Allsouth Credit Union Columbia SC | Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to Allsouth, your trusted financial partner located at 2012 Harden St Ste 114, Columbia, SC 29204. Since our establishment in 1960, we've proudly served our community with a commitment to providing excellent banking services tailored for you. With a total membership of 118,588 and assets exceeding $1.34 billion, we strive to empower our members through personalized financial solutions. At Allsouth, we understand that your financial needs are unique. That's why we offer a variety of services including checking and savings accounts, auto loans, mortgage loans, and business banking options. Our team of 321 dedicated employees, led by CEO William Koehler and Board President Walter Todd, is here to ensure you receive the highest level of service and support. While members can visit us at our branch, official correspondence should be sent to our mailing address: 730 Elmwood Ave, Columbia, SC 29201-2002. We invite you to explore how we can help you achieve your financial goals. With total deposits of $317,497,588 and a net worth of $252,497,899, Allsouth is more than just a credit union; we're a vital part of the community dedicated to your success. For any inquiries or assistance, feel free to reach out to us at 803-736-3110. Our lobby hours are Monday through Friday from 9:00 AM to 5:00 PM, with drive-thru services available from 8:30 AM to 5:00 PM. We welcome you to visit us today or check out our website at Allsouth for more information!

Branch History & Mission

Community Engagement

We believe in giving back to the communities we serve. Over the years, Allsouth has engaged in numerous outreach programs and partnerships aimed at supporting local initiatives. Our commitment to ADA compliance ensures that all members can access our services comfortably. As we look ahead, we invite you to be part of this journey. Join us at Allsouth Credit Union today! Experience firsthand how we can assist you in achieving your financial goals while making meaningful contributions to our community. For inquiries or further assistance, please reach out to us at 803-736-3110 or visit us online at Allsouth.org.

Our Mission

Our mission is simple yet profound: to provide quality financial services while fostering a spirit of community support. At Allsouth, we understand that banking goes beyond transactions; it's about building relationships and empowering individuals and families to achieve their financial dreams. We offer a wide range of products including checking and savings accounts, auto loans, mortgage options, personal loans, and business banking solutions tailored to meet the diverse needs of our members. With modern technology at our fingertips, we ensure that banking with us is convenient and accessible. Members enjoy features such as online banking, mobile payments, and e-statements. Whether you prefer visiting us during our lobby hours from 9:00 am to 5:00 pm or using our drive-thru service from 8:30 am to 5:00 pm, we are here to serve you.

Branch Location & Accessibility

Convenient Access and Services

At Allsouth, we pride ourselves on offering a range of services to meet your banking needs. Our location features both ATM availability and drive-thru banking for those quick transactions on-the-go. Plus, our facility is equipped with ADA-compliant accessibility features, ensuring everyone can comfortably access our services.

Operating Hours

We understand that life can be busy, which is why we've tailored our operating hours for your convenience. You can visit us Monday through Friday from 9:00 AM to 5:00 PM in the lobby, and for those who need an earlier start, our drive-thru is open from 8:30 AM to 5:00 PM. Please note that we temporarily close daily from 11:00 AM to 12:00 PM for lunch. While members can visit us at our branch address, any official correspondence should be sent to our mailing address at 730 Elmwood Ave, Columbia, SC 29201-2002.

Reach Out Anytime

Have questions or need assistance? Don't hesitate to give us a call at 803-736-3110. Our friendly staff is here to help you navigate your financial journey. We invite you to stop by and discover how Allsouth can support your personal and business banking needs. We look forward to welcoming you soon!

Member Eligibility

At Allsouth, we believe that everyone deserves a supportive financial partner, and becoming a member is your first step toward joining our welcoming community. If you live, work, or go to school in the areas we serve, you're likely eligible to join us! We pride ourselves on being inclusive, so whether you're just starting out or looking to grow your financial future, there's a place for you here. For more detailed eligibility criteria, feel free to check out our website at https://www.allsouth.org/member-service/who-can-join/. Opening an account with us is simple and straightforward! You can find all the information you need about getting started right on our website at https://www.allsouth.org/open-new-account/. If you have any questions or need assistance, don't hesitate to reach out by calling us at (803) 736-3110. We're excited to help you take this important step towards better banking!

Business Banking & Commercial Services

Merchant Services That Make Sense

In today's fast-paced marketplace, efficient payment solutions can set your business apart. Our merchant services simplify transactions, allowing you to accept payments easily whether online or in-person. Imagine serving your customers better and faster while keeping track of sales effortlessly. If you're ready to grow your business or simply need reliable financial services, visit us at 2012 Harden St Ste 114 Columbia Sc 29204 in Columbia, SC or give us a call at (803) 736-3110. Let's work together to turn your business dreams into reality!

Tailored Loan Options

Imagine having access to funds that can help you invest in new equipment, hire additional staff, or expand your operations. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $4 in commercial loans for our members, helping businesses scale and succeed. With an outstanding commercial loan portfolio of $351,403, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Drive-Thru Services

We also offer essential ATM & Cash Withdrawal Services along with basic drive-thru banking options for quick deposits and withdrawals. With an ATM available right here at our branch as well as drive-thru access during business hours, banking couldn't be more convenient. We invite you to visit us at 2012 Harden St Ste 114 Columbia Sc 29204 in Columbia, SC or give us a call at (803) 736-3110 to learn more about how we can support your financial journey. Discover all that Allsouth has to offer by exploring our full range of services today!

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our Auto Loans & Vehicle Financing services can help make that dream a reality. With competitive rates and flexible terms, financing your vehicle is straightforward. Picture driving off the lot with confidence knowing you've secured the best deal possible.

Business Banking Services

For entrepreneurs and small business owners, we offer robust Business Banking services including Merchant Services and Business Loans tailored to help you grow. Our team understands the challenges businesses face and is committed to providing support that helps you thrive in today's market.

Convenient Online & Mobile Banking

At Allsouth, convenience is key. With our Online & Mobile Banking, managing your accounts is at your fingertips anytime, anywhere. Use features like mobile payments and person-to-person transfers to stay connected and in control of your finances.

Credit Cards with Rewards

Make every purchase count with our Credit Cards with Rewards program. You can earn points on everyday spending that can be redeemed for travel, gifts, or cash back. It's like getting rewarded simply for using your card!

Mortgage Loans & Refinancing

If you're looking to purchase a home or refinance your current mortgage, we provide comprehensive Mortgage Loans & Refinancing options. We're here to assist you every step of the way from finding the right loan to guiding you through the application process. Imagine settling into your new home without the stress of complicated paperwork; our team is ready to simplify it for you.

Personal Banking Solutions

Whether you're opening your first checking account or planning for your future with a savings account, our personal banking options have got you covered. We offer a variety of Checking & Savings Accounts designed to fit different lifestyles. Imagine being able to manage your finances effortlessly online or through our mobile app checking balances, transferring funds, and paying bills has never been easier.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. Our Personal Loans & Debt Consolidation services are designed to help ease financial burdens when they arise. Whether it's for medical bills, home repairs, or consolidating debt, we provide solutions that work for you. Think about how good it will feel to tackle those expenses head-on with manageable repayment plans.

Digital & Online Banking

Key Services

With our online banking, you can view account balances, transfer money, and pay bills all from the comfort of your couch or while waiting in line. We also offer E-Statements, allowing you to receive your monthly statements electronically no more paper clutter! Plus, our electronic signature authorization feature makes signing documents quick and hassle-free. For those who prefer mobile banking, our mobile application is available for download, putting all your banking needs right at your fingertips. You can even make mobile payments seamlessly, whether you're shopping at your favorite store or dining out with friends. If you need to send money quickly, our person-to-person transfers allow you to easily send funds to family and friends without any fuss.

Security and Accessibility

Your security is our top priority. Our online services are designed with advanced security measures to keep your information safe while providing a user-friendly experience. We want you to feel confident every time you log in. Managing your finances has never been easier or more accessible than with the digital banking services at Allsouth. Experience real-time account management that fits into your busy life today!

Financial Strength

Growing Member Community

Total Share and Deposit Accounts stand at 233,042, showing a strong and growing member base that trusts us with their finances. With net shares available for lending and investments at $2,588,077, we are well-positioned to assist you with your banking needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Allsouth is your trusted partner. Visit us at 2012 Harden St Ste 114 Columbia Sc 29204 or call (803) 736-3110 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $227,320,271 in share certificates and $189,701,036 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency shines through with a net income of $18,275,514, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 321 full-time employees dedicated to providing exceptional service and support.

Reinvesting in Your Future

With $232,925,935 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant as we offer $19,575 in used auto loans and manage $682,039,233 in total loans and leases. This means we can support your financial goals across various sectors effectively.

Strong Financial Position

With a net worth of $252,497,899, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,877 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $335,854,124 in used vehicle loans and $96,825,918 in new vehicle loans already helping members get on the road. We make it easy for you to finance your next vehicle with flexible terms and competitive interest rates.

Commercial Loans

For business owners, our outstanding commercial loans totaling $351,403 provide the capital needed to grow and expand your operations. We understand the challenges faced by small businesses and are committed to offering solutions tailored to your needs.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $12,343,000, make buying or refinancing simple. We provide personalized service to guide you through the mortgage process, ensuring you find a solution that fits your financial situation.

Personal and Credit Line Loans

In addition to our auto and mortgage loans, we also provide credit line options totaling $620,960,119 to help you manage cash flow and unexpected expenses. For those looking for more flexibility, our unsecured credit card loans are available as well, assisting members with effective financial management.

Refinancing Opportunities

If you're considering refinancing an existing loan, our team is here to help you explore your options. Whether it's lowering your monthly payments or accessing cash for other projects, we can guide you through the process efficiently. At Allsouth, we're dedicated to providing exceptional service and financial products that meet your needs. For more information about our loan offerings or eligibility requirements, feel free to reach out at (803) 736-3110 or visit us at 2012 Harden St Ste 114 Columbia Sc 29204, Columbia, SC. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Aggregator

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