Allsouth Credit Union Columbia SC | Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to Allsouth, your trusted financial partner located at 2121 N Beltline Blvd, Columbia, SC 29204. Since our establishment in 1960, we have been committed to serving our community with integrity and dedication. With a total membership of 118,588 and assets totaling an impressive $1,343,624,226, we pride ourselves on being a cornerstone of financial support for individuals and businesses alike. At Allsouth, we understand that managing finances can be challenging. That's why we offer a wide range of services designed to meet your needs whether you're looking for personal banking options like checking and savings accounts, auto loans, or mortgage refinancing. Our business banking services include merchant services and business loans tailored to help your company thrive. Under the leadership of our CEO, William Koehler, and Board President, Walter Todd, our team of 321 employees is dedicated to providing exceptional service. We believe in building strong relationships with our members, ensuring that you feel valued every step of the way. While members can visit us at 2121 N Beltline Blvd, official correspondence should be sent to our mailing address at 730 Elmwood Ave, Columbia, SC 29201-2002. You can easily reach us at (803) 736-3110 during our lobby hours from Monday to Thursday from 9:00 AM to 5:00 PM and Friday until 6:00 PM. With total loans amounting to 44,980 and total deposits reaching $317,497,588, Allsouth is more than just a credit union; we are a community-focused institution ready to help you achieve your financial goals. Explore how we can support you today by visiting our website at allsouth.org. Join us in making your financial dreams a reality!

Branch History & Mission

Community-Centric Approach

As part of our mission, we prioritize accessibility and convenience for all members. Our branch offers drive-thru banking and an ATM for quick transactions. We're also proud to ensure ADA compliance so that everyone can comfortably access our services. We believe that strong communities lead to better futures. That's why Allsouth actively participates in local outreach programs and collaborates with other organizations to support those in need.

Join Us!

We invite you to be part of the Allsouth family. Experience the benefits of membership by joining us today! Whether you need assistance with saving for a new car or planning for retirement, we're here for you every step of the way. Visit us online at Allsouth or call us at 803-736-3110 for more information about how we can help you achieve your financial dreams!

Our Evolution

From our humble beginnings over six decades ago, Allsouth has evolved significantly. We started with a simple mission: to provide affordable financial solutions and empower our members to achieve their goals. As we expanded our services, we embraced technology to enhance member experiences while maintaining the personal touch that sets us apart. Today, we offer a wide range of services, including checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking options. Our commitment to serving the community has remained unwavering. We take pride in supporting local initiatives and partnerships that uplift those around us. Whether through financial education workshops or community service events, Allsouth aims to make a positive impact in Columbia and beyond.

Our Mission

At Allsouth, our mission is clear: we are dedicated to providing personalized financial solutions while fostering a sense of belonging among our members. We understand that everyone's financial journey is unique; therefore, we strive to create an inclusive environment where everyone feels valued and supported. Our focus on customer service ensures that you receive the guidance you need when making important financial decisions. While members can visit us at 2121 N Beltline Blvd for everyday banking needs, official correspondence should be sent to 730 Elmwood Ave, Columbia, SC 29201-2002.

Branch Location & Accessibility

Accessibility and Features

At Allsouth, we prioritize your convenience. Our branch offers ample parking space and features that ensure accessibility for everyone, including ADA-compliant ramps. If you prefer banking from your vehicle, take advantage of our drive-thru service, available Monday through Friday. For those who enjoy a more personal touch, our lobby welcomes you with open arms during regular hours: Monday to Thursday from 9:00 AM to 5:00 PM and Friday from 9:00 AM to 6:00 PM.

Banking Services

We understand that banking needs can vary widely. That's why we offer a range of services designed just for you. From personal checking and savings accounts to auto loans and mortgage options, we've got you covered. Need cash? Our ATM is available on-site for quick withdrawals and balance checks. You can also complete simple transactions at the drive-thru without stepping inside.

Connect With Us

Our dedicated team is ready to assist you with all your banking needs. Whether you have questions about opening an account or want to learn more about our financial products, don't hesitate to reach out! Give us a call at 803-736-3110 or stop by our branch today. We look forward to helping you achieve your financial goals!

Member Eligibility

At Allsouth, we believe that everyone deserves a chance to be part of a caring community. Joining us is easy and welcoming! If you live, work, or worship in the area, you're likely eligible to become a member. We're here for individuals and families looking for a financial partner who truly cares about their success. For the most up-to-date eligibility details, you can check out our dedicated page at https://www.allsouth.org/member-service/who-can-join/ . Once you've determined that you're eligible, opening an account with us is a breeze! Simply visit our website for the step-by-step process at https://www.allsouth.org/open-new-account/ or give us a call at (803) 736-3110 if you have any questions. Our friendly team is ready to assist you every step of the way as you embark on this exciting journey with us at Allsouth, located at 2121 N Beltline Blvd Columbia Sc 29204. Join today and experience the benefits of being part of a supportive financial family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $4 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $351,403, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services that simplify daily transactions. Imagine being able to accept payments easily from customers, whether they pay in person or online. Our merchant solutions empower you with tools like payment processing and point-of-sale systems, allowing you to focus more on running your business rather than worrying about how you'll get paid. Visit us at 2121 N Beltline Blvd Columbia Sc 29204 in Columbia, SC, or give us a call at (803) 736-3110 to learn more about how our business banking services can fuel your success!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're considering purchasing a new vehicle, our auto loans and vehicle financing options can make it happen. With competitive rates and flexible terms, we help you drive away in the car of your dreams without breaking the bank. Our knowledgeable staff will guide you through the process, ensuring you get the best deal possible.

Business Banking

For our local business owners, we provide comprehensive business banking services including merchant services and business loans. We're committed to supporting the growth of businesses in Columbia by offering personalized financial solutions tailored to meet their specific needs.

Convenient Access

We know convenience matters, which is why we offer ATM access and drive-thru banking for quick transactions like deposits and withdrawals. No need to worry about long lines; simply visit us during our lobby hours or utilize our drive-thru service.

Credit Cards with Rewards

Make your purchases rewarding with our credit cards that offer benefits like cash back and travel rewards. This means every time you buy groceries or fill up your tank, you're earning points towards something special!

Get Started Today!

Ready to explore what Allsouth has to offer? Give us a call at (803) 736-3110 or visit us at our branch in Columbia. Whether you're looking for personal banking solutions or business support, we're excited to assist you on your financial journey! Don't wait start taking advantage of these great services today!

Mortgage Loans & Refinancing

Thinking about buying a home? We offer mortgage loans and refinancing options that cater to first-time buyers and seasoned homeowners alike. Our team will work closely with you to find a solution that fits your budget and lifestyle. With us, securing your dream home becomes a reality.

Personal Banking

Our personal banking services include checking and savings accounts that are designed for everyday use. We know that managing finances can be challenging, which is why our accounts come with user-friendly online and mobile banking options. Imagine being able to check your balance or transfer funds from the comfort of your home or on-the-go it's as easy as a few taps on your smartphone!

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. Whether it's an emergency repair or consolidating debt, our personal loans can provide the support you need. We're here to discuss your situation and find a loan option that works for you.

Digital & Online Banking

Key Services

Our online banking features are available 24/7 at https://www.allsouth.org/ , allowing you to check balances, pay bills, and transfer funds with just a few clicks. You can also enjoy the benefits of electronic statements, which provide a hassle-free way to stay organized while reducing paper clutter. If you're always on the go, our mobile application is here to help. It offers mobile payments that make transactions quicker and easier than ever. Plus, with person-to-person transfers, sending money to friends or family is simple and straightforward.

Security and Convenience

Your security is our priority. We use electronic signature authorization to ensure that your transactions are safe and reliable. Our online banking system employs advanced security measures so you can feel confident accessing your accounts from any device. With features like e-statements and mobile payments, managing your finances has never been more accessible. Whether you're at home or out and about, you can take control of your money in real-time without any fuss. Join us at Allsouth today to experience the future of banking right from the palm of your hand!

Financial Strength

Growing Member Base

Total Share and Deposit Accounts: 233,042, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $2,588,077. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Allsouth is your trusted partner. Visit us at 2121 N Beltline Blvd Columbia Sc 29204 or call (803) 736-3110 to learn more about how we can help you achieve your financial goals.

Member Savings Secured

Members' savings are secured through $227,320,271 in share certificates and $189,701,036 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $18,275,514 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 321 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $232,925,935 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $19,575 in used auto loans and $682,039,233 in total loans and leases.

Solid Financial Foundation

With a net worth of $252,497,899, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,877 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $335,854,124 in used vehicle loans and $96,825,918 in new vehicle loans already helping members get on the road. We also provide refinancing options if you're looking to lower your monthly payments on an existing auto loan.

Commercial Loans

For business owners in the community, our outstanding commercial loans totaling $351,403 provide the capital needed to grow and expand operations. Whether it's purchasing equipment or funding a new project, we are here to support your business ambitions. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Allsouth Credit Union, we prioritize transparency and member satisfaction. Each loan product is designed with your best interests in mind so that you can manage your finances effectively while achieving your dreams. Explore our offerings today and see how we can assist you!

Credit Lines and Unsecured Loans

We understand that flexibility is crucial when it comes to managing finances. That's why we provide credit lines with a total amount of $620,960,119 available to our members. Additionally, while we currently do not offer unsecured credit card loans at this time (totaling $0), we are always looking for ways to expand our services based on member feedback.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $12,343,000, giving you the chance to invest in your future without hassle. If you're exploring eligibility options for first-time buyers or refinancing existing mortgages, our team can guide you through the process.

Loan Aggregator

Benefits of Using LendMesh

LendMesh provides several key benefits to users: - Verified Data: All loan offers come from legitimate financial institutions, ensuring that the information is accurate and trustworthy. - No Sponsored Listings: Unlike many other platforms, LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results so users can compare options fairly. - Real-Time Rate Comparisons: Users have access to up-to-date loan rates from multiple institutions. This feature enables them to find the best deal quickly and efficiently. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights how LendMesh can make a significant difference in securing better financial terms. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers. Each loan comparison is backed by verified data from legitimate financial institutions, which builds trust in the offers presented.

ALLSOUTH FEDERAL CREDIT UNION