Allsouth Credit Union Columbia SC | Top Auto Loans & Business Banking

Introduction

Welcome to Allsouth, your trusted partner in financial wellness since 1960. Located at 5470 Jackson Blvd, Columbia, SC 29207, our branch serves as a beacon of support for over 118,588 members. With total assets exceeding $1.34 billion, we are committed to helping you achieve your financial goals, whether it's buying a new car, saving for a home, or planning for retirement. At Allsouth, we believe in the power of community. Our dedicated team of 321 employees is here to provide personalized service tailored to your unique needs. Under the leadership of CEO William Koehler and Board President Walter Todd, we strive to foster a welcoming environment where every member feels valued and heard. While members can visit us at our physical location for all their banking needs, official correspondence should be sent to our mailing address at 730 Elmwood Ave, Columbia, SC 29201-2002. Our robust offerings include personal banking solutions like checking and savings accounts, auto loans, mortgage options, and business banking services. With total loans amounting to 44,980, and deposits reaching $317 million, we are well-equipped to help you navigate your financial journey with confidence. Explore our website at Allsouth for more information on how we can serve you better. We invite you to call us at 803-736-3110 or visit us during our lobby hours: Monday through Thursday from 9 AM to 5 PM and Friday until 6 PM. Join us in building a brighter financial future together!

Branch History & Mission

Community Focus

At Allsouth, we are committed not only to financial excellence but also to making a difference in the lives of those around us. We actively engage in partnerships with local organizations and participate in various outreach programs aimed at uplifting our community members. Whether it's through financial education workshops or supporting local initiatives, we strive to create positive change. As we continue to embrace technological advancements like online banking and mobile payments, we remain dedicated to ensuring that all members have easy access to their finances while adhering to ADA compliance standards. We invite you to join us at Allsouth Credit Union and experience the warmth of a community-focused institution that truly cares about your financial success. Discover how becoming a member can benefit you by visiting us today or exploring more about our services online at Allsouth.org. Together, let's build a brighter future!

Our Mission

Our mission is simple yet powerful: to improve the financial well-being of our members while fostering a spirit of cooperation and community support. We believe in empowering individuals through personalized banking solutions that include personal checking and savings accounts, auto loans, mortgage refinancing, and business banking options. While members can visit us at our branch address of 5470 Jackson Blvd, official correspondence should be sent to 730 Elmwood Ave, Columbia, SC 29201-2002. Our dedicated team is here to assist you during our operating hours: Monday through Thursday from 9:00 AM to 5:00 PM and Friday from 9:00 AM to 6:00 PM. For your convenience, we also offer drive-thru banking from Monday to Thursday starting at 8:30 AM until 5:00 PM and on Fridays until 6:00 PM.

Branch Location & Accessibility

A Warm Invitation

We're proud to offer a variety of services tailored to meet your financial needs, including personal banking options like checking and savings accounts, auto loans, mortgage loans, and even business banking services. Our team is here to help guide you through all your banking needs. So why not stop by or give us a call at 803-736-3110? At Allsouth, we're committed to providing exceptional service with a smile. We can't wait to welcome you into our branch!

Convenient Access and Services

At Allsouth, we understand that convenience is key. Our branch features ample parking and is ADA compliant, ensuring that everyone can access our services without a hitch. We also offer drive-thru banking for those quick transactions when you're on the go. Plus, with ATM availability right here at the branch, you can easily withdraw cash or check your balance anytime. While members can visit us at 5470 Jackson Blvd, official correspondence should be sent to our mailing address at 730 Elmwood Ave, Columbia, SC 29201-2002.

Operating Hours Tailored for You

Our doors are open to serve you during the following hours: Monday through Thursday from 9:00 AM to 5:00 PM and Friday from 9:00 AM to 6:00 PM. Please note that we close daily from 1:30 PM to 2:30 PM for a short break. This schedule allows us to provide you with dedicated service while accommodating your busy lifestyle.

Member Eligibility

At Allsouth, we believe that everyone deserves a supportive financial community, and becoming a member is the first step towards joining us. If you're curious about eligibility, it's quite simple! Generally, membership is open to individuals who live, work, worship, or attend school in certain areas around Columbia. You can also qualify through family members who are already part of our community. This inclusiveness means that many people can benefit from our range of services designed to support your financial journey. Getting started is easy! You can learn more about the specific eligibility criteria by visiting our website at https://www.allsouth.org/member-service/who-can-join/. If you're ready to take the next step and open an account with us, just follow this link for all the details: https://www.allsouth.org/open-new-account/. Should you have any questions or need assistance, feel free to call us at (803) 736-3110. We look forward to welcoming you to the Allsouth family at 5470 Jackson Blvd Columbia Sc 29207!

Business Banking & Commercial Services

Lending Solutions for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $4 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $351,403, we continue to drive economic growth by financing new and expanding businesses. Imagine being able to invest in new equipment or expand your workforce without the stress of funding hurdles. Our flexible loan options make these goals achievable, allowing you to focus on what matters most growing your business.

Practical Merchant Services

In addition to loans, our merchant services offer practical benefits for day-to-day operations. Whether you need efficient payment processing or support with cash flow management, we provide tools that simplify transactions and enhance customer experiences. Located at 5470 Jackson Blvd Columbia Sc 29207 in Columbia, SC, we're here to partner with you in achieving your business ambitions. Reach out today at (803) 736-3110 to learn how our services can help your business thrive!

Comprehensive List Of Services

Business Banking

If you're an entrepreneur or run a small business, Allsouth has got you covered too! Our business banking services, including merchant services and business loans, are tailored to support your business goals. We understand that managing finances is crucial for success, and we're here to partner with you on that journey.

Community Focus

At Allsouth, we believe in building relationships with our members. Your financial health is important to us, which is why we strive to offer personalized service alongside our comprehensive offerings. Whether you have questions about accounts or need advice on loans, don't hesitate to reach out at (803) 736-3110. We invite you to explore all that we have available at Fort Jackson. Stop by today at 5470 Jackson Blvd Columbia Sc 29207 or visit us online at https://www.allsouth.org/ for more information on how we can assist you in achieving your financial goals!

Convenient Access

In today's fast-paced world, convenience matters. That's why we offer robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. Need cash? Use one of our ATMs for easy withdrawals and balance checks. Prefer face-to-face service? Visit us during lobby hours or utilize our drive-thru banking for quick deposits and withdrawals.

Personal Banking

When it comes to personal banking, we offer various solutions to fit your lifestyle. You can open a checking or savings account that suits your everyday needs. If you're thinking about buying a car, our auto loans and vehicle financing options make it easier for you to get behind the wheel without breaking the bank. Planning to buy a home? Our mortgage loans and refinancing services are designed to guide you through the process smoothly. For those unexpected expenses or consolidating debts, our personal loans and debt consolidation products provide flexible solutions to help ease your financial burden. And don't forget about our credit cards with rewards, which can earn you benefits while you spend.

Digital & Online Banking

Key Features

Need to send money quickly? Our person-to-person transfer feature makes it easy to send funds to friends or family with just a few taps on your smartphone. Plus, if you're always on the go, our mobile application ensures that you have full access to your account right in your pocket. You can check balances, make deposits, and even use mobile payments for a swift checkout experience. Security is our top priority. With electronic signature authorization available, you can sign important documents electronically without worrying about safety. Our systems are designed to protect your information so you can bank with confidence. Whether you're at home or out and about, our digital banking services keep your finances at your fingertips while offering peace of mind. Embrace the ease of online banking with Allsouth and discover how simple managing your money can be!

Financial Strength

At Allsouth, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to provide a solid foundation of financial strength, ensuring that your investments and loans are in capable hands. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $252,497,899, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This foundation reflects our commitment to your financial well-being. Our net worth ratio of $1,877 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Your trust in us is supported by our robust financial metrics. Members' savings are secured through $227,320,271 in share certificates and $189,701,036 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $232,925,935 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $19,575 in used auto loans and $682,039,233 in total loans and leases. Our $18,275,514 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 321 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $2,588,077 highlight our capability to support your needs effectively. With a total of 233,042 accounts, it's clear that many members trust us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Allsouth is your trusted partner. Visit us at 5470 Jackson Blvd Columbia Sc 29207 or call (803) 736-3110 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued $33,585,412 in used vehicle loans and $96,825,918 in new vehicle loans, helping members get on the road with confidence. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, we have options tailored just for you.

Business Loans

For business owners in our community, we recognize that access to capital is crucial for growth and expansion. Our outstanding commercial loans total $351,403, providing vital funding for small businesses looking to enhance operations or invest in new opportunities.

Conclusion

No matter what your financial needs are be it an auto loan to hit the road or a mortgage loan to settle into a new home Allsouth has solutions ready for you. Visit us at our Columbia branch or give us a call at 803-736-3110 to learn more about how we can support your journey towards financial success. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Credit Lines and Personal Loans

For those looking for extra flexibility in managing finances, our total credit lines amount to $620,960,119. This can be an excellent resource for unexpected expenses or planned purchases without needing to apply for a new loan each time. We also provide unsecured credit card loans with flexible terms to help members manage their finances effectively. Currently, we hold no outstanding unsecured credit card loans; however, our team is ready to discuss options should you need them.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $12,343,000, providing flexible terms that suit your budget. If you're considering refinancing your current mortgage to take advantage of lower rates or better terms, our team can assist you with that as well.

Loan Aggregator

Benefits of Using LendMesh

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Allsouth

Introduction

Branch History & Mission

Community Focus

Our Mission

Branch Location & Accessibility

A Warm Invitation

Convenient Access and Services

Operating Hours Tailored for You

Member Eligibility

Business Banking & Commercial Services

Lending Solutions for Growth

Practical Merchant Services

Comprehensive List Of Services

Business Banking

Community Focus

Convenient Access

Personal Banking

Digital & Online Banking

Key Features

Financial Strength

Loan Offering

Auto Loans

Business Loans

Conclusion

Credit Lines and Personal Loans

Mortgage Loans

Loan Aggregator

Benefits of Using LendMesh

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