exceptional financial services while making a positive impact in the lives of those around us. We believe that everyone deserves access to quality banking solutions tailored to their needs. Whether you're looking for personal banking options such as checking and savings accounts or need assistance with auto loans and mortgages, we are here for you. Moreover, we actively engage in community outreach initiatives that align with our values. Our partnerships with local organizations help support various programs that uplift individuals and families in Columbia. We strive not only to meet your financial needs but also to strengthen the fabric of our community. While members can visit us at 8352 Parklane Rd Columbia Sc 29223, official correspondence should be sent to 730 Elmwood Ave, Columbia, SC 29201-2002.

Our Evolution

From our humble beginnings, Allsouth has grown significantly over the decades. We started with a small group of individuals who believed in the power of cooperative banking. Today, we proudly manage total assets of over $1.34 billion, reflecting not just our growth but also the trust our members place in us. Our headquarters remain based in nearby Columbia, SC, where we continue to innovate and expand our services. Our commitment to excellence is evident in our operating hours Monday through Friday designed to accommodate your busy schedule. You can visit us during lobby hours from 9:00 AM to 5:00 PM on weekdays and enjoy drive-thru services from 8:30 AM to 6:00 PM on Fridays. We also offer ATM availability for your convenience.

Branch Location & Accessibility

Easy Access and Parking

You can easily visit us at our Parklane Road location, which is close to local landmarks like the vibrant Columbia Mall and the scenic Fort Jackson. There's ample parking available, making it simple for you to pop in. Our branch is also equipped with accessibility features, including ADA-compliant entrances and ramps, ensuring that everyone can access our services comfortably.

Get in Touch!

Have questions or need assistance? Don't hesitate to give us a call at 803-736-3110. Our friendly staff is ready to help you navigate your financial journey. While members can visit us at our branch address, official correspondence should be sent to 730 Elmwood Ave, Columbia, SC 29201-2002. We invite you to stop by Allsouth today! Experience the difference of personalized banking where community matters.

Operating Hours Designed for You

We understand that life can get busy! That's why our lobby hours are set from Monday through Thursday from 9:00 AM to 5:00 PM, and we extend our hours on Fridays until 6:00 PM. If you prefer the convenience of drive-thru banking, we're here for you even earlier our drive-thru opens at 8:30 AM each weekday.

Services Tailored to Your Needs

At Allsouth, we offer a variety of services that cater to personal and business banking needs alike. From checking and savings accounts to auto loans, mortgage financing, and credit cards with rewards there's something for everyone. Plus, our ATM is available for cash withdrawals and balance checks any time you need it!

Member Eligibility

Becoming a member of Allsouth means joining a warm and supportive community that values your financial well-being. If you're looking to become part of our family, you'll be glad to know that eligibility is designed to be inclusive. Anyone who lives, works, or worships in the Columbia area can join us at Allsouth! We welcome individuals from all walks of life, so whether you're just starting out or looking for better financial services, we're here for you. You can find more detailed information about who qualifies by visiting our eligibility page at https://www.allsouth.org/member-service/who-can-join/. Opening an account with us is straightforward and user-friendly. Simply head over to our account opening page at https://www.allsouth.org/open-new-account/, where you'll find everything you need to get started. If you have any questions or need assistance, don't hesitate to give us a call at (803) 736-3110. We look forward to helping you achieve your financial goals as a member of Allsouth, located at 8352 Parklane Rd Columbia Sc 29223!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $4 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $351,403, we continue to drive economic growth by financing new and expanding businesses. Imagine needing funds to purchase new equipment or expand your operations; our tailored loans can make these dreams a reality.

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing for your business. Picture this: you just completed a sale, and instead of waiting for days to see the money, it's instantly available in your account. Our services ensure smooth transactions so you can focus on what you do best running your business. Visit us at 8352 Parklane Rd Columbia Sc 29223 or call us at (803) 736-3110 to learn how we can support your business needs!

Comprehensive List Of Services

ATM and Drive-Thru Services

For quick transactions, our branch features an accessible ATM and basic drive-thru banking services where you can handle deposits, withdrawals, and simple transactions without leaving your car. At Allsouth, we are committed to ensuring that each service meets the highest standards of quality and convenience. Our friendly staff is always here to assist you with any questions or concerns about our offerings. Feel free to reach out at (803) 736-3110 or visit us during our lobby hours: Monday through Thursday from 9:00 AM - 5:00 PM and Friday from 9:00 AM - 6:00 PM. We invite you to explore all the services available at 8352 Parklane! For more information on opening an account or becoming a member, please visit our website.

Business Solutions

For business owners, we offer robust Business Banking services including Merchant Services & Business Loans that can help you grow your enterprise and streamline operations.

Credit Options

If debt is weighing you down, consider our Personal Loans & Debt Consolidation services designed to help you regain control of your finances. Additionally, our Credit Cards with Rewards allow you to earn benefits on your everyday purchases while enjoying the convenience of cashless transactions.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we provide comprehensive Online & Mobile Banking solutions that allow you to manage your accounts anytime, anywhere. With features like mobile payments and person-to-person transfers, banking with us fits easily into your lifestyle.

Personal Banking

We understand that every member has unique financial goals. That's why we offer Personal Banking options, including various Checking & Savings Accounts tailored to help you manage your money effectively. If you're planning to buy a new car or need funds for a big purchase, our Auto Loans & Vehicle Financing services can get you on the road quickly. We also provide competitive Mortgage Loans & Refinancing options for those looking to purchase their dream home or save on existing loans.

Digital & Online Banking

Instant Transfers and More

Want to send money to friends or family? Our person-to-person transfer service makes it easy and quick to share funds without any fuss. Whether it's splitting a bill or gifting money for a special occasion, it's all done securely in just moments. Security is a top priority for us at Allsouth. Our online banking services use robust security measures so you can feel confident knowing your information is protected while managing your accounts in real-time. In today's fast-paced world, convenience is key. With our user-friendly digital banking options, accessing and managing your finances has never been easier. Join us at Allsouth and experience how simple banking can be!

Key Features

Our online banking includes features like electronic signature authorization, allowing you to sign documents quickly without the hassle of printing or mailing. You can also opt for e-statements, which not only help reduce paper clutter but also provide you with instant access to your financial records. Need to make payments on the go? Our mobile payments feature allows you to pay directly from your smartphone, making transactions as simple as a few taps. Plus, with our dedicated mobile application, you can check balances, transfer funds, and even manage bills right from your pocket.

Financial Strength

Commitment to Reinvestment

With $232,925,935 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $19,575 in used auto loans and $682,039,233 in total loans and leases supporting our members' financial goals across various sectors.

Growing Member Base

Total Share and Deposit Accounts stand at 233,042, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $2,588,077, further highlighting our commitment to serving you effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Allsouth is your trusted partner. Visit us at 8352 Parklane Rd Columbia Sc 29223 or call (803) 736-3110 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $227,320,271 in share certificates and $189,701,036 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $18,275,514 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 321 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $252,497,899, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,877 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $335,854,124 in used vehicle loans and $96,825,918 in new vehicle loans already helping members get on the road. Whether you are interested in financing a new ride or need support for a reliable used vehicle, our team is here to assist you through the process.

Business Financing

For business owners, our outstanding commercial loans totaling $351,403 provide the capital needed to grow and expand. Our commercial loan options can help support your business ambitions while offering personalized service every step of the way.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $12,343,000, make buying or refinancing simple. We offer various mortgage products tailored to fit your specific situation. If you're considering refinancing your current mortgage, we can help identify the best options available for you.

Refinancing and Eligibility

If you're looking at refinancing options or want to know if you're eligible for any of our loan products, we encourage you to reach out. Our dedicated team is ready to guide you through the process and answer any questions you may have about eligibility criteria. For more information or to speak with one of our representatives about your financial needs, please call us at 803-736-3110 or visit us at our branch located at 8352 Parklane Rd Columbia SC 29223. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let Allsouth help you take the next step towards achieving your financial goals!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. This product is perfect for those who want to maintain a healthy budget without tying up collateral.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

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